Credicorp (BAP) Competitors

Credicorp (NYSE:BAP) and Summit State Bank (NASDAQ:SSBI) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, community ranking, profitability, institutional ownership, analyst recommendations, earnings and valuation.

Does the media refer more to BAP or SSBI?

In the previous week, Credicorp had 6 more articles in the media than Summit State Bank. MarketBeat recorded 6 mentions for Credicorp and 0 mentions for Summit State Bank. Credicorp's average media sentiment score of 0.18 beat Summit State Bank's score of 0.00 indicating that Credicorp is being referred to more favorably in the media.

Company	Overall Sentiment
Credicorp	Neutral
Summit State Bank	Neutral

Is BAP or SSBI more profitable?

Credicorp has a net margin of 20.11% compared to Summit State Bank's net margin of 7.83%. Credicorp's return on equity of 15.59% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.11%	15.59%	2.13%
Summit State Bank	7.83%	N/A	N/A

Is BAP or SSBI a better dividend stock?

Credicorp pays an annual dividend of $9.28 per share and has a dividend yield of 5.1%. Summit State Bank pays an annual dividend of $0.16 per share and has a dividend yield of 2.1%. Credicorp pays out 53.2% of its earnings in the form of a dividend. Summit State Bank pays out 22.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts rate BAP or SSBI?

Credicorp presently has a consensus target price of $194.25, indicating a potential upside of 6.65%. Given Credicorp's stronger consensus rating and higher possible upside, research analysts plainly believe Credicorp is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25
Summit State Bank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals and insiders hold more shares of BAP or SSBI?

89.8% of Credicorp shares are owned by institutional investors. 15.9% of Credicorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has more risk and volatility, BAP or SSBI?

Credicorp has a beta of 1.13, indicating that its share price is 13% more volatile than the S&P 500. Comparatively, Summit State Bank has a beta of 0.67, indicating that its share price is 33% less volatile than the S&P 500.

Which has higher earnings and valuation, BAP or SSBI?

Credicorp has higher revenue and earnings than Summit State Bank. Credicorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$20.95B	0.69	$1.30B	$17.43	10.45
Summit State Bank	$32.34M	N/A	$10.82M	$0.72	10.61

Does the MarketBeat Community prefer BAP or SSBI?

Credicorp received 209 more outperform votes than Summit State Bank when rated by MarketBeat users. However, 64.97% of users gave Summit State Bank an outperform vote while only 62.58% of users gave Credicorp an outperform vote.

Company	Underperform	Outperform
Credicorp	Outperform Votes 311 62.58%	Underperform Votes 186 37.42%
Summit State Bank	Outperform Votes 102 64.97%	Underperform Votes 55 35.03%

Summary

Credicorp beats Summit State Bank on 16 of the 19 factors compared between the two stocks.