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Bread Financial (BFH) Earnings Date, Estimates & Call Transcripts

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$51.87 -2.13 (-3.94%)
Closing price 03:59 PM Eastern
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$51.74 -0.13 (-0.25%)
As of 05:19 PM Eastern
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Bread Financial Latest Earnings Summary

Upcoming Q1
Earnings Date
Apr. 24Before Market OpensEstimated
Actual EPS
(Jan. 30)
$0.41 Beat By $0.07
Consensus EPS
(Jan. 30)
$0.34

Bread Financial released Q4 2024 earnings on January 30, 2025, reporting an EPS of $0.41, which topped analysts' consensus estimates of $0.34 by $0.07. With a trailing EPS of $5.55 and a P/E Ratio of 9.35, Bread Financial's earnings are expected to grow 37.52% next year, from $6.45 to $8.87 per share.

BFH Upcoming Earnings

Bread Financial's next earnings date is estimated for Thursday, April 24, 2025, based off prior year's reporting schedules.

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BFH Earnings Estimates and Actuals by Quarter

The chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.

BFH Estimated and Actual Revenue by Quarter

The chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter.

Bread Financial Analyst EPS Estimates

QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20252$1.60$2.33$1.97
Q2 20252$1.48$1.49$1.49
Q3 20252$1.77$2.38$2.08
Q4 20252$0.15$0.35$0.25
FY 20258$5.00$6.55$5.78
Q1 20261$1.27$1.27$1.27
Q2 20261$2.16$2.16$2.16
Q3 20261$1.87$1.87$1.87
Q4 20261$2.16$2.16$2.16
FY 20264$7.46$7.46$7.46

Bread Financial Earnings History by Quarter

DateQuarterConsensus EstimateReported EPSBeat/MissGAAP EPSRevenue EstimateActual RevenueDetails
4/24/2025
(Estimated)
-------
1/30/2025Q4 2024$0.34$0.41+$0.07$0.14$963.04M-
10/24/2024Q3 2024$1.86$1.83 -$0.03$3.63$981.26M$983.00M
7/25/2024Q2 2024$1.60$2.66+$1.06$2.66$922.01M$939.00M
4/25/2024Q1 2024$2.92$2.73 -$0.19$2.76$998.96M$991.00M
1/25/2024Q4 2023-$0.67$0.90+$1.57$0.93$984.36M$1,000.00M
10/26/2023Q3 2023$2.24$3.46+$1.22$3.50$996.07M$1.03B
7/27/2023Q2 2023$0.23$1.27+$1.04$1.59$0.41M$952.00M
4/27/2023Q1 2023$7.11$9.08+$1.97$9.08$1.06B$1.29B

Bread Financial Earnings - Frequently Asked Questions

Bread Financial has not confirmed its next earnings publication date, but the company's estimated earnings date is Thursday, April 24th, 2025 based off last year's report dates. Learn more on BFH's earnings history.

In the previous quarter, Bread Financial (NYSE:BFH) reported $0.41 earnings per share (EPS) to beat the analysts' consensus estimate of $0.34 by $0.07. Learn more on analysts' earnings estimate vs. BFH's actual earnings.

The conference call for Bread Financial's latest earnings report can be listened to online.
Listen to Conference Call

The conference call transcript for Bread Financial's latest earnings report can be read online.
Read Transcript

Bread Financial (NYSE:BFH) has a recorded annual revenue of $3.84 billion.

Bread Financial (NYSE:BFH) has a recorded net income of $277 million. BFH has generated $5.55 earnings per share over the last four quarters.

Bread Financial (NYSE:BFH) has a trailing price-to-earnings ratio of 9.35 and a forward price-to-earnings ratio of 8.04. The price/earnings-to-growth ratio is 1.25.

Bread Financial's earnings are expected to grow from $6.45 per share to $8.87 per share in the next year, which is a 37.52% increase.

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This page (NYSE:BFH) was last updated on 3/3/2025 by MarketBeat.com Staff
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