Zions Bancorporation, National Association (ZION) Competitors

Zions Bancorporation, National Association (NASDAQ:ZION) and First Citizens BancShares (NASDAQ:FCNCA) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their community ranking, analyst recommendations, profitability, risk, institutional ownership, dividends, media sentiment, valuation and earnings.

Which has higher earnings and valuation, ZION or FCNCA?

First Citizens BancShares has higher revenue and earnings than Zions Bancorporation, National Association. Zions Bancorporation, National Association is trading at a lower price-to-earnings ratio than First Citizens BancShares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zions Bancorporation, National Association	$4.99B	1.58	$784M	$4.95	10.81
First Citizens BancShares	$14.97B	1.93	$2.78B	$189.43	10.92

Which has more volatility & risk, ZION or FCNCA?

Zions Bancorporation, National Association has a beta of 1.11, meaning that its share price is 11% more volatile than the S&P 500. Comparatively, First Citizens BancShares has a beta of 0.85, meaning that its share price is 15% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in ZION or FCNCA?

76.8% of Zions Bancorporation, National Association shares are owned by institutional investors. Comparatively, 78.0% of First Citizens BancShares shares are owned by institutional investors. 2.2% of Zions Bancorporation, National Association shares are owned by company insiders. Comparatively, 13.4% of First Citizens BancShares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Do analysts prefer ZION or FCNCA?

Zions Bancorporation, National Association presently has a consensus target price of $60.71, indicating a potential upside of 13.42%. First Citizens BancShares has a consensus target price of $2,323.50, indicating a potential upside of 12.34%. Given Zions Bancorporation, National Association's higher possible upside, analysts clearly believe Zions Bancorporation, National Association is more favorable than First Citizens BancShares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zions Bancorporation, National Association	1 Sell rating(s)	15 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.11
First Citizens BancShares	0 Sell rating(s)	6 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.54

Does the media prefer ZION or FCNCA?

In the previous week, Zions Bancorporation, National Association had 3 more articles in the media than First Citizens BancShares. MarketBeat recorded 18 mentions for Zions Bancorporation, National Association and 15 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 1.35 beat Zions Bancorporation, National Association's score of 0.91 indicating that First Citizens BancShares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Zions Bancorporation, National Association	8 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Citizens BancShares	12 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is ZION or FCNCA a better dividend stock?

Zions Bancorporation, National Association pays an annual dividend of $1.72 per share and has a dividend yield of 3.2%. First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.4%. Zions Bancorporation, National Association pays out 34.7% of its earnings in the form of a dividend. First Citizens BancShares pays out 4.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Zions Bancorporation, National Association has raised its dividend for 12 consecutive years. Zions Bancorporation, National Association is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ZION or FCNCA more profitable?

First Citizens BancShares has a net margin of 18.55% compared to Zions Bancorporation, National Association's net margin of 15.70%. Zions Bancorporation, National Association's return on equity of 13.65% beat First Citizens BancShares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Zions Bancorporation, National Association	15.70%	13.65%	0.89%
First Citizens BancShares	18.55%	13.22%	1.30%

Does the MarketBeat Community believe in ZION or FCNCA?

Zions Bancorporation, National Association received 553 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 54.78% of users gave First Citizens BancShares an outperform vote while only 52.62% of users gave Zions Bancorporation, National Association an outperform vote.

Company	Underperform	Outperform
Zions Bancorporation, National Association	Outperform Votes 742 52.62%	Underperform Votes 668 47.38%
First Citizens BancShares	Outperform Votes 189 54.78%	Underperform Votes 156 45.22%

Summary

First Citizens BancShares beats Zions Bancorporation, National Association on 14 of the 21 factors compared between the two stocks.