NASDAQ:WTFC Wintrust Financial (WTFC) Stock Price, News & Analysis $124.02 -3.96 (-3.09%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$123.40 -0.62 (-0.50%) As of 08/1/2025 07:26 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Wintrust Financial Stock (NASDAQ:WTFC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Wintrust Financial alerts:Sign Up Key Stats Today's Range$121.81▼$126.3150-Day Range$117.26▼$135.4752-Week Range$89.10▼$142.04Volume497,674 shsAverage Volume444,890 shsMarket Capitalization$8.30 billionP/E Ratio11.73Dividend Yield1.61%Price Target$145.77Consensus RatingModerate Buy Company Overview Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty premium financing; as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides wealth management services, such as trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois. Read More Wintrust Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks98th Percentile Overall ScoreWTFC MarketRank™: Wintrust Financial scored higher than 98% of companies evaluated by MarketBeat, and ranked 36th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingModerate Buy Consensus RatingWintrust Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.92, and is based on 10 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageWintrust Financial has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Wintrust Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth4.92% Earnings GrowthEarnings for Wintrust Financial are expected to grow by 4.92% in the coming year, from $10.36 to $10.87 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Wintrust Financial is 11.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.Price to Earnings Ratio vs. SectorThe P/E ratio of Wintrust Financial is 11.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.Price to Book Value per Share RatioWintrust Financial has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Wintrust Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted2.76% of the outstanding shares of Wintrust Financial have been sold short.Short Interest Ratio / Days to CoverWintrust Financial has a short interest ratio ("days to cover") of 4.6.Change versus previous monthShort interest in Wintrust Financial has recently increased by 458.41%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldWintrust Financial pays a meaningful dividend of 1.56%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthWintrust Financial has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of Wintrust Financial is 18.92%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Wintrust Financial will have a dividend payout ratio of 18.40% next year. This indicates that Wintrust Financial will be able to sustain or increase its dividend.Read more about Wintrust Financial's dividend. Sustainability and ESG3.4 / 5Environmental Score-0.46 Percentage of Shares Shorted2.76% of the outstanding shares of Wintrust Financial have been sold short.Short Interest Ratio / Days to CoverWintrust Financial has a short interest ratio ("days to cover") of 4.6.Change versus previous monthShort interest in Wintrust Financial has recently increased by 458.41%, indicating that investor sentiment is decreasing significantly. News and Social Media3.5 / 5News Sentiment1.23 News SentimentWintrust Financial has a news sentiment score of 1.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.78 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 23 news articles for Wintrust Financial this week, compared to 9 articles on an average week.Search Interest2 people have searched for WTFC on MarketBeat in the last 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Wintrust Financial insiders have sold 1,083.71% more of their company's stock than they have bought. Specifically, they have bought $166,031.00 in company stock and sold $1,965,321.00 in company stock.Percentage Held by InsidersOnly 1.01% of the stock of Wintrust Financial is held by insiders.Percentage Held by Institutions93.48% of the stock of Wintrust Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Wintrust Financial's insider trading history. Receive WTFC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Wintrust Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address WTFC Stock News HeadlinesInsider Selling: Wintrust Financial Corporation (NASDAQ:WTFC) COO Sells 14,942 Shares of StockJuly 31 at 6:02 AM | insidertrades.comInsider Buying: Wintrust Financial Corporation (NASDAQ:WTFC) Insider Purchases 2,382 Shares of StockJuly 29, 2025 | insidertrades.comElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... Again Back in 2018, when Jeff Brown told everyone to buy Tesla… The "experts" said Elon was finished and Tesla was headed for bankruptcy. Now they're saying the same thing, but Jeff has uncovered Tesla's next breakthrough.August 2 at 2:00 AM | Brownstone Research (Ad)Insider Sell: David Dykstra Sells 14,942 Shares of Wintrust Financial Corp (WTFC)July 30 at 6:35 PM | gurufocus.com5 Must-Read Analyst Questions From Wintrust Financial’s Q2 Earnings CallJuly 28, 2025 | msn.comTruist Financial Forecasts Strong Price Appreciation for Wintrust Financial (NASDAQ:WTFC) StockJuly 27, 2025 | americanbankingnews.comDA Davidson Forecasts Higher Earnings for Wintrust FinancialJuly 27, 2025 | americanbankingnews.comBrokers Issue Forecasts for WTFC Q3 EarningsJuly 26, 2025 | americanbankingnews.comSee More Headlines WTFC Stock Analysis - Frequently Asked Questions How have WTFC shares performed this year? Wintrust Financial's stock was trading at $124.71 at the start of the year. Since then, WTFC stock has decreased by 0.6% and is now trading at $124.02. How were Wintrust Financial's earnings last quarter? Wintrust Financial Corporation (NASDAQ:WTFC) announced its quarterly earnings results on Monday, July, 21st. The bank reported $2.78 EPS for the quarter, beating the consensus estimate of $2.59 by $0.19. The bank earned $670.78 million during the quarter, compared to analysts' expectations of $661.43 million. Wintrust Financial had a net margin of 18.06% and a trailing twelve-month return on equity of 12.08%. Read the conference call transcript. Does Wintrust Financial have any subsidiaries? The following companies are subsidiaries of Wintrust Financial: First Community Bank, Barrington Bank & Trust Company N.A., Beverly Bank & Trust Company N.A., Chicago Deferred Exchange Company LLC, Community Financial Shares Statutory Trust II, Crystal Lake Bank & Trust Company N.A., Elektra Holding Company LLC, and more. Who are Wintrust Financial's major shareholders? Wintrust Financial's top institutional investors include Jennison Associates LLC (1.40%), Reinhart Partners LLC. (1.12%), Aberdeen Group plc (0.73%) and Envestnet Asset Management Inc. (0.59%). Insiders that own company stock include David A Dykstra, Richard B Murphy, H Patrick Hackett Jr, Timothy Crane, David L Stoehr, Edward J Wehmer and Jeffrey D Hahnfeld. View institutional ownership trends. How do I buy shares of Wintrust Financial? Shares of WTFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Wintrust Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Wintrust Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), TotalEnergies (TTE), The RMR Group (RMR) and Southern First Bancshares (SFST). Company Calendar Record date for 5/22 Dividend5/08/2025Ex-Dividend for 5/22 Dividend5/08/2025Dividend Payable5/22/2025Last Earnings7/21/2025Today8/02/2025Record date for 8/21 Dividend8/07/2025Ex-Dividend for 8/21 Dividend8/07/2025Dividend Payable8/21/2025Next Earnings (Estimated)10/20/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryRegional Banks Current SymbolNASDAQ:WTFC CIK1015328 Webwww.wintrust.com Phone(847) 939-9000Fax847-615-4091Employees5,903Year Founded1991Price Target and Rating Average Price Target for Wintrust Financial$145.77 High Price Target$162.00 Low Price Target$115.00 Potential Upside/Downside+17.5%Consensus RatingModerate Buy Rating Score (0-4)2.92 Research Coverage13 Analysts Profitability EPS (Trailing Twelve Months)$10.57 Trailing P/E Ratio11.73 Forward P/E Ratio11.97 P/E GrowthN/ANet Income$695.04 million Net Margins18.06% Pretax Margin24.55% Return on Equity12.08% Return on Assets1.12% Debt Debt-to-Equity Ratio0.68 Current Ratio1.01 Quick Ratio1.01 Sales & Book Value Annual Sales$3.97 billion Price / Sales2.09 Cash Flow$11.56 per share Price / Cash Flow10.73 Book Value$95.44 per share Price / Book1.30Miscellaneous Outstanding Shares66,930,000Free Float66,254,000Market Cap$8.30 billion OptionableOptionable Beta0.85 Social Links These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. 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