Usio (USIO) Competitors $1.46 +0.04 (+2.46%) (As of 01:15 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends USIO vs. CZWI, FGBI, CBFV, FRAF, CFBK, RMBI, FXNC, UNB, SBFG, and MNSBShould you be buying Usio stock or one of its competitors? The main competitors of Usio include Citizens Community Bancorp (CZWI), First Guaranty Bancshares (FGBI), CB Financial Services (CBFV), Franklin Financial Services (FRAF), CF Bankshares (CFBK), Richmond Mutual Bancorporation (RMBI), First National (FXNC), Union Bankshares (UNB), SB Financial Group (SBFG), and MainStreet Bancshares (MNSB). These companies are all part of the "banking" industry. Usio vs. Citizens Community Bancorp First Guaranty Bancshares CB Financial Services Franklin Financial Services CF Bankshares Richmond Mutual Bancorporation First National Union Bankshares SB Financial Group MainStreet Bancshares Citizens Community Bancorp (NASDAQ:CZWI) and Usio (NASDAQ:USIO) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, valuation, earnings, analyst recommendations, profitability, risk, community ranking and dividends. Is CZWI or USIO more profitable? Citizens Community Bancorp has a net margin of 14.70% compared to Usio's net margin of 3.33%. Citizens Community Bancorp's return on equity of 8.64% beat Usio's return on equity.Company Net Margins Return on Equity Return on Assets Citizens Community Bancorp14.70% 8.64% 0.83% Usio 3.33%-2.98%-0.45% Which has more risk and volatility, CZWI or USIO? Citizens Community Bancorp has a beta of 1.06, suggesting that its share price is 6% more volatile than the S&P 500. Comparatively, Usio has a beta of 1.7, suggesting that its share price is 70% more volatile than the S&P 500. Do analysts rate CZWI or USIO? Usio has a consensus target price of $5.00, indicating a potential upside of 243.64%. Given Usio's higher possible upside, analysts clearly believe Usio is more favorable than Citizens Community Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens Community Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00Usio 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has better valuation and earnings, CZWI or USIO? Citizens Community Bancorp has higher revenue and earnings than Usio. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens Community Bancorp$94.50M1.66$13.06M$1.4111.10Usio$82.59M0.48-$470K$0.0916.17 Does the media refer more to CZWI or USIO? In the previous week, Usio had 5 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 7 mentions for Usio and 2 mentions for Citizens Community Bancorp. Citizens Community Bancorp's average media sentiment score of 0.83 beat Usio's score of -0.40 indicating that Citizens Community Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens Community Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Usio 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Do insiders & institutionals hold more shares of CZWI or USIO? 55.1% of Citizens Community Bancorp shares are held by institutional investors. Comparatively, 20.2% of Usio shares are held by institutional investors. 3.7% of Citizens Community Bancorp shares are held by insiders. Comparatively, 20.0% of Usio shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth. Does the MarketBeat Community favor CZWI or USIO? Citizens Community Bancorp received 133 more outperform votes than Usio when rated by MarketBeat users. However, 66.67% of users gave Usio an outperform vote while only 62.75% of users gave Citizens Community Bancorp an outperform vote. CompanyUnderperformOutperformCitizens Community BancorpOutperform Votes18762.75% Underperform Votes11137.25% UsioOutperform Votes5466.67% Underperform Votes2733.33% SummaryCitizens Community Bancorp beats Usio on 10 of the 17 factors compared between the two stocks. Ad DTIMan behind OpenAI makes shocking new betBillionaire Sam Altman has become one of the most powerful men in the world by running OpenAI… But there’s a far lesser known investment he’s making that could put OpenAI to shame. In fact this Sam Altman-backed company could actually become a crucial partner for OpenAI… And the US Military… not to mention hundreds of other giant companies around the globe. To make the story even crazier… this company only recently became viable, thanks to an obscure piece of legislation that President Trump signed before he left office… Which ordered the government to take this incredible new technology seriously.Check out our report right here. Get Usio News Delivered to You Automatically Sign up to receive the latest news and ratings for USIO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart USIO vs. The Competition Export to ExcelMetricUsioFunctions related to depository banking IndustryBusiness SectorNASDAQ ExchangeMarket Cap$39.47M$1.50B$6.60B$8.81BDividend YieldN/A4.50%2.93%4.07%P/E Ratio16.176.1436.6414.18Price / Sales0.480.55171.4888.10Price / Cash24.2319.9926.3736.27Price / Book2.081.644.946.35Net Income-$470,000.00$151.83M$123.37M$225.71M7 Day Performance-3.00%0.52%0.87%-0.32%1 Month Performance1.04%11.73%9.60%1.76%1 Year Performance-9.06%10.16%33.30%27.70% Usio Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)USIOUsio3.5001 of 5 stars$1.46+2.5%$5.00+243.6%-15.0%$39.47M$82.59M16.17110Analyst RevisionNews CoverageGap UpCZWICitizens Community Bancorp3.7324 of 5 stars$15.65+4.5%N/A+36.1%$156.97M$94.50M10.62220FGBIFirst Guaranty Bancshares2.556 of 5 stars$12.50-3.1%N/A+31.9%$156.38M$193.59M15.36490CBFVCB Financial Services2.6702 of 5 stars$29.70+0.7%$25.67-13.6%+35.5%$152.18M$39.19M6.63200FRAFFranklin Financial ServicesN/A$33.60+0.1%N/A+1.6%$148.51M$91.61M10.60280CFBKCF Bankshares3.8239 of 5 stars$28.50+5.2%N/A+66.0%$146.21M$112.31M13.34130Gap DownHigh Trading VolumeRMBIRichmond Mutual Bancorporation1.0809 of 5 stars$13.35-0.4%N/A+20.2%$145.65M$72.02M15.58180News CoverageFXNCFirst National3.4147 of 5 stars$22.92-0.1%$21.50-6.2%+23.2%$143.94M$69.50M20.48210UNBUnion Bankshares2.0691 of 5 stars$31.35+0.1%N/A+16.1%$141.70M$67.01M16.07190SBFGSB Financial Group4.0656 of 5 stars$21.21+1.0%N/A+58.4%$141.05M$75.87M12.06270MNSBMainStreet Bancshares2.2715 of 5 stars$18.23+0.6%N/A-18.5%$138.55M$127.76M15.10170 Related Companies and Tools Related Companies Citizens Community Bancorp Alternatives First Guaranty Bancshares Alternatives CB Financial Services Alternatives Franklin Financial Services Alternatives Richmond Mutual Bancorporation Alternatives CF Bankshares Alternatives First National Alternatives Union Bankshares Alternatives SB Financial Group Alternatives MainStreet Bancshares Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:USIO) was last updated on 11/21/2024 by MarketBeat.com Staff From Our PartnersMissed Nvidia? 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