Bread Financial (BFH) Earnings Date, Estimates & Call Transcripts $48.70 +0.83 (+1.73%) As of 01:27 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Earnings Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock Bread Financial Earnings Summary Latest Q1 Earnings DateApr. 24EstimatedConsensus EPS (Apr. 24) $2.04 Actual EPS (Apr. 24) $2.86 Beat By $0.82 Actual Revenue (Apr. 24) $970.00MBread Financial released Q1 2025 earnings on April 24, 2025, reporting an EPS of $2.86, which beat the consensus estimate of $2.04 by $0.82. Quarterly revenue was reported to be $970 million, above analysts' expectations of $956.17 million. With a trailing EPS of $5.55 and a P/E Ratio of 8.74, Bread Financial's earnings are expected to grow 37.52% next year, from $6.45 to $8.87 per share. Q1 2025 Earnings ResourcesQ1 2025 Earnings ReportConference Call Transcript & Audio Get Bread Financial Earnings Alerts Want to stay updated on the latest earnings announcements and upcoming reports? Sign up for Earnings360's daily newsletter to receive timely earnings updates on Bread Financial and other key companies, straight to your inbox. Enter your email to sign up for newsletter Sign Up Skip Charts & View Estimated and Actual Earnings DataBFH Earnings Estimates and Actuals by QuarterEarnings Estimates and Acutals by Quarter Chart DescriptionThe chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.BFH Estimated and Actual Revenue by QuarterEstimated Revenue and Actual Revenue by Quarter Chart DescriptionThe chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter. Bread Financial Analyst EPS EstimatesQuarterNumber of EstimatesLow EstimateHigh EstimateAverage EstimateQ1 20252$1.60$2.33$1.97Q2 20252$1.48$1.49$1.49Q3 20252$1.77$2.38$2.08Q4 20252$0.15$0.35$0.25FY 20258$5.00$6.55$5.78Q1 20261$1.51$1.51$1.51Q2 20261$2.31$2.31$2.31Q3 20261$2.10$2.10$2.10Q4 20261$2.39$2.39$2.39FY 20264$8.31$8.31$8.31 Bread Financial Earnings History by Quarter Custom Range 3 Months 6 Months Year-to-Date 1 Year 2 Years 3 Years 5 Years 10 Years Time Frame * Start Date * End Date Export to Excel DateQuarterConsensus EstimateReported EPSBeat/MissGAAP EPSRevenue EstimateActual RevenueDetails4/24/2025Q1 2025$2.04$2.86+$0.82$2.78$956.17M$970.00M1/30/2025Q4 2024$0.34$0.41+$0.07$0.14$963.04M-10/24/2024Q3 2024$1.86$1.83 -$0.03$3.63$981.26M$983.00M7/25/2024Q2 2024$1.60$2.66+$1.06$2.66$922.01M$939.00M4/25/2024Q1 2024$2.92$2.73 -$0.19$2.76$998.96M$991.00M1/25/2024Q4 2023-$0.67$0.90+$1.57$0.93$984.36M$1,000.00M10/26/2023Q3 2023$2.24$3.46+$1.22$3.50$996.07M$1.03B7/27/2023Q2 2023$0.23$1.27+$1.04$1.59$0.41M$952.00M4/27/2023Q1 2023$7.11$9.08+$1.97$9.08$1.06B$1.29B Bread Financial Earnings - Frequently Asked Questions When is Bread Financial's earnings date? Bread Financial has not confirmed its next earnings publication date, but the company's estimated earnings date is Thursday, April 24th, 2025 based off last year's report dates. Learn more on BFH's earnings history. Did Bread Financial beat their earnings estimates last quarter? In the previous quarter, Bread Financial (NYSE:BFH) reported $2.86 earnings per share (EPS) to beat the analysts' consensus estimate of $2.04 by $0.82. Learn more on analysts' earnings estimate vs. BFH's actual earnings. How can I listen to Bread Financial's earnings conference call? The conference call for Bread Financial's latest earnings report can be listened to online. Listen to Conference Call How can I read Bread Financial's conference call transcript? The conference call transcript for Bread Financial's latest earnings report can be read online. Read Transcript How much revenue does Bread Financial generate each year? Bread Financial (NYSE:BFH) has a recorded annual revenue of $3.84 billion. How much profit does Bread Financial generate each year? Bread Financial (NYSE:BFH) has a recorded net income of $277 million. BFH has generated $5.55 earnings per share over the last four quarters. What is Bread Financial's price-to-earnings ratio? Bread Financial (NYSE:BFH) has a trailing price-to-earnings ratio of 8.77 and a forward price-to-earnings ratio of 7.49. The price/earnings-to-growth ratio is 1.25. What is Bread Financial's EPS forecast for next year? Bread Financial's earnings are expected to grow from $6.45 per share to $8.87 per share in the next year, which is a 37.52% increase. 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