Free Trial
NASDAQ:USIO

Usio (USIO) Stock Price, News & Analysis

Usio logo
$1.46 -0.05 (-3.31%)
As of 10:47 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Usio Stock (NASDAQ:USIO)

Key Stats

Today's Range
$1.41
$1.50
50-Day Range
$1.40
$2.53
52-Week Range
$1.24
$2.92
Volume
31,870 shs
Average Volume
123,119 shs
Market Capitalization
$38.71 million
P/E Ratio
16.33
Dividend Yield
N/A
Price Target
$5.00
Consensus Rating
Buy

Company Overview

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Remove Ads

Usio Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
71st Percentile Overall Score

USIO MarketRank™: 

Usio scored higher than 71% of companies evaluated by MarketBeat, and ranked 112th out of 323 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Usio has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Usio has only been the subject of 1 research reports in the past 90 days.

  • Read more about Usio's stock forecast and price target.
  • Earnings Growth

    Earnings for Usio are expected to grow in the coming year, from ($0.03) to $0.14 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Usio is 16.33, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.11.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Usio is 16.33, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 29.48.

  • Price to Book Value per Share Ratio

    Usio has a P/B Ratio of 2.56. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Usio's valuation and earnings.
  • Percentage of Shares Shorted

    0.18% of the float of Usio has been sold short.
  • Short Interest Ratio / Days to Cover

    Usio has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Usio has recently decreased by 9.97%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Usio does not currently pay a dividend.

  • Dividend Growth

    Usio does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    0.18% of the float of Usio has been sold short.
  • Short Interest Ratio / Days to Cover

    Usio has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Usio has recently decreased by 9.97%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    Usio has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.
  • News Coverage This Week

    MarketBeat has tracked 17 news articles for Usio this week, compared to 1 article on an average week.
  • Search Interest

    2 people have searched for USIO on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Usio insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    20.00% of the stock of Usio is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 20.23% of the stock of Usio is held by institutions.

  • Read more about Usio's insider trading history.
Receive USIO Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Usio and its competitors with MarketBeat's FREE daily newsletter.

USIO Stock News Headlines

Usio (USIO) Gets a Hold from Barrington
Equities Analysts Set Expectations for Usio Q3 Earnings
Trump’s betrayal exposed
Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to move your money now.
HC Wainwright Weighs in on Usio's Q1 Earnings (NASDAQ:USIO)
HC Wainwright Reaffirms "Buy" Rating for Usio (NASDAQ:USIO)
Usio Full Year 2024 Earnings: EPS Beats Expectations
See More Headlines

USIO Stock Analysis - Frequently Asked Questions

Usio's stock was trading at $1.46 on January 1st, 2025. Since then, USIO shares have increased by 0.0% and is now trading at $1.46.
View the best growth stocks for 2025 here
.

Usio, Inc. (NASDAQ:USIO) released its quarterly earnings data on Wednesday, March, 26th. The company reported $0.02 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.01 by $0.01. The company earned $20.56 million during the quarter, compared to analysts' expectations of $21.10 million. Usio had a negative trailing twelve-month return on equity of 2.98% and a net margin of 3.33%.

Shares of USIO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Usio investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), Meta Platforms (META), e.l.f. Beauty (ELF) and Adobe (ADBE).

Company Calendar

Last Earnings
3/26/2025
Today
4/03/2025
Next Earnings (Estimated)
5/13/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Industry
Functions related to depository banking
Sub-Industry
Banking
Current Symbol
NASDAQ:USIO
Employees
110
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$5.00
High Stock Price Target
$6.00
Low Stock Price Target
$4.00
Potential Upside/Downside
+242.5%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
2 Analysts

Profitability

Trailing P/E Ratio
16.33
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$-470,000.00
Pretax Margin
-0.25%

Debt

Sales & Book Value

Annual Sales
$82.93 million
Cash Flow
$0.05 per share
Price / Cash Flow
28.81
Book Value
$0.57 per share
Price / Book
2.56

Miscellaneous

Free Float
21,704,000
Market Cap
$38.71 million
Optionable
Optionable
Beta
1.82

Social Links

These 7 Stocks Will Be Magnificent in 2025 Cover

Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.

Get This Free Report

This page (NASDAQ:USIO) was last updated on 4/3/2025 by MarketBeat.com Staff
From Our Partners