Union Bankshares (UNB) Competitors

Union Bankshares (NASDAQ:UNB) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their community ranking, analyst recommendations, dividends, institutional ownership, profitability, risk, media sentiment, valuation and earnings.

Which has higher valuation and earnings, UNB or SPFI?

South Plains Financial has higher revenue and earnings than Union Bankshares. South Plains Financial is trading at a lower price-to-earnings ratio than Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Union Bankshares	$46.83M	3.07	$8.80M	$1.94	16.35
South Plains Financial	$189.30M	2.88	$49.72M	$2.92	11.33

Which has more volatility and risk, UNB or SPFI?

Union Bankshares has a beta of 0.8, indicating that its share price is 20% less volatile than the S&P 500. Comparatively, South Plains Financial has a beta of 0.6, indicating that its share price is 40% less volatile than the S&P 500.

Is UNB or SPFI a better dividend stock?

Union Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 4.5%. South Plains Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.8%. Union Bankshares pays out 74.2% of its earnings in the form of a dividend. South Plains Financial pays out 20.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media refer more to UNB or SPFI?

In the previous week, Union Bankshares and Union Bankshares both had 2 articles in the media. Union Bankshares' average media sentiment score of 1.44 beat South Plains Financial's score of 0.44 indicating that Union Bankshares is being referred to more favorably in the media.

Company	Overall Sentiment
Union Bankshares	Positive
South Plains Financial	Neutral

Do institutionals & insiders have more ownership in UNB or SPFI?

14.8% of Union Bankshares shares are owned by institutional investors. Comparatively, 55.0% of South Plains Financial shares are owned by institutional investors. 1.1% of Union Bankshares shares are owned by insiders. Comparatively, 25.4% of South Plains Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Do analysts rate UNB or SPFI?

South Plains Financial has a consensus target price of $42.67, indicating a potential upside of 28.98%. Given South Plains Financial's stronger consensus rating and higher possible upside, analysts plainly believe South Plains Financial is more favorable than Union Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Union Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
South Plains Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is UNB or SPFI more profitable?

South Plains Financial has a net margin of 17.20% compared to Union Bankshares' net margin of 11.74%. Union Bankshares' return on equity of 13.09% beat South Plains Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Union Bankshares	11.74%	13.09%	0.60%
South Plains Financial	17.20%	11.75%	1.17%

Does the MarketBeat Community believe in UNB or SPFI?

Union Bankshares received 153 more outperform votes than South Plains Financial when rated by MarketBeat users. Likewise, 60.66% of users gave Union Bankshares an outperform vote while only 56.32% of users gave South Plains Financial an outperform vote.

Company	Underperform	Outperform
Union Bankshares	Outperform Votes 202 60.66%	Underperform Votes 131 39.34%
South Plains Financial	Outperform Votes 49 56.32%	Underperform Votes 38 43.68%

Summary

South Plains Financial beats Union Bankshares on 11 of the 19 factors compared between the two stocks.