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United Security Bancshares (UBFO) Competitors

United Security Bancshares logo
$9.96 +0.07 (+0.71%)
As of 01/17/2025 04:00 PM Eastern

UBFO vs. MCB, PGY, EQBK, VEL, FSBC, LPRO, SMBC, SPFI, LDI, and QD

Should you be buying United Security Bancshares stock or one of its competitors? The main competitors of United Security Bancshares include Metropolitan Bank (MCB), Pagaya Technologies (PGY), Equity Bancshares (EQBK), Velocity Financial (VEL), Five Star Bancorp (FSBC), Open Lending (LPRO), Southern Missouri Bancorp (SMBC), South Plains Financial (SPFI), loanDepot (LDI), and Qudian (QD). These companies are all part of the "banking" industry.

United Security Bancshares vs.

United Security Bancshares (NASDAQ:UBFO) and Metropolitan Bank (NYSE:MCB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership, community ranking and dividends.

United Security Bancshares has a beta of 0.6, meaning that its stock price is 40% less volatile than the S&P 500. Comparatively, Metropolitan Bank has a beta of 1.17, meaning that its stock price is 17% more volatile than the S&P 500.

In the previous week, United Security Bancshares and United Security Bancshares both had 1 articles in the media. Metropolitan Bank's average media sentiment score of 0.76 beat United Security Bancshares' score of 0.14 indicating that Metropolitan Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Security Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Metropolitan Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Metropolitan Bank has a consensus target price of $74.25, indicating a potential upside of 21.83%. Given Metropolitan Bank's stronger consensus rating and higher possible upside, analysts clearly believe Metropolitan Bank is more favorable than United Security Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Security Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Metropolitan Bank
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00

Metropolitan Bank has higher revenue and earnings than United Security Bancshares. United Security Bancshares is trading at a lower price-to-earnings ratio than Metropolitan Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$65.95M2.62$19.80M$1.029.76
Metropolitan Bank$403.31M1.69$76.90M$5.3211.46

Metropolitan Bank received 100 more outperform votes than United Security Bancshares when rated by MarketBeat users. Likewise, 68.36% of users gave Metropolitan Bank an outperform vote while only 41.51% of users gave United Security Bancshares an outperform vote.

CompanyUnderperformOutperform
United Security BancsharesOutperform Votes
88
41.51%
Underperform Votes
124
58.49%
Metropolitan BankOutperform Votes
188
68.36%
Underperform Votes
87
31.64%

United Security Bancshares has a net margin of 25.78% compared to Metropolitan Bank's net margin of 12.47%. United Security Bancshares' return on equity of 13.96% beat Metropolitan Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
United Security Bancshares25.78% 13.96% 1.45%
Metropolitan Bank 12.47%10.02%0.94%

30.9% of United Security Bancshares shares are owned by institutional investors. Comparatively, 79.8% of Metropolitan Bank shares are owned by institutional investors. 20.1% of United Security Bancshares shares are owned by insiders. Comparatively, 6.5% of Metropolitan Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Metropolitan Bank beats United Security Bancshares on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBFO vs. The Competition

MetricUnited Security BancsharesNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$172.54M$23.07B$11.65B$9.12B
Dividend Yield4.82%3.28%5.99%4.01%
P/E Ratio9.7626.6322.8213.13
Price / Sales2.622.2528.3575.82
Price / Cash7.6910.4916.9732.72
Price / Book1.391.272.654.58
Net Income$19.80M$2.28B$1.06B$224.83M
7 Day Performance5.40%2.23%1.94%2.37%
1 Month Performance-2.92%1.30%0.91%4.40%
1 Year Performance24.81%18.95%14.71%20.10%

United Security Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBFO
United Security Bancshares
2.8003 of 5 stars
$9.96
+0.7%
N/A+24.8%$172.54M$65.95M9.76120Upcoming Earnings
High Trading Volume
MCB
Metropolitan Bank
3.4153 of 5 stars
$57.53
+2.1%
$74.25
+29.1%
+32.7%$644.22M$269.46M10.81240Upcoming Earnings
PGY
Pagaya Technologies
3.4668 of 5 stars
$8.60
-1.9%
$20.00
+132.6%
-32.3%$633.44M$939.31M-3.39800Positive News
Gap Down
EQBK
Equity Bancshares
2.5073 of 5 stars
$40.65
+2.1%
$44.75
+10.1%
+32.6%$621.54M$153.70M36.95700Upcoming Earnings
VEL
Velocity Financial
2.4593 of 5 stars
$18.72
+0.1%
$21.50
+14.9%
+18.8%$619.91M$195.70M10.12220
FSBC
Five Star Bancorp
4.1627 of 5 stars
$28.87
+1.6%
$35.25
+22.1%
+22.1%$615.48M$118.47M12.66180Upcoming Earnings
Dividend Announcement
LPRO
Open Lending
3.7309 of 5 stars
$5.15
-0.4%
$6.83
+32.7%
-31.5%$614.65M$95.89M171.67180News Coverage
Positive News
SMBC
Southern Missouri Bancorp
3.8785 of 5 stars
$53.44
+1.7%
$63.00
+17.9%
+15.9%$602.64M$166.92M12.29540
SPFI
South Plains Financial
3.7437 of 5 stars
$33.37
+3.2%
$36.00
+7.9%
+25.8%$546.93M$181.76M12.98680Upcoming Earnings
News Coverage
Positive News
LDI
loanDepot
3.408 of 5 stars
$1.64
-1.5%
$2.60
+59.0%
-33.3%$534.65M$747.53M-3.1413,500Short Interest ↑
QD
Qudian
2.3465 of 5 stars
$2.61
+0.4%
N/A+34.8%$523.57M$160.33M65.25940Positive News

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This page (NASDAQ:UBFO) was last updated on 1/21/2025 by MarketBeat.com Staff
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