Umpqua (UMPQ) Stock Price, News & Analysis

Company Overview

Umpqua Holdings Corp. operates as a bank holding company, which provides banking and financial services. The firm operates through the following segments: Wholesale Bank, Wealth Management, Retail Bank and Home Lending. The Wholesale Bank segment includes lending, treasury and cash management services and customer risk management products to middle market corporate, commercial and business banking customers and the operations of FinPac. The Wealth Management segment consists of the operations of Umpqua Investments, which offers retail brokerage and investment advisory services and products to its clients who consist primarily of individual investors, and Umpqua private bank, which serves high net worth individuals with liquid investable assets and provides customized financial solutions and offerings. The Retail Bank segment includes retail lending and deposit services for customers served through the Bank's store network. The Home Lending segment operates as a division of the Bank, originates, sells and services residential mortgage loans. It also offers loans, checking, overdraft services, debit cards, online banking and credit cards. The company was founded in March 1999 and is

Key Stats

• Today's Range: $17.66 to $17.66
• 50-Day Range: $17.48 to $19.57
• 52-Week Range: $15.77 to $21.50
• Volume: N/A
• Average Volume: 2.31 million shs
• Market Capitalization: $3.83 billion
• P/E Ratio: 11.39
• Dividend Yield: 4.76%
• Price Target: N/A
• Consensus Rating: N/A

Umpqua Stock Analysis - MarketRank™

Umpqua scored higher than 68% of companies evaluated by MarketBeat, and ranked 413th out of 904 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Umpqua.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 20.60%

Earnings Growth

Earnings for Umpqua are expected to grow by 20.60% in the coming year, from $2.33 to $2.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Umpqua is 11.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 128.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Umpqua is 11.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.78.

Price to Book Value per Share Ratio

Umpqua has a P/B Ratio of 1.55. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for UMPQ.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Umpqua is a leading dividend payer. It pays a dividend yield of 4.76%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Umpqua does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Umpqua is 54.19%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Umpqua will have a dividend payout ratio of 29.89% next year. This indicates that Umpqua will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.8 / 5
• Environmental Score: -0.54

Short Interest

There is no current short interest data available for UMPQ.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: 0.08

News Coverage This Week

MarketBeat has tracked 4 news articles for Umpqua this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for UMPQ on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Umpqua insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.58% of the stock of Umpqua is held by insiders.

Percentage Held by Institutions

90.34% of the stock of Umpqua is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

UMPQ Stock Analysis - Frequently Asked Questions

How were Umpqua's earnings last quarter?

Umpqua Holdings Co. (NASDAQ:UMPQ) issued its quarterly earnings results on Monday, January, 23rd. The bank reported $0.46 earnings per share for the quarter, missing the consensus estimate of $0.54 by $0.08. The bank earned $387.13 million during the quarter, compared to analysts' expectations of $350.20 million. Umpqua had a trailing twelve-month return on equity of 14.96% and a net margin of 24.99%.

What other stocks do shareholders of Umpqua own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Umpqua investors own include Hecla Mining (HL), AT&T (T), Exxon Mobil (XOM), Energy Transfer (ET), AbbVie (ABBV), Brookfield Infrastructure Partners (BIP) and Gilead Sciences (GILD).

Company Calendar

• Last Earnings: 1/23/2023
• Today: 9/21/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:UMPQ
• CUSIP: 90421410
• CIK: 1077771
• Web: www.umpquabank.com
• Phone: (503) 727-4100
• Fax: N/A
• Employees: 4,000
• Year Founded: 1953

Profitability

• EPS (Most Recent Fiscal Year): $1.55
• Trailing P/E Ratio: 11.39
• Forward P/E Ratio: 7.58
• P/E Growth: N/A
• Net Income: $336.75 million
• Net Margins: 24.99%
• Pretax Margin: 33.44%
• Return on Equity: 14.96%
• Return on Assets: 1.21%

Debt

• Debt-to-Equity Ratio: 0.53
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $1.35 billion
• Price / Sales: 2.84
• Cash Flow: $1.82 per share
• Price / Cash Flow: 9.69
• Book Value: $11.43 per share
• Price / Book: 1.55

Miscellaneous

• Outstanding Shares: 217,050,000
• Free Float: 215,796,000
• Market Cap: $3.83 billion
• Optionable: Optionable
• Beta: 0.97