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Valley National Bancorp (VLYPO) Financials

Valley National Bancorp logo
$23.93 -0.39 (-1.60%)
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Annual Income Statements for Valley National Bancorp

Annual Income Statements for Valley National Bancorp

This table shows Valley National Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders		 99 161 152 249 378 461 556 482 359
Consolidated Net Income / (Loss)		 103 168 162 261 391 474 569 499 380
Net Income / (Loss) Continuing Operations		 103 168 162 261 391 474 569 499 380
Total Pre-Tax Income 		127 233 253 330 530 641 781 678 439
Total Revenue		 634 721 772 991 1,302 1,365 1,862 1,891 1,853
Net Interest Income / (Expense)		 550 613 660 857 1,119 1,210 1,656 1,665 1,629
Total Interest Income		 707 762 834 1,159 1,384 1,334 1,977 3,139 3,357
Loans and Leases Interest Income		 633 681 734 1,034 1,285 1,257 1,828 2,887 3,080
Investment Securities Interest Income		 73 81 98 122 96 75 135 175 226
Federal Funds Sold and Securities Borrowed Interest Income		 0.65 - 1.79 3.24 2.56 1.74 13 77 51
Total Interest Expense		 157 149 174 302 265 124 321 1,473 1,729
Deposits Interest Expense		 60 78 98 190 182 68 256 1,275 1,559
Short-Term Borrowings Interest Expense		 0.92 12 18 46 11 5.37 17 95 22
Long-Term Debt Interest Expense		 96 59 58 66 71 51 47 104 148
Total Non-Interest Income		 84 108 112 134 183 155 207 226 225
Service Charges on Deposit Accounts		 - 31 - - - 36 72 85 111
Other Service Charges		 60 48 51 110 130 53 69 73 71
Net Realized & Unrealized Capital Gains on Investments		 6.73 23 21 16 43 57 58 14 25
Other Non-Interest Income		 6.82 6.69 40 8.69 10 8.82 8.04 53 17
Provision for Credit Losses		 8.10 12 9.94 33 126 33 57 50 309
Total Non-Interest Expense		 499 476 509 629 646 692 1,025 1,163 1,106
Salaries and Employee Benefits		 222 243 263 334 333 376 527 564 559
Net Occupancy & Equipment Expense		 99 97 102 121 158 169 256 252 237
Property & Liability Insurance Claims		 36 38 46 62 51 53 105 169 132
Other Operating Expenses		 55 52 46 69 53 53 86 120 124
Amortization Expense		 36 46 52 43 38 33 50 58 54
Income Tax Expense		 24 65 91 68 139 167 212 180 58
Preferred Stock Dividends Declared		 3.81 7.19 9.45 13 13 13 13 16 21
Basic Earnings per Share		 $0.42 $0.63 $0.58 $0.75 $0.94 $1.13 $1.14 $0.95 $0.70
Weighted Average Basic Shares Outstanding		 234.41M 254.84M 264.04M 331.26M 403.75M - 507.75M 508.88M 560.28M
Diluted Earnings per Share		 $0.42 $0.63 $0.58 $0.75 $0.93 $1.12 $1.14 $0.95 $0.69
Weighted Average Diluted Shares Outstanding		 234.44M 255.27M 264.89M 332.69M 405.05M - 507.75M 508.88M 560.28M
Weighted Average Basic & Diluted Shares Outstanding		 236.10M 255.50M 262.90M 331.70M 405.61M - 507.75M 508.88M 560.28M
Cash Dividends to Common per Share		 $0.44 $0.44 $0.44 $0.44 $0.00 $0.44 $0.44 $0.44 $0.44

Quarterly Income Statements for Valley National Bancorp

This table shows Valley National Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders		 175 174 143 135 137 67 92 66 92 109
Consolidated Net Income / (Loss)		 178 178 147 139 141 72 96 70 98 116
Net Income / (Loss) Continuing Operations		 178 178 147 139 141 72 96 70 98 116
Total Pre-Tax Income 		247 245 204 191 195 89 129 93 127 89
Total Revenue		 510 519 490 480 471 450 455 453 471 474
Net Interest Income / (Expense)		 454 466 436 420 412 397 394 402 410 423
Total Interest Income		 537 647 720 787 813 818 829 833 861 835
Loans and Leases Interest Income		 497 599 655 715 754 763 772 771 787 751
Investment Securities Interest Income		 36 40 43 45 42 45 47 52 60 67
Federal Funds Sold and Securities Borrowed Interest Income		 4.00 7.04 22 27 17 10 9.68 11 13 18
Total Interest Expense		 83 181 284 368 401 421 435 432 450 412
Deposits Interest Expense		 66 158 231 291 366 387 384 392 410 373
Short-Term Borrowings Interest Expense		 5.16 7.40 34 50 5.19 5.52 21 0.69 0.45 0.29
Long-Term Debt Interest Expense		 12 16 19 27 29 29 31 39 39 38
Total Non-Interest Income		 56 53 54 60 59 53 61 51 61 51
Other Service Charges		 53 -49 20 56 18 -21 53 14 25 -20
Net Realized & Unrealized Capital Gains on Investments		 1.14 40 12 1.62 8.28 -7.81 5.36 0.89 -3.54 23
Other Non-Interest Income		 1.68 -9.14 23 2.44 32 -3.98 3.24 37 40 -63
Provision for Credit Losses		 2.02 7.24 14 6.05 9.12 21 45 82 75 107
Total Non-Interest Expense		 262 266 272 283 267 340 280 277 269 279
Salaries and Employee Benefits		 135 130 145 150 137 132 142 141 139 137
Net Occupancy & Equipment Expense		 66 70 60 58 62 72 60 59 56 62
Property & Liability Insurance Claims		 24 26 26 32 25 86 35 32 29 36
Other Operating Expenses		 23 26 27 28 29 37 29 30 31 33
Amortization Expense		 14 14 15 15 14 14 15 14 15 10
Income Tax Expense		 68 68 57 52 53 17 33 23 29 -27
Preferred Stock Dividends Declared		 3.17 3.63 3.87 4.03 4.13 4.10 4.12 4.11 6.12 7.03
Basic Earnings per Share		 $0.35 $0.34 $0.28 $0.27 $0.27 $0.13 $0.18 $0.13 $0.18 $0.21
Weighted Average Basic Shares Outstanding		 506.36M 507.75M 507.88M 507.63M 507.68M 508.88M 509.18M 509.22M 509.37M 560.28M
Diluted Earnings per Share		 $0.34 $0.35 $0.28 $0.27 $0.27 $0.13 $0.18 $0.13 $0.18 $0.20
Weighted Average Diluted Shares Outstanding		 506.36M 507.75M 507.88M 507.63M 507.68M 508.88M 509.18M 509.22M 509.37M 560.28M
Weighted Average Basic & Diluted Shares Outstanding		 506.36M 507.75M 507.88M 507.63M 507.68M 508.88M 509.18M 509.22M 509.37M 560.28M

