Associated Banc (ASB) Competitors

Associated Banc (NYSE:ASB) and Banco de Chile (NYSE:BCH) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, earnings, risk, profitability, community ranking, dividends, valuation and analyst recommendations.

Do institutionals & insiders hold more shares of ASB or BCH?

83.0% of Associated Banc shares are owned by institutional investors. Comparatively, 1.2% of Banco de Chile shares are owned by institutional investors. 1.5% of Associated Banc shares are owned by company insiders. Comparatively, 5.9% of Banco de Chile shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Do analysts rate ASB or BCH?

Associated Banc currently has a consensus price target of $27.00, indicating a potential upside of 10.81%. Banco de Chile has a consensus price target of $23.00, indicating a potential downside of 12.61%. Given Associated Banc's higher possible upside, analysts clearly believe Associated Banc is more favorable than Banco de Chile.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Associated Banc	0 Sell rating(s)	9 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Banco de Chile	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community prefer ASB or BCH?

Banco de Chile received 32 more outperform votes than Associated Banc when rated by MarketBeat users. Likewise, 57.51% of users gave Banco de Chile an outperform vote while only 47.71% of users gave Associated Banc an outperform vote.

Company	Underperform	Outperform
Associated Banc	Outperform Votes 240 47.71%	Underperform Votes 263 52.29%
Banco de Chile	Outperform Votes 272 57.51%	Underperform Votes 201 42.49%

Which has stronger valuation and earnings, ASB or BCH?

Banco de Chile has higher revenue and earnings than Associated Banc. Banco de Chile is trading at a lower price-to-earnings ratio than Associated Banc, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Associated Banc	$2.39B	1.69	$123.14M	$0.79	30.84
Banco de Chile	$4.21B	3.16	$1.33B	$2.51	10.49

Is ASB or BCH more profitable?

Banco de Chile has a net margin of 29.47% compared to Associated Banc's net margin of 5.15%. Banco de Chile's return on equity of 21.37% beat Associated Banc's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Associated Banc	5.15%	8.24%	0.82%
Banco de Chile	29.47%	21.37%	2.16%

Does the media prefer ASB or BCH?

In the previous week, Associated Banc had 6 more articles in the media than Banco de Chile. MarketBeat recorded 12 mentions for Associated Banc and 6 mentions for Banco de Chile. Banco de Chile's average media sentiment score of 1.21 beat Associated Banc's score of 1.01 indicating that Banco de Chile is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Associated Banc	6 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Banco de Chile	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is ASB or BCH a better dividend stock?

Associated Banc pays an annual dividend of $0.92 per share and has a dividend yield of 3.8%. Banco de Chile pays an annual dividend of $1.24 per share and has a dividend yield of 4.7%. Associated Banc pays out 116.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Banco de Chile pays out 49.4% of its earnings in the form of a dividend. Associated Banc has increased its dividend for 13 consecutive years. Banco de Chile is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, ASB or BCH?

Associated Banc has a beta of 0.94, indicating that its stock price is 6% less volatile than the S&P 500. Comparatively, Banco de Chile has a beta of 0.44, indicating that its stock price is 56% less volatile than the S&P 500.

Summary

Banco de Chile beats Associated Banc on 13 of the 19 factors compared between the two stocks.