United Community Financial (UCFC) Stock Price, News & Analysis

Company Overview

United Community Financial Corp. operates as the holding company for Home Savings Bank that provides consumer and business banking services. The company offers various deposit instruments, including checking accounts, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. It provides commercial loans, such as multifamily loans; nonresidential real estate loans comprising retail centers, office buildings, and industrial buildings; land loans; loans for the construction of multifamily properties and nonresidential real estate projects; and secured and unsecured loans, including traditional lines of credit, revolving lines of credit, and term loans. The company also offers residential mortgage loans consisting of one-to four-family loans; loans for the construction of one-to four-family residences; and consumer loans, such as home equity loans, home equity lines of credit, vehicle loans, unsecured loans, and cash-secured loans. In addition, it provides insurance products for business and residential customers, including auto, homeowners, life-health, commercial, surety bonds, and aviation. The company offers services through its main office located in Youngstown, Ohio; and 35 retail banking offices, 3 wealth management offices, and 12 loan production centers located in Ohio, Western Pennsylvania, and West Virginia. United Community Financial Corp. was founded in 1889 and is based in Youngstown, Ohio.

Key Stats

• Today's Range: $10.82 to $11.17
• 50-Day Range: $10.93 to $10.93
• 52-Week Range: $8.80 to $12.81
• Volume: 848,634 shs
• Average Volume: 119,310 shs
• Market Capitalization: $525.86 million
• P/E Ratio: 13.33
• Dividend Yield: 2.93%
• Price Target: N/A
• Consensus Rating: N/A

UCFC Stock Analysis - Frequently Asked Questions

How were United Community Financial's earnings last quarter?

United Community Financial Corp (NASDAQ:UCFC) released its earnings results on Tuesday, January, 21st. The savings and loans company reported $0.23 EPS for the quarter, beating the consensus estimate of $0.21 by $0.02. The savings and loans company earned $28.60 million during the quarter, compared to analyst estimates of $29 million. United Community Financial had a net margin of 27.34% and a trailing twelve-month return on equity of 12.77%.

What other stocks do shareholders of United Community Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that United Community Financial investors own include Energy Transfer (ET), SandRidge Permian Trust (PER), SunCoke Energy Partners (SXCP), CBL & Associates Properties (CBL), Cornerstone Total Return Fund (CRF), Martin Midstream Partners (MMLP) and AT&T (T).

Company Calendar

• Last Earnings: 1/21/2020
• Today: 3/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings Institutions, Except Federal
• Sub-Industry: N/A
• Current Symbol: NASDAQ:UCFC
• CIK: 707886
• Web: www.ucfconline.com
• Phone: 330-742-0500
• Fax: N/A
• Employees: 504
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.84
• Trailing P/E Ratio: 13.33
• Forward P/E Ratio: 12.42
• P/E Growth: N/A
• Net Income: $39.47 million
• Net Margins: 27.34%
• Pretax Margin: N/A
• Return on Equity: 12.77%
• Return on Assets: 1.42%

Debt

• Debt-to-Equity Ratio: 1.29
• Current Ratio: 1.14
• Quick Ratio: 1.09

Sales & Book Value

• Annual Sales: $144.35 million
• Price / Sales: 3.64
• Cash Flow: $0.89 per share
• Price / Cash Flow: 12.23
• Book Value: $6.22 per share
• Price / Book: 1.76

Miscellaneous

• Outstanding Shares: 48,112,000
• Free Float: N/A
• Market Cap: $525.86 million
• Optionable: Optionable
• Beta: 0.54