United Security Bancshares (UBFO) Stock Price, News & Analysis

Company Overview

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.

Key Stats

• Today's Range: $10.02 to $10.08
• 50-Day Range: $9.36 to $10.31
• 52-Week Range: $7.02 to $10.49
• Volume: 4,187 shs
• Average Volume: 27,632 shs
• Market Capitalization: $172.35 million
• P/E Ratio: 11.57
• Dividend Yield: 4.82%
• Price Target: N/A
• Consensus Rating: N/A

UBFO Stock Analysis - Frequently Asked Questions

How have UBFO shares performed this year?

United Security Bancshares' stock was trading at $10.10 on January 1st, 2025. Since then, UBFO stock has decreased by 1.5% and is now trading at $9.9510.
View the best growth stocks for 2025 here.

How were United Security Bancshares' earnings last quarter?

United Security Bancshares (NASDAQ:UBFO) posted its quarterly earnings data on Monday, January, 27th. The financial services provider reported $0.15 earnings per share for the quarter. United Security Bancshares had a net margin of 22.58% and a trailing twelve-month return on equity of 11.54%.

Who are United Security Bancshares' major shareholders?

Top institutional shareholders of United Security Bancshares include Bridgewealth Advisory Group LLC (7.03%), Dimensional Fund Advisors LP (5.11%), Fourthstone LLC (1.85%) and Susquehanna International Group LLP (0.90%). Insiders that own company stock include Jagroop Gill, Dennis R Woods, G Thompson Ellithorpe, William M Yarbenet, Robert C Oberg Jr, Brian Tkacz, Benjamin Mackovak, Heather Hammack and Thomas G Walker.
View institutional ownership trends.

How do I buy shares of United Security Bancshares?

Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of United Security Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that United Security Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE).

Company Calendar

• Ex-Dividend for 1/17 Dividend: 1/02/2025
• Dividend Payable: 1/17/2025
• Last Earnings: 1/27/2025
• Today: 2/21/2025
• Next Earnings (Estimated): 4/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:UBFO
• CUSIP: N/A
• CIK: 1137547
• Web: www.unitedsecuritybank.com
• Phone: (559) 248-4943
• Fax: 559-248-5088
• Employees: 120
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.86
• Trailing P/E Ratio: 11.70
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $14.78 million
• Net Margins: 22.58%
• Pretax Margin: 35.34%
• Return on Equity: 11.54%
• Return on Assets: 1.20%

Debt

• Debt-to-Equity Ratio: 0.09
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $65.46 million
• Price / Sales: 2.66
• Cash Flow: $1.29 per share
• Price / Cash Flow: 7.82
• Book Value: $7.15 per share
• Price / Book: 1.41

Miscellaneous

• Outstanding Shares: 17,320,000
• Free Float: 13,841,000
• Market Cap: $174.24 million
• Optionable: Optionable
• Beta: 0.58