VBNK vs. LOB, CMPO, LC, BY, QCRH, GHLD, BFC, OBK, DEFT, and LX
Should you be buying VersaBank stock or one of its competitors? The main competitors of VersaBank include Live Oak Bancshares (LOB), CompoSecure (CMPO), LendingClub (LC), Byline Bancorp (BY), QCR (QCRH), Guild (GHLD), Bank First National (BFC), Origin Bancorp (OBK), DeFi Technologies (DEFT), and LexinFintech (LX). These companies are all part of the "banking" industry.
VersaBank vs. Its Competitors
VersaBank (NASDAQ:VBNK) and Live Oak Bancshares (NASDAQ:LOB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, profitability, risk, institutional ownership, dividends, media sentiment, valuation and earnings.
56.9% of VersaBank shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 23.4% of Live Oak Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Live Oak Bancshares has higher revenue and earnings than VersaBank. VersaBank is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
VersaBank presently has a consensus target price of $13.95, suggesting a potential upside of 22.15%. Live Oak Bancshares has a consensus target price of $42.00, suggesting a potential upside of 35.22%. Given Live Oak Bancshares' higher possible upside, analysts clearly believe Live Oak Bancshares is more favorable than VersaBank.
VersaBank has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.84, suggesting that its share price is 84% more volatile than the S&P 500.
VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.6%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. VersaBank pays out 8.9% of its earnings in the form of a dividend. Live Oak Bancshares pays out 9.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. VersaBank is clearly the better dividend stock, given its higher yield and lower payout ratio.
In the previous week, Live Oak Bancshares had 5 more articles in the media than VersaBank. MarketBeat recorded 7 mentions for Live Oak Bancshares and 2 mentions for VersaBank. VersaBank's average media sentiment score of 1.86 beat Live Oak Bancshares' score of 0.19 indicating that VersaBank is being referred to more favorably in the media.
VersaBank has a net margin of 10.70% compared to Live Oak Bancshares' net margin of 7.10%. VersaBank's return on equity of 7.97% beat Live Oak Bancshares' return on equity.
Summary
Live Oak Bancshares beats VersaBank on 10 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding VBNK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
VersaBank Competitors List
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This page (NASDAQ:VBNK) was last updated on 7/16/2025 by MarketBeat.com Staff
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