Credicorp (BAP) Competitors

Credicorp (NYSE:BAP) and ING Groep (NYSE:ING) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, dividends, community ranking, analyst recommendations and profitability.

Which has stronger valuation & earnings, BAP or ING?

ING Groep has higher revenue and earnings than Credicorp. ING Groep is trading at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credicorp	$6.54B	2.21	$1.30B	$17.43	10.43
ING Groep	$24.43B	2.33	$4.48B	$2.23	7.31

Does the MarketBeat Community favor BAP or ING?

ING Groep received 193 more outperform votes than Credicorp when rated by MarketBeat users. However, 62.58% of users gave Credicorp an outperform vote while only 54.78% of users gave ING Groep an outperform vote.

Company	Underperform	Outperform
Credicorp	Outperform Votes 311 62.58%	Underperform Votes 186 37.42%
ING Groep	Outperform Votes 504 54.78%	Underperform Votes 416 45.22%

Which has more volatility and risk, BAP or ING?

Credicorp has a beta of 1.12, meaning that its stock price is 12% more volatile than the S&P 500. Comparatively, ING Groep has a beta of 1.47, meaning that its stock price is 47% more volatile than the S&P 500.

Does the media favor BAP or ING?

In the previous week, Credicorp and Credicorp both had 4 articles in the media. Credicorp's average media sentiment score of 1.11 beat ING Groep's score of 0.41 indicating that Credicorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credicorp	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
ING Groep	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is BAP or ING a better dividend stock?

Credicorp pays an annual dividend of $9.29 per share and has a dividend yield of 5.1%. ING Groep pays an annual dividend of $0.28 per share and has a dividend yield of 1.7%. Credicorp pays out 53.3% of its earnings in the form of a dividend. ING Groep pays out 12.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts recommend BAP or ING?

Credicorp currently has a consensus target price of $194.25, indicating a potential upside of 6.85%. Given Credicorp's higher probable upside, research analysts clearly believe Credicorp is more favorable than ING Groep.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credicorp	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25
ING Groep	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50

Is BAP or ING more profitable?

ING Groep has a net margin of 30.06% compared to Credicorp's net margin of 20.11%. Credicorp's return on equity of 15.59% beat ING Groep's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credicorp	20.11%	15.59%	2.13%
ING Groep	30.06%	12.49%	0.66%

Do insiders and institutionals have more ownership in BAP or ING?

89.8% of Credicorp shares are held by institutional investors. Comparatively, 4.5% of ING Groep shares are held by institutional investors. 15.9% of Credicorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Credicorp beats ING Groep on 11 of the 20 factors compared between the two stocks.