NASDAQ:USIO Usio (USIO) Stock Price, News & Analysis $1.46 -0.05 (-3.31%) As of 10:47 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Usio Stock (NASDAQ:USIO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Usio alerts:Sign Up Key Stats Today's Range$1.41▼$1.5050-Day Range$1.40▼$2.5352-Week Range$1.24▼$2.92Volume31,870 shsAverage Volume123,119 shsMarket Capitalization$38.71 millionP/E Ratio16.33Dividend YieldN/APrice Target$5.00Consensus RatingBuy Company OverviewUsio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.Read More… Remove Ads Usio Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks71st Percentile Overall ScoreUSIO MarketRank™: Usio scored higher than 71% of companies evaluated by MarketBeat, and ranked 112th out of 323 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingBuy Consensus RatingUsio has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageUsio has only been the subject of 1 research reports in the past 90 days.Read more about Usio's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthGrowing Earnings GrowthEarnings for Usio are expected to grow in the coming year, from ($0.03) to $0.14 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Usio is 16.33, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.11.Price to Earnings Ratio vs. SectorThe P/E ratio of Usio is 16.33, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 29.48.Price to Book Value per Share RatioUsio has a P/B Ratio of 2.56. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Usio's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.18% of the float of Usio has been sold short.Short Interest Ratio / Days to CoverUsio has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Usio has recently decreased by 9.97%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldUsio does not currently pay a dividend.Dividend GrowthUsio does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.18% of the float of Usio has been sold short.Short Interest Ratio / Days to CoverUsio has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Usio has recently decreased by 9.97%, indicating that investor sentiment is improving significantly. News and Social Media2.6 / 5News Sentiment0.62 News SentimentUsio has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.News Coverage This WeekMarketBeat has tracked 17 news articles for Usio this week, compared to 1 article on an average week.Search Interest2 people have searched for USIO on MarketBeat in the last 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Usio insiders have not sold or bought any company stock.Percentage Held by Insiders20.00% of the stock of Usio is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 20.23% of the stock of Usio is held by institutions.Read more about Usio's insider trading history. Receive USIO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Usio and its competitors with MarketBeat's FREE daily newsletter. Email Address USIO Stock News HeadlinesUsio (USIO) Gets a Hold from BarringtonApril 2 at 5:53 PM | markets.businessinsider.comEquities Analysts Set Expectations for Usio Q3 EarningsMarch 31 at 1:37 AM | americanbankingnews.comTrump’s betrayal exposed Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to move your money now.April 3, 2025 | Porter & Company (Ad)HC Wainwright Weighs in on Usio's Q1 Earnings (NASDAQ:USIO)March 30, 2025 | americanbankingnews.comHC Wainwright Reaffirms "Buy" Rating for Usio (NASDAQ:USIO)March 29, 2025 | americanbankingnews.comUsio Full Year 2024 Earnings: EPS Beats ExpectationsMarch 28, 2025 | finance.yahoo.comI Like Usio's Direction, But Not Enough To Buy Right NowMarch 28, 2025 | seekingalpha.comUsio, Inc.: Usio Increases and Extends Share Repurchase ProgramMarch 27, 2025 | finanznachrichten.deSee More Headlines USIO Stock Analysis - Frequently Asked Questions How have USIO shares performed this year? Usio's stock was trading at $1.46 on January 1st, 2025. Since then, USIO shares have increased by 0.0% and is now trading at $1.46. View the best growth stocks for 2025 here. How were Usio's earnings last quarter? Usio, Inc. (NASDAQ:USIO) released its quarterly earnings data on Wednesday, March, 26th. The company reported $0.02 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.01 by $0.01. The company earned $20.56 million during the quarter, compared to analysts' expectations of $21.10 million. Usio had a negative trailing twelve-month return on equity of 2.98% and a net margin of 3.33%. How do I buy shares of Usio? Shares of USIO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Usio own? Based on aggregate information from My MarketBeat watchlists, some other companies that Usio investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), Meta Platforms (META), e.l.f. Beauty (ELF) and Adobe (ADBE). Company Calendar Last Earnings3/26/2025Today4/03/2025Next Earnings (Estimated)5/13/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Functions related to depository banking Sub-IndustryBanking Current SymbolNASDAQ:USIO CIK1088034 Webwww.usio.com Phone(210) 249-4100Fax210-249-4130Employees110Year FoundedN/APrice Target and Rating Average Stock Price Target$5.00 High Stock Price Target$6.00 Low Stock Price Target$4.00 Potential Upside/Downside+242.5%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$0.11 Trailing P/E Ratio16.33 Forward P/E RatioN/A P/E GrowthN/ANet Income$-470,000.00 Net Margins3.33% Pretax Margin-0.25% Return on Equity-2.98% Return on Assets-0.45% Debt Debt-to-Equity Ratio0.03 Current Ratio1.10 Quick Ratio1.10 Sales & Book Value Annual Sales$82.93 million Price / Sales0.47 Cash Flow$0.05 per share Price / Cash Flow28.81 Book Value$0.57 per share Price / Book2.56Miscellaneous Outstanding Shares26,514,000Free Float21,704,000Market Cap$38.71 million OptionableOptionable Beta1.82 Social Links These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.Get This Free Report This page (NASDAQ:USIO) was last updated on 4/3/2025 by MarketBeat.com Staff From Our PartnersBITCOINDid you miss out on the 1000%+ gains of Bitcoin over the past 5 years? If so, you don't want to miss this.....Awesomely, LLC | SponsoredTrump Allies Confirm Exec Order 14024 Triggers Dollar CollapseExecutive Order 14024 is paving the way for irreversible damage to the dollar's value—threatening your wealth,...Priority Gold | Sponsored“Fed Proof” Your Bank Account with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank ac...Weiss Ratings | SponsoredTrump’s betrayal exposed Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | SponsoredElon Musk Confirms: Tesla’s Optimus is Replacing Workers… and Heading to MarsMusk confirmed that SpaceX's Starship will carry Optimus to Mars in 2026 as part of an autonomous mission to h...InvestorPlace | SponsoredA market crash is coming—here’s whenThe stock market cycle I've used to identify the most likely day of the next market crash is the exact same in...Chaikin Analytics | SponsoredNew “Trump” currency proposed in DCAfter a massive run-up – tech stocks are crashing. And as you’d suspect, the rich and powerful got out firs...Paradigm Press | SponsoredTrump Orders 'National Digital Asset Stockpile'‘Digital Asset Reserve’ for THIS Coin??? Get all the details before this story gains even more tractionCrypto 101 Media | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Usio, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Usio With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.