NASDAQ:USCB USCB Financial (USCB) Stock Price, News & Analysis $17.07 -1.39 (-7.53%) As of 10:46 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About USCB Financial Stock (NASDAQ:USCB) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get USCB Financial alerts:Sign Up Key Stats Today's Range$17.33▼$17.9850-Day Range$17.80▼$20.0052-Week Range$10.25▼$21.86Volume1,231 shsAverage Volume27,943 shsMarket Capitalization$342.30 millionP/E Ratio13.98Dividend Yield2.34%Price Target$17.50Consensus RatingModerate Buy Company OverviewUSCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.Read More… Remove Ads USCB Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks55th Percentile Overall ScoreUSCB MarketRank™: USCB Financial scored higher than 55% of companies evaluated by MarketBeat, and ranked 619th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.3 / 5Analyst RatingModerate Buy Consensus RatingUSCB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageUSCB Financial has only been the subject of 1 research reports in the past 90 days.Read more about USCB Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth12.66% Earnings GrowthEarnings for USCB Financial are expected to grow by 12.66% in the coming year, from $1.58 to $1.78 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of USCB Financial is 15.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.38.Price to Earnings Ratio vs. SectorThe P/E ratio of USCB Financial is 15.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.76.Price to Book Value per Share RatioUSCB Financial has a P/B Ratio of 1.88. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about USCB Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.57% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently increased by 23.19%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldUSCB Financial pays a meaningful dividend of 2.14%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUSCB Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of USCB Financial is 32.52%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, USCB Financial will have a dividend payout ratio of 22.47% next year. This indicates that USCB Financial will be able to sustain or increase its dividend.Read more about USCB Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.57% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently increased by 23.19%, indicating that investor sentiment is decreasing significantly. News and Social Media1.8 / 5News Sentiment0.17 News SentimentUSCB Financial has a news sentiment score of 0.17. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for USCB Financial this week, compared to 2 articles on an average week. Company Ownership3.3 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, USCB Financial insiders have not sold or bought any company stock.Percentage Held by Insiders48.50% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions61.34% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about USCB Financial's insider trading history. Receive USCB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for USCB Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address USCB Stock News HeadlinesUSCB Financial (NASDAQ:USCB) Downgraded by Raymond James to Market PerformApril 3 at 4:11 AM | americanbankingnews.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) Short Interest Up 23.2% in MarchApril 3 at 3:29 AM | americanbankingnews.comBITCOINDid you miss out on the 1000%+ gains of Bitcoin over the past 5 years? If so, you don't want to miss this...April 3, 2025 | Awesomely, LLC (Ad)With 57% ownership of the shares, USCB Financial Holdings, Inc. (NASDAQ:USCB) is heavily dominated by institutional ownersMarch 12, 2025 | finance.yahoo.comUSCB Financial Holdings Reports Record Earnings and GrowthJanuary 28, 2025 | tipranks.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) Q4 2024 Earnings Call TranscriptJanuary 26, 2025 | insidermonkey.comUSCB Financial Holdings Inc (USCB) Q4 2024 Earnings Call Highlights: Record Net Income and ...January 25, 2025 | finance.yahoo.comUSCB Financial Holdings (NASDAQ:USCB) Has Announced That It Will Be Increasing Its Dividend To $0.10January 25, 2025 | finance.yahoo.comSee More Headlines USCB Stock Analysis - Frequently Asked Questions How have USCB shares performed this year? USCB Financial's stock was trading at $17.75 at the beginning of the year. Since then, USCB stock has increased by 4.0% and is now trading at $18.46. View the best growth stocks for 2025 here. How were USCB Financial's earnings last quarter? USCB Financial Holdings, Inc. (NASDAQ:USCB) posted its earnings results on Thursday, January, 23rd. The company reported $0.34 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.36 by $0.02. USCB Financial had a trailing twelve-month return on equity of 12.14% and a net margin of 17.14%. When did USCB Financial IPO? USCB Financial (USCB) raised $40 million in an initial public offering on Friday, July 23rd 2021. The company issued 3,600,000 shares at $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) acted as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers. How do I buy shares of USCB Financial? Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of USCB Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that USCB Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Netflix (NFLX), NVIDIA (NVDA), Meta Platforms (META) and Home Depot (HD). Company Calendar Last Earnings1/23/2025Record date for 3/5 Dividend2/14/2025Ex-Dividend for 3/5 Dividend2/14/2025Dividend Payable3/05/2025Today4/03/2025Next Earnings (Estimated)4/24/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:USCB CIK1901637 Webwww.uscentury.com Phone305-715-5200FaxN/AEmployees196Year FoundedN/APrice Target and Rating Average Stock Price Target$17.50 High Stock Price Target$20.00 Low Stock Price Target$16.00 Potential Upside/Downside+2.5%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$1.23 Trailing P/E Ratio13.98 Forward P/E Ratio10.80 P/E GrowthN/ANet Income$24.67 million Net Margins17.14% Pretax Margin19.84% Return on Equity12.14% Return on Assets0.99% Debt Debt-to-Equity Ratio0.55 Current Ratio0.91 Quick Ratio0.91 Sales & Book Value Annual Sales$82.68 million Price / Sales4.14 Cash Flow$0.80 per share Price / Cash Flow21.36 Book Value$9.82 per share Price / Book1.74Miscellaneous Outstanding Shares20,053,000Free Float10,218,000Market Cap$342.30 million OptionableNot Optionable Beta0.64 12 Stocks Corporate Insiders are AbandoningIf a company's CEO, COO, and CFO were all selling shares of their stock, would you want to know? MarketBeat just compiled its list of the twelve stocks that corporate insiders are abandoning. Complete the form below to see which companies made the list.Get This Free Report This page (NASDAQ:USCB) was last updated on 4/3/2025 by MarketBeat.com Staff From Our PartnersBITCOINDid you miss out on the 1000%+ gains of Bitcoin over the past 5 years? 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