Annual Cash Flow Statements for Valley National Bancorp

This table details how cash moves in and out of Valley National Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents		 -417 -21 24 13 895 721 -1,102 -57 999
Net Cash From Operating Activities		 155 419 619 304 164 837 1,428 378 549
Net Cash From Continuing Operating Activities		 155 419 619 304 164 837 1,428 378 549
Net Income / (Loss) Continuing Operations		 103 168 162 261 391 474 569 499 380
Consolidated Net Income / (Loss)		 103 168 162 261 391 474 569 499 380
Provision For Loan Losses		 8.10 12 9.94 33 126 33 57 50 309
Depreciation Expense		 21 24 25 28 58 29 42 43 44
Amortization Expense		 31 36 56 57 63 52 48 38 32
Non-Cash Adjustments to Reconcile Net Income		 3.19 159 431 -25 -219 155 141 14 34
Changes in Operating Assets and Liabilities, net		 -12 20 -64 -50 -254 95 572 -265 -250
Net Cash From Investing Activities		 -1,700 -1,527 -1,548 -2,840 -2,038 -1,081 -6,788 -3,350 -709
Net Cash From Continuing Investing Activities		 -1,700 -1,527 -1,548 -2,840 -2,038 -1,081 -6,788 -3,350 -709
Purchase of Property, Leasehold Improvements and Equipment		 -34 -21 -18 -26 -25 -39 -69 -76 -16
Purchase of Investment Securities		 -2,589 -2,728 -2,050 -3,812 -3,516 -2,740 -7,773 -3,776 -2,639
Sale of Property, Leasehold Improvements and Equipment		 24 21 9.36 7.79 19 8.94 11 18 3.20
Divestitures		 201 0.00 0.00 157 0.00 322 322 0.00 98
Sale and/or Maturity of Investments		 697 1,201 511 834 1,484 1,368 722 484 1,844
Net Cash From Financing Activities		 1,129 1,087 952 2,548 2,769 964 4,257 2,915 1,160
Net Cash From Continuing Financing Activities		 1,129 1,087 952 2,548 2,769 964 4,257 2,915 1,160
Net Change in Deposits		 1,052 1,477 423 2,735 2,750 2,535 4,975 1,606 831
Issuance of Debt		 163 385 1,065 720 838 296 -473 1,252 1,002
Issuance of Preferred Equity		 112 0.00 98 - - - 0.00 0.00 145
Issuance of Common Equity		 7.90 112 8.21 2.70 2.20 11 0.12 4.01 451
Repayment of Debt		 -97 -765 -517 -751 -625 -1,661 0.00 304 -1,010
Repurchase of Common Equity		 -2.11 -3.19 -2.65 -3.80 -5.37 -24 -24 -11 -8.87
Payment of Dividends		 -106 -119 -122 -155 -191 -192 -219 -240 -250
Other Financing Activities, Net		 - - 0.00 0.00 -0.61 -0.68 -0.75 -0.02 -0.00
Cash Interest Paid		 159 151 171 290 279 138 281 1,360 1,738
Cash Income Taxes Paid		 50 27 29 54 148 163 172 237 90

Quarterly Cash Flow Statements for Valley National Bancorp

This table details how cash moves in and out of Valley National Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents		 -270 -170 4,758 -3,751 -811 -253 50 68 31 850
Net Cash From Operating Activities		 425 198 -270 552 374 -279 100 214 -157 392
Net Cash From Continuing Operating Activities		 425 198 -270 552 374 -279 100 214 -157 392
Net Income / (Loss) Continuing Operations		 178 178 147 139 141 72 96 70 98 116
Consolidated Net Income / (Loss)		 178 178 147 139 141 72 96 70 98 116
Provision For Loan Losses		 2.02 7.24 14 6.05 9.12 21 45 82 75 107
Depreciation Expense		 11 12 12 9.91 11 11 11 11 9.74 13
Amortization Expense		 12 11 10 9.57 10 7.58 8.63 7.93 7.97 7.12
Non-Cash Adjustments to Reconcile Net Income		 37 -5.78 23 -56 -0.22 47 18 7.82 31 -22
Changes in Operating Assets and Liabilities, net		 185 -4.25 -475 444 203 -437 -79 35 -379 173
Net Cash From Investing Activities		 -1,608 -1,854 -1,785 -1,196 -266 -103 92 -1,107 -163 469
Net Cash From Continuing Investing Activities		 -1,608 -1,854 -1,785 -1,196 -266 -103 92 -1,107 -163 469
Purchase of Property, Leasehold Improvements and Equipment		 -15 -18 -18 -31 -22 -4.48 -3.64 -2.74 -3.35 -6.42
Purchase of Investment Securities		 -1,754 -2,260 -1,856 -1,320 -368 -233 -292 -1,249 -347 -751
Sale of Property, Leasehold Improvements and Equipment		 0.14 3.43 0.13 0.37 18 -0.10 2.85 0.12 0.73 -0.50
Sale and/or Maturity of Investments		 162 99 89 155 106 134 287 144 186 1,227
Net Cash From Financing Activities		 913 1,486 6,812 -3,108 -919 129 -142 961 351 -11
Net Cash From Continuing Financing Activities		 913 1,486 6,812 -3,108 -919 129 -142 961 351 -11
Net Change in Deposits		 1,428 2,328 -46 2,029 265 -642 -165 1,034 275 -313
Issuance of Common Equity		 - 0.01 3.75 - 0.05 0.21 0.05 - 0.03 451
Repayment of Debt		 160 -160 5,924 -5,324 -1,075 779 -908 843 -860 -86
Repurchase of Common Equity		 -0.13 -0.11 -8.60 -2.53 -0.14 -0.20 -7.38 -0.89 -0.21 -0.39
Payment of Dividends		 -59 -61 -61 -60 -60 -58 -62 -60 -64 -63
Cash Interest Paid		 72 152 244 327 370 417 485 406 457 389
Cash Income Taxes Paid		 45 50 8.78 113 51 64 6.49 42 34 6.99

