Credicorp (BAP) Competitors

Mizuho Financial Group (NYSE:MFG) and Credicorp (NYSE:BAP) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, media sentiment, valuation, profitability and analyst recommendations.

Is MFG or BAP a better dividend stock?

Mizuho Financial Group pays an annual dividend of $0.15 per share and has a dividend yield of 2.7%. Credicorp pays an annual dividend of $11.01 per share and has a dividend yield of 5.0%. Mizuho Financial Group pays out 31.9% of its earnings in the form of a dividend. Credicorp pays out 59.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Credicorp has raised its dividend for 3 consecutive years. Credicorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk and volatility, MFG or BAP?

Mizuho Financial Group has a beta of 0.38, meaning that its stock price is 62% less volatile than the S&P 500. Comparatively, Credicorp has a beta of 1.05, meaning that its stock price is 5% more volatile than the S&P 500.

Is MFG or BAP more profitable?

Credicorp has a net margin of 20.94% compared to Mizuho Financial Group's net margin of 9.81%. Credicorp's return on equity of 16.25% beat Mizuho Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mizuho Financial Group	9.81%	10.37%	0.39%
Credicorp	20.94%	16.25%	2.21%

Which has preferable valuation & earnings, MFG or BAP?

Mizuho Financial Group has higher revenue and earnings than Credicorp. Mizuho Financial Group is trading at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mizuho Financial Group	$59.30B	1.17	$3.92B	$0.47	11.67
Credicorp	$21.79B	0.80	$1.47B	$18.39	11.98

Do analysts prefer MFG or BAP?

Credicorp has a consensus price target of $211.00, suggesting a potential downside of 4.23%. Given Credicorp's stronger consensus rating and higher probable upside, analysts clearly believe Credicorp is more favorable than Mizuho Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mizuho Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Credicorp	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25

Does the media prefer MFG or BAP?

In the previous week, Credicorp had 2 more articles in the media than Mizuho Financial Group. MarketBeat recorded 8 mentions for Credicorp and 6 mentions for Mizuho Financial Group. Credicorp's average media sentiment score of 1.24 beat Mizuho Financial Group's score of 0.48 indicating that Credicorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Mizuho Financial Group	2 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Credicorp	5 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of MFG or BAP?

3.3% of Mizuho Financial Group shares are held by institutional investors. Comparatively, 89.8% of Credicorp shares are held by institutional investors. 0.0% of Mizuho Financial Group shares are held by insiders. Comparatively, 15.9% of Credicorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Credicorp beats Mizuho Financial Group on 15 of the 19 factors compared between the two stocks.