NASDAQ:USCB USCB Financial (USCB) Stock Price, News & Analysis $14.72 +0.56 (+3.95%) (As of 10/4/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends About USCB Financial Stock (NASDAQ:USCB) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get USCB Financial alerts:Sign Up Key Stats Today's Range$14.09▼$14.9250-Day Range$13.89▼$16.6652-Week Range$10.04▼$16.82Volume8,812 shsAverage Volume24,349 shsMarket Capitalization$288.81 millionP/E Ratio19.12Dividend Yield1.36%Price Target$15.17Consensus RatingModerate Buy Company OverviewUSCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.Read More… Who are Nvidia’s New Silent Partners? (Ad)Nvidia recently became just the third $2 trillion company. But Nvidia can’t do everything by itself.I call these Nvidia’s “Silent Partners.” USCB Financial Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks86th Percentile Overall ScoreUSCB MarketRank™: USCB Financial scored higher than 86% of companies evaluated by MarketBeat, and ranked 274th out of 948 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.3 / 5Analyst RatingModerate Buy Consensus RatingUSCB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageUSCB Financial has only been the subject of 2 research reports in the past 90 days.Read more about USCB Financial's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth15.13% Earnings GrowthEarnings for USCB Financial are expected to grow by 15.13% in the coming year, from $1.19 to $1.37 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of USCB Financial is 19.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 120.41.Price to Earnings Ratio vs. SectorThe P/E ratio of USCB Financial is 19.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 39.26.Price to Book Value per Share RatioUSCB Financial has a P/B Ratio of 1.50. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about USCB Financial's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.52% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently decreased by 13.70%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldUSCB Financial pays a meaningful dividend of 1.35%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUSCB Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of USCB Financial is 25.97%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, USCB Financial will have a dividend payout ratio of 14.60% next year. This indicates that USCB Financial will be able to sustain or increase its dividend.Read more about USCB Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.52% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently decreased by 13.70%, indicating that investor sentiment is improving significantly. News and Social Media2.7 / 5News Sentiment0.90 News SentimentUSCB Financial has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.69 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for USCB Financial this week, compared to 1 article on an average week. Company Ownership5.0 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, USCB Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $87,660.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders48.50% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions61.34% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about USCB Financial's insider trading history. Receive USCB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for USCB Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address USCB Stock News HeadlinesUSCB Financial Holdings, Inc. (NASDAQ:USCB) Director Ramon A. Rodriguez Acquires 6,000 SharesSeptember 18, 2024 | insidertrades.comWith 54% ownership of the shares, USCB Financial Holdings, Inc. (NASDAQ:USCB) is heavily dominated by institutional ownersOctober 3 at 8:21 AM | finance.yahoo.comNext opportunity for crypto millionsAs October unfolds and the effects of the Fed Pivot ripple through the market, this crypto could skyrocket. Want to know more?October 6, 2024 | Crypto 101 Media (Ad)USCB Financial Holdings Inc (USCB) Shares Up 3.68% on Oct 2October 2, 2024 | gurufocus.comUSCB Financial Holdings, Inc. (NASDAQ:USCB) Short Interest Down 13.7% in SeptemberSeptember 28, 2024 | americanbankingnews.comBeaufort County schools stay open ahead of Helene. But a change to after-school operationsSeptember 26, 2024 | msn.comUSCB Financial Holdings Second Quarter 2024 Earnings: Beats ExpectationsAugust 15, 2024 | finance.yahoo.comKeefe Bruyette raises USCB stock target, keeps OutperformJuly 31, 2024 | uk.investing.comSee More Headlines USCB Stock Analysis - Frequently Asked Questions How have USCB shares performed this year? USCB Financial's stock was trading at $12.25 on January 1st, 2024. Since then, USCB stock has increased by 20.2% and is now trading at $14.72. View the best growth stocks for 2024 here. How were USCB Financial's earnings last quarter? USCB Financial Holdings, Inc. (NASDAQ:USCB) issued its quarterly earnings data on Thursday, July, 25th. The company reported $0.31 earnings per share for the quarter, topping analysts' consensus estimates of $0.24 by $0.07. The business had revenue of $35.83 million for the quarter, compared to the consensus estimate of $18.56 million. USCB Financial had a net margin of 13.67% and a trailing twelve-month return on equity of 9.35%. When did USCB Financial IPO? USCB Financial (USCB) raised $40 million in an initial public offering (IPO) on Friday, July 23rd 2021. The company issued 3,600,000 shares at a price of $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) served as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers. How do I buy shares of USCB Financial? Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. Company Calendar Last Earnings7/25/2024Ex-Dividend for 9/5 Dividend8/15/2024Dividend Payable9/05/2024Today10/06/2024Next Earnings (Estimated)10/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:USCB CUSIPN/A CIK1901637 Webwww.uscentury.com Phone305-715-5200FaxN/AEmployees196Year FoundedN/APrice Target and Rating Average Stock Price Target$15.17 High Stock Price Target$16.50 Low Stock Price Target$13.00 Potential Upside/Downside+3.0%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$0.77 Trailing P/E Ratio19.12 Forward P/E Ratio12.37 P/E GrowthN/ANet Income$16.55 million Net Margins13.67% Pretax Margin17.94% Return on Equity9.35% Return on Assets0.76% Debt Debt-to-Equity Ratio0.81 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$108.42 million Price / Sales2.66 Cash Flow$0.89 per share Price / Cash Flow16.46 Book Value$9.82 per share Price / Book1.50Miscellaneous Outstanding Shares19,620,000Free Float10,120,000Market Cap$288.81 million OptionableNot Optionable Beta0.39 The 10 Best AI Stocks to Own in 2024Wondering where to start (or end) with AI stocks? 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