Village Bank and Trust Financial (VBFC) Competitors

Village Bank and Trust Financial (NASDAQ:VBFC) and Farmers National Banc (NASDAQ:FMNB) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, valuation, analyst recommendations, media sentiment, risk, community ranking, dividends, profitability and institutional ownership.

Do analysts recommend VBFC or FMNB?

Farmers National Banc has a consensus price target of $16.33, suggesting a potential upside of 28.61%. Given Farmers National Banc's stronger consensus rating and higher possible upside, analysts clearly believe Farmers National Banc is more favorable than Village Bank and Trust Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Village Bank and Trust Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Farmers National Banc	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has more risk and volatility, VBFC or FMNB?

Village Bank and Trust Financial has a beta of 0.74, indicating that its stock price is 26% less volatile than the S&P 500. Comparatively, Farmers National Banc has a beta of 0.77, indicating that its stock price is 23% less volatile than the S&P 500.

Is VBFC or FMNB more profitable?

Farmers National Banc has a net margin of 17.05% compared to Village Bank and Trust Financial's net margin of 15.30%. Farmers National Banc's return on equity of 11.71% beat Village Bank and Trust Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Village Bank and Trust Financial	15.30%	10.94%	1.03%
Farmers National Banc	17.05%	11.71%	0.93%

Does the media favor VBFC or FMNB?

In the previous week, Farmers National Banc had 12 more articles in the media than Village Bank and Trust Financial. MarketBeat recorded 12 mentions for Farmers National Banc and 0 mentions for Village Bank and Trust Financial. Farmers National Banc's average media sentiment score of 0.81 beat Village Bank and Trust Financial's score of 0.00 indicating that Farmers National Banc is being referred to more favorably in the news media.

Company	Overall Sentiment
Village Bank and Trust Financial	Neutral
Farmers National Banc	Positive

Which has preferable valuation and earnings, VBFC or FMNB?

Farmers National Banc has higher revenue and earnings than Village Bank and Trust Financial. Farmers National Banc is trading at a lower price-to-earnings ratio than Village Bank and Trust Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Village Bank and Trust Financial	$45.88M	2.62	$7.02M	$4.70	17.07
Farmers National Banc	$170.08M	2.81	$45.95M	$1.28	9.92

Do insiders & institutionals have more ownership in VBFC or FMNB?

12.2% of Village Bank and Trust Financial shares are held by institutional investors. Comparatively, 38.7% of Farmers National Banc shares are held by institutional investors. 7.4% of Village Bank and Trust Financial shares are held by insiders. Comparatively, 4.0% of Farmers National Banc shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Does the MarketBeat Community believe in VBFC or FMNB?

Farmers National Banc received 93 more outperform votes than Village Bank and Trust Financial when rated by MarketBeat users. However, 68.06% of users gave Village Bank and Trust Financial an outperform vote while only 53.20% of users gave Farmers National Banc an outperform vote.

Company	Underperform	Outperform
Village Bank and Trust Financial	Outperform Votes 98 68.06%	Underperform Votes 46 31.94%
Farmers National Banc	Outperform Votes 191 53.20%	Underperform Votes 168 46.80%

Is VBFC or FMNB a better dividend stock?

Village Bank and Trust Financial pays an annual dividend of $0.72 per share and has a dividend yield of 0.9%. Farmers National Banc pays an annual dividend of $0.68 per share and has a dividend yield of 5.4%. Village Bank and Trust Financial pays out 15.3% of its earnings in the form of a dividend. Farmers National Banc pays out 53.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Farmers National Banc beats Village Bank and Trust Financial on 14 of the 20 factors compared between the two stocks.