Notice: This company has been marked as potentially delisted and may not be actively trading. Village Bank and Trust Financial (VBFC) Competitors Add Compare Share Share Competitors Stock AnalysisCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipShort InterestTrends VBFC vs. PBHC, FUSB, BOTJ, GLBZ, MOFG, BSRR, RBB, FFWM, BWB, and BSVNShould you be buying Village Bank and Trust Financial stock or one of its competitors? The main competitors of Village Bank and Trust Financial include Pathfinder Bancorp (PBHC), First US Bancshares (FUSB), Bank of the James Financial Group (BOTJ), Glen Burnie Bancorp (GLBZ), MidWestOne Financial Group (MOFG), Sierra Bancorp (BSRR), RBB Bancorp (RBB), First Foundation (FFWM), Bridgewater Bancshares (BWB), and Bank7 (BSVN). These companies are all part of the "state commercial banks" industry. Village Bank and Trust Financial vs. Pathfinder Bancorp First US Bancshares Bank of the James Financial Group Glen Burnie Bancorp MidWestOne Financial Group Sierra Bancorp RBB Bancorp First Foundation Bridgewater Bancshares Bank7 Pathfinder Bancorp (NASDAQ:PBHC) and Village Bank and Trust Financial (NASDAQ:VBFC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, dividends, community ranking, earnings, analyst recommendations, profitability, institutional ownership, valuation and risk. Does the media refer more to PBHC or VBFC? In the previous week, Pathfinder Bancorp had 3 more articles in the media than Village Bank and Trust Financial. MarketBeat recorded 4 mentions for Pathfinder Bancorp and 1 mentions for Village Bank and Trust Financial. Pathfinder Bancorp's average media sentiment score of 0.58 beat Village Bank and Trust Financial's score of 0.00 indicating that Pathfinder Bancorp is being referred to more favorably in the media. Company Overall Sentiment Pathfinder Bancorp Positive Village Bank and Trust Financial Neutral Is PBHC or VBFC a better dividend stock? Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. Village Bank and Trust Financial pays an annual dividend of $0.72 per share and has a dividend yield of 0.9%. Pathfinder Bancorp pays out 125.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Village Bank and Trust Financial pays out 14.8% of its earnings in the form of a dividend. Pathfinder Bancorp has raised its dividend for 4 consecutive years. Pathfinder Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Does the MarketBeat Community favor PBHC or VBFC? Pathfinder Bancorp received 20 more outperform votes than Village Bank and Trust Financial when rated by MarketBeat users. However, 68.06% of users gave Village Bank and Trust Financial an outperform vote while only 63.10% of users gave Pathfinder Bancorp an outperform vote. CompanyUnderperformOutperformPathfinder BancorpOutperform Votes11863.10% Underperform Votes6936.90% Village Bank and Trust FinancialOutperform Votes9868.06% Underperform Votes4631.94% Do insiders & institutionals hold more shares of PBHC or VBFC? 26.7% of Pathfinder Bancorp shares are owned by institutional investors. Comparatively, 12.2% of Village Bank and Trust Financial shares are owned by institutional investors. 22.4% of Pathfinder Bancorp shares are owned by company insiders. Comparatively, 7.4% of Village Bank and Trust Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Which has more volatility & risk, PBHC or VBFC? Pathfinder Bancorp has a beta of 0.25, suggesting that its share price is 75% less volatile than the S&P 500. Comparatively, Village Bank and Trust Financial has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500. Which has better earnings and valuation, PBHC or VBFC? Pathfinder Bancorp has higher revenue and earnings than Village Bank and Trust Financial. Village Bank and Trust Financial is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPathfinder Bancorp$72.85M1.12$9.29M$0.3253.91Village Bank and Trust Financial$33.24M3.47$1.92M$4.8515.87 Is PBHC or VBFC more profitable? Village Bank and Trust Financial has a net margin of 16.34% compared to Pathfinder Bancorp's net margin of 2.42%. Village Bank and Trust Financial's return on equity of 10.52% beat Pathfinder Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Pathfinder Bancorp2.42% 1.64% 0.14% Village Bank and Trust Financial 16.34%10.52%0.97% Do analysts recommend PBHC or VBFC? Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pathfinder Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) N/AVillage Bank and Trust Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) N/A SummaryPathfinder Bancorp beats Village Bank and Trust Financial on 10 of the 18 factors compared between the two stocks. Ad Porter & CompanyTrue paradigm shiftI thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. Because here we are, a quarter of a century later, almost to the exact day, and it’s happening again. Here’s the full story for you. Get Village Bank and Trust Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for VBFC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart VBFC vs. The Competition Export to ExcelMetricVillage Bank and Trust FinancialState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$115.43M$2.95B$10.37B$8.52BDividend Yield0.94%3.70%10.22%4.13%P/E Ratio15.8716.2143.6616.13Price / Sales3.472.483,376.3593.20Price / Cash49.2310.2829.8634.18Price / Book1.691.194.095.07Net Income$1.92M$405.86M$991.46M$225.46M Village Bank and Trust Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)VBFCVillage Bank and Trust Financial0.4568 of 5 stars$76.95+1.0%N/A+98.2%$115.43M$33.24M15.87149News CoveragePBHCPathfinder Bancorp2.6278 of 5 stars$18.10+1.4%N/A+30.5%$85.43M$42.55M12.75170Earnings ReportNews CoveragePositive NewsFUSBFirst US Bancshares3.3384 of 5 stars$11.60+2.1%N/A+36.7%$67.15M$40.25M8.29155Gap DownBOTJBank of the James Financial Group2.9753 of 5 stars$13.17+1.6%N/A+32.7%$60.25M$41.85M7.08160Earnings ReportShort Interest ↓GLBZGlen Burnie Bancorp3.2848 of 5 stars$5.54flatN/A+10.3%$16.03M$11.95M30.7880Earnings ReportNews CoverageMOFGMidWestOne Financial Group3.499 of 5 stars$28.92-1.1%$27.00-6.6%+44.1%$455.64M$183.24M14.76732BSRRSierra Bancorp3.8719 of 5 stars$29.26-0.4%$26.00-11.1%+62.9%$427.08M$121.49M11.89490Analyst DowngradeShort Interest ↑RBBRBB Bancorp2.4459 of 5 stars$22.75-1.0%$20.88-8.2%+90.5%$419.51M$119.06M12.30360FFWMFirst Foundation2.2861 of 5 stars$7.30-6.0%$7.80+6.8%+44.9%$412.54M$160.77M48.67563Analyst UpgradeAnalyst RevisionNews CoverageBWBBridgewater Bancshares4.8539 of 5 stars$14.75-1.3%$17.00+15.3%+49.3%$403.77M$106.81M13.66250Insider SellingBSVNBank72.8641 of 5 stars$43.00-0.9%$37.00-14.0%+101.7%$401.53M$101.38M12.61120Positive NewsGap Up Related Companies and Tools Related Companies Pathfinder Bancorp Alternatives First US Bancshares Alternatives Bank of the James Financial Group Alternatives Glen Burnie Bancorp Alternatives MidWestOne Financial Group Alternatives Sierra Bancorp Alternatives RBB Bancorp Alternatives First Foundation Alternatives Bridgewater Bancshares Alternatives Bank7 Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:VBFC) was last updated on 11/2/2024 by MarketBeat.com Staff From Our Partners625,000% GainImagine swapping your daily coffee expense for a future free of financial worries. 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