Positive News SentimentPositive NewsNASDAQ:VBNK VersaBank (VBNK) Stock Price, News & Analysis $8.89 -0.14 (-1.55%) Closing price 04:00 PM EasternExtended Trading$8.89 0.00 (0.00%) As of 04:50 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About VersaBank Stock (NASDAQ:VBNK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get VersaBank alerts:Sign Up Key Stats Today's Range$8.75▼$9.5850-Day Range$9.03▼$14.3552-Week Range$8.51▼$18.38Volume78,002 shsAverage Volume62,719 shsMarket Capitalization$289.09 millionP/E Ratio8.08Dividend Yield0.67%Price Target$14.95Consensus RatingModerate Buy Company OverviewVersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.Read More… Remove Ads VersaBank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks82nd Percentile Overall ScoreVBNK MarketRank™: VersaBank scored higher than 82% of companies evaluated by MarketBeat, and ranked 300th out of 931 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingVersaBank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageVersaBank has only been the subject of 3 research reports in the past 90 days.Read more about VersaBank's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth52.74% Earnings GrowthEarnings for VersaBank are expected to grow by 52.74% in the coming year, from $1.46 to $2.23 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of VersaBank is 8.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 20.19.Price to Earnings Ratio vs. SectorThe P/E ratio of VersaBank is 8.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.84.Price to Book Value per Share RatioVersaBank has a P/B Ratio of 0.79. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about VersaBank's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.46% of the float of VersaBank has been sold short.Short Interest Ratio / Days to CoverVersaBank has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in VersaBank has recently increased by 59.59%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldVersaBank has a dividend yield of 0.72%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthVersaBank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of VersaBank is 6.38%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, VersaBank will have a dividend payout ratio of 2.69% next year. This indicates that VersaBank will be able to sustain or increase its dividend.Read more about VersaBank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.46% of the float of VersaBank has been sold short.Short Interest Ratio / Days to CoverVersaBank has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in VersaBank has recently increased by 59.59%, indicating that investor sentiment is decreasing significantly. News and Social Media3.8 / 5News Sentiment1.77 News SentimentVersaBank has a news sentiment score of 1.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for VersaBank this week, compared to 2 articles on an average week.MarketBeat Follows3 people have added VersaBank to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, VersaBank insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 5.29% of the stock of VersaBank is held by insiders.Percentage Held by Institutions56.86% of the stock of VersaBank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about VersaBank's insider trading history. Receive VBNK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for VersaBank and its competitors with MarketBeat's FREE daily newsletter. Email Address VBNK Stock News HeadlinesVERSABANK TO PARTICIPATE IN 37TH ANNUAL ROTH CONFERENCE IN DANA POINT CALIFORNIA MARCH 16-18, 2025March 13, 2025 | prnewswire.comVersaBank First Quarter 2025 Earnings: Misses ExpectationsMarch 6, 2025 | finance.yahoo.comWill the U.S. military protect this $10B gold mine?You don’t need the gold price to move another inch for this company to potentially re-rate several hundred percent higher. All it takes is the market realizing the U.S. military has the DRC’s back - and that moment may be days away. The last time political risk collapsed on a project like this, early investors saw once-in-a-decade gains.April 8, 2025 | Golden Portfolio (Ad)VersaBank price target lowered to C$22 from C$27 at Keefe BruyetteMarch 6, 2025 | markets.businessinsider.comVersaBank Shares Slide After 1Q Results Miss EstimatesMarch 5, 2025 | marketwatch.comVersaBank (VBNK) Q1 2025 Earnings Call TranscriptMarch 5, 2025 | seekingalpha.comVersaBank reports Q1 EPS C$0.28 vs. C$0.48 last yearMarch 5, 2025 | markets.businessinsider.comVERSABANK DECLARES DIVIDENDSMarch 5, 2025 | prnewswire.comSee More Headlines VBNK Stock Analysis - Frequently Asked Questions How have VBNK shares performed this year? VersaBank's stock was trading at $13.85 at the beginning of the year. Since then, VBNK shares have decreased by 35.8% and is now trading at $8.89. View the best growth stocks for 2025 here. How were VersaBank's earnings last quarter? VersaBank (NASDAQ:VBNK) issued its quarterly earnings results on Monday, December, 9th. The company reported $0.28 earnings per share for the quarter, topping the consensus estimate of $0.27 by $0.01. VersaBank had a net margin of 13.52% and a trailing twelve-month return on equity of 11.20%. When did VersaBank IPO? VersaBank (VBNK) raised $50 million in an initial public offering (IPO) on Wednesday, September 22nd 2021. The company issued 4,800,000 shares at a price of $10.37 per share. Raymond James served as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifel Company) was co-manager. How do I buy shares of VersaBank? Shares of VBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of VersaBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that VersaBank investors own include PayPal (PYPL), Tesla (TSLA), ZIM Integrated Shipping Services (ZIM), CrowdStrike (CRWD), Meta Platforms (META), Taiwan Semiconductor Manufacturing (TSM) and Advanced Micro Devices (AMD). Company Calendar Last Earnings12/09/2024Record date for 1/31 Dividend1/10/2025Ex-Dividend for 1/31 Dividend1/10/2025Dividend Payable1/31/2025Record date for 4/30 Dividend4/04/2025Ex-Dividend for 4/30 Dividend4/04/2025Today4/08/2025Dividend Payable4/30/2025Next Earnings (Estimated)6/04/2025Fiscal Year End10/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Commercial banks, not elsewhere classified Sub-IndustryBanking Current SymbolNASDAQ:VBNK CIK1690639 Webwww.versabank.com Phone(519) 645-1919FaxN/AEmployees100Year FoundedN/APrice Target and Rating Average Stock Price Target$14.95 High Stock Price Target$22.00 Low Stock Price Target$10.40 Potential Upside/Downside+66.4%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$0.94 Trailing P/E Ratio8.19 Forward P/E Ratio6.15 P/E GrowthN/ANet Income$29.20 million Net Margins13.52% Pretax Margin18.61% Return on Equity11.20% Return on Assets0.99% Debt Debt-to-Equity RatioN/A Current Ratio1.05 Quick Ratio1.05 Sales & Book Value Annual Sales$110.61 million Price / Sales2.64 Cash Flow$0.92 per share Price / Cash Flow9.78 Book Value$11.28 per share Price / Book0.80Miscellaneous Outstanding Shares32,519,000Free Float30,792,000Market Cap$292.18 million OptionableNot Optionable Beta1.01 7 Top Nuclear Stocks To Buy NowNuclear energy stocks are roaring. 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Especially if you voted for Trump, put your faith in hi...Porter & Company | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding VersaBank Please log in to your account or sign up in order to add this asset to your watchlist. Share VersaBank With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. 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