UNTY vs. LOB, LC, SUPV, CIFR, MBIN, CLBK, NIC, CUBI, VBTX, and QCRH
Should you be buying Unity Bancorp stock or one of its competitors? The main competitors of Unity Bancorp include Live Oak Bancshares (LOB), LendingClub (LC), Grupo Supervielle (SUPV), Cipher Mining (CIFR), Merchants Bancorp (MBIN), Columbia Financial (CLBK), Nicolet Bankshares (NIC), Customers Bancorp (CUBI), Veritex (VBTX), and QCR (QCRH). These companies are all part of the "banking" industry.
Unity Bancorp vs.
Live Oak Bancshares (NASDAQ:LOB) and Unity Bancorp (NASDAQ:UNTY) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, community ranking, dividends, profitability, media sentiment, valuation, institutional ownership, earnings and analyst recommendations.
Live Oak Bancshares has a beta of 1.69, suggesting that its share price is 69% more volatile than the S&P 500. Comparatively, Unity Bancorp has a beta of 1.03, suggesting that its share price is 3% more volatile than the S&P 500.
Unity Bancorp has a net margin of 24.46% compared to Live Oak Bancshares' net margin of 7.99%. Unity Bancorp's return on equity of 14.63% beat Live Oak Bancshares' return on equity.
Live Oak Bancshares has higher revenue and earnings than Unity Bancorp. Unity Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Live Oak Bancshares received 96 more outperform votes than Unity Bancorp when rated by MarketBeat users. However, 64.50% of users gave Unity Bancorp an outperform vote while only 54.19% of users gave Live Oak Bancshares an outperform vote.
Live Oak Bancshares presently has a consensus price target of $45.50, suggesting a potential upside of 12.25%. Unity Bancorp has a consensus price target of $54.50, suggesting a potential upside of 15.59%. Given Unity Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Unity Bancorp is more favorable than Live Oak Bancshares.
64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 42.3% of Unity Bancorp shares are held by institutional investors. 23.9% of Live Oak Bancshares shares are held by insiders. Comparatively, 28.9% of Unity Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Unity Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 1.1%. Live Oak Bancshares pays out 7.5% of its earnings in the form of a dividend. Unity Bancorp pays out 13.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Unity Bancorp has increased its dividend for 11 consecutive years. Unity Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
In the previous week, Unity Bancorp had 13 more articles in the media than Live Oak Bancshares. MarketBeat recorded 16 mentions for Unity Bancorp and 3 mentions for Live Oak Bancshares. Unity Bancorp's average media sentiment score of 0.63 beat Live Oak Bancshares' score of 0.30 indicating that Unity Bancorp is being referred to more favorably in the news media.
Summary
Unity Bancorp beats Live Oak Bancshares on 12 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:UNTY) was last updated on 1/21/2025 by MarketBeat.com Staff
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