Annual Balance Sheets for Valley National Bancorp

This table presents Valley National Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2021 2022 2023 2024
Total Assets		 21,613 22,864 24,002 31,863 37,436 43,446 57,463 60,935 62,492
Cash and Due from Banks		 244 221 243 252 256 205 444 284 411
Interest Bearing Deposits at Other Banks		 170 172 173 177 178 1,845 504 607 1,479
Trading Account Securities		 3,103 3,223 3,337 3,818 1,608 - 1,324 1,365 3,441
Loans and Leases, Net of Allowance		 15,937 17,122 18,211 24,884 -162 0.00 46,459 49,764 48,241
Loans and Leases		 16,043 17,236 18,332 25,035 - - 46,917 50,210 48,800
Allowance for Loan and Lease Losses		 106 114 121 152 162 - 459 446 559
Loans Held for Sale		 16 58 15 35 76 - 18 31 26
Accrued Investment Income		 64 67 74 95 106 - 197 245 240
Premises and Equipment, Net		 299 291 288 342 335 326 359 381 351
Goodwill		 686 691 691 1,085 1,374 1,459 1,869 1,869 1,869
Intangible Assets		 49 45 43 77 87 70 197 160 129
Other Assets		 1,045 975 929 1,099 33,578 1,380 6,093 6,228 6,305
Total Liabilities & Shareholders' Equity		 21,613 22,864 24,002 31,863 37,436 21,103 57,463 60,935 62,492
Total Liabilities		 19,406 20,487 21,469 28,513 33,052 38,362 51,062 54,234 55,057
Non-Interest Bearing Deposits		 4,914 5,253 5,225 6,175 6,710 11,676 14,464 11,539 11,429
Interest Bearing Deposits		 11,339 12,478 12,929 18,277 22,475 3,687 33,173 37,703 38,647
Short-Term Debt		 1,077 1,081 749 2,119 1,093 656 139 918 73
Other Short-Term Payables		 - 200 209 228 285 - 1,328 1,284 1,288
Long-Term Debt		 1,852 1,475 2,358 1,710 2,178 - 1,600 2,385 3,232
Other Long-Term Liabilities		 223 - - 3.13 310 - 359 404 388
Total Equity & Noncontrolling Interests		 2,207 2,377 2,533 3,350 4,384 5,084 6,401 6,701 7,435
Total Preferred & Common Equity		 2,207 2,377 2,533 3,350 4,384 5,084 6,401 6,701 7,435
Preferred Stock		 112 0.00 0.00 0.00 210 210 0.00 0.00 0.00
Total Common Equity		 2,096 2,377 2,533 3,350 4,174 4,874 6,401 6,701 7,435
Common Stock		 2,016 2,137 2,153 2,913 3,764 4,032 5,158 5,168 5,638
Retained Earnings		 125 173 217 300 444 884 1,218 1,471 1,598
Treasury Stock		 0.00 -1.85 -0.34 -2.19 -0.48 -23 -22 -1.39 0.00
Accumulated Other Comprehensive Income / (Loss)		 -46 -42 -46 -69 -32 -18 -164 -146 -155
Other Equity Adjustments		 - 112 210 210 - - 210 210 354

Quarterly Balance Sheets for Valley National Bancorp

This table presents Valley National Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets		 55,928 64,310 61,704 61,183 61,000 62,059 62,092
Cash and Due from Banks		 431 445 463 445 399 478 512
Interest Bearing Deposits at Other Banks		 687 5,261 1,491 699 542 531 528
Trading Account Securities		 1,319 5,162 1,301 1,253 1,520 2,285 2,679
Loans and Leases, Net of Allowance		 44,710 48,223 49,441 49,655 49,453 49,792 48,807
Loans and Leases		 45,186 48,660 49,877 50,098 49,922 50,312 49,355
Allowance for Loan and Lease Losses		 476 437 436 442 469 519 548
Loans Held for Sale		 6.07 17 33 34 62 20 843
Accrued Investment Income		 159 224 226 238 254 251 250
Premises and Equipment, Net		 362 365 387 388 371 363 357
Goodwill		 1,872 1,869 1,869 1,869 1,869 1,869 1,869
Intangible Assets		 208 187 178 169 151 144 135
Other Assets		 6,172 50,780 6,315 6,433 6,379 6,326 6,112
Total Liabilities & Shareholders' Equity		 55,928 64,310 61,704 61,183 61,000 62,059 62,092
Total Liabilities		 49,654 57,798 55,129 54,556 54,273 55,321 55,120
Non-Interest Bearing Deposits		 15,421 13,576 12,434 11,672 11,273 11,118 11,154
Interest Bearing Deposits		 29,888 34,015 37,186 38,214 37,805 38,994 39,242
Short-Term Debt		 919 6,413 1,089 90 75 64 58
Other Short-Term Payables		 1,460 - 1,498 1,793 1,403 1,425 939
Long-Term Debt		 1,598 2,255 2,500 2,375 3,320 3,322 3,332
Other Long-Term Liabilities		 367 1,540 421 413 397 398 395
Total Equity & Noncontrolling Interests		 6,274 6,512 6,575 6,627 6,727 6,738 6,972
Total Preferred & Common Equity		 6,274 6,512 6,575 6,627 6,727 6,738 6,972
Preferred Stock		 0.00 210 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 6,274 6,302 6,575 6,627 6,727 6,738 6,972
Common Stock		 5,151 5,146 5,153 5,161 5,168 5,174 5,181
Retained Earnings		 1,101 1,301 1,380 1,460 1,507 1,516 1,551
Treasury Stock		 -22 -1.29 -1.99 -1.72 0.00 0.00 0.00
Accumulated Other Comprehensive Income / (Loss)		 -166 -144 -165 -202 -157 -163 -115
Other Equity Adjustments		 210 - 210 210 210 210 354

