Unity Bancorp (UNTY) Competitors

Columbia Financial (NASDAQ:CLBK) and Unity Bancorp (NASDAQ:UNTY) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, valuation, dividends, media sentiment, institutional ownership, community ranking, profitability, earnings and risk.

Do institutionals and insiders hold more shares of CLBK or UNTY?

12.7% of Columbia Financial shares are owned by institutional investors. Comparatively, 42.3% of Unity Bancorp shares are owned by institutional investors. 3.4% of Columbia Financial shares are owned by insiders. Comparatively, 28.9% of Unity Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has more volatility and risk, CLBK or UNTY?

Columbia Financial has a beta of 0.19, indicating that its share price is 81% less volatile than the S&P 500. Comparatively, Unity Bancorp has a beta of 1.03, indicating that its share price is 3% more volatile than the S&P 500.

Do analysts prefer CLBK or UNTY?

Columbia Financial presently has a consensus target price of $17.00, suggesting a potential upside of 6.72%. Unity Bancorp has a consensus target price of $47.50, suggesting a potential upside of 8.15%. Given Unity Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Unity Bancorp is more favorable than Columbia Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Columbia Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media refer more to CLBK or UNTY?

In the previous week, Unity Bancorp had 5 more articles in the media than Columbia Financial. MarketBeat recorded 5 mentions for Unity Bancorp and 0 mentions for Columbia Financial. Unity Bancorp's average media sentiment score of 0.93 beat Columbia Financial's score of 0.00 indicating that Unity Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Columbia Financial	Neutral
Unity Bancorp	Positive

Which has preferable valuation and earnings, CLBK or UNTY?

Unity Bancorp has lower revenue, but higher earnings than Columbia Financial. Unity Bancorp is trading at a lower price-to-earnings ratio than Columbia Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Columbia Financial	$213.75M	7.80	$36.09M	$0.15	106.20
Unity Bancorp	$103.92M	4.22	$39.71M	$3.89	11.29

Is CLBK or UNTY more profitable?

Unity Bancorp has a net margin of 24.46% compared to Columbia Financial's net margin of 3.35%. Unity Bancorp's return on equity of 14.63% beat Columbia Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Columbia Financial	3.35%	2.09%	0.21%
Unity Bancorp	24.46%	14.63%	1.53%

Does the MarketBeat Community favor CLBK or UNTY?

Unity Bancorp received 29 more outperform votes than Columbia Financial when rated by MarketBeat users. However, 67.98% of users gave Columbia Financial an outperform vote while only 64.23% of users gave Unity Bancorp an outperform vote.

Company	Underperform	Outperform
Columbia Financial	Outperform Votes 138 67.98%	Underperform Votes 65 32.02%
Unity Bancorp	Outperform Votes 167 64.23%	Underperform Votes 93 35.77%

Summary

Unity Bancorp beats Columbia Financial on 14 of the 18 factors compared between the two stocks.