United Security Bancshares (UBFO) Competitors $10.26 +0.28 (+2.81%) (As of 12/20/2024 05:16 PM ET) Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends UBFO vs. FSBC, LDI, LPRO, VEL, ESQ, SPFI, OPFI, FFWM, SMBK, and SHBIShould you be buying United Security Bancshares stock or one of its competitors? The main competitors of United Security Bancshares include Five Star Bancorp (FSBC), loanDepot (LDI), Open Lending (LPRO), Velocity Financial (VEL), Esquire Financial (ESQ), South Plains Financial (SPFI), OppFi (OPFI), First Foundation (FFWM), SmartFinancial (SMBK), and Shore Bancshares (SHBI). These companies are all part of the "banking" industry. United Security Bancshares vs. Five Star Bancorp loanDepot Open Lending Velocity Financial Esquire Financial South Plains Financial OppFi First Foundation SmartFinancial Shore Bancshares Five Star Bancorp (NASDAQ:FSBC) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, community ranking, media sentiment, valuation and institutional ownership. Do analysts prefer FSBC or UBFO? Five Star Bancorp presently has a consensus target price of $35.25, suggesting a potential upside of 15.99%. Given Five Star Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Five Star Bancorp is more favorable than United Security Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Five Star Bancorp 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75United Security Bancshares 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Does the MarketBeat Community prefer FSBC or UBFO? United Security Bancshares received 16 more outperform votes than Five Star Bancorp when rated by MarketBeat users. However, 61.02% of users gave Five Star Bancorp an outperform vote while only 41.51% of users gave United Security Bancshares an outperform vote. CompanyUnderperformOutperformFive Star BancorpOutperform Votes7261.02% Underperform Votes4638.98% United Security BancsharesOutperform Votes8841.51% Underperform Votes12458.49% Does the media prefer FSBC or UBFO? In the previous week, Five Star Bancorp and Five Star Bancorp both had 4 articles in the media. Five Star Bancorp's average media sentiment score of 1.10 beat United Security Bancshares' score of 0.87 indicating that Five Star Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Five Star Bancorp 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive United Security Bancshares 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more risk & volatility, FSBC or UBFO? Five Star Bancorp has a beta of 0.45, indicating that its stock price is 55% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.61, indicating that its stock price is 39% less volatile than the S&P 500. Is FSBC or UBFO more profitable? United Security Bancshares has a net margin of 25.78% compared to Five Star Bancorp's net margin of 21.35%. United Security Bancshares' return on equity of 13.96% beat Five Star Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Five Star Bancorp21.35% 12.80% 1.18% United Security Bancshares 25.78%13.96%1.45% Do institutionals and insiders have more ownership in FSBC or UBFO? 46.9% of Five Star Bancorp shares are owned by institutional investors. Comparatively, 30.9% of United Security Bancshares shares are owned by institutional investors. 25.6% of Five Star Bancorp shares are owned by insiders. Comparatively, 20.1% of United Security Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Is FSBC or UBFO a better dividend stock? Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.6%. United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 4.7%. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. United Security Bancshares pays out 47.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Which has better earnings & valuation, FSBC or UBFO? Five Star Bancorp has higher revenue and earnings than United Security Bancshares. United Security Bancshares is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFive Star Bancorp$118.47M5.47$47.73M$2.2813.33United Security Bancshares$54.53M3.26$19.80M$1.0210.06 SummaryFive Star Bancorp beats United Security Bancshares on 13 of the 19 factors compared between the two stocks. Ad ProsperityPubCrypto’s hidden gem + greatest crypto bull run in history = $$$?You don’t actually want to buy Bitcoin this time around. That’s because there’s a better way to take advantage of this new bull market… One market expert calls it Crypto’s Hidden Gem And it’s a new way that has given folks like you and me the chance to see bigger and faster moves than the traditional way of buying Bitcoin… That means if you’ve stayed away from Bitcoin and crypto because it's confusing or seems risky… This is a much safer and better approach to ride this years’ crypto bull run. Because believe it or not… The 2024 crypto bull run is one you DON’T want to miss.Click Here to get the full details about Crypto’s Hidden Gem Get United Security Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for UBFO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UBFO vs. The Competition Export to ExcelMetricUnited Security BancsharesNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$177.73M$21.60B$11.01B$9.07BDividend Yield4.68%3.20%9.87%4.22%P/E Ratio10.0626.4928.5417.19Price / Sales3.262.9548.52116.80Price / Cash7.9611.0130.3637.86Price / Book1.431.262.744.78Net Income$19.80M$2.24B$1.03B$225.60M7 Day Performance-0.48%-4.24%-2.88%-1.23%1 Month Performance7.55%-3.70%-2.87%3.37%1 Year Performance19.58%15.55%11.31%16.58% United Security Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UBFOUnited Security Bancshares3.8379 of 5 stars$10.26+2.8%N/A+20.0%$177.73M$54.53M10.06120Dividend AnnouncementPositive NewsFSBCFive Star Bancorp4.2728 of 5 stars$33.20+0.4%$34.33+3.4%+20.9%$707.82M$181.89M14.50180Analyst ForecastShort Interest ↓Analyst RevisionNews CoveragePositive NewsLDIloanDepot3.4057 of 5 stars$2.12+2.4%$2.60+22.6%-41.0%$693.24M$747.53M-3.984,250LPROOpen Lending2.4653 of 5 stars$5.76+0.7%$6.83+18.6%-27.5%$687.46M$95.89M190.67210News CoverageGap DownVELVelocity Financial1.226 of 5 stars$20.71+1.0%$21.50+3.8%+28.0%$685.81M$195.70M11.09220News CoverageESQEsquire Financial2.2675 of 5 stars$78.85+2.2%$71.67-9.1%+60.4%$656.11M$120.71M15.53110Insider TradeNews CoverageSPFISouth Plains Financial3.2878 of 5 stars$39.11+1.2%$36.00-8.0%+23.2%$641.01M$291.26M15.04680Positive NewsOPFIOppFi0.863 of 5 stars$7.41+1.0%$7.50+1.2%+64.7%$638.85M$523.16M45.88570News CoverageGap DownFFWMFirst Foundation3.4167 of 5 stars$7.34+0.5%$7.80+6.3%-30.5%$604.56M$46.26M-6.53563Analyst RevisionSMBKSmartFinancial2.1748 of 5 stars$34.19+0.6%$29.50-13.7%+27.3%$578.70M$163.79M17.54550SHBIShore Bancshares2.72 of 5 stars$17.13+1.1%$20.00+16.8%+15.2%$570.89M$197.90M13.59610 Related Companies and Tools Related Companies FSBC Alternatives LDI Alternatives LPRO Alternatives VEL Alternatives ESQ Alternatives SPFI Alternatives OPFI Alternatives FFWM Alternatives SMBK Alternatives SHBI Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:UBFO) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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