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NASDAQ:USCB

USCB Financial (USCB) Stock Price, News & Analysis

USCB Financial logo
$17.80 -0.03 (-0.20%)
As of 04:00 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About USCB Financial Stock (NASDAQ:USCB)

Key Stats

Today's Range
$17.64
$18.00
50-Day Range
$16.43
$20.00
52-Week Range
$10.25
$21.86
Volume
7,572 shs
Average Volume
19,468 shs
Market Capitalization
$353.17 million
P/E Ratio
14.47
Dividend Yield
2.25%
Price Target
$17.50
Consensus Rating
Buy

Company Overview

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.

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USCB Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
65th Percentile Overall Score

USCB MarketRank™: 

USCB Financial scored higher than 65% of companies evaluated by MarketBeat, and ranked 517th out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    USCB Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    USCB Financial has received no research coverage in the past 90 days.

  • Read more about USCB Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for USCB Financial are expected to grow by 12.66% in the coming year, from $1.58 to $1.78 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of USCB Financial is 14.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.15.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of USCB Financial is 14.47, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.66.

  • Price to Book Value per Share Ratio

    USCB Financial has a P/B Ratio of 1.81. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about USCB Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.47% of the float of USCB Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    USCB Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in USCB Financial has recently increased by 0.64%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    USCB Financial pays a meaningful dividend of 2.18%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    USCB Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of USCB Financial is 32.52%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, USCB Financial will have a dividend payout ratio of 22.47% next year. This indicates that USCB Financial will be able to sustain or increase its dividend.

  • Read more about USCB Financial's dividend.
  • Percentage of Shares Shorted

    0.47% of the float of USCB Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    USCB Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in USCB Financial has recently increased by 0.64%, indicating that investor sentiment is decreasing.
  • News Sentiment

    USCB Financial has a news sentiment score of 1.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.83 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for USCB Financial this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, USCB Financial insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    48.50% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    61.34% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about USCB Financial's insider trading history.
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USCB Stock Analysis - Frequently Asked Questions

USCB Financial's stock was trading at $17.75 at the start of the year. Since then, USCB shares have increased by 0.3% and is now trading at $17.7950.
View the best growth stocks for 2025 here
.

USCB Financial Holdings, Inc. (NASDAQ:USCB) released its quarterly earnings results on Thursday, January, 23rd. The company reported $0.34 EPS for the quarter, missing analysts' consensus estimates of $0.36 by $0.02. USCB Financial had a trailing twelve-month return on equity of 12.14% and a net margin of 17.14%.

USCB Financial (USCB) raised $40 million in an IPO on Friday, July 23rd 2021. The company issued 3,600,000 shares at $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) served as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers.

USCB Financial's top institutional shareholders include Endeavour Capital Advisors Inc. (6.58%), Alliancebernstein L.P. (4.57%), Mendon Capital Advisors Corp (3.40%) and Basswood Capital Management L.L.C. (2.59%). Insiders that own company stock include Howard Feinglass, Robert B Anderson and Ramon A Rodriguez.
View institutional ownership trends
.

Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that USCB Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), NVIDIA (NVDA), Meta Platforms (META) and Home Depot (HD).

Company Calendar

Last Earnings
1/23/2025
Ex-Dividend for 3/5 Dividend
2/14/2025
Dividend Payable
3/05/2025
Today
3/13/2025
Next Earnings (Estimated)
4/24/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:USCB
Fax
N/A
Employees
196
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$17.50
High Stock Price Target
$20.00
Low Stock Price Target
$16.00
Potential Upside/Downside
-1.6%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
4 Analysts

Profitability

Trailing P/E Ratio
14.46
Forward P/E Ratio
11.26
P/E Growth
N/A
Net Income
$24.67 million
Pretax Margin
19.84%

Debt

Sales & Book Value

Annual Sales
$75.39 million
Cash Flow
$0.83 per share
Price / Cash Flow
21.36
Book Value
$9.82 per share
Price / Book
1.81

Miscellaneous

Free Float
10,218,000
Market Cap
$352.97 million
Optionable
Not Optionable
Beta
0.64
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This page (NASDAQ:USCB) was last updated on 3/13/2025 by MarketBeat.com Staff
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