UBFO vs. SMBC, EQBK, ORRF, FSBC, BITF, VEL, SMBK, QD, SPFI, and MPB
Should you be buying United Security Bancshares stock or one of its competitors? The main competitors of United Security Bancshares include Southern Missouri Bancorp (SMBC), Equity Bancshares (EQBK), Orrstown Financial Services (ORRF), Five Star Bancorp (FSBC), Bitfarms (BITF), Velocity Financial (VEL), SmartFinancial (SMBK), Qudian (QD), South Plains Financial (SPFI), and Mid Penn Bancorp (MPB). These companies are all part of the "banking" industry.
United Security Bancshares vs.
United Security Bancshares (NASDAQ:UBFO) and Southern Missouri Bancorp (NASDAQ:SMBC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, community ranking, profitability, institutional ownership, analyst recommendations, earnings and valuation.
United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 4.9%. Southern Missouri Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 1.6%. United Security Bancshares pays out 55.8% of its earnings in the form of a dividend. Southern Missouri Bancorp pays out 20.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has raised its dividend for 13 consecutive years.
United Security Bancshares has a net margin of 22.58% compared to Southern Missouri Bancorp's net margin of 17.72%. United Security Bancshares' return on equity of 11.54% beat Southern Missouri Bancorp's return on equity.
30.9% of United Security Bancshares shares are owned by institutional investors. Comparatively, 49.5% of Southern Missouri Bancorp shares are owned by institutional investors. 20.1% of United Security Bancshares shares are owned by insiders. Comparatively, 16.6% of Southern Missouri Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Southern Missouri Bancorp has higher revenue and earnings than United Security Bancshares. United Security Bancshares is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.
United Security Bancshares has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, Southern Missouri Bancorp has a beta of 0.99, indicating that its share price is 1% less volatile than the S&P 500.
Southern Missouri Bancorp has a consensus target price of $70.00, indicating a potential upside of 19.33%. Given Southern Missouri Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Southern Missouri Bancorp is more favorable than United Security Bancshares.
In the previous week, Southern Missouri Bancorp had 1 more articles in the media than United Security Bancshares. MarketBeat recorded 1 mentions for Southern Missouri Bancorp and 0 mentions for United Security Bancshares. Southern Missouri Bancorp's average media sentiment score of 1.29 beat United Security Bancshares' score of 0.00 indicating that Southern Missouri Bancorp is being referred to more favorably in the news media.
Southern Missouri Bancorp received 94 more outperform votes than United Security Bancshares when rated by MarketBeat users. Likewise, 61.49% of users gave Southern Missouri Bancorp an outperform vote while only 41.51% of users gave United Security Bancshares an outperform vote.
Summary
Southern Missouri Bancorp beats United Security Bancshares on 15 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:UBFO) was last updated on 2/22/2025 by MarketBeat.com Staff
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