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Waterstone Financial (WSBF) Competitors

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$12.18 -0.02 (-0.16%)
Closing price 04/17/2025 04:00 PM Eastern
Extended Trading
$12.18 +0.01 (+0.04%)
As of 04/17/2025 04:02 PM Eastern
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WSBF vs. OCFC, BRKL, CFFN, TREE, TRST, HIFS, NFBK, FFIC, KRNY, and HBCP

Should you be buying Waterstone Financial stock or one of its competitors? The main competitors of Waterstone Financial include OceanFirst Financial (OCFC), Brookline Bancorp (BRKL), Capitol Federal Financial (CFFN), LendingTree (TREE), TrustCo Bank Corp NY (TRST), Hingham Institution for Savings (HIFS), Northfield Bancorp, Inc. (Staten Island, NY) (NFBK), Flushing Financial (FFIC), Kearny Financial (KRNY), and Home Bancorp (HBCP). These companies are all part of the "thrifts & mortgage finance" industry.

Waterstone Financial vs.

Waterstone Financial (NASDAQ:WSBF) and OceanFirst Financial (NASDAQ:OCFC) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, institutional ownership, community ranking, risk, valuation, dividends, earnings and analyst recommendations.

OceanFirst Financial has higher revenue and earnings than Waterstone Financial. OceanFirst Financial is trading at a lower price-to-earnings ratio than Waterstone Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$132.38M1.78$18.69M$1.0112.06
OceanFirst Financial$379.81M2.47$100.07M$1.659.55

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are held by institutional investors. 8.3% of Waterstone Financial shares are held by insiders. Comparatively, 5.0% of OceanFirst Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

OceanFirst Financial received 136 more outperform votes than Waterstone Financial when rated by MarketBeat users. Likewise, 55.95% of users gave OceanFirst Financial an outperform vote while only 52.90% of users gave Waterstone Financial an outperform vote.

CompanyUnderperformOutperform
Waterstone FinancialOutperform Votes
146
52.90%
Underperform Votes
130
47.10%
OceanFirst FinancialOutperform Votes
282
55.95%
Underperform Votes
222
44.05%

OceanFirst Financial has a net margin of 14.45% compared to Waterstone Financial's net margin of 9.23%.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial9.23% 5.75% 0.86%
OceanFirst Financial 14.45%5.75%0.72%

OceanFirst Financial has a consensus target price of $21.00, indicating a potential upside of 33.33%. Given OceanFirst Financial's stronger consensus rating and higher probable upside, analysts plainly believe OceanFirst Financial is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
OceanFirst Financial
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50

Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 4.9%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 5.1%. Waterstone Financial pays out 59.4% of its earnings in the form of a dividend. OceanFirst Financial pays out 48.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OceanFirst Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Waterstone Financial has a beta of 0.63, indicating that its share price is 37% less volatile than the S&P 500. Comparatively, OceanFirst Financial has a beta of 0.94, indicating that its share price is 6% less volatile than the S&P 500.

In the previous week, OceanFirst Financial had 9 more articles in the media than Waterstone Financial. MarketBeat recorded 12 mentions for OceanFirst Financial and 3 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.12 beat OceanFirst Financial's score of 0.84 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OceanFirst Financial
6 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

OceanFirst Financial beats Waterstone Financial on 16 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$235.32M$2.84B$10.83B$7.35B
Dividend Yield5.06%3.74%6.00%4.31%
P/E Ratio12.0615.5021.6717.77
Price / Sales1.783.4925.4397.68
Price / Cash22.9719.1117.6134.64
Price / Book0.730.872.563.98
Net Income$18.69M$352.78M$1.03B$247.44M
7 Day Performance2.10%1.54%2.71%4.44%
1 Month Performance-11.68%-2.07%-3.76%-7.73%
1 Year Performance11.33%12.78%535.17%1.28%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
3.0261 of 5 stars
$12.18
-0.2%
N/A+11.3%$235.32M$132.38M12.06740News Coverage
Positive News
OCFC
OceanFirst Financial
4.4476 of 5 stars
$14.96
-0.7%
$21.00
+40.4%
+8.8%$876.01M$379.81M9.07960Upcoming Earnings
Short Interest ↑
News Coverage
BRKL
Brookline Bancorp
4.5549 of 5 stars
$9.80
-0.4%
$15.25
+55.6%
+10.3%$873.23M$355.56M12.73850Upcoming Earnings
Analyst Forecast
News Coverage
Positive News
CFFN
Capitol Federal Financial
3.5957 of 5 stars
$5.25
flat
$6.50
+23.8%
+2.7%$697.13M$180.76M13.46730Upcoming Earnings
News Coverage
Positive News
High Trading Volume
TREE
LendingTree
4.7745 of 5 stars
$43.99
-4.3%
$65.75
+49.5%
+30.2%$589.20M$900.22M-16.291,250Analyst Upgrade
News Coverage
TRST
TrustCo Bank Corp NY
2.5083 of 5 stars
$28.17
-0.7%
N/A+10.1%$535.79M$171.77M10.96820Upcoming Earnings
Short Interest ↑
HIFS
Hingham Institution for Savings
0.623 of 5 stars
$222.25
+0.9%
N/A+45.7%$477.84M$65.85M17.3287Earnings Report
News Coverage
NFBK
Northfield Bancorp, Inc. (Staten Island, NY)
3.8863 of 5 stars
$9.83
-0.3%
$12.00
+22.1%
+18.7%$423.83M$127.91M13.65400
FFIC
Flushing Financial
3.9849 of 5 stars
$11.20
-0.9%
$16.17
+44.3%
+3.3%$378.30M$124.74M-11.09540Short Interest ↑
News Coverage
Positive News
KRNY
Kearny Financial
3.0736 of 5 stars
$5.81
+0.9%
$7.75
+33.4%
+6.9%$375.21M$152.16M-5.14600Upcoming Earnings
Short Interest ↑
News Coverage
HBCP
Home Bancorp
4.1416 of 5 stars
$41.95
-0.4%
$54.83
+30.7%
+29.3%$339.71M$134.89M9.22440Upcoming Earnings
Positive News

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This page (NASDAQ:WSBF) was last updated on 4/18/2025 by MarketBeat.com Staff
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