Usio (USIO) Competitors $1.45 -0.07 (-4.54%) As of 03:50 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock USIO vs. CBFV, PEBK, UBFO, HNVR, CZWI, LARK, ECBK, RMBI, BCBP, and CFBKShould you be buying Usio stock or one of its competitors? The main competitors of Usio include CB Financial Services (CBFV), Peoples Bancorp of North Carolina (PEBK), United Security Bancshares (UBFO), Hanover Bancorp (HNVR), Citizens Community Bancorp (CZWI), Landmark Bancorp (LARK), ECB Bancorp (ECBK), Richmond Mutual Bancorporation (RMBI), BCB Bancorp, Inc. (NJ) (BCBP), and CF Bankshares (CFBK). These companies are all part of the "banking" industry. Usio vs. Its Competitors CB Financial Services Peoples Bancorp of North Carolina United Security Bancshares Hanover Bancorp Citizens Community Bancorp Landmark Bancorp ECB Bancorp Richmond Mutual Bancorporation BCB Bancorp, Inc. (NJ) CF Bankshares CB Financial Services (NASDAQ:CBFV) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, media sentiment, earnings and profitability. Do analysts rate CBFV or USIO? CB Financial Services presently has a consensus price target of $35.50, indicating a potential upside of 9.13%. Usio has a consensus price target of $4.00, indicating a potential upside of 168.46%. Given Usio's higher probable upside, analysts clearly believe Usio is more favorable than CB Financial Services.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score CB Financial Services 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50Usio 1 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00 Does the media prefer CBFV or USIO? In the previous week, Usio had 1 more articles in the media than CB Financial Services. MarketBeat recorded 2 mentions for Usio and 1 mentions for CB Financial Services. CB Financial Services' average media sentiment score of 1.38 beat Usio's score of 0.00 indicating that CB Financial Services is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment CB Financial Services 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Usio 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Do insiders and institutionals have more ownership in CBFV or USIO? 33.1% of CB Financial Services shares are held by institutional investors. Comparatively, 20.2% of Usio shares are held by institutional investors. 9.7% of CB Financial Services shares are held by company insiders. Comparatively, 17.8% of Usio shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Which has more risk and volatility, CBFV or USIO? CB Financial Services has a beta of 0.37, meaning that its share price is 63% less volatile than the S&P 500. Comparatively, Usio has a beta of 1.43, meaning that its share price is 43% more volatile than the S&P 500. Which has stronger earnings & valuation, CBFV or USIO? CB Financial Services has higher earnings, but lower revenue than Usio. Usio is trading at a lower price-to-earnings ratio than CB Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCB Financial Services$49.29M3.29$12.59M$2.1515.13Usio$82.93M0.48$3.31M$0.1014.90 Is CBFV or USIO more profitable? CB Financial Services has a net margin of 14.43% compared to Usio's net margin of 3.43%. CB Financial Services' return on equity of 7.79% beat Usio's return on equity.Company Net Margins Return on Equity Return on Assets CB Financial Services14.43% 7.79% 0.76% Usio 3.43%-1.63%-0.28% SummaryCB Financial Services beats Usio on 10 of the 15 factors compared between the two stocks. Get Usio News Delivered to You Automatically Sign up to receive the latest news and ratings for USIO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding USIO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart USIO vs. The Competition Export to ExcelMetricUsioFinancial Transaction Services IndustryBusiness SectorNASDAQ ExchangeMarket Cap$39.49M$34.20B$26.15B$9.75BDividend YieldN/A2.17%2.78%4.10%P/E Ratio14.9041.4128.4125.91Price / Sales0.4811.7830.45121.46Price / Cash17.5819.2625.5828.79Price / Book2.107.286.726.03Net Income$3.31M$1.11B$197.86M$265.29M7 Day Performance-0.67%0.52%0.89%2.86%1 Month Performance-17.22%3.25%-1.78%1.23%1 Year Performance0.68%25.39%33.88%19.11% Usio Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)USIOUsio1.8065 of 5 stars$1.45-4.5%$4.00+175.7%+2.7%$38.45M$82.93M14.51110Gap UpCBFVCB Financial Services4.4836 of 5 stars$31.87+0.8%$35.50+11.4%+26.9%$157.69M$49.29M14.82200Positive NewsPEBKPeoples Bancorp of North Carolina2.0804 of 5 stars$28.76-0.3%N/A+9.2%$157.50M$72.75M9.25310Dividend AnnouncementUBFOUnited Security Bancshares2.8749 of 5 stars$8.89-0.6%N/A+14.4%$156.24M$52.34M13.47120Positive NewsHNVRHanover Bancorp3.5958 of 5 stars$21.24-1.3%$23.83+12.2%+27.1%$155.20M$148.36M13.88160CZWICitizens Community BancorpN/A$15.82+0.9%N/A+20.9%$154.77M$99.72M12.76220LARKLandmark Bancorp1.2483 of 5 stars$25.35-2.6%N/A+32.9%$150.54M$89.35M9.00270ECBKECB BancorpN/A$16.52-1.3%N/A+28.2%$148.17M$68.27M25.8150RMBIRichmond Mutual Bancorporation1.1217 of 5 stars$14.06-0.5%N/A+16.1%$147.32M$85.28M14.96180Positive NewsDividend AnnouncementBCBPBCB Bancorp, Inc. (NJ)2.0815 of 5 stars$8.57+2.4%$9.50+10.9%-28.3%$143.92M$196.95M45.11290CFBKCF Bankshares3.5063 of 5 stars$24.58-0.9%$29.00+18.0%+13.6%$143.15M$55.53M8.84130Insider Trade Related Companies and Tools Related Companies CB Financial Services Alternatives Peoples Bancorp of North Carolina Alternatives United Security Bancshares Alternatives Hanover Bancorp Alternatives Citizens Community Bancorp Alternatives Landmark Bancorp Alternatives ECB Bancorp Alternatives Richmond Mutual Bancorporation Alternatives BCB Bancorp, Inc. (NJ) Alternatives CF Bankshares Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:USIO) was last updated on 8/25/2025 by MarketBeat.com Staff From Our PartnersBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. Economist ...Goldco Precious Metals | SponsoredGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. B...Priority Gold | SponsoredAlex’s “Next Magnificent Seven” stocksThe original “Magnificent Seven” turned $7K into $1.18 million. Now, Alex Green has identified AI’s Next Ma...The Oxford Club | SponsoredOut of 18,347 Cryptocurrencies... 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