Wintrust Financial (WTFC) Stock Price, News & Analysis

Company Overview

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty premium financing; as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides wealth management services, such as trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Key Stats

• Today's Range: $129.53 to $131.13
• 50-Day Range: $102.59 to $133.66
• 52-Week Range: $82.90 to $136.08
• Volume: 370,722 shs
• Average Volume: 386,701 shs
• Market Capitalization: $8.70 billion
• P/E Ratio: 13.70
• Dividend Yield: 1.38%
• Price Target: $123.00
• Consensus Rating: Moderate Buy

Wintrust Financial Stock Analysis - MarketRank™

Wintrust Financial scored higher than 92% of companies evaluated by MarketBeat, and ranked 118th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Wintrust Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.92, and is based on 10 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Wintrust Financial has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -0.40%

Earnings Growth

Earnings for Wintrust Financial are expected to decrease by -0.40% in the coming year, from $10.12 to $10.08 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Wintrust Financial is 13.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 131.22.

Price to Earnings Ratio vs. Sector

The P/E ratio of Wintrust Financial is 13.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.34.

Price to Book Value per Share Ratio

Wintrust Financial has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.21% of the outstanding shares of Wintrust Financial have been sold short.

Short Interest Ratio / Days to Cover

Wintrust Financial has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Wintrust Financial has recently increased by 6.82%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Wintrust Financial pays a meaningful dividend of 1.36%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Wintrust Financial has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Wintrust Financial is 18.85%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Wintrust Financial will have a dividend payout ratio of 17.86% next year. This indicates that Wintrust Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.4 / 5
• Environmental Score: -0.46

Percentage of Shares Shorted

1.21% of the outstanding shares of Wintrust Financial have been sold short.

Short Interest Ratio / Days to Cover

Wintrust Financial has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Wintrust Financial has recently increased by 6.82%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.32

News Sentiment

Wintrust Financial has a news sentiment score of 1.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Wintrust Financial this week, compared to 5 articles on an average week.

MarketBeat Follows

Only 4 people have added Wintrust Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Wintrust Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,445,314.00 in company stock.

Percentage Held by Insiders

Only 1.47% of the stock of Wintrust Financial is held by insiders.

Percentage Held by Institutions

93.48% of the stock of Wintrust Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

WTFC Stock Analysis - Frequently Asked Questions

How have WTFC shares performed this year?

Wintrust Financial's stock was trading at $92.75 at the start of the year. Since then, WTFC stock has increased by 41.1% and is now trading at $130.83.
View the best growth stocks for 2024 here.

How were Wintrust Financial's earnings last quarter?

Wintrust Financial Co. (NASDAQ:WTFC) released its earnings results on Monday, October, 21st. The bank reported $2.47 earnings per share (EPS) for the quarter, missing the consensus estimate of $2.50 by $0.03. The company's quarterly revenue was up 7.1% compared to the same quarter last year.

Does Wintrust Financial have any subsidiaries?

Wintrust Financial subsidiaries include these companies: First Community Bank, Barrington Bank & Trust Company N.A., Beverly Bank & Trust Company N.A., Chicago Deferred Exchange Company LLC, Community Financial Shares Statutory Trust II, Crystal Lake Bank & Trust Company N.A., Elektra Holding Company LLC, and others.

Who are Wintrust Financial's major shareholders?

Top institutional shareholders of Wintrust Financial include FMR LLC (7.75%), State Street Corp (3.95%), Victory Capital Management Inc. (2.01%) and Principal Financial Group Inc. (1.97%). Insiders that own company stock include David A Dykstra, H Patrick Hackett Jr, Timothy Crane, Richard B Murphy, David L Stoehr, Edward J Wehmer, Jeffrey D Hahnfeld and Alex E Washington III.
View institutional ownership trends.

How do I buy shares of Wintrust Financial?

Shares of WTFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Wintrust Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Wintrust Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), TotalEnergies (TTE), The RMR Group (RMR) and Southern First Bancshares (SFST).

Company Calendar

• Last Earnings: 10/21/2024
• Ex-Dividend for 11/22 Dividend: 11/07/2024
• Today: 11/21/2024
• Dividend Payable: 11/22/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/15/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:WTFC
• CUSIP: 97650W10
• CIK: 1015328
• Web: www.wintrust.com
• Phone: (847) 939-9000
• Fax: 847-615-4091
• Employees: 5,521
• Year Founded: 1991

Price Target and Rating

• Average Stock Price Target: $123.00
• High Stock Price Target: $136.00
• Low Stock Price Target: $100.00
• Potential Upside/Downside: -6.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.92
• Research Coverage: 13 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $9.55
• Trailing P/E Ratio: 13.70
• Forward P/E Ratio: 12.93
• P/E Growth: N/A
• Net Income: $622.63 million
• Net Margins: 16.52%
• Pretax Margin: 22.41%
• Return on Equity: 11.99%
• Return on Assets: 1.07%

Debt

• Debt-to-Equity Ratio: 0.73
• Current Ratio: 1.02
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $3.33 billion
• Price / Sales: 2.61
• Cash Flow: $11.45 per share
• Price / Cash Flow: 11.43
• Book Value: $90.04 per share
• Price / Book: 1.45

Miscellaneous

• Outstanding Shares: 66,490,000
• Free Float: 65,515,000
• Market Cap: $8.70 billion
• Optionable: Optionable
• Beta: 1.15