BM Technologies (BMTX) Competitors

BM Technologies (NYSE:BMTX) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, profitability, community ranking, dividends, institutional ownership, risk and earnings.

Does the MarketBeat Community prefer BMTX or FXNC?

BM Technologies received 22 more outperform votes than First National when rated by MarketBeat users. Likewise, 55.56% of users gave BM Technologies an outperform vote while only 42.86% of users gave First National an outperform vote.

Company	Underperform	Outperform
BM Technologies	Outperform Votes 25 55.56%	Underperform Votes 20 44.44%
First National	Outperform Votes 3 42.86%	Underperform Votes 4 57.14%

Is BMTX or FXNC more profitable?

First National has a net margin of 8.91% compared to BM Technologies' net margin of -22.62%. First National's return on equity of 6.52% beat BM Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BM Technologies	-22.62%	-47.64%	-26.42%
First National	8.91%	6.52%	0.54%

Which has more risk & volatility, BMTX or FXNC?

BM Technologies has a beta of 0.18, suggesting that its stock price is 82% less volatile than the S&P 500. Comparatively, First National has a beta of 0.53, suggesting that its stock price is 47% less volatile than the S&P 500.

Do analysts rate BMTX or FXNC?

BM Technologies presently has a consensus target price of $6.70, suggesting a potential upside of 39.58%. First National has a consensus target price of $21.50, suggesting a potential downside of 11.38%. Given BM Technologies' higher probable upside, equities research analysts plainly believe BM Technologies is more favorable than First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BM Technologies	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
First National	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has better valuation & earnings, BMTX or FXNC?

First National has lower revenue, but higher earnings than BM Technologies. BM Technologies is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BM Technologies	$57.66M	1.01	-$17.33M	-$1.11	-4.32
First National	$56.42M	3.86	$9.62M	$1.12	21.66

Does the media refer more to BMTX or FXNC?

In the previous week, BM Technologies had 1 more articles in the media than First National. MarketBeat recorded 2 mentions for BM Technologies and 1 mentions for First National. First National's average media sentiment score of 1.95 beat BM Technologies' score of 0.00 indicating that First National is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
BM Technologies	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First National	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do insiders and institutionals have more ownership in BMTX or FXNC?

20.1% of BM Technologies shares are held by institutional investors. Comparatively, 33.9% of First National shares are held by institutional investors. 8.4% of BM Technologies shares are held by insiders. Comparatively, 17.8% of First National shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

First National beats BM Technologies on 11 of the 17 factors compared between the two stocks.