Usio (USIO) Competitors

Usio (NASDAQ:USIO) and Hanover Bancorp (NASDAQ:HNVR) are both small-cap business services companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, earnings, profitability, dividends, community ranking, analyst recommendations, valuation, media sentiment and institutional ownership.

Which has stronger valuation and earnings, USIO or HNVR?

Hanover Bancorp has lower revenue, but higher earnings than Usio. Hanover Bancorp is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Usio	$81.03M	0.52	-$470K	$0.09	17.33
Hanover Bancorp	$68.43M	2.35	$12.35M	$1.66	13.46

Does the media prefer USIO or HNVR?

In the previous week, Usio had 11 more articles in the media than Hanover Bancorp. MarketBeat recorded 13 mentions for Usio and 2 mentions for Hanover Bancorp. Hanover Bancorp's average media sentiment score of 1.43 beat Usio's score of 0.68 indicating that Hanover Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Usio	Positive
Hanover Bancorp	Positive

Do institutionals and insiders hold more shares of USIO or HNVR?

20.2% of Usio shares are owned by institutional investors. Comparatively, 15.0% of Hanover Bancorp shares are owned by institutional investors. 20.0% of Usio shares are owned by insiders. Comparatively, 24.8% of Hanover Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Do analysts prefer USIO or HNVR?

Usio currently has a consensus price target of $5.00, indicating a potential upside of 220.51%. Hanover Bancorp has a consensus price target of $22.00, indicating a potential downside of 1.57%. Given Usio's stronger consensus rating and higher possible upside, equities research analysts plainly believe Usio is more favorable than Hanover Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Usio	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Hanover Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the MarketBeat Community prefer USIO or HNVR?

Usio received 51 more outperform votes than Hanover Bancorp when rated by MarketBeat users. Likewise, 67.47% of users gave Usio an outperform vote while only 62.50% of users gave Hanover Bancorp an outperform vote.

Company	Underperform	Outperform
Usio	Outperform Votes 56 67.47%	Underperform Votes 27 32.53%
Hanover Bancorp	Outperform Votes 5 62.50%	Underperform Votes 3 37.50%

Which has more risk and volatility, USIO or HNVR?

Usio has a beta of 1.82, suggesting that its stock price is 82% more volatile than the S&P 500. Comparatively, Hanover Bancorp has a beta of 0.02, suggesting that its stock price is 98% less volatile than the S&P 500.

Is USIO or HNVR more profitable?

Hanover Bancorp has a net margin of 8.32% compared to Usio's net margin of 3.33%. Hanover Bancorp's return on equity of 6.71% beat Usio's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Usio	3.33%	-2.98%	-0.45%
Hanover Bancorp	8.32%	6.71%	0.54%

Summary

Usio beats Hanover Bancorp on 10 of the 18 factors compared between the two stocks.