VersaBank (VBNK) Competitors

Veritex (NASDAQ:VBTX) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, community ranking, earnings, media sentiment and risk.

Do insiders and institutionals hold more shares of VBTX or VBNK?

88.3% of Veritex shares are owned by institutional investors. Comparatively, 56.9% of VersaBank shares are owned by institutional investors. 4.6% of Veritex shares are owned by company insiders. Comparatively, 5.3% of VersaBank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has more risk & volatility, VBTX or VBNK?

Veritex has a beta of 1.11, suggesting that its stock price is 11% more volatile than the S&P 500. Comparatively, VersaBank has a beta of 1.01, suggesting that its stock price is 1% more volatile than the S&P 500.

Is VBTX or VBNK a better dividend stock?

Veritex pays an annual dividend of $0.80 per share and has a dividend yield of 3.7%. VersaBank pays an annual dividend of $0.06 per share and has a dividend yield of 0.6%. Veritex pays out 41.0% of its earnings in the form of a dividend. VersaBank pays out 6.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media prefer VBTX or VBNK?

In the previous week, Veritex had 7 more articles in the media than VersaBank. MarketBeat recorded 12 mentions for Veritex and 5 mentions for VersaBank. VersaBank's average media sentiment score of 1.43 beat Veritex's score of 1.33 indicating that VersaBank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Veritex	10 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
VersaBank	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer VBTX or VBNK?

Veritex received 230 more outperform votes than VersaBank when rated by MarketBeat users. However, 55.56% of users gave VersaBank an outperform vote while only 51.39% of users gave Veritex an outperform vote.

Company	Underperform	Outperform
Veritex	Outperform Votes 240 51.39%	Underperform Votes 227 48.61%
VersaBank	Outperform Votes 10 55.56%	Underperform Votes 8 44.44%

Do analysts rate VBTX or VBNK?

Veritex presently has a consensus target price of $30.90, indicating a potential upside of 43.79%. VersaBank has a consensus target price of $14.95, indicating a potential upside of 53.49%. Given VersaBank's higher probable upside, analysts clearly believe VersaBank is more favorable than Veritex.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Veritex	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has better earnings and valuation, VBTX or VBNK?

Veritex has higher revenue and earnings than VersaBank. VersaBank is trading at a lower price-to-earnings ratio than Veritex, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Veritex	$425.65M	2.75	$107.24M	$1.95	11.02
VersaBank	$110.61M	2.86	$29.20M	$0.94	10.36

Is VBTX or VBNK more profitable?

VersaBank has a net margin of 13.52% compared to Veritex's net margin of 13.44%. VersaBank's return on equity of 11.20% beat Veritex's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Veritex	13.44%	7.59%	0.93%
VersaBank	13.52%	11.20%	0.99%

Summary

Veritex beats VersaBank on 11 of the 20 factors compared between the two stocks.