Usio (USIO) Competitors $1.78 +0.02 (+1.14%) Closing price 07/18/2025 04:00 PM EasternExtended Trading$1.76 -0.02 (-1.35%) As of 07/18/2025 04:27 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock USIO vs. FSFG, EFSI, CBNA, FRAF, BVFL, HNVR, PEBK, OVBC, MRBK, and LARKShould you be buying Usio stock or one of its competitors? The main competitors of Usio include First Savings Financial Group (FSFG), Eagle Financial Services (EFSI), Chain Bridge Bancorp (CBNA), Franklin Financial Services (FRAF), BV Financial (BVFL), Hanover Bancorp (HNVR), Peoples Bancorp of North Carolina (PEBK), Ohio Valley Banc (OVBC), Meridian Bank (MRBK), and Landmark Bancorp (LARK). These companies are all part of the "banking" industry. Usio vs. Its Competitors First Savings Financial Group Eagle Financial Services Chain Bridge Bancorp Franklin Financial Services BV Financial Hanover Bancorp Peoples Bancorp of North Carolina Ohio Valley Banc Meridian Bank Landmark Bancorp Usio (NASDAQ:USIO) and First Savings Financial Group (NASDAQ:FSFG) are both small-cap banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, profitability, media sentiment, earnings, dividends and institutional ownership. Which has more risk and volatility, USIO or FSFG? Usio has a beta of 1.49, indicating that its share price is 49% more volatile than the S&P 500. Comparatively, First Savings Financial Group has a beta of 0.39, indicating that its share price is 61% less volatile than the S&P 500. Do analysts rate USIO or FSFG? Usio presently has a consensus target price of $4.00, indicating a potential upside of 124.72%. First Savings Financial Group has a consensus target price of $32.33, indicating a potential upside of 23.41%. Given Usio's higher possible upside, equities research analysts plainly believe Usio is more favorable than First Savings Financial Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Usio 1 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00First Savings Financial Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00 Do institutionals & insiders have more ownership in USIO or FSFG? 20.2% of Usio shares are owned by institutional investors. Comparatively, 35.2% of First Savings Financial Group shares are owned by institutional investors. 17.8% of Usio shares are owned by insiders. Comparatively, 16.1% of First Savings Financial Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth. Does the media refer more to USIO or FSFG? In the previous week, Usio and Usio both had 1 articles in the media. Usio's average media sentiment score of 1.21 beat First Savings Financial Group's score of 0.00 indicating that Usio is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Usio 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Savings Financial Group 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Which has stronger earnings and valuation, USIO or FSFG? First Savings Financial Group has higher revenue and earnings than Usio. First Savings Financial Group is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUsio$82.93M0.57$3.31M$0.1116.18First Savings Financial Group$134.52M1.35$13.59M$2.819.32 Is USIO or FSFG more profitable? First Savings Financial Group has a net margin of 13.68% compared to Usio's net margin of 3.95%. First Savings Financial Group's return on equity of 9.61% beat Usio's return on equity.Company Net Margins Return on Equity Return on Assets Usio3.95% 0.74% 0.12% First Savings Financial Group 13.68%9.61%0.70% SummaryFirst Savings Financial Group beats Usio on 10 of the 15 factors compared between the two stocks. Get Usio News Delivered to You Automatically Sign up to receive the latest news and ratings for USIO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding USIO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart USIO vs. The Competition Export to ExcelMetricUsioFinancial Transaction Services IndustryBusiness SectorNASDAQ ExchangeMarket Cap$46.67M$33.49B$15.02B$9.41BDividend YieldN/A2.45%2.74%4.03%P/E Ratio16.1828.3828.0819.82Price / Sales0.5711.1743.5598.27Price / Cash20.3519.0227.2658.27Price / Book2.517.516.205.65Net Income$3.31M$1.11B$195.71M$257.91M7 Day Performance-3.26%-0.35%3.99%3.38%1 Month Performance27.14%1.89%9.31%11.11%1 Year Performance11.95%36.08%24.45%18.99% Usio Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)USIOUsio3.0771 of 5 stars$1.78+1.1%$4.00+124.7%+11.3%$46.67M$82.93M16.18110Positive NewsGap UpFSFGFirst Savings Financial Group4.2379 of 5 stars$26.36+1.2%$32.33+22.7%+35.2%$182.41M$134.52M9.38470News CoverageUpcoming EarningsEFSIEagle Financial Services3.5531 of 5 stars$33.35flat$40.00+19.9%N/A$179.42M$112.88M16.11230News CoveragePositive NewsCBNAChain Bridge BancorpN/A$26.57-1.3%$29.67+11.7%N/A$174.32M$57.24M0.0084Gap DownFRAFFranklin Financial ServicesN/A$39.00+1.0%N/A+39.0%$173.94M$115.13M15.00280Upcoming EarningsBVFLBV Financial1.8265 of 5 stars$15.59-0.5%N/A+18.9%$164.15M$38.33M14.71112News CoveragePositive NewsEarnings ReportAnalyst DowngradeHNVRHanover Bancorp3.0269 of 5 stars$22.59-0.6%$22.00-2.6%+27.8%$163.30M$70.28M17.24160Upcoming EarningsPEBKPeoples Bancorp of North Carolina2.7722 of 5 stars$29.81-0.4%N/A-8.4%$162.76M$108.45M9.77310OVBCOhio Valley Banc2.2081 of 5 stars$34.24-1.1%N/A+54.8%$161.27M$88.93M12.78260Upcoming EarningsDividend AnnouncementMRBKMeridian Bank3.8353 of 5 stars$14.00+0.8%$17.00+21.4%+27.8%$157.92M$197.37M9.86410News CoveragePositive NewsUpcoming EarningsLARKLandmark Bancorp1.5919 of 5 stars$26.85+1.8%N/A+28.2%$155.27M$62.80M10.37270News CoverageUpcoming EarningsAnalyst Upgrade Related Companies and Tools Related Companies First Savings Financial Group Alternatives Eagle Financial Services Alternatives Chain Bridge Bancorp Alternatives Franklin Financial Services Alternatives BV Financial Alternatives Hanover Bancorp Alternatives Peoples Bancorp of North Carolina Alternatives Ohio Valley Banc Alternatives Meridian Bank Alternatives Landmark Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:USIO) was last updated on 7/19/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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