UMB Financial (UMBF) Competitors

UMB Financial (NASDAQ:UMBF) and Regions Financial (NYSE:RF) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, valuation, risk, media sentiment, dividends, community ranking, profitability and analyst recommendations.

Do analysts rate UMBF or RF?

UMB Financial presently has a consensus target price of $124.00, indicating a potential upside of 3.11%. Regions Financial has a consensus target price of $27.61, indicating a potential upside of 12.24%. Given Regions Financial's higher probable upside, analysts plainly believe Regions Financial is more favorable than UMB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
UMB Financial	0 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	1 Strong Buy rating(s)	2.88
Regions Financial	1 Sell rating(s)	6 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.56

Which has more volatility & risk, UMBF or RF?

UMB Financial has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500. Comparatively, Regions Financial has a beta of 1.19, suggesting that its stock price is 19% more volatile than the S&P 500.

Does the media favor UMBF or RF?

In the previous week, Regions Financial had 13 more articles in the media than UMB Financial. MarketBeat recorded 18 mentions for Regions Financial and 5 mentions for UMB Financial. UMB Financial's average media sentiment score of 1.25 beat Regions Financial's score of 0.73 indicating that UMB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
UMB Financial	3 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Regions Financial	10 Very Positive mention(s)	2 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is UMBF or RF a better dividend stock?

UMB Financial pays an annual dividend of $1.60 per share and has a dividend yield of 1.3%. Regions Financial pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. UMB Financial pays out 20.0% of its earnings in the form of a dividend. Regions Financial pays out 56.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. UMB Financial has increased its dividend for 32 consecutive years and Regions Financial has increased its dividend for 12 consecutive years.

Is UMBF or RF more profitable?

Regions Financial has a net margin of 18.78% compared to UMB Financial's net margin of 14.44%. UMB Financial's return on equity of 13.80% beat Regions Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
UMB Financial	14.44%	13.80%	0.99%
Regions Financial	18.78%	12.60%	1.30%

Do insiders and institutionals have more ownership in UMBF or RF?

87.8% of UMB Financial shares are held by institutional investors. Comparatively, 79.4% of Regions Financial shares are held by institutional investors. 8.9% of UMB Financial shares are held by insiders. Comparatively, 0.3% of Regions Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the MarketBeat Community believe in UMBF or RF?

Regions Financial received 663 more outperform votes than UMB Financial when rated by MarketBeat users. Likewise, 62.90% of users gave Regions Financial an outperform vote while only 46.80% of users gave UMB Financial an outperform vote.

Company	Underperform	Outperform
UMB Financial	Outperform Votes 271 46.80%	Underperform Votes 308 53.20%
Regions Financial	Outperform Votes 934 62.90%	Underperform Votes 551 37.10%

Which has better earnings & valuation, UMBF or RF?

Regions Financial has higher revenue and earnings than UMB Financial. Regions Financial is trading at a lower price-to-earnings ratio than UMB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
UMB Financial	$1.41B	4.17	$350.02M	$8.00	15.03
Regions Financial	$7.08B	3.16	$2.07B	$1.77	13.90

Summary

UMB Financial and Regions Financial tied by winning 11 of the 22 factors compared between the two stocks.