UMB Financial (UMBF) Competitors

M&T Bank (NYSE:MTB) and UMB Financial (NASDAQ:UMBF) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, valuation, dividends, media sentiment, institutional ownership, community ranking, profitability, earnings and risk.

Which has stronger valuation & earnings, MTB or UMBF?

M&T Bank has higher revenue and earnings than UMB Financial. UMB Financial is trading at a lower price-to-earnings ratio than M&T Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.23B	3.26	$2.59B	$14.63	12.51
UMB Financial	$1.47B	5.20	$441.24M	$8.99	11.69

Do analysts prefer MTB or UMBF?

M&T Bank presently has a consensus target price of $219.97, suggesting a potential upside of 20.22%. UMB Financial has a consensus target price of $128.71, suggesting a potential upside of 22.53%. Given UMB Financial's stronger consensus rating and higher probable upside, analysts plainly believe UMB Financial is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.41
UMB Financial	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57

Does the media favor MTB or UMBF?

In the previous week, M&T Bank had 10 more articles in the media than UMB Financial. MarketBeat recorded 21 mentions for M&T Bank and 11 mentions for UMB Financial. UMB Financial's average media sentiment score of 1.75 beat M&T Bank's score of 1.03 indicating that UMB Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	14 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Positive
UMB Financial	10 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is MTB or UMBF a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.0%. UMB Financial pays an annual dividend of $1.60 per share and has a dividend yield of 1.5%. M&T Bank pays out 36.9% of its earnings in the form of a dividend. UMB Financial pays out 17.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. UMB Financial has increased its dividend for 32 consecutive years.

Which has more volatility and risk, MTB or UMBF?

M&T Bank has a beta of 0.74, meaning that its share price is 26% less volatile than the S&P 500. Comparatively, UMB Financial has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500.

Does the MarketBeat Community believe in MTB or UMBF?

UMB Financial received 23 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 46.51% of users gave UMB Financial an outperform vote while only 45.87% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 250 45.87%	Underperform Votes 295 54.13%
UMB Financial	Outperform Votes 273 46.51%	Underperform Votes 314 53.49%

Do insiders and institutionals hold more shares of MTB or UMBF?

84.7% of M&T Bank shares are owned by institutional investors. Comparatively, 87.8% of UMB Financial shares are owned by institutional investors. 0.5% of M&T Bank shares are owned by company insiders. Comparatively, 8.9% of UMB Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is MTB or UMBF more profitable?

M&T Bank has a net margin of 19.24% compared to UMB Financial's net margin of 15.76%. UMB Financial's return on equity of 13.73% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.24%	10.12%	1.25%
UMB Financial	15.76%	13.73%	0.98%

Summary

UMB Financial beats M&T Bank on 12 of the 21 factors compared between the two stocks.