Banco Santander-Chile (BSAC) Stock Price, News & Analysis

Company Overview

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking services in Chile. It operates through Retail Banking, Middle-Market, Corporate Investment Banking, and Corporate Activities segments. The company offers debit and credit cards, checking accounts, and savings products; consumer, automobile, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency-denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It also provides mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects. In addition, the company offers short-term financing and fundraising, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. The company was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander-Chile operates as a subsidiary of Banco Santander, S.A.

Key Stats

• Today's Range: $19.16 to $19.67
• 50-Day Range: $18.27 to $19.69
• 52-Week Range: $17.73 to $21.43
• Volume: 308,896 shs
• Average Volume: 167,083 shs
• Market Capitalization: $9.22 billion
• P/E Ratio: 11.12
• Dividend Yield: 2.86%
• Price Target: $21.33
• Consensus Rating: Hold

Banco Santander-Chile Stock Analysis - MarketRank™

Banco Santander-Chile scored higher than 45% of companies evaluated by MarketBeat, and ranked 466th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.1 / 5
• Analyst Rating: Hold

Consensus Rating

Banco Santander-Chile has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Banco Santander-Chile has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 13.90%

Earnings Growth

Earnings for Banco Santander-Chile are expected to grow by 13.90% in the coming year, from $1.87 to $2.13 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco Santander-Chile is 11.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.77.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco Santander-Chile is 11.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.03.

Price to Earnings Growth Ratio

Banco Santander-Chile has a PEG Ratio of 0.33. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Banco Santander-Chile has a P/B Ratio of 1.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.09% of the float of Banco Santander-Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander-Chile has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander-Chile has recently increased by 23.79%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Banco Santander-Chile pays a meaningful dividend of 2.99%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Banco Santander-Chile does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco Santander-Chile is 31.82%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco Santander-Chile will have a dividend payout ratio of 26.29% next year. This indicates that Banco Santander-Chile will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.09% of the float of Banco Santander-Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander-Chile has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander-Chile has recently increased by 23.79%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

1 people have searched for BSAC on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco Santander-Chile insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 6.42% of the stock of Banco Santander-Chile is held by institutions.

BSAC Stock Analysis - Frequently Asked Questions

How have BSAC shares performed this year?

Banco Santander-Chile's stock was trading at $18.86 at the start of the year. Since then, BSAC shares have increased by 3.8% and is now trading at $19.57.
View the best growth stocks for 2025 here.

How were Banco Santander-Chile's earnings last quarter?

Banco Santander-Chile (NYSE:BSAC) posted its quarterly earnings results on Friday, October, 29th. The bank reported $0.46 EPