Usio (USIO) Competitors $2.43 +0.20 (+8.97%) As of 01/17/2025 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends USIO vs. ONIT, CPSS, TSBK, EVBN, PKBK, OVLY, BPRN, BWFG, OPBK, and CHMGShould you be buying Usio stock or one of its competitors? The main competitors of Usio include Onity Group (ONIT), Consumer Portfolio Services (CPSS), Timberland Bancorp (TSBK), Evans Bancorp (EVBN), Parke Bancorp (PKBK), Oak Valley Bancorp (OVLY), Princeton Bancorp (BPRN), Bankwell Financial Group (BWFG), OP Bancorp (OPBK), and Chemung Financial (CHMG). These companies are all part of the "banking" industry. Usio vs. Onity Group Consumer Portfolio Services Timberland Bancorp Evans Bancorp Parke Bancorp Oak Valley Bancorp Princeton Bancorp Bankwell Financial Group OP Bancorp Chemung Financial Onity Group (NYSE:ONIT) and Usio (NASDAQ:USIO) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, media sentiment, risk, valuation, profitability, analyst recommendations, institutional ownership, dividends and community ranking. Is ONIT or USIO more profitable? Usio has a net margin of 3.33% compared to Onity Group's net margin of 1.41%. Onity Group's return on equity of 21.05% beat Usio's return on equity.Company Net Margins Return on Equity Return on Assets Onity Group1.41% 21.05% 0.71% Usio 3.33%-2.98%-0.45% Do analysts recommend ONIT or USIO? Onity Group presently has a consensus price target of $42.50, suggesting a potential upside of 25.58%. Usio has a consensus price target of $5.00, suggesting a potential upside of 105.76%. Given Usio's higher possible upside, analysts plainly believe Usio is more favorable than Onity Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Onity Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 3.33Usio 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has preferable earnings & valuation, ONIT or USIO? Usio has lower revenue, but higher earnings than Onity Group. Onity Group is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOnity Group$1.07B0.25-$63.70M$1.5122.41Usio$82.59M0.80-$470K$0.0927.00 Does the MarketBeat Community favor ONIT or USIO? Usio received 49 more outperform votes than Onity Group when rated by MarketBeat users. However, 100.00% of users gave Onity Group an outperform vote while only 66.67% of users gave Usio an outperform vote. CompanyUnderperformOutperformOnity GroupOutperform Votes5100.00% Underperform VotesNo VotesUsioOutperform Votes5466.67% Underperform Votes2733.33% Do institutionals and insiders believe in ONIT or USIO? 70.2% of Onity Group shares are owned by institutional investors. Comparatively, 20.2% of Usio shares are owned by institutional investors. 7.6% of Onity Group shares are owned by insiders. Comparatively, 20.0% of Usio shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Which has more risk & volatility, ONIT or USIO? Onity Group has a beta of 1.86, meaning that its share price is 86% more volatile than the S&P 500. Comparatively, Usio has a beta of 1.75, meaning that its share price is 75% more volatile than the S&P 500. Does the media favor ONIT or USIO? In the previous week, Onity Group and Onity Group both had 1 articles in the media. Onity Group's average media sentiment score of 0.50 beat Usio's score of 0.47 indicating that Onity Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Onity Group 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Usio 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral SummaryOnity Group beats Usio on 10 of the 17 factors compared between the two stocks. Get Usio News Delivered to You Automatically Sign up to receive the latest news and ratings for USIO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart USIO vs. The