Notice: This company has been marked as potentially delisted and may not be actively trading. Village Bank and Trust Financial (VBFC) Competitors Add Compare Share Share Competitors Stock AnalysisCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipShort InterestTrends VBFC vs. BSRR, BSVN, FBIZ, BMRC, BWB, USCB, WTBA, CWBC, RRBI, and RBBShould you be buying Village Bank and Trust Financial stock or one of its competitors? The main competitors of Village Bank and Trust Financial include Sierra Bancorp (BSRR), Bank7 (BSVN), First Business Financial Services (FBIZ), Bank of Marin Bancorp (BMRC), Bridgewater Bancshares (BWB), USCB Financial (USCB), West Bancorporation (WTBA), Community West Bancshares (CWBC), Red River Bancshares (RRBI), and RBB Bancorp (RBB). These companies are all part of the "state commercial banks" industry. Village Bank and Trust Financial vs. Sierra Bancorp Bank7 First Business Financial Services Bank of Marin Bancorp Bridgewater Bancshares USCB Financial West Bancorporation Community West Bancshares Red River Bancshares RBB Bancorp Village Bank and Trust Financial (NASDAQ:VBFC) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their community ranking, analyst recommendations, risk, valuation, dividends, earnings, profitability, media sentiment and institutional ownership. Is VBFC or BSRR a better dividend stock? Village Bank and Trust Financial pays an annual dividend of $0.72 per share and has a dividend yield of 0.9%. Sierra Bancorp pays an annual dividend of $0.96 per share and has a dividend yield of 3.2%. Village Bank and Trust Financial pays out 14.8% of its earnings in the form of a dividend. Sierra Bancorp pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Do insiders & institutionals have more ownership in VBFC or BSRR? 12.2% of Village Bank and Trust Financial shares are owned by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are owned by institutional investors. 7.4% of Village Bank and Trust Financial shares are owned by insiders. Comparatively, 11.9% of Sierra Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Which has more volatility & risk, VBFC or BSRR? Village Bank and Trust Financial has a beta of 0.74, meaning that its stock price is 26% less volatile than the S&P 500. Comparatively, Sierra Bancorp has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500. Does the MarketBeat Community favor VBFC or BSRR? Sierra Bancorp received 125 more outperform votes than Village Bank and Trust Financial when rated by MarketBeat users. However, 68.06% of users gave Village Bank and Trust Financial an outperform vote while only 49.67% of users gave Sierra Bancorp an outperform vote. CompanyUnderperformOutperformVillage Bank and Trust FinancialOutperform Votes9868.06% Underperform Votes4631.94% Sierra BancorpOutperform Votes22349.67% Underperform Votes22650.33% Does the media favor VBFC or BSRR? In the previous week, Sierra Bancorp had 22 more articles in the media than Village Bank and Trust Financial. MarketBeat recorded 25 mentions for Sierra Bancorp and 3 mentions for Village Bank and Trust Financial. Sierra Bancorp's average media sentiment score of 0.76 beat Village Bank and Trust Financial's score of 0.00 indicating that Sierra Bancorp is being referred to more favorably in the news media. Company Overall Sentiment Village Bank and Trust Financial Neutral Sierra Bancorp Positive Is VBFC or BSRR more profitable? Sierra Bancorp has a net margin of 17.91% compared to Village Bank and Trust Financial's net margin of 16.34%. Sierra Bancorp's return on equity of 10.48% beat Village Bank and Trust Financial's return on equity.Company Net Margins Return on Equity Return on Assets Village Bank and Trust Financial16.34% 10.31% 0.97% Sierra Bancorp 17.91%10.48%1.00% Which has higher earnings and valuation, VBFC