Credicorp (BAP) Competitors

Credicorp (NYSE:BAP) and Canadian Imperial Bank of Commerce (NYSE:CM) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, community ranking, dividends, profitability, earnings, analyst recommendations, risk, institutional ownership and media sentiment.

Is BAP or CM a better dividend stock?

Credicorp pays an annual dividend of $9.28 per share and has a dividend yield of 5.0%. Canadian Imperial Bank of Commerce pays an annual dividend of $2.74 per share and has a dividend yield of 4.4%. Credicorp pays out 50.5% of its earnings in the form of a dividend. Canadian Imperial Bank of Commerce pays out 51.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Canadian Imperial Bank of Commerce has raised its dividend for 14 consecutive years. Credicorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has better valuation & earnings, BAP or CM?

Canadian Imperial Bank of Commerce has higher revenue and earnings than Credicorp. Credicorp is trading at a lower price-to-earnings ratio than Canadian Imperial Bank of Commerce, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$21.58B	0.68	$1.47B	$18.39	10.05
Canadian Imperial Bank of Commerce	$47.09B	1.23	$5.23B	$5.35	11.52

Does the media favor BAP or CM?

In the previous week, Canadian Imperial Bank of Commerce had 7 more articles in the media than Credicorp. MarketBeat recorded 14 mentions for Canadian Imperial Bank of Commerce and 7 mentions for Credicorp. Credicorp's average media sentiment score of 1.37 beat Canadian Imperial Bank of Commerce's score of 0.77 indicating that Credicorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Canadian Imperial Bank of Commerce	7 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor BAP or CM?

Canadian Imperial Bank of Commerce received 182 more outperform votes than Credicorp when rated by MarketBeat users. However, 62.58% of users gave Credicorp an outperform vote while only 52.84% of users gave Canadian Imperial Bank of Commerce an outperform vote.

Company	Underperform	Outperform
Credicorp	Outperform Votes 311 62.58%	Underperform Votes 186 37.42%
Canadian Imperial Bank of Commerce	Outperform Votes 493 52.84%	Underperform Votes 440 47.16%

Which has more volatility & risk, BAP or CM?

Credicorp has a beta of 1.12, suggesting that its share price is 12% more volatile than the S&P 500. Comparatively, Canadian Imperial Bank of Commerce has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500.

Do analysts rate BAP or CM?

Credicorp presently has a consensus target price of $195.67, indicating a potential upside of 5.90%. Canadian Imperial Bank of Commerce has a consensus target price of $92.00, indicating a potential upside of 49.31%. Given Canadian Imperial Bank of Commerce's stronger consensus rating and higher probable upside, analysts clearly believe Canadian Imperial Bank of Commerce is more favorable than Credicorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Canadian Imperial Bank of Commerce	1 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.57

Do insiders and institutionals hold more shares of BAP or CM?

89.8% of Credicorp shares are owned by institutional investors. Comparatively, 49.9% of Canadian Imperial Bank of Commerce shares are owned by institutional investors. 15.9% of Credicorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is BAP or CM more profitable?

Credicorp has a net margin of 20.94% compared to Canadian Imperial Bank of Commerce's net margin of 11.10%. Credicorp's return on equity of 16.43% beat Canadian Imperial Bank of Commerce's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.94%	16.43%	2.23%
Canadian Imperial Bank of Commerce	11.10%	14.01%	0.72%

Summary

Credicorp beats Canadian Imperial Bank of Commerce on 11 of the 21 factors compared between the two stocks.