VersaBank (VBNK) Competitors

VersaBank (NASDAQ:VBNK) and Triumph Financial (NASDAQ:TFIN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, media sentiment, earnings, community ranking, risk, institutional ownership and valuation.

Do analysts rate VBNK or TFIN?

VersaBank currently has a consensus price target of $16.47, indicating a potential upside of 56.53%. Triumph Financial has a consensus price target of $79.00, indicating a potential upside of 26.60%. Given VersaBank's stronger consensus rating and higher probable upside, research analysts plainly believe VersaBank is more favorable than Triumph Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Triumph Financial	1 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.80

Does the MarketBeat Community prefer VBNK or TFIN?

VersaBank received 7 more outperform votes than Triumph Financial when rated by MarketBeat users. Likewise, 56.25% of users gave VersaBank an outperform vote while only 6.67% of users gave Triumph Financial an outperform vote.

Company	Underperform	Outperform
VersaBank	Outperform Votes 9 56.25%	Underperform Votes 7 43.75%
Triumph Financial	Outperform Votes 2 6.67%	Underperform Votes 28 93.33%

Which has stronger valuation and earnings, VBNK or TFIN?

VersaBank has higher earnings, but lower revenue than Triumph Financial. VersaBank is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VersaBank	$110.61M	3.09	$29.20M	$0.94	11.19
Triumph Financial	$415.57M	3.52	$16.09M	$0.54	115.56

Which has more volatility & risk, VBNK or TFIN?

VersaBank has a beta of 0.93, meaning that its stock price is 7% less volatile than the S&P 500. Comparatively, Triumph Financial has a beta of 1.22, meaning that its stock price is 22% more volatile than the S&P 500.

Is VBNK or TFIN more profitable?

VersaBank has a net margin of 13.52% compared to Triumph Financial's net margin of 3.30%. VersaBank's return on equity of 11.20% beat Triumph Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
VersaBank	13.52%	11.20%	0.99%
Triumph Financial	3.30%	1.93%	0.28%

Do insiders and institutionals have more ownership in VBNK or TFIN?

56.9% of VersaBank shares are owned by institutional investors. Comparatively, 91.1% of Triumph Financial shares are owned by institutional investors. 5.3% of VersaBank shares are owned by insiders. Comparatively, 6.2% of Triumph Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Does the media favor VBNK or TFIN?

In the previous week, VersaBank had 21 more articles in the media than Triumph Financial. MarketBeat recorded 22 mentions for VersaBank and 1 mentions for Triumph Financial. Triumph Financial's average media sentiment score of 0.04 beat VersaBank's score of -0.16 indicating that Triumph Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
VersaBank	3 Very Positive mention(s)	3 Positive mention(s)	5 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Neutral
Triumph Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

VersaBank beats Triumph Financial on 11 of the 18 factors compared between the two stocks.