Competition Export to ExcelMetricUsioFunctions related to depository banking IndustryBusiness SectorNASDAQ ExchangeMarket Cap$65.93M$1.45B$7.47B$9.14BDividend YieldN/A4.79%2.33%4.02%P/E Ratio27.0010.3528.5317.36Price / Sales0.800.59103.3177.11Price / Cash42.0722.7429.1435.97Price / Book4.262.516.194.79Net Income-$470,000.00$151.83M$134.52M$225.00M7 Day Performance10.45%3.69%3.11%2.62%1 Month Performance81.34%14.92%4.99%3.81%1 Year Performance45.51%21.50%24.01%20.10% Usio Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)USIOUsio3.1716 of 5 stars$2.43+9.0%$5.00+105.8%+45.5%$65.93M$82.59M27.00110Positive NewsGap UpONITOnity Group3.8126 of 5 stars$29.70-0.4%$42.50+43.1%N/A$233.71M$1.11B19.674,400CPSSConsumer Portfolio Services3.843 of 5 stars$10.90-0.1%N/A+35.5%$233.31M$201.17M12.53740TSBKTimberland Bancorp4.2664 of 5 stars$28.90+1.4%N/A-0.4%$230.28M$70.89M9.63300Positive NewsEVBNEvans BancorpN/A$41.27+1.0%N/AN/A$228.68M$83.43M12.39380Analyst ForecastNews CoveragePKBKParke Bancorp3.3301 of 5 stars$19.22+1.7%N/A+8.1%$228.43M$63.25M8.25100Upcoming EarningsOVLYOak Valley Bancorp3.2022 of 5 stars$26.78+1.5%N/A+0.7%$223.85M$76.98M8.93200Positive NewsBPRNPrinceton Bancorp3.6714 of 5 stars$32.68+2.0%$40.00+22.4%-3.9%$223.83M$72.44M18.67180Upcoming EarningsBWFGBankwell Financial Group3.8442 of 5 stars$28.11+0.5%$40.00+42.3%+5.1%$220.92M$89.21M14.42140Upcoming EarningsShort Interest ↑OPBKOP Bancorp2.9707 of 5 stars$14.49-0.8%$13.00-10.3%+43.2%$214.63M$80.60M10.35190Upcoming EarningsCHMGChemung Financial4.7914 of 5 stars$45.03+0.5%$58.50+29.9%-2.8%$214.30M$94.12M9.96340Upcoming EarningsPositive News Related Companies and Tools Related Companies Onity Group Alternatives Consumer Portfolio Services Alternatives Timberland Bancorp Alternatives Evans Bancorp Alternatives Parke Bancorp Alternatives Oak Valley Bancorp Alternatives Princeton Bancorp Alternatives Bankwell Financial Group Alternatives OP Bancorp Alternatives Chemung Financial Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:USIO) was last updated on 1/20/2025 by MarketBeat.com Staff From Our PartnersBill Gates’ is about to mint millionaires (again) with Stargate.This little-known project that Bill Gates has been quietly working on that’s about to unleash an AI breakthrou...Brownstone Research | Sponsored$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. The reason why is a new, secretive move being c...Stansberry Research | SponsoredTop Picks for Trump’s Pro-Crypto AmericaThe Crypto ETF Windfall: 27 Experts Tell All (Free) Don't miss your chance to see exactly what crypto's eli...Crypto 101 Media | SponsoredWarren Buffett Bets $40 Billion—You Can Get in for $20I call it "The Last Retirement Stock You'll Ever Need." Warren Buffett himself owns $40 billion of stock in...Behind the Markets | SponsoredKamala’s final humiliation The investments connected to Trump's second term in ways that almost nobody outside his inner circle is aware ...Porter & Company | SponsoredNvidia’s Bold Move: Tackling Tech’s $1 Trillion CrisisTaiwan Semiconductor, a partner of Nvidia’s for more than two decades, has seen its shares explode as much as ...Weiss Ratings | SponsoredURGENT: This Altcoin Opportunity Won’t Wait – Act NowCrypto has officially entered the "banana zone" – that wild phase where prices can 1000x in days. It happen...Crypto Swap Profits | SponsoredTrump’s Inauguration Shocker: “Move Your Cash Now”Just in the first week after Trump's win, many stocks jumped by double and even triple digits. But now he's...InvestorPlace | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Usio, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Usio With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.