Annual Metrics and Ratios for Valley National Bancorp

This table displays calculated financial ratios and metrics derived from Valley National Bancorp's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 14.79% 13.77% 6.98% 28.44% 12.24% 0.00% 4.84% 36.45% 1.55% -2.01%
EBITDA Growth		 -11.96% 63.73% 13.80% 24.01% 34.67% 16.66% 10.96% 20.61% -12.79% -32.32%
EBIT Growth		 -13.81% 83.92% 8.29% 30.45% 38.55% 16.04% 20.88% 21.84% -13.11% -35.35%
NOPAT Growth		 -11.38% 63.32% -3.71% 61.47% 18.50% 26.09% 21.31% 20.05% -12.37% -23.72%
Net Income Growth		 -11.38% 63.32% -3.71% 61.47% 18.50% 0.00% 21.31% 20.05% -12.37% -23.72%
EPS Growth		 -25.00% 50.00% -7.94% 29.31% 16.00% 0.00% 20.43% 1.79% -16.67% -27.37%
Operating Cash Flow Growth		 -15.79% 170.56% 47.73% -50.91% -13.83% 0.00% 411.82% 70.64% -73.52% 45.04%
Free Cash Flow Firm Growth		 -333.29% 181.10% -246.69% -135.01% 86.95% 4,923.50% -165.45% 65.24% 25.34% 74.07%
Invested Capital Growth		 12.24% -3.95% 14.31% 27.30% 6.64% -100.00% 0.00% 41.81% 22.92% 7.34%
Revenue Q/Q Growth		 2.24% 3.59% 0.33% 0.00% 1.82% 0.00% 1.34% 9.73% -3.50% 1.32%
EBITDA Q/Q Growth		 -19.36% 38.00% 3.56% 0.00% -2.87% 0.00% -2.24% 14.37% -17.44% 0.17%
EBIT Q/Q Growth		 -23.64% 47.11% -2.83% 0.00% -4.22% 0.00% 2.23% 12.68% -18.71% 0.02%
NOPAT Q/Q Growth		 -16.58% 37.01% -12.91% 0.00% -11.18% 0.00% 2.08% 12.36% -17.54% 13.14%
Net Income Q/Q Growth		 -16.58% 37.01% -12.91% 0.00% -11.18% 0.00% 2.08% 12.36% -17.54% 13.14%
EPS Q/Q Growth		 -19.23% 40.00% -13.43% 0.00% -13.86% 0.00% 1.82% 8.57% -18.80% 11.29%
Operating Cash Flow Q/Q Growth		 -3.65% 167.43% -11.68% 0.00% 420.00% 0.00% 9.27% -3.79% -55.75% 548.74%
Free Cash Flow Firm Q/Q Growth		 -1,644.07% 295.69% 40.16% -120.36% 97.73% 779.99% -334.29% -53.20% -551.08% 62.04%
Invested Capital Q/Q Growth		 5.45% -4.81% -10.17% 0.00% -0.44% -100.00% -19.04% -7.41% 10.03% 3.64%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 28.27% 40.68% 43.27% 41.78% 50.13% 49.97% 52.89% 46.75% 40.15% 27.73%
EBIT Margin		 20.01% 32.35% 32.75% 33.26% 41.06% 40.71% 46.94% 41.92% 35.87% 23.66%
Profit (Net Income) Margin		 16.24% 23.31% 20.98% 26.37% 27.84% 30.00% 34.72% 30.54% 26.36% 20.52%
Tax Burden Percent		 81.14% 72.05% 64.06% 79.29% 67.82% 73.69% 73.95% 72.87% 73.49% 86.72%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 18.86% 27.95% 35.94% 20.71% 32.18% 26.31% 26.05% 27.13% 26.51% 13.28%
Return on Invested Capital (ROIC)		 2.12% 3.34% 3.06% 4.08% 4.18% 10.20% 16.51% 8.20% 5.50% 3.67%
ROIC Less NNEP Spread (ROIC-NNEP)		 2.12% 3.34% 3.06% 4.08% 4.18% 10.20% 16.51% 8.20% 5.50% 3.67%
Return on Net Nonoperating Assets (RNNOA)		 2.94% 4.00% 3.53% 4.81% 3.83% 7.61% 2.13% 1.71% 2.11% 1.71%
Return on Equity (ROE)		 5.06% 7.34% 6.59% 8.89% 8.01% 17.82% 18.64% 9.91% 7.61% 5.38%
Cash Return on Invested Capital (CROIC)		 -9.41% 7.36% -10.29% -19.94% -2.25% 210.20% -183.49% -26.38% -15.07% -3.42%
Operating Return on Assets (OROA)		 0.63% 1.05% 1.08% 1.18% 1.32% 2.83% 2.95% 1.55% 1.15% 0.71%
Return on Assets (ROA)		 0.51% 0.76% 0.69% 0.94% 0.89% 2.09% 2.18% 1.13% 0.84% 0.62%
Return on Common Equity (ROCE)		 4.92% 7.16% 6.59% 8.89% 7.79% 16.97% 17.87% 9.73% 7.61% 5.38%
Return on Equity Simple (ROE_SIMPLE)		 4.66% 7.07% 6.39% 7.80% 7.07% 0.00% 9.32% 8.89% 7.44% 5.11%
Net Operating Profit after Tax (NOPAT)		 103 168 162 261 310 391 474 569 499 380
NOPAT Margin		 16.24% 23.31% 20.98% 26.37% 27.84% 30.00% 34.72% 30.54% 26.36% 20.52%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 50.55% 47.19% 47.36% 45.87% 40.94% 37.76% 39.89% 42.03% 43.13% 42.94%
Operating Expenses to Revenue		 78.71% 66.00% 65.96% 63.46% 56.77% 49.63% 50.67% 55.03% 61.48% 59.67%
Earnings before Interest and Taxes (EBIT)		 127 233 253 330 457 530 641 781 678 439
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 179 293 334 414 558 651 722 871 759 514
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.73 0.87 0.85 0.66 0.78 0.00 0.99 0.80 0.77 0.61
Price to Tangible Book Value (P/TBV)		 1.13 1.26 1.20 1.02 1.21 0.00 1.44 1.18 1.10 0.84
Price to Revenue (P/Rev)		 2.42 2.88 2.79 2.24 2.94 2.51 3.52 2.74 2.73 2.46
Price to Earnings (P/E)		 15.49 12.89 14.15 8.93 11.03 8.66 10.42 9.19 10.69 12.69
Dividend Yield		 6.67% 5.40% 5.39% 8.20% 4.57% 5.43% 3.73% 4.36% 4.33% 4.92%
Earnings Yield		 6.45% 7.76% 7.07% 11.19% 9.07% 11.55% 9.59% 10.88% 9.36% 7.88%
Enterprise Value to Invested Capital (EV/IC)		 0.81 0.86 0.86 0.78 0.83 0.00 0.63 0.72 0.76 0.56
Enterprise Value to Revenue (EV/Rev)		 6.57 5.88 6.28 5.67 5.68 2.51 2.65 3.17 4.00 3.22
Enterprise Value to EBITDA (EV/EBITDA)		 23.23 14.44 14.51 13.58 11.34 5.03 5.02 6.77 9.96 11.62
Enterprise Value to EBIT (EV/EBIT)		 32.81 18.16 19.18 17.05 13.84 6.17 5.65 7.55 11.15 13.61
Enterprise Value to NOPAT (EV/NOPAT)		 40.43 25.21 29.94 21.51 20.41 8.38 7.64 10.37 15.18 15.70
