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Usio (USIO) Competitors

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$1.45 -0.07 (-4.54%)
As of 03:50 PM Eastern
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USIO vs. CBFV, PEBK, UBFO, HNVR, CZWI, LARK, ECBK, RMBI, BCBP, and CFBK

Should you be buying Usio stock or one of its competitors? The main competitors of Usio include CB Financial Services (CBFV), Peoples Bancorp of North Carolina (PEBK), United Security Bancshares (UBFO), Hanover Bancorp (HNVR), Citizens Community Bancorp (CZWI), Landmark Bancorp (LARK), ECB Bancorp (ECBK), Richmond Mutual Bancorporation (RMBI), BCB Bancorp, Inc. (NJ) (BCBP), and CF Bankshares (CFBK). These companies are all part of the "banking" industry.

Usio vs. Its Competitors

CB Financial Services (NASDAQ:CBFV) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, media sentiment, earnings and profitability.

CB Financial Services presently has a consensus price target of $35.50, indicating a potential upside of 9.13%. Usio has a consensus price target of $4.00, indicating a potential upside of 168.46%. Given Usio's higher probable upside, analysts clearly believe Usio is more favorable than CB Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
CB Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Usio
1 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Usio had 1 more articles in the media than CB Financial Services. MarketBeat recorded 2 mentions for Usio and 1 mentions for CB Financial Services. CB Financial Services' average media sentiment score of 1.38 beat Usio's score of 0.00 indicating that CB Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
CB Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Usio
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

33.1% of CB Financial Services shares are held by institutional investors. Comparatively, 20.2% of Usio shares are held by institutional investors. 9.7% of CB Financial Services shares are held by company insiders. Comparatively, 17.8% of Usio shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

CB Financial Services has a beta of 0.37, meaning that its share price is 63% less volatile than the S&P 500. Comparatively, Usio has a beta of 1.43, meaning that its share price is 43% more volatile than the S&P 500.

CB Financial Services has higher earnings, but lower revenue than Usio. Usio is trading at a lower price-to-earnings ratio than CB Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
CB Financial Services$49.29M3.29$12.59M$2.1515.13
Usio$82.93M0.48$3.31M$0.1014.90

CB Financial Services has a net margin of 14.43% compared to Usio's net margin of 3.43%. CB Financial Services' return on equity of 7.79% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
CB Financial Services14.43% 7.79% 0.76%
Usio 3.43%-1.63%-0.28%

Summary

CB Financial Services beats Usio on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding USIO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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USIO vs. The Competition

MetricUsioFinancial Transaction Services IndustryBusiness SectorNASDAQ Exchange
Market Cap$39.49M$34.20B$26.15B$9.75B
Dividend YieldN/A2.17%2.78%4.10%
P/E Ratio14.9041.4128.4125.91
Price / Sales0.4811.7830.45121.46
Price / Cash17.5819.2625.5828.79
Price / Book2.107.286.726.03
Net Income$3.31M$1.11B$197.86M$265.29M
7 Day Performance-0.67%0.52%0.89%2.86%
1 Month Performance-17.22%3.25%-1.78%1.23%
1 Year Performance0.68%25.39%33.88%19.11%

Usio Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
USIO
Usio
1.8065 of 5 stars
$1.45
-4.5%
$4.00
+175.7%
+2.7%$38.45M$82.93M14.51110Gap Up
CBFV
CB Financial Services
4.4836 of 5 stars
$31.87
+0.8%
$35.50
+11.4%
+26.9%$157.69M$49.29M14.82200Positive News
PEBK
Peoples Bancorp of North Carolina
2.0804 of 5 stars
$28.76
-0.3%
N/A+9.2%$157.50M$72.75M9.25310Dividend Announcement
UBFO
United Security Bancshares
2.8749 of 5 stars
$8.89
-0.6%
N/A+14.4%$156.24M$52.34M13.47120Positive News
HNVR
Hanover Bancorp
3.5958 of 5 stars
$21.24
-1.3%
$23.83
+12.2%
+27.1%$155.20M$148.36M13.88160
CZWI
Citizens Community Bancorp
N/A$15.82
+0.9%
N/A+20.9%$154.77M$99.72M12.76220
LARK
Landmark Bancorp
1.2483 of 5 stars
$25.35
-2.6%
N/A+32.9%$150.54M$89.35M9.00270
ECBK
ECB Bancorp
N/A$16.52
-1.3%
N/A+28.2%$148.17M$68.27M25.8150
RMBI
Richmond Mutual Bancorporation
1.1217 of 5 stars
$14.06
-0.5%
N/A+16.1%$147.32M$85.28M14.96180Positive News
Dividend Announcement
BCBP
BCB Bancorp, Inc. (NJ)
2.0815 of 5 stars
$8.57
+2.4%
$9.50
+10.9%
-28.3%$143.92M$196.95M45.11290
CFBK
CF Bankshares
3.5063 of 5 stars
$24.58
-0.9%
$29.00
+18.0%
+13.6%$143.15M$55.53M8.84130Insider Trade

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This page (NASDAQ:USIO) was last updated on 8/25/2025 by MarketBeat.com Staff
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