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Waterstone Financial (WSBF) Competitors

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$14.19 -0.32 (-2.21%)
Closing price 02/21/2025 04:00 PM Eastern
Extended Trading
$14.18 0.00 (-0.04%)
As of 02/21/2025 04:03 PM Eastern
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WSBF vs. CFFN, TRST, TREE, HIFS, NFBK, FFIC, KRNY, HBCP, ESSA, and FFNW

Should you be buying Waterstone Financial stock or one of its competitors? The main competitors of Waterstone Financial include Capitol Federal Financial (CFFN), TrustCo Bank Corp NY (TRST), LendingTree (TREE), Hingham Institution for Savings (HIFS), Northfield Bancorp, Inc. (Staten Island, NY) (NFBK), Flushing Financial (FFIC), Kearny Financial (KRNY), Home Bancorp (HBCP), ESSA Bancorp (ESSA), and First Financial Northwest (FFNW). These companies are all part of the "thrifts & mortgage finance" industry.

Waterstone Financial vs.

Waterstone Financial (NASDAQ:WSBF) and Capitol Federal Financial (NASDAQ:CFFN) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, community ranking, earnings, media sentiment, dividends, risk and analyst recommendations.

Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 4.2%. Capitol Federal Financial pays an annual dividend of $0.34 per share and has a dividend yield of 5.8%. Waterstone Financial pays out 59.4% of its earnings in the form of a dividend. Capitol Federal Financial pays out 87.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Capitol Federal Financial has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Capitol Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$202.47M1.36$18.69M$1.0114.05
Capitol Federal Financial$382.09M2.04$38.01M$0.3915.06

Capitol Federal Financial has a net margin of 12.67% compared to Waterstone Financial's net margin of 9.23%. Waterstone Financial's return on equity of 5.75% beat Capitol Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial9.23% 5.75% 0.86%
Capitol Federal Financial 12.67%4.96%0.53%

Capitol Federal Financial has a consensus target price of $6.50, indicating a potential upside of 10.64%. Given Capitol Federal Financial's stronger consensus rating and higher probable upside, analysts plainly believe Capitol Federal Financial is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Capitol Federal Financial
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Capitol Federal Financial received 104 more outperform votes than Waterstone Financial when rated by MarketBeat users. Likewise, 53.58% of users gave Capitol Federal Financial an outperform vote while only 52.77% of users gave Waterstone Financial an outperform vote.

CompanyUnderperformOutperform
Waterstone FinancialOutperform Votes
143
52.77%
Underperform Votes
128
47.23%
Capitol Federal FinancialOutperform Votes
247
53.58%
Underperform Votes
214
46.42%

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 88.5% of Capitol Federal Financial shares are owned by institutional investors. 8.3% of Waterstone Financial shares are owned by company insiders. Comparatively, 3.2% of Capitol Federal Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Waterstone Financial had 1 more articles in the media than Capitol Federal Financial. MarketBeat recorded 2 mentions for Waterstone Financial and 1 mentions for Capitol Federal Financial. Waterstone Financial's average media sentiment score of 0.34 beat Capitol Federal Financial's score of 0.30 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Capitol Federal Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Waterstone Financial has a beta of 0.64, indicating that its stock price is 36% less volatile than the S&P 500. Comparatively, Capitol Federal Financial has a beta of 0.5, indicating that its stock price is 50% less volatile than the S&P 500.

Summary

Capitol Federal Financial beats Waterstone Financial on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$274.86M$3.06B$11.61B$8.98B
Dividend Yield4.09%3.25%5.38%3.85%
P/E Ratio14.0516.0224.1318.82
Price / Sales1.362.8826.1680.40
Price / Cash23.2319.2918.1537.47
Price / Book0.850.922.594.64
Net Income$18.69M$352.78M$1.03B$245.69M
7 Day Performance-3.47%-1.23%-1.40%-2.66%
1 Month Performance7.42%-0.73%0.68%-2.15%
1 Year Performance13.43%11.96%14.94%12.90%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
3.276 of 5 stars
$14.19
-2.2%
N/A+11.2%$274.86M$202.47M14.05740
CFFN
Capitol Federal Financial
3.7565 of 5 stars
$6.08
+1.2%
$6.50
+6.9%
-1.1%$807.24M$382.09M15.59730
TRST
TrustCo Bank Corp NY
3.5706 of 5 stars
$33.12
+0.8%
N/A+18.0%$629.61M$263.15M12.89820Dividend Announcement
TREE
LendingTree
4.7275 of 5 stars
$45.87
+0.4%
$64.00
+39.5%
+17.8%$612.92M$773.05M-16.991,250
HIFS
Hingham Institution for Savings
0.4614 of 5 stars
$265.00
+0.9%
N/A+59.8%$568.96M$59.01M20.6587
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
3.904 of 5 stars
$11.99
+1.6%
$12.00
+0.1%
+10.3%$514.42M$127.91M16.65400Insider Trade
News Coverage
FFIC
Flushing Financial
3.27 of 5 stars
$14.75
+0.3%
$15.50
+5.1%
+6.7%$496.49M$484.72M-14.60540Positive News
KRNY
Kearny Financial
2.3378 of 5 stars
$7.43
+3.2%
$7.75
+4.3%
+3.0%$479.83M$326.88M-6.58600
HBCP
Home Bancorp
3.3466 of 5 stars
$50.62
-1.8%
$52.25
+3.2%
+29.1%$409.01M$199.39M11.13440Analyst Forecast
High Trading Volume
ESSA
ESSA Bancorp
2.1353 of 5 stars
$21.79
flat
N/A+20.9%$221.17M$111.66M12.52250
FFNW
First Financial Northwest
0.6631 of 5 stars
$21.66
+0.7%
$22.75
+5.0%
+2.7%$199.92M$80.17M196.93140

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This page (NASDAQ:WSBF) was last updated on 2/22/2025 by MarketBeat.com Staff
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