Virginia National Bankshares (VABK) Competitors

Virginia National Bankshares (NASDAQ:VABK) and Esquire Financial (NASDAQ:ESQ) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk.

Do insiders & institutionals have more ownership in VABK or ESQ?

37.4% of Virginia National Bankshares shares are held by institutional investors. Comparatively, 54.7% of Esquire Financial shares are held by institutional investors. 14.0% of Virginia National Bankshares shares are held by company insiders. Comparatively, 18.0% of Esquire Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Is VABK or ESQ a better dividend stock?

Virginia National Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 3.9%. Esquire Financial pays an annual dividend of $0.70 per share and has a dividend yield of 0.7%. Virginia National Bankshares pays out 43.5% of its earnings in the form of a dividend. Esquire Financial pays out 12.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has increased its dividend for 4 consecutive years.

Which has more volatility and risk, VABK or ESQ?

Virginia National Bankshares has a beta of 0.42, meaning that its stock price is 58% less volatile than the S&P 500. Comparatively, Esquire Financial has a beta of 0.57, meaning that its stock price is 43% less volatile than the S&P 500.

Is VABK or ESQ more profitable?

Esquire Financial has a net margin of 30.96% compared to Virginia National Bankshares' net margin of 21.39%. Esquire Financial's return on equity of 19.33% beat Virginia National Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Virginia National Bankshares	21.39%	10.89%	1.10%
Esquire Financial	30.96%	19.33%	2.47%

Does the media refer more to VABK or ESQ?

In the previous week, Esquire Financial had 8 more articles in the media than Virginia National Bankshares. MarketBeat recorded 11 mentions for Esquire Financial and 3 mentions for Virginia National Bankshares. Virginia National Bankshares' average media sentiment score of 1.49 beat Esquire Financial's score of 0.92 indicating that Virginia National Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Virginia National Bankshares	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Esquire Financial	8 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, VABK or ESQ?

Esquire Financial has higher revenue and earnings than Virginia National Bankshares. Virginia National Bankshares is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Virginia National Bankshares	$83.52M	2.36	$16.97M	$3.31	11.06
Esquire Financial	$138.27M	5.72	$43.66M	$5.42	17.24

Do analysts recommend VABK or ESQ?

Esquire Financial has a consensus price target of $100.50, indicating a potential upside of 7.56%. Given Esquire Financial's stronger consensus rating and higher probable upside, analysts clearly believe Esquire Financial is more favorable than Virginia National Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Virginia National Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Esquire Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Summary

Esquire Financial beats Virginia National Bankshares on 17 of the 19 factors compared between the two stocks.