Enterprise Value to Operating Cash Flow (EV/OCF)		 26.87 10.11 7.83 18.50 24.14 20.01 4.33 4.13 20.01 10.88
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 11.43 0.00 0.00 0.00 0.41 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 1.33 1.08 1.23 1.14 0.75 0.00 0.13 0.27 0.49 0.44
Long-Term Debt to Equity		 0.84 0.62 0.93 0.51 0.50 0.00 0.00 0.25 0.36 0.43
Financial Leverage		 1.39 1.20 1.15 1.18 0.92 0.75 0.13 0.21 0.38 0.47
Leverage Ratio		 9.93 9.70 9.54 9.50 8.96 8.54 8.55 8.79 9.04 8.73
Compound Leverage Factor		 9.93 9.70 9.54 9.50 8.96 8.54 8.55 8.79 9.04 8.73
Debt to Total Capital		 57.03% 51.82% 55.08% 53.33% 42.73% 0.00% 11.42% 21.36% 33.02% 30.77%
Short-Term Debt to Total Capital		 20.97% 21.91% 13.28% 29.52% 14.28% 0.00% 11.42% 1.70% 9.17% 0.68%
Long-Term Debt to Total Capital		 36.06% 29.91% 41.81% 23.81% 28.45% 0.00% 0.00% 19.66% 23.84% 30.09%
Preferred Equity to Total Capital		 2.17% 0.00% 0.00% 0.00% 2.74% 0.00% 3.65% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 40.80% 48.18% 44.92% 46.67% 54.53% 0.00% 84.92% 78.64% 66.98% 69.23%
Debt to EBITDA		 16.34 8.71 9.30 9.25 5.87 0.00 0.91 2.00 4.35 6.43
Net Debt to EBITDA		 14.03 7.37 8.06 8.21 5.09 0.00 -1.93 0.91 3.18 2.75
Long-Term Debt to EBITDA		 10.33 5.03 7.06 4.13 3.91 0.00 0.00 1.84 3.14 6.29
Debt to NOPAT		 28.45 15.20 19.19 14.64 10.56 0.00 1.38 3.06 6.63 8.69
Net Debt to NOPAT		 24.43 12.87 16.62 13.01 9.16 0.00 -2.94 1.39 4.84 3.72
Long-Term Debt to NOPAT		 17.99 8.78 14.56 6.54 7.03 0.00 0.00 2.81 4.79 8.50
Noncontrolling Interest Sharing Ratio		 2.74% 2.43% 0.00% 0.00% 2.71% 4.78% 4.12% 1.83% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -457 371 -544 -1,278 -167 8,046 -5,266 -1,831 -1,367 -354
Operating Cash Flow to CapEx		 1,522.05% 285,154.42% 7,068.84% 1,629.44% 0.00% 2,976.00% 2,745.36% 2,458.53% 655.01% 4,237.47%
Free Cash Flow to Firm to Interest Expense		 -2.92 2.49 -3.12 -4.23 -0.39 30.38 -42.36 -5.70 -0.93 -0.21
Operating Cash Flow to Interest Expense		 0.99 2.82 3.56 1.01 0.62 0.62 6.73 4.45 0.26 0.32
Operating Cash Flow Less CapEx to Interest Expense		 0.92 2.82 3.51 0.94 0.82 0.60 6.49 4.27 0.22 0.31
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.04 0.03 0.07 0.06 0.04 0.03 0.03
Fixed Asset Turnover		 2.18 2.44 2.67 3.15 3.29 0.00 0.00 5.44 5.11 5.06
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 5,136 4,934 5,639 7,179 7,656 0.00 5,740 8,139 10,005 10,739
Invested Capital Turnover		 0.13 0.14 0.15 0.15 0.15 0.34 0.48 0.27 0.21 0.18
Increase / (Decrease) in Invested Capital		 560 -203 706 1,540 477 -7,656 5,740 2,400 1,865 735
Enterprise Value (EV)		 4,163 4,238 4,847 5,622 6,322 3,272 3,622 5,897 7,566 5,970
Market Capitalization		 1,536 2,074 2,157 2,222 3,276 3,272 4,806 5,107 5,154 4,556
Book Value per Share		 $9.00 $9.34 $9.58 $10.11 $12.58 $0.00 $11.98 $12.64 $13.20 $14.60
Tangible Book Value per Share		 $5.84 $6.45 $6.81 $6.61 $8.18 $0.00 $8.22 $8.56 $9.20 $10.68
Total Capital		 5,136 4,934 5,639 7,179 7,656 0.00 5,740 8,139 10,005 10,739
Total Debt		 2,929 2,556 3,106 3,829 3,271 0.00 656 1,739 3,303 3,304
Total Long-Term Debt		 1,852 1,475 2,358 1,710 2,178 0.00 0.00 1,600 2,385 3,232
Net Debt		 2,515 2,164 2,690 3,400 2,837 0.00 -1,394 791 2,412 1,414
Capital Expenditures (CapEx)		 10 0.15 8.76 19 -86 5.50 30 58 58 13
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 2,929 2,556 3,106 3,829 3,271 0.00 656 1,739 3,303 3,304
Total Depreciation and Amortization (D&A)		 52 60 81 84 101 121 81 90 81 75
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $0.58 $0.00 $0.00 $0.94 $0.00 $1.14 $0.95 $0.70
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 264.04M 0.00 0.00 403.75M 0.00 485.43M 508.88M 560.28M
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $0.58 $0.00 $0.00 $0.93 $0.00 $1.14 $0.95 $0.69
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 264.89M 0.00 0.00 405.05M 0.00 487.82M 508.88M 560.28M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 330.82M 0.00 0.00 405.61M 0.00 507.75M 508.88M 560.28M
Normalized Net Operating Profit after Tax (NOPAT)		 144 168 162 261 331 399 480 569 499 380
Normalized NOPAT Margin		 22.78% 23.31% 20.98% 26.37% 29.80% 30.68% 35.17% 30.54% 26.36% 20.52%
Pre Tax Income Margin		 20.01% 32.35% 32.75% 33.26% 41.06% 40.71% 46.94% 41.92% 35.87% 23.66%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.81 1.57 1.45 1.09 1.08 2.00 5.15 2.43 0.46 0.25
NOPAT to Interest Expense		 0.66 1.13 0.93 0.87 0.73 1.48 3.81 1.77 0.34 0.22
EBIT Less CapEx to Interest Expense		 0.74 1.57 1.40 1.03 1.28 1.98 4.91 2.25 0.42 0.25
NOPAT Less CapEx to Interest Expense		 0.59 1.13 0.88 0.80 0.94 1.45 3.57 1.59 0.30 0.21
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 103.05% 70.77% 75.45% 59.18% 51.40% 48.81% 40.59% 38.52% 48.09% 65.64%
Augmented Payout Ratio		 105.09% 72.67% 77.08% 60.64% 51.98% 50.19% 45.64% 42.76% 50.39% 67.97%

