BM Technologies (BMTX) Competitors

BM Technologies (NYSE:BMTX) and Princeton Bancorp (NASDAQ:BPRN) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, community ranking, risk, valuation, analyst recommendations, dividends, earnings and profitability.

Does the media refer more to BMTX or BPRN?

In the previous week, BM Technologies had 10 more articles in the media than Princeton Bancorp. MarketBeat recorded 15 mentions for BM Technologies and 5 mentions for Princeton Bancorp. BM Technologies' average media sentiment score of 0.06 beat Princeton Bancorp's score of 0.02 indicating that BM Technologies is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
BM Technologies	2 Very Positive mention(s)	2 Positive mention(s)	8 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Princeton Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better valuation & earnings, BMTX or BPRN?

Princeton Bancorp has higher revenue and earnings than BM Technologies. BM Technologies is trading at a lower price-to-earnings ratio than Princeton Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BM Technologies	$55.25M	1.04	-$17.33M	-$1.03	-4.62
Princeton Bancorp	$72.44M	3.14	$11.11M	$1.75	20.49

Is BMTX or BPRN more profitable?

Princeton Bancorp has a net margin of 0.00% compared to BM Technologies' net margin of -20.57%. Princeton Bancorp's return on equity of 0.00% beat BM Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BM Technologies	-20.57%	-39.27%	-23.45%
Princeton Bancorp	N/A	N/A	N/A

Which has more volatility and risk, BMTX or BPRN?

BM Technologies has a beta of 0.24, suggesting that its stock price is 76% less volatile than the S&P 500. Comparatively, Princeton Bancorp has a beta of 0.58, suggesting that its stock price is 42% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in BMTX or BPRN?

20.2% of BM Technologies shares are owned by institutional investors. Comparatively, 43.4% of Princeton Bancorp shares are owned by institutional investors. 8.4% of BM Technologies shares are owned by insiders. Comparatively, 23.0% of Princeton Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the MarketBeat Community prefer BMTX or BPRN?

Princeton Bancorp received 164 more outperform votes than BM Technologies when rated by MarketBeat users. Likewise, 64.73% of users gave Princeton Bancorp an outperform vote while only 55.56% of users gave BM Technologies an outperform vote.

Company	Underperform	Outperform
BM Technologies	Outperform Votes 25 55.56%	Underperform Votes 20 44.44%
Princeton Bancorp	Outperform Votes 189 64.73%	Underperform Votes 103 35.27%

Do analysts rate BMTX or BPRN?

BM Technologies currently has a consensus price target of $6.70, suggesting a potential upside of 40.90%. Given BM Technologies' higher possible upside, research analysts plainly believe BM Technologies is more favorable than Princeton Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BM Technologies	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Princeton Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Summary

Princeton Bancorp beats BM Technologies on 13 of the 17 factors compared between the two stocks.