NASDAQ:VBNK VersaBank (VBNK) Stock Price, News & Analysis $10.96 -0.40 (-3.48%) As of 12:08 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About VersaBank Stock (NASDAQ:VBNK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get VersaBank alerts:Sign Up Key Stats Today's Range$10.79▼$11.4750-Day Range$8.89▼$13.5452-Week Range$8.51▼$18.38Volume56,579 shsAverage Volume65,355 shsMarket Capitalization$356.25 millionP/E Ratio9.96Dividend Yield0.55%Price Target$14.95Consensus RatingModerate Buy Company OverviewVersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.Read More… VersaBank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks77th Percentile Overall ScoreVBNK MarketRank™: VersaBank scored higher than 77% of companies evaluated by MarketBeat, and ranked 321st out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingVersaBank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageVersaBank has only been the subject of 3 research reports in the past 90 days.Read more about VersaBank's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth52.74% Earnings GrowthEarnings for VersaBank are expected to grow by 52.74% in the coming year, from $1.46 to $2.23 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of VersaBank is 10.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.78.Price to Earnings Ratio vs. SectorThe P/E ratio of VersaBank is 10.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.10.Price to Book Value per Share RatioVersaBank has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about VersaBank's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.52% of the float of VersaBank has been sold short.Short Interest Ratio / Days to CoverVersaBank has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in VersaBank has recently increased by 13.94%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldVersaBank has a dividend yield of 0.71%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthVersaBank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of VersaBank is 6.38%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, VersaBank will have a dividend payout ratio of 2.69% next year. This indicates that VersaBank will be able to sustain or increase its dividend.Read more about VersaBank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.52% of the float of VersaBank has been sold short.Short Interest Ratio / Days to CoverVersaBank has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in VersaBank has recently increased by 13.94%, indicating that investor sentiment is decreasing significantly. News and Social Media3.0 / 5News Sentiment1.43 News SentimentVersaBank has a news sentiment score of 1.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for VersaBank this week, compared to 2 articles on an average week.MarketBeat FollowsOnly 1 people have added VersaBank to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, VersaBank insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 5.29% of the stock of VersaBank is held by insiders.Percentage Held by Institutions56.86% of the stock of VersaBank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about VersaBank's insider trading history. 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Email Address VBNK Stock News HeadlinesVERSABANK ANNOUNCES THE RESULTS OF ITS 2025 MEETING OF SHAREHOLDERSApril 25 at 7:30 AM | prnewswire.comVERSABANK'S 2025 ANNUAL MEETING ON APRIL 24 TO BE LIVESTREAMED FROM NASDAQ MARKETSITE IN NEW YORK CITY / BANK TO RING NASDAQ CLOSING BELL APRIL 25April 22 at 1:00 PM | prnewswire.comTrump Treasure April 19Thanks to President Trump… A $900 investment across5 specific cryptos… Could gain 12,000% so quickly that, just 12 months later…April 25, 2025 | Paradigm Press (Ad)VERSABANK ADDS SECOND US RPP PARTNER; RAPIDLY SURPASSES US$70 MILLION IN US RPP ASSETS IN JUST 75 DAYSApril 17, 2025 | prnewswire.comVersaBank President Acquires 4.6% More StockApril 12, 2025 | finance.yahoo.comVERSABANK TO PARTICIPATE IN 37TH ANNUAL ROTH CONFERENCE IN DANA POINT CALIFORNIA MARCH 16-18, 2025March 13, 2025 | prnewswire.comVersaBank First Quarter 2025 Earnings: Misses ExpectationsMarch 6, 2025 | finance.yahoo.comVersaBank price target lowered to C$22 from C$27 at Keefe BruyetteMarch 6, 2025 | markets.businessinsider.comSee More Headlines VBNK Stock Analysis - Frequently Asked Questions How have VBNK shares performed this year? VersaBank's stock was trading at $13.85 at the beginning of 2025. Since then, VBNK stock has decreased by 17.6% and is now trading at $11.4150. View the best growth stocks for 2025 here. How were VersaBank's earnings last quarter? VersaBank (NASDAQ:VBNK) issued its earnings results on Monday, December, 9th. The company reported $0.28 earnings per share for the quarter, beating analysts' consensus estimates of $0.27 by $0.01. VersaBank had a trailing twelve-month return on equity of 11.20% and a net margin of 13.52%. Read the conference call transcript. When did VersaBank IPO? VersaBank (VBNK) raised $50 million in an initial public offering on Wednesday, September 22nd 2021. The company issued 4,800,000 shares at a price of $10.37 per share. Raymond James served as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifel Company) was co-manager. Who are VersaBank's major shareholders? Top institutional investors of VersaBank include Cox Capital Mgt LLC (0.56%) and Canton Hathaway LLC (0.01%). How do I buy shares of VersaBank? Shares of VBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of VersaBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that VersaBank investors own include PayPal (PYPL), Tesla (TSLA), ZIM Integrated Shipping Services (ZIM), CrowdStrike (CRWD), Meta Platforms (META), Taiwan Semiconductor Manufacturing (TSM) and Advanced Micro Devices (AMD). Company Calendar Last Earnings12/09/2024Record date for 1/31 Dividend1/10/2025Ex-Dividend for 1/31 Dividend1/10/2025Dividend Payable1/31/2025Record date for 4/30 Dividend4/04/2025Ex-Dividend for 4/30 Dividend4/04/2025Today4/25/2025Dividend Payable4/30/2025Next Earnings (Estimated)6/04/2025Fiscal Year End10/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Commercial banks, not elsewhere classified Sub-IndustryBanking Current SymbolNASDAQ:VBNK CIK1690639 Webwww.versabank.com Phone(519) 645-1919FaxN/AEmployees100Year FoundedN/APrice Target and Rating Average Stock Price Target$14.95 High Stock Price Target$22.00 Low Stock Price Target$10.40 Potential Upside/Downside+36.5%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$0.94 Trailing P/E Ratio9.96 Forward P/E Ratio7.50 P/E GrowthN/ANet Income$29.20 million Net Margins13.52% Pretax Margin18.61% Return on Equity11.20% Return on Assets0.99% Debt Debt-to-Equity RatioN/A Current Ratio1.05 Quick Ratio1.05 Sales & Book Value Annual Sales$110.61 million Price / Sales3.22 Cash Flow$1.12 per share Price / Cash Flow9.78 Book Value$11.28 per share Price / Book0.97Miscellaneous Outstanding Shares32,519,000Free Float30,792,000Market Cap$356.25 million OptionableNot Optionable Beta1.01 2025 Gold Forecast: A Perfect Storm for DemandUnlock the timeless value of gold with our exclusive 2025 Gold Forecasting Report. 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