Quarterly Metrics and Ratios for Valley National Bancorp

This table displays calculated financial ratios and metrics derived from Valley National Bancorp's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 48.54% 46.70% 37.37% 0.66% -7.66% -13.24% -7.21% -5.61% 0.02% 5.38%
EBITDA Growth		 40.88% 68.88% 28.44% 33.63% -19.96% -59.79% -33.93% -46.75% -33.13% 0.81%
EBIT Growth		 49.40% 55.83% 30.55% 43.51% -20.97% -63.71% -36.45% -51.09% -34.98% 0.11%
NOPAT Growth		 45.31% 54.38% 25.55% 44.23% -20.65% -59.71% -34.30% -49.36% -30.77% 61.71%
Net Income Growth		 45.31% 54.38% 25.55% 44.23% -20.65% -59.71% -34.30% -49.36% -30.77% 61.71%
EPS Growth		 17.24% 34.62% 3.70% 50.00% -20.59% -62.86% -35.71% -51.85% -33.33% 53.85%
Operating Cash Flow Growth		 230.05% -22.12% -154.37% 78.45% -11.99% -240.78% 136.90% -61.26% -142.01% 240.78%
Free Cash Flow Firm Growth		 -179.91% 60.50% -816.95% 46.24% 89.48% 19.27% 164.53% 113.33% -631.69% 65.49%
Invested Capital Growth		 24.00% 41.81% 115.42% 10.63% 3.43% 22.92% -33.32% -0.41% 13.97% 7.34%
Revenue Q/Q Growth		 7.03% 1.65% -5.46% -2.14% -1.83% -4.48% 1.11% -0.45% 4.03% 0.64%
EBITDA Q/Q Growth		 71.40% -0.56% -15.98% -6.68% 2.66% -50.05% 38.05% -24.79% 28.93% -24.70%
EBIT Q/Q Growth		 85.41% -0.56% -16.90% -6.33% 2.10% -54.34% 45.51% -27.90% 35.73% -29.69%
NOPAT Q/Q Growth		 84.75% -0.30% -17.48% -5.11% 1.64% -49.38% 34.56% -26.86% 38.95% 18.25%
Net Income Q/Q Growth		 84.75% -0.30% -17.48% -5.11% 1.64% -49.38% 34.56% -26.86% 38.95% 18.25%
EPS Q/Q Growth		 88.89% 2.94% -20.00% -3.57% 0.00% -51.85% 38.46% -27.78% 38.46% 11.11%
Operating Cash Flow Q/Q Growth		 37.33% -53.45% -236.28% 304.82% -32.27% -174.47% 135.72% 115.05% -173.44% 349.54%
Free Cash Flow Firm Q/Q Growth		 2.21% -45.88% -259.43% 89.51% 80.87% -1,019.81% 387.30% -97.83% -1,149.74% 47.19%
Invested Capital Q/Q Growth		 -4.32% -7.41% 86.49% -33.04% -10.55% 10.03% 1.17% 0.01% 2.36% 3.64%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 52.87% 51.72% 45.96% 43.83% 45.83% 23.97% 32.72% 24.72% 30.64% 22.93%
EBIT Margin		 48.32% 47.27% 41.55% 39.77% 41.36% 19.77% 28.45% 20.61% 26.89% 18.78%
Profit (Net Income) Margin		 34.91% 34.24% 29.89% 28.98% 30.00% 15.90% 21.16% 15.55% 20.77% 24.40%
Tax Burden Percent		 72.25% 72.45% 71.94% 72.88% 72.55% 80.43% 74.37% 75.46% 77.25% 129.92%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 27.75% 27.55% 28.06% 27.12% 27.45% 19.57% 25.63% 24.54% 22.75% -29.92%
Return on Invested Capital (ROIC)		 7.46% 9.19% 5.37% 5.99% 6.58% 3.32% 3.10% 2.80% 3.91% 4.36%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.46% 9.19% 5.37% 5.99% 6.58% 3.32% 3.10% 2.80% 3.91% 4.36%
Return on Net Nonoperating Assets (RNNOA)		 3.22% 1.92% 4.91% 3.08% 2.54% 1.28% 2.83% 1.47% 1.68% 2.04%
Return on Equity (ROE)		 10.68% 11.11% 10.28% 9.07% 9.12% 4.59% 5.93% 4.27% 5.59% 6.40%
Cash Return on Invested Capital (CROIC)		 -15.05% -26.38% -67.80% -3.46% 3.39% -15.07% 43.52% 4.15% -9.60% -3.42%
Operating Return on Assets (OROA)		 1.69% 1.74% 1.54% 1.37% 1.38% 0.63% 0.84% 0.61% 0.80% 0.56%
Return on Assets (ROA)		 1.22% 1.26% 1.11% 1.00% 1.00% 0.51% 0.63% 0.46% 0.62% 0.73%
Return on Common Equity (ROCE)		 10.48% 10.90% 10.09% 9.07% 9.12% 4.59% 5.84% 4.27% 5.59% 6.40%
Return on Equity Simple (ROE_SIMPLE)		 8.07% 0.00% 9.19% 9.75% 9.12% 0.00% 6.66% 5.63% 4.82% 0.00%
Net Operating Profit after Tax (NOPAT)		 178 178 147 139 141 72 96 70 98 116
NOPAT Margin		 34.91% 34.24% 29.89% 28.98% 30.00% 15.90% 21.16% 15.55% 20.77% 24.40%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 39.28% 38.48% 41.76% 43.35% 42.30% 45.27% 44.31% 44.22% 41.34% 42.00%
Operating Expenses to Revenue		 51.28% 51.34% 55.51% 58.97% 56.71% 75.65% 61.61% 61.27% 57.19% 58.75%
Earnings before Interest and Taxes (EBIT)		 247 245 204 191 195 89 129 93 127 89
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 270 268 225 210 216 108 149 112 144 109
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.77 0.80 0.67 0.55 0.61 0.77 0.57 0.51 0.65 0.61
Price to Tangible Book Value (P/TBV)		 1.15 1.18 1.00 0.79 0.88 1.10 0.82 0.72 0.91 0.84
Price to Revenue (P/Rev)		 2.85 2.74 2.12 1.80 2.05 2.73 2.07 1.87 2.46 2.46
Price to Earnings (P/E)		 9.79 9.19 7.23 5.74 6.82 10.69 8.89 9.43 14.18 12.69
Dividend Yield		 4.61% 4.36% 5.28% 6.22% 5.56% 4.33% 5.83% 6.54% 4.97% 4.92%
Earnings Yield		 10.22% 10.88% 13.83% 17.43% 14.66% 9.36% 11.25% 10.61% 7.05% 7.88%
Enterprise Value to Invested Capital (EV/IC)		 0.71 0.72 0.49 0.51 0.59 0.76 0.62 0.57 0.66 0.56
Enterprise Value to Revenue (EV/Rev)		 3.67 3.17 3.71 2.62 2.72 4.00 3.39 3.17 3.75 3.22
Enterprise Value to EBITDA (EV/EBITDA)		 8.18 6.77 8.04 5.37 5.80 9.96 9.22 9.92 13.36 11.62
Enterprise Value to EBIT (EV/EBIT)		 8.99 7.55 8.93 5.90 6.40 11.15 10.42 11.45 15.64 13.61
Enterprise Value to NOPAT (EV/NOPAT)		 12.30 10.37 12.36 8.15 8.83 15.18 14.04 15.28 20.40 15.70
Enterprise Value to Operating Cash Flow (EV/OCF)		 4.20 4.13 11.17 5.77 6.25 20.01 8.42 14.18 0.00 10.88