or BSRR? Sierra Bancorp has higher revenue and earnings than Village Bank and Trust Financial. Sierra Bancorp is trading at a lower price-to-earnings ratio than Village Bank and Trust Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioVillage Bank and Trust Financial$33.24M3.52$1.92M$4.8516.07Sierra Bancorp$193.52M2.26$34.84M$2.5212.04 Do analysts recommend VBFC or BSRR? Sierra Bancorp has a consensus price target of $29.00, indicating a potential downside of 4.45%. Given Sierra Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Sierra Bancorp is more favorable than Village Bank and Trust Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Village Bank and Trust Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Sierra Bancorp 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 SummarySierra Bancorp beats Village Bank and Trust Financial on 14 of the 19 factors compared between the two stocks. Get Village Bank and Trust Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for VBFC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart VBFC vs. The Competition Export to ExcelMetricVillage Bank and Trust FinancialState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$116.28M$3.28B$11.94B$9.14BDividend Yield0.93%3.59%5.75%3.98%P/E Ratio15.9016.4824.4417.66Price / Sales3.522.4927.7281.09Price / Cash49.8410.5418.1237.71Price / Book1.711.292.714.73Net Income$1.92M$418.69M$1.07B$225.42M Village Bank and Trust Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)VBFCVillage Bank and Trust Financial0.9404 of 5 stars$77.95-0.1%N/A+81.4%$116.28M$33.24M15.90149Short Interest ↓BSRRSierra Bancorp4.0771 of 5 stars$29.37-0.7%$29.00-1.3%+40.9%$422.63M$193.52M11.65490Earnings ReportUpcoming EarningsDividend IncreaseShort Interest ↓Analyst RevisionNews CoverageHigh Trading VolumeBSVNBank73.4775 of 5 stars$44.40-0.2%$46.00+3.6%+63.2%$414.70M$130.79M11.68120Short Interest ↑FBIZFirst Business Financial Services4.7268 of 5 stars$45.95+1.2%$51.75+12.6%+25.8%$381.16M$148.94M9.86340Earnings ReportUpcoming EarningsShort Interest ↑News CoverageBMRCBank of Marin Bancorp3.4067 of 5 stars$23.43+0.5%$28.00+19.5%+23.0%$376.75M$144.48M-27.24310Earnings ReportDividend AnnouncementAnalyst ForecastAnalyst RevisionBWBBridgewater Bancshares4.8271 of 5 stars$13.28+0.9%$17.00+28.0%+1.9%$364.27M$228.85M12.65250Earnings ReportAnalyst ForecastShort Interest ↓News CoverageUSCBUSCB Financial3.5311 of 5 stars$18.20+1.2%$16.38-10.0%+61.4%$361.09M$108.42M17.67196Earnings ReportWTBAWest Bancorporation3.0147 of 5 stars$21.34+1.2%$23.00+7.8%+8.7%$359.22M$76.55M16.67180Earnings ReportAnalyst ForecastNews CoverageCWBCCommunity West Bancshares3.9816 of 5 stars$18.90+1.2%$24.00+27.0%+22.6%$358.16M$109.44M28.64253Earnings ReportAnalyst ForecastShort Interest ↓Analyst RevisionNews CoveragePositive NewsRRBIRed River Bancshares3.2862 of 5 stars$52.74+1.9%N/A+2.8%$357.58M$149.60M11.10340Earnings ReportUpcoming EarningsNews CoveragePositive NewsRBBRBB Bancorp2.8369 of 5 stars$20.09+0.1%$20.88+3.9%+2.6%$355.39M$236.17M10.86360Upcoming Earnings Related Companies and Tools Related Companies Sierra Bancorp Alternatives Bank7 Alternatives First Business Financial Services Alternatives Bank of Marin Bancorp Alternatives Bridgewater Bancshares Alternatives USCB Financial Alternatives West Bancorporation Alternatives Community West Bancshares Alternatives Red River Bancshares Alternatives RBB Bancorp Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:VBFC) was last updated on 1/30/2025 by MarketBeat.com Staff From Our PartnersIs Big Tech dead?China just threw a “$5.5 million” curveball called Deep Seek to Silicon Valley and the timing of it is no coin...Brownstone Research | SponsoredAlert: DOGE goes live"It's Elon's world, and the rest of us live in it." 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