United Security Bancshares (UBFO) Competitors

Limestone Bancorp (NASDAQ:LMST) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their community ranking, risk, media sentiment, dividends, institutional ownership, earnings, analyst recommendations, profitability and valuation.

Which has more risk & volatility, LMST or UBFO?

Limestone Bancorp has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.59, meaning that its stock price is 41% less volatile than the S&P 500.

Do insiders & institutionals believe in LMST or UBFO?

42.3% of Limestone Bancorp shares are owned by institutional investors. Comparatively, 30.9% of United Security Bancshares shares are owned by institutional investors. 15.9% of Limestone Bancorp shares are owned by company insiders. Comparatively, 20.1% of United Security Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has stronger earnings & valuation, LMST or UBFO?

United Security Bancshares has higher revenue and earnings than Limestone Bancorp. United Security Bancshares is trading at a lower price-to-earnings ratio than Limestone Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Limestone Bancorp	$56.74M	2.74	$18.34M	$2.48	9.44
United Security Bancshares	$65.95M	2.49	$19.80M	$1.02	9.29

Is LMST or UBFO more profitable?

Limestone Bancorp has a net margin of 26.39% compared to United Security Bancshares' net margin of 25.78%. Limestone Bancorp's return on equity of 15.04% beat United Security Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Limestone Bancorp	26.39%	15.04%	1.34%
United Security Bancshares	25.78%	13.96%	1.45%

Is LMST or UBFO a better dividend stock?

Limestone Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 0.9%. United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 5.1%. Limestone Bancorp pays out 8.1% of its earnings in the form of a dividend. United Security Bancshares pays out 47.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community favor LMST or UBFO?

United Security Bancshares received 20 more outperform votes than Limestone Bancorp when rated by MarketBeat users. However, 56.67% of users gave Limestone Bancorp an outperform vote while only 41.51% of users gave United Security Bancshares an outperform vote.

Company	Underperform	Outperform
Limestone Bancorp	Outperform Votes 68 56.67%	Underperform Votes 52 43.33%
United Security Bancshares	Outperform Votes 88 41.51%	Underperform Votes 124 58.49%

Does the media prefer LMST or UBFO?

In the previous week, United Security Bancshares had 1 more articles in the media than Limestone Bancorp. MarketBeat recorded 1 mentions for United Security Bancshares and 0 mentions for Limestone Bancorp. United Security Bancshares' average media sentiment score of 1.27 beat Limestone Bancorp's score of 0.00 indicating that United Security Bancshares is being referred to more favorably in the news media.

Company	Overall Sentiment
Limestone Bancorp	Neutral
United Security Bancshares	Positive

Summary

Limestone Bancorp beats United Security Bancshares on 9 of the 17 factors compared between the two stocks.