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Village Bank and Trust Financial (VBFC) Competitors

Village Bank and Trust Financial logo

VBFC vs. BSRR, FFIC, BSVN, BWB, RBB, FBIZ, CWBC, BMRC, WTBA, and ACNB

Should you be buying Village Bank and Trust Financial stock or one of its competitors? The main competitors of Village Bank and Trust Financial include Sierra Bancorp (BSRR), Flushing Financial (FFIC), Bank7 (BSVN), Bridgewater Bancshares (BWB), RBB Bancorp (RBB), First Business Financial Services (FBIZ), Community West Bancshares (CWBC), Bank of Marin Bancorp (BMRC), West Bancorporation (WTBA), and ACNB (ACNB). These companies are all part of the "state commercial banks" industry.

Village Bank and Trust Financial vs.

Village Bank and Trust Financial (NASDAQ:VBFC) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, media sentiment, earnings, analyst recommendations, dividends, institutional ownership, valuation, risk and community ranking.

Village Bank and Trust Financial pays an annual dividend of $0.72 per share and has a dividend yield of 0.9%. Sierra Bancorp pays an annual dividend of $0.96 per share and has a dividend yield of 3.3%. Village Bank and Trust Financial pays out 14.8% of its earnings in the form of a dividend. Sierra Bancorp pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Sierra Bancorp has a net margin of 17.91% compared to Village Bank and Trust Financial's net margin of 16.34%. Sierra Bancorp's return on equity of 10.48% beat Village Bank and Trust Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Village Bank and Trust Financial16.34% 10.31% 0.97%
Sierra Bancorp 17.91%10.48%1.00%

Sierra Bancorp has higher revenue and earnings than Village Bank and Trust Financial. Sierra Bancorp is trading at a lower price-to-earnings ratio than Village Bank and Trust Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Village Bank and Trust Financial$33.24M3.65$1.92M$4.8516.68
Sierra Bancorp$125.24M3.36$34.84M$2.5211.59

12.2% of Village Bank and Trust Financial shares are owned by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are owned by institutional investors. 7.4% of Village Bank and Trust Financial shares are owned by insiders. Comparatively, 11.9% of Sierra Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Sierra Bancorp received 125 more outperform votes than Village Bank and Trust Financial when rated by MarketBeat users. However, 68.06% of users gave Village Bank and Trust Financial an outperform vote while only 49.78% of users gave Sierra Bancorp an outperform vote.

CompanyUnderperformOutperform
Village Bank and Trust FinancialOutperform Votes
98
68.06%
Underperform Votes
46
31.94%
Sierra BancorpOutperform Votes
223
49.78%
Underperform Votes
225
50.22%

Village Bank and Trust Financial has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500. Comparatively, Sierra Bancorp has a beta of 0.92, indicating that its share price is 8% less volatile than the S&P 500.

Sierra Bancorp has a consensus target price of $29.00, suggesting a potential downside of 0.72%. Given Sierra Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Sierra Bancorp is more favorable than Village Bank and Trust Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Village Bank and Trust Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Sierra Bancorp
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Sierra Bancorp had 1 more articles in the media than Village Bank and Trust Financial. MarketBeat recorded 1 mentions for Sierra Bancorp and 0 mentions for Village Bank and Trust Financial. Sierra Bancorp's average media sentiment score of 1.44 beat Village Bank and Trust Financial's score of 0.00 indicating that Sierra Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Village Bank and Trust Financial Neutral
Sierra Bancorp Positive

Summary

Sierra Bancorp beats Village Bank and Trust Financial on 14 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VBFC vs. The Competition

MetricVillage Bank and Trust FinancialState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$121.37M$3.10B$11.33B$9.08B
Dividend Yield0.93%3.57%5.65%4.23%
P/E Ratio16.6816.4825.7917.19
Price / Sales3.653.2928.25117.05
Price / Cash49.8411.2818.4737.85
Price / Book1.781.262.624.78
Net Income$1.92M$406.76M$1.04B$225.60M

Village Bank and Trust Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VBFC
Village Bank and Trust Financial
N/A$80.91
+4.1%
N/A+106.2%$121.37M$33.24M16.68149High Trading Volume
BSRR
Sierra Bancorp
4.2825 of 5 stars
$31.34
+0.6%
$29.00
-7.5%
+30.3%$451.11M$125.24M12.36490Analyst Revision
Positive News
FFIC
Flushing Financial
3.6727 of 5 stars
$15.30
+1.4%
$15.50
+1.3%
-14.3%$444.76M$198.01M17.34549Analyst Revision
News Coverage
High Trading Volume
BSVN
Bank7
1.4941 of 5 stars
$45.88
+1.6%
$41.33
-9.9%
+63.5%$428.66M$101.38M11.88120
BWB
Bridgewater Bancshares
4.5759 of 5 stars
$15.18
+0.7%
$17.00
+12.0%
+15.3%$416.33M$106.78M14.38250Analyst Revision
News Coverage
RBB
RBB Bancorp
3.0719 of 5 stars
$23.27
+0.3%
$20.88
-10.3%
+11.3%$411.65M$236.17M12.54360News Coverage
FBIZ
First Business Financial Services
4.7628 of 5 stars
$49.06
+0.1%
$51.75
+5.5%
+16.2%$406.95M$148.94M10.52340
CWBC
Community West Bancshares
3.209 of 5 stars
$21.43
-0.3%
$24.00
+12.0%
+11.3%$406.01M$46.27M32.58130Insider Trade
Analyst Revision
News Coverage
Positive News
BMRC
Bank of Marin Bancorp
3.4623 of 5 stars
$24.88
+0.5%
$23.33
-6.2%
+9.0%$400.07M$144.48M-28.78321Analyst Revision
News Coverage
Positive News
WTBA
West Bancorporation
3.1369 of 5 stars
$23.68
+1.2%
$23.00
-2.9%
+2.3%$398.61M$76.55M18.26181News Coverage
ACNB
ACNB
1.3729 of 5 stars
$46.61
+2.0%
$45.00
-3.5%
-9.1%$398.52M$115.08M13.29400Gap Down

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This page (NASDAQ:VBFC) was last updated on 12/22/2024 by MarketBeat.com Staff
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