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NASDAQ:UCBI

United Community Banks (UCBI) Stock Price, News & Analysis

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About United Community Banks Stock (NASDAQ:UCBI)

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Key Stats

Today's Range
$26.96
$28.45
50-Day Range
$24.56
$31.51
52-Week Range
$21.63
$31.96
Volume
774,256 shs
Average Volume
595,132 shs
Market Capitalization
$3.32 billion
P/E Ratio
18.07
Dividend Yield
3.31%
Price Target
$31.50
Consensus Rating
Hold

Company Overview

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

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United Community Banks Stock Analysis - MarketRank™

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45th Percentile Overall Score

UCBI MarketRank™: 

United Community Banks scored higher than 45% of companies evaluated by MarketBeat, and ranked 606th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    United Community Banks has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    United Community Banks has received no research coverage in the past 90 days.

  • Read more about United Community Banks' stock forecast and price target.
  • Earnings Growth

    Earnings for United Community Banks are expected to grow by 6.70% in the coming year, from $2.24 to $2.39 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Community Banks is 18.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.51.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Community Banks is 18.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.74.

  • Price to Book Value per Share Ratio

    United Community Banks has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Short Interest

    There is no current short interest data available for UCBI.
  • Dividend Yield

    United Community Banks pays a meaningful dividend of 3.09%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    United Community Banks does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of United Community Banks is 59.74%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, United Community Banks will have a dividend payout ratio of 38.49% next year. This indicates that United Community Banks will be able to sustain or increase its dividend.

  • Read more about United Community Banks' dividend.
  • Short Interest

    There is no current short interest data available for UCBI.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for United Community Banks this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, United Community Banks insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    Only 0.54% of the stock of United Community Banks is held by insiders.

  • Percentage Held by Institutions

    82.29% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about United Community Banks' insider trading history.
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UCBI Stock News Headlines

United Community Banks price target lowered to $32 from $37 at Raymond James
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UCBI Stock Analysis - Frequently Asked Questions

United Community Banks, Inc. (NASDAQ:UCBI) issued its earnings results on Wednesday, July, 24th. The financial services provider reported $0.58 EPS for the quarter, beating analysts' consensus estimates of $0.51 by $0.07. United Community Banks's revenue was up 17.3% on a year-over-year basis.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Community Banks investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), JPMorgan Chase & Co. (JPM) and Alphabet (GOOG).

Company Calendar

Last Earnings
7/24/2024
Today
4/02/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
State commercial banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UCBI
Employees
3,121
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$31.50
High Stock Price Target
$35.00
Low Stock Price Target
$28.00
Potential Upside/Downside
+13.2%
Consensus Rating
Hold
Rating Score (0-4)
2.25
Research Coverage
4 Analysts

Profitability

Trailing P/E Ratio
18.07
Forward P/E Ratio
12.42
P/E Growth
N/A
Net Income
$187.54 million
Pretax Margin
16.62%

Debt

Sales & Book Value

Annual Sales
$878.95 million
Cash Flow
$2.44 per share
Price / Cash Flow
11.41
Book Value
$27.32 per share
Price / Book
1.02

Miscellaneous

Free Float
118,498,000
Market Cap
$3.32 billion
Optionable
Optionable
Beta
0.90
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This page (NASDAQ:UCBI) was last updated on 4/3/2025 by MarketBeat.com Staff
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