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 17.62 0.00 1.14 13.78 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.40 0.27 1.33 0.55 0.37 0.49 0.50 0.50 0.49 0.44
Long-Term Debt to Equity		 0.25 0.25 0.35 0.38 0.36 0.36 0.49 0.49 0.48 0.43
Financial Leverage		 0.43 0.21 0.91 0.51 0.39 0.38 0.91 0.52 0.43 0.47
Leverage Ratio		 8.76 8.79 9.29 9.09 9.08 9.04 9.47 9.30 9.06 8.73
Compound Leverage Factor		 8.76 8.79 9.29 9.09 9.08 9.04 9.47 9.30 9.06 8.73
Debt to Total Capital		 28.63% 21.36% 57.10% 35.31% 27.11% 33.02% 33.54% 33.44% 32.71% 30.77%
Short-Term Debt to Total Capital		 10.46% 1.70% 42.25% 10.71% 0.99% 9.17% 0.74% 0.63% 0.56% 0.68%
Long-Term Debt to Total Capital		 18.18% 19.66% 14.85% 24.60% 26.12% 23.84% 32.80% 32.81% 32.15% 30.09%
Preferred Equity to Total Capital		 0.00% 0.00% 1.38% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 71.37% 78.64% 41.52% 64.69% 72.89% 66.98% 66.46% 66.56% 67.29% 69.23%
Debt to EBITDA		 3.31 2.00 9.41 3.69 2.68 4.35 4.97 5.79 6.61 6.43
Net Debt to EBITDA		 1.84 0.91 3.22 1.68 1.44 3.18 3.59 4.07 4.58 2.75
Long-Term Debt to EBITDA		 2.10 1.84 2.45 2.57 2.58 3.14 4.86 5.68 6.49 6.29
Debt to NOPAT		 4.97 3.06 14.48 5.60 4.08 6.63 7.57 8.92 10.09 8.69
Net Debt to NOPAT		 2.76 1.39 4.95 2.55 2.19 4.84 5.47 6.26 6.99 3.72
Long-Term Debt to NOPAT		 3.16 2.81 3.77 3.90 3.93 4.79 7.41 8.75 9.91 8.50
Noncontrolling Interest Sharing Ratio		 1.89% 1.83% 1.81% 0.00% 0.00% 0.00% 1.58% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,523 -2,222 -7,986 -837 -160 -1,794 5,154 112 -1,172 -619
Operating Cash Flow to CapEx		 2,794.29% 1,319.91% -1,486.83% 1,791.06% 8,928.28% -6,095.95% 12,612.29% 8,183.59% -6,003.36% 5,665.12%
Free Cash Flow to Firm to Interest Expense		 -18.41 -12.29 -28.10 -2.28 -0.40 -4.26 11.84 0.26 -2.60 -1.50
Operating Cash Flow to Interest Expense		 5.14 1.09 -0.95 1.50 0.93 -0.66 0.23 0.50 -0.35 0.95
Operating Cash Flow Less CapEx to Interest Expense		 4.95 1.01 -1.01 1.42 0.92 -0.67 0.23 0.49 -0.36 0.94
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.04 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Fixed Asset Turnover		 4.98 5.44 5.68 5.35 5.23 5.11 5.04 4.88 4.91 5.06
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 8,791 8,139 15,179 10,165 9,092 10,005 10,122 10,123 10,362 10,739
Invested Capital Turnover		 0.21 0.27 0.18 0.21 0.22 0.21 0.15 0.18 0.19 0.18
Increase / (Decrease) in Invested Capital		 1,701 2,400 8,133 976 302 1,865 -5,057 -41 1,270 735
Enterprise Value (EV)		 6,229 5,897 7,401 5,229 5,338 7,566 6,294 5,800 6,855 5,970
Market Capitalization		 4,830 5,107 4,230 3,595 4,017 5,154 3,840 3,424 4,505 4,556
Book Value per Share		 $12.39 $12.64 $12.41 $12.95 $13.06 $13.20 $13.22 $13.23 $13.69 $14.60
Tangible Book Value per Share		 $8.28 $8.56 $8.36 $8.92 $9.04 $9.20 $9.25 $9.28 $9.76 $10.68
Total Capital		 8,791 8,139 15,179 10,165 9,092 10,005 10,122 10,123 10,362 10,739
Total Debt		 2,517 1,739 8,668 3,589 2,465 3,303 3,395 3,386 3,390 3,304
Total Long-Term Debt		 1,598 1,600 2,255 2,500 2,375 2,385 3,320 3,322 3,332 3,232
Net Debt		 1,399 791 2,962 1,635 1,321 2,412 2,454 2,377 2,350 1,414
Capital Expenditures (CapEx)		 15 15 18 31 4.19 4.57 0.79 2.62 2.62 6.92
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 2,517 1,739 8,668 3,589 2,465 3,303 3,395 3,386 3,390 3,304
Total Depreciation and Amortization (D&A)		 23 23 22 19 21 19 19 19 18 20
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.35 $0.34 $0.28 $0.27 $0.27 $0.13 $0.18 $0.13 $0.18 $0.21
Adjusted Weighted Average Basic Shares Outstanding		 506.34M 507.75M 507.88M 507.63M 507.68M 508.88M 509.18M 509.22M 509.37M 560.28M
Adjusted Diluted Earnings per Share		 $0.34 $0.35 $0.28 $0.27 $0.27 $0.13 $0.18 $0.13 $0.18 $0.20
Adjusted Weighted Average Diluted Shares Outstanding		 508.69M 507.75M 507.88M 507.63M 507.68M 508.88M 509.18M 509.22M 509.37M 560.28M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 506.36M 507.75M 507.88M 507.63M 507.68M 508.88M 509.18M 509.22M 509.37M 560.28M
Normalized Net Operating Profit after Tax (NOPAT)		 178 178 147 139 141 72 96 70 98 62
Normalized NOPAT Margin		 34.91% 34.24% 29.89% 28.98% 30.00% 15.90% 21.16% 15.55% 20.77% 13.15%
Pre Tax Income Margin		 48.32% 47.27% 41.55% 39.77% 41.36% 19.77% 28.45% 20.61% 26.89% 18.78%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 2.98 1.36 0.72 0.52 0.49 0.21 0.30 0.22 0.28 0.22
NOPAT to Interest Expense		 2.15 0.98 0.52 0.38 0.35 0.17 0.22 0.16 0.22 0.28
EBIT Less CapEx to Interest Expense		 2.80 1.27 0.65 0.44 0.48 0.20 0.30 0.21 0.28 0.20
NOPAT Less CapEx to Interest Expense		 1.97 0.90 0.45 0.29 0.34 0.16 0.22 0.16 0.21 0.26
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 40.66% 38.52% 38.63% 37.69% 40.16% 48.09% 53.62% 63.41% 72.80% 65.64%
Augmented Payout Ratio		 49.98% 42.76% 40.15% 39.46% 42.05% 50.39% 55.90% 65.68% 75.38% 67.97%

Frequently Asked Questions About Valley National Bancorp's Financials

When does Valley National Bancorp's fiscal year end?

According to the most recent income statement we have on file, Valley National Bancorp's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Valley National Bancorp's net income changed over the last 8 years?

Valley National Bancorp's net income appears to be on an upward trend, with a most recent value of $380.27 million in 2024, rising from $102.96 million in 2015. The previous period was $498.51 million in 2023.

How has Valley National Bancorp revenue changed over the last 8 years?

Over the last 8 years, Valley National Bancorp's total revenue changed from $634.07 million in 2015 to $1.85 billion in 2024, a change of 192.3%.

How much debt does Valley National Bancorp have?

Valley National Bancorp's total liabilities were at $55.06 billion at the end of 2024, a 1.5% increase from 2023, and a 183.7% increase since 2015.

How much cash does Valley National Bancorp have?

In the past 8 years, Valley National Bancorp's cash and equivalents has ranged from $205.16 million in 2021 to $444.33 million in 2022, and is currently $411.41 million as of their latest financial filing in 2024.

How has Valley National Bancorp's book value per share changed over the last 9 years?

Over the last 9 years, Valley National Bancorp's book value per share changed from 9.00 in 2015 to 14.60 in 2024, a change of 62.2%.

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This page (NASDAQ:VLYPO) was last updated on 4/10/2025 by MarketBeat.com Staff
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