United Bancorp (UBCP) Stock Price, News & Analysis

Company Overview

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

Key Stats

• Today's Range: $12.30 to $12.75
• 50-Day Range: $11.75 to $13.78
• 52-Week Range: $10.55 to $15.50
• Volume: 5,799 shs
• Average Volume: 7,621 shs
• Market Capitalization: $71.33 million
• P/E Ratio: 8.93
• Dividend Yield: 5.76%
• Price Target: N/A
• Consensus Rating: N/A

United Bancorp Stock Analysis - MarketRank™

United Bancorp scored higher than 67% of companies evaluated by MarketBeat, and ranked 451st out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for United Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of United Bancorp is 8.93, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 125.26.

Price to Earnings Ratio vs. Sector

The P/E ratio of United Bancorp is 8.93, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 46.18.

Price to Book Value per Share Ratio

United Bancorp has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.10% of the float of United Bancorp has been sold short.

Short Interest Ratio / Days to Cover

United Bancorp has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in United Bancorp has recently decreased by 15.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

United Bancorp is a leading dividend payer. It pays a dividend yield of 5.72%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

United Bancorp has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of United Bancorp is 51.45%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.10% of the float of United Bancorp has been sold short.

Short Interest Ratio / Days to Cover

United Bancorp has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in United Bancorp has recently decreased by 15.00%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.81

News Sentiment

United Bancorp has a news sentiment score of 0.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for United Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, United Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.71% of the stock of United Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 15.42% of the stock of United Bancorp is held by institutions.

UBCP Stock Analysis - Frequently Asked Questions

How have UBCP shares performed this year?

United Bancorp's stock was trading at $12.84 at the beginning of 2024. Since then, UBCP stock has decreased by 4.0% and is now trading at $12.32.
View the best growth stocks for 2024 here.

How were United Bancorp's earnings last quarter?

United Bancorp, Inc. (NASDAQ:UBCP) issued its earnings results on Wednesday, October, 27th. The financial services provider reported $0.50 EPS for the quarter, beating analysts' consensus estimates of $0.26 by $0.24. United Bancorp had a net margin of 18.28% and a trailing twelve-month return on equity of 12.56%.

Who are United Bancorp's major shareholders?

Top institutional investors of United Bancorp include Commonwealth Financial Services LLC (1.52%), Geode Capital Management LLC (0.83%), Wesbanco Bank Inc. (0.46%) and BBR Partners LLC (0.17%). Insiders that own company stock include Scott A Everson, Gary W Glessner, Randall M Greenwood, Matthew Fredrick Branstetter, John M Hoopingarner and Richard L Riesbeck.
View institutional ownership trends.

How do I buy shares of United Bancorp?

Shares of UBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of United Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorp investors own include United Bankshares (UBSI), AbbVie (ABBV), QUALCOMM (QCOM), UnitedHealth Group (UNH), Verizon Communications (VZ), Walgreens Boots Alliance (WBA) and Huntington Bancshares (HBAN).

Company Calendar

• Last Earnings: 10/27/2021
• Ex-Dividend for 9/20 Dividend: 9/10/2024
• Dividend Payable: 9/20/2024
• Today: 11/21/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 2/04/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:UBCP
• CUSIP: N/A
• CIK: 731653
• Web: www.unitedbancorp.com
• Phone: (740) 633-0445
• Fax: 740-633-1448
• Employees: 115
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.38
• Trailing P/E Ratio: 8.93
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.95 million
• Net Margins: 18.28%
• Pretax Margin: 18.65%
• Return on Equity: 12.56%
• Return on Assets: 0.96%

Debt

• Debt-to-Equity Ratio: 1.51
• Current Ratio: 0.79
• Quick Ratio: 0.79

Sales & Book Value

• Annual Sales: $40.90 million
• Price / Sales: 1.74
• Cash Flow: $1.85 per share
• Price / Cash Flow: 6.65
• Book Value: $11.31 per share
• Price / Book: 1.09

Miscellaneous

• Outstanding Shares: 5,790,000
• Free Float: 5,111,000
• Market Cap: $71.33 million
• Optionable: Not Optionable
• Beta: 0.41