Waterstone Financial (WSBF) Competitors

OceanFirst Financial (NASDAQ:OCFC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, earnings, risk, valuation, profitability, community ranking, institutional ownership and dividends.

Which has more risk & volatility, OCFC or WSBF?

OceanFirst Financial has a beta of 1.04, suggesting that its stock price is 4% more volatile than the S&P 500. Comparatively, Waterstone Financial has a beta of 0.63, suggesting that its stock price is 37% less volatile than the S&P 500.

Does the MarketBeat Community favor OCFC or WSBF?

OceanFirst Financial received 138 more outperform votes than Waterstone Financial when rated by MarketBeat users. Likewise, 55.89% of users gave OceanFirst Financial an outperform vote while only 52.59% of users gave Waterstone Financial an outperform vote.

Company	Underperform	Outperform
OceanFirst Financial	Outperform Votes 280 55.89%	Underperform Votes 221 44.11%
Waterstone Financial	Outperform Votes 142 52.59%	Underperform Votes 128 47.41%

Is OCFC or WSBF a better dividend stock?

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.5%. Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 4.5%. OceanFirst Financial pays out 45.7% of its earnings in the form of a dividend. Waterstone Financial pays out 82.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. OceanFirst Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has preferable earnings & valuation, OCFC or WSBF?

OceanFirst Financial has higher revenue and earnings than Waterstone Financial. OceanFirst Financial is trading at a lower price-to-earnings ratio than Waterstone Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OceanFirst Financial	$384.08M	2.71	$104.03M	$1.75	10.17
Waterstone Financial	$128.90M	2.03	$9.38M	$0.73	18.47

Do institutionals & insiders have more ownership in OCFC or WSBF?

71.0% of OceanFirst Financial shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 5.0% of OceanFirst Financial shares are owned by insiders. Comparatively, 8.3% of Waterstone Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Is OCFC or WSBF more profitable?

OceanFirst Financial has a net margin of 15.28% compared to Waterstone Financial's net margin of 6.79%. OceanFirst Financial's return on equity of 6.08% beat Waterstone Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OceanFirst Financial	15.28%	6.08%	0.76%
Waterstone Financial	6.79%	4.18%	0.63%

Do analysts prefer OCFC or WSBF?

OceanFirst Financial currently has a consensus price target of $20.42, indicating a potential upside of 14.76%. Given OceanFirst Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe OceanFirst Financial is more favorable than Waterstone Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OceanFirst Financial	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50
Waterstone Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media prefer OCFC or WSBF?

In the previous week, OceanFirst Financial had 2 more articles in the media than Waterstone Financial. MarketBeat recorded 3 mentions for OceanFirst Financial and 1 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 0.99 beat OceanFirst Financial's score of 0.77 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OceanFirst Financial	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Waterstone Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

OceanFirst Financial beats Waterstone Financial on 18 of the 21 factors compared between the two stocks.