USCB Financial (USCB) Competitors

Triumph Financial (NASDAQ:TFIN) and USCB Financial (NASDAQ:USCB) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, earnings, risk, community ranking, media sentiment and valuation.

Which has more risk and volatility, TFIN or USCB?

Triumph Financial has a beta of 1.22, suggesting that its stock price is 22% more volatile than the S&P 500. Comparatively, USCB Financial has a beta of 0.64, suggesting that its stock price is 36% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of TFIN or USCB?

91.1% of Triumph Financial shares are owned by institutional investors. Comparatively, 61.3% of USCB Financial shares are owned by institutional investors. 5.6% of Triumph Financial shares are owned by company insiders. Comparatively, 48.5% of USCB Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has preferable valuation and earnings, TFIN or USCB?

USCB Financial has lower revenue, but higher earnings than Triumph Financial. USCB Financial is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Triumph Financial	$415.57M	3.63	$16.09M	$0.54	119.31
USCB Financial	$82.68M	4.57	$24.67M	$1.23	15.32

Does the MarketBeat Community favor TFIN or USCB?

USCB Financial received 11 more outperform votes than Triumph Financial when rated by MarketBeat users. Likewise, 59.09% of users gave USCB Financial an outperform vote while only 6.67% of users gave Triumph Financial an outperform vote.

Company	Underperform	Outperform
Triumph Financial	Outperform Votes 2 6.67%	Underperform Votes 28 93.33%
USCB Financial	Outperform Votes 13 59.09%	Underperform Votes 9 40.91%

Do analysts rate TFIN or USCB?

Triumph Financial currently has a consensus target price of $79.00, indicating a potential upside of 22.61%. USCB Financial has a consensus target price of $17.50, indicating a potential downside of 7.11%. Given Triumph Financial's higher possible upside, research analysts clearly believe Triumph Financial is more favorable than USCB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Triumph Financial	1 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.80
USCB Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.00

Does the media refer more to TFIN or USCB?

In the previous week, Triumph Financial had 2 more articles in the media than USCB Financial. MarketBeat recorded 3 mentions for Triumph Financial and 1 mentions for USCB Financial. USCB Financial's average media sentiment score of 1.39 beat Triumph Financial's score of 1.23 indicating that USCB Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Triumph Financial	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
USCB Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is TFIN or USCB more profitable?

USCB Financial has a net margin of 17.14% compared to Triumph Financial's net margin of 3.30%. USCB Financial's return on equity of 12.14% beat Triumph Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Triumph Financial	3.30%	1.93%	0.28%
USCB Financial	17.14%	12.14%	0.99%

Summary

USCB Financial beats Triumph Financial on 13 of the 19 factors compared between the two stocks.