Credicorp (BAP) Competitors

Credicorp (NYSE:BAP) and Itaú Unibanco (NYSE:ITUB) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, profitability, institutional ownership, media sentiment, earnings, risk, community ranking, dividends and analyst recommendations.

Do insiders and institutionals believe in BAP or ITUB?

89.8% of Credicorp shares are owned by institutional investors. 15.9% of Credicorp shares are owned by company insiders. Comparatively, 0.6% of Itaú Unibanco shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Do analysts prefer BAP or ITUB?

Credicorp presently has a consensus target price of $195.67, suggesting a potential downside of 0.80%. Itaú Unibanco has a consensus target price of $6.27, suggesting a potential upside of 10.24%. Given Itaú Unibanco's stronger consensus rating and higher possible upside, analysts clearly believe Itaú Unibanco is more favorable than Credicorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Itaú Unibanco	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.20

Is BAP or ITUB more profitable?

Credicorp has a net margin of 20.94% compared to Itaú Unibanco's net margin of 12.25%. Itaú Unibanco's return on equity of 19.46% beat Credicorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.94%	16.25%	2.21%
Itaú Unibanco	12.25%	19.46%	1.47%

Does the MarketBeat Community favor BAP or ITUB?

Itaú Unibanco received 125 more outperform votes than Credicorp when rated by MarketBeat users. Likewise, 65.86% of users gave Itaú Unibanco an outperform vote while only 62.58% of users gave Credicorp an outperform vote.

Company	Underperform	Outperform
Credicorp	Outperform Votes 311 62.58%	Underperform Votes 186 37.42%
Itaú Unibanco	Outperform Votes 436 65.86%	Underperform Votes 226 34.14%

Which has preferable earnings and valuation, BAP or ITUB?

Itaú Unibanco has higher revenue and earnings than Credicorp. Itaú Unibanco is trading at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$21.24B	0.74	$1.47B	$18.39	10.73
Itaú Unibanco	$158.57B	0.39	$7.62B	$0.71	8.01

Is BAP or ITUB a better dividend stock?

Credicorp pays an annual dividend of $9.28 per share and has a dividend yield of 4.7%. Itaú Unibanco pays an annual dividend of $0.02 per share and has a dividend yield of 0.4%. Credicorp pays out 50.5% of its earnings in the form of a dividend. Itaú Unibanco pays out 2.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media prefer BAP or ITUB?

In the previous week, Itaú Unibanco had 3 more articles in the media than Credicorp. MarketBeat recorded 8 mentions for Itaú Unibanco and 5 mentions for Credicorp. Credicorp's average media sentiment score of 1.74 beat Itaú Unibanco's score of 1.15 indicating that Credicorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Itaú Unibanco	5 Very Positive mention(s)	3 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, BAP or ITUB?

Credicorp has a beta of 1.1, suggesting that its stock price is 10% more volatile than the S&P 500. Comparatively, Itaú Unibanco has a beta of 0.97, suggesting that its stock price is 3% less volatile than the S&P 500.

Summary

Itaú Unibanco beats Credicorp on 11 of the 21 factors compared between the two stocks.