USCB Financial (USCB) Competitors

Veritex (NASDAQ:VBTX) and USCB Financial (NASDAQ:USCB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, community ranking, institutional ownership and dividends.

Does the MarketBeat Community favor VBTX or USCB?

Veritex received 225 more outperform votes than USCB Financial when rated by MarketBeat users. However, 59.09% of users gave USCB Financial an outperform vote while only 51.18% of users gave Veritex an outperform vote.

Company	Underperform	Outperform
Veritex	Outperform Votes 238 51.18%	Underperform Votes 227 48.82%
USCB Financial	Outperform Votes 13 59.09%	Underperform Votes 9 40.91%

Which has more risk and volatility, VBTX or USCB?

Veritex has a beta of 1.38, suggesting that its stock price is 38% more volatile than the S&P 500. Comparatively, USCB Financial has a beta of 0.64, suggesting that its stock price is 36% less volatile than the S&P 500.

Is VBTX or USCB more profitable?

USCB Financial has a net margin of 17.14% compared to Veritex's net margin of 13.44%. USCB Financial's return on equity of 12.14% beat Veritex's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Veritex	13.44%	7.59%	0.93%
USCB Financial	17.14%	12.14%	0.99%

Which has higher valuation & earnings, VBTX or USCB?

Veritex has higher revenue and earnings than USCB Financial. Veritex is trading at a lower price-to-earnings ratio than USCB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Veritex	$797.62M	1.78	$107.24M	$1.95	13.33
USCB Financial	$75.39M	4.99	$24.67M	$1.23	15.41

Do analysts prefer VBTX or USCB?

Veritex currently has a consensus target price of $31.50, indicating a potential upside of 21.15%. USCB Financial has a consensus target price of $17.50, indicating a potential downside of 7.65%. Given Veritex's higher possible upside, equities research analysts clearly believe Veritex is more favorable than USCB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Veritex	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.83
USCB Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.00

Do institutionals & insiders believe in VBTX or USCB?

88.3% of Veritex shares are owned by institutional investors. Comparatively, 61.3% of USCB Financial shares are owned by institutional investors. 4.6% of Veritex shares are owned by insiders. Comparatively, 48.5% of USCB Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is VBTX or USCB a better dividend stock?

Veritex pays an annual dividend of $0.80 per share and has a dividend yield of 3.1%. USCB Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Veritex pays out 41.0% of its earnings in the form of a dividend. USCB Financial pays out 32.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media favor VBTX or USCB?

In the previous week, Veritex had 7 more articles in the media than USCB Financial. MarketBeat recorded 7 mentions for Veritex and 0 mentions for USCB Financial. Veritex's average media sentiment score of 1.27 beat USCB Financial's score of 0.00 indicating that Veritex is being referred to more favorably in the media.

Company	Overall Sentiment
Veritex	Positive
USCB Financial	Neutral

Summary

Veritex beats USCB Financial on 11 of the 20 factors compared between the two stocks.