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Village Bank and Trust Financial (VBFC) Competitors

Village Bank and Trust Financial logo

VBFC vs. PBHC, FUSB, BOTJ, GLBZ, MOFG, BSRR, RBB, FFWM, BWB, and BSVN

Should you be buying Village Bank and Trust Financial stock or one of its competitors? The main competitors of Village Bank and Trust Financial include Pathfinder Bancorp (PBHC), First US Bancshares (FUSB), Bank of the James Financial Group (BOTJ), Glen Burnie Bancorp (GLBZ), MidWestOne Financial Group (MOFG), Sierra Bancorp (BSRR), RBB Bancorp (RBB), First Foundation (FFWM), Bridgewater Bancshares (BWB), and Bank7 (BSVN). These companies are all part of the "state commercial banks" industry.

Village Bank and Trust Financial vs.

Pathfinder Bancorp (NASDAQ:PBHC) and Village Bank and Trust Financial (NASDAQ:VBFC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, dividends, community ranking, earnings, analyst recommendations, profitability, institutional ownership, valuation and risk.

In the previous week, Pathfinder Bancorp had 3 more articles in the media than Village Bank and Trust Financial. MarketBeat recorded 4 mentions for Pathfinder Bancorp and 1 mentions for Village Bank and Trust Financial. Pathfinder Bancorp's average media sentiment score of 0.58 beat Village Bank and Trust Financial's score of 0.00 indicating that Pathfinder Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Pathfinder Bancorp Positive
Village Bank and Trust Financial Neutral

Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. Village Bank and Trust Financial pays an annual dividend of $0.72 per share and has a dividend yield of 0.9%. Pathfinder Bancorp pays out 125.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Village Bank and Trust Financial pays out 14.8% of its earnings in the form of a dividend. Pathfinder Bancorp has raised its dividend for 4 consecutive years. Pathfinder Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Pathfinder Bancorp received 20 more outperform votes than Village Bank and Trust Financial when rated by MarketBeat users. However, 68.06% of users gave Village Bank and Trust Financial an outperform vote while only 63.10% of users gave Pathfinder Bancorp an outperform vote.

CompanyUnderperformOutperform
Pathfinder BancorpOutperform Votes
118
63.10%
Underperform Votes
69
36.90%
Village Bank and Trust FinancialOutperform Votes
98
68.06%
Underperform Votes
46
31.94%

26.7% of Pathfinder Bancorp shares are owned by institutional investors. Comparatively, 12.2% of Village Bank and Trust Financial shares are owned by institutional investors. 22.4% of Pathfinder Bancorp shares are owned by company insiders. Comparatively, 7.4% of Village Bank and Trust Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Pathfinder Bancorp has a beta of 0.25, suggesting that its share price is 75% less volatile than the S&P 500. Comparatively, Village Bank and Trust Financial has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500.

Pathfinder Bancorp has higher revenue and earnings than Village Bank and Trust Financial. Village Bank and Trust Financial is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathfinder Bancorp$72.85M1.12$9.29M$0.3253.91
Village Bank and Trust Financial$33.24M3.47$1.92M$4.8515.87

Village Bank and Trust Financial has a net margin of 16.34% compared to Pathfinder Bancorp's net margin of 2.42%. Village Bank and Trust Financial's return on equity of 10.52% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathfinder Bancorp2.42% 1.64% 0.14%
Village Bank and Trust Financial 16.34%10.52%0.97%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathfinder Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Village Bank and Trust Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

Summary

Pathfinder Bancorp beats Village Bank and Trust Financial on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VBFC vs. The Competition

MetricVillage Bank and Trust FinancialState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$115.43M$2.95B$10.37B$8.52B
Dividend Yield0.94%3.70%10.22%4.13%
P/E Ratio15.8716.2143.6616.13
Price / Sales3.472.483,376.3593.20
Price / Cash49.2310.2829.8634.18
Price / Book1.691.194.095.07
Net Income$1.92M$405.86M$991.46M$225.46M

Village Bank and Trust Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VBFC
Village Bank and Trust Financial
0.4568 of 5 stars
$76.95
+1.0%
N/A+98.2%$115.43M$33.24M15.87149News Coverage
PBHC
Pathfinder Bancorp
2.6278 of 5 stars
$18.10
+1.4%
N/A+30.5%$85.43M$42.55M12.75170Earnings Report
News Coverage
Positive News
FUSB
First US Bancshares
3.3384 of 5 stars
$11.60
+2.1%
N/A+36.7%$67.15M$40.25M8.29155Gap Down
BOTJ
Bank of the James Financial Group
2.9753 of 5 stars
$13.17
+1.6%
N/A+32.7%$60.25M$41.85M7.08160Earnings Report
Short Interest ↓
GLBZ
Glen Burnie Bancorp
3.2848 of 5 stars
$5.54
flat
N/A+10.3%$16.03M$11.95M30.7880Earnings Report
News Coverage
MOFG
MidWestOne Financial Group
3.499 of 5 stars
$28.92
-1.1%
$27.00
-6.6%
+44.1%$455.64M$183.24M14.76732
BSRR
Sierra Bancorp
3.8719 of 5 stars
$29.26
-0.4%
$26.00
-11.1%
+62.9%$427.08M$121.49M11.89490Analyst Downgrade
Short Interest ↑
RBB
RBB Bancorp
2.4459 of 5 stars
$22.75
-1.0%
$20.88
-8.2%
+90.5%$419.51M$119.06M12.30360
FFWM
First Foundation
2.2861 of 5 stars
$7.30
-6.0%
$7.80
+6.8%
+44.9%$412.54M$160.77M48.67563Analyst Upgrade
Analyst Revision
News Coverage
BWB
Bridgewater Bancshares
4.8539 of 5 stars
$14.75
-1.3%
$17.00
+15.3%
+49.3%$403.77M$106.81M13.66250Insider Selling
BSVN
Bank7
2.8641 of 5 stars
$43.00
-0.9%
$37.00
-14.0%
+101.7%$401.53M$101.38M12.61120Positive News
Gap Up

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This page (NASDAQ:VBFC) was last updated on 11/2/2024 by MarketBeat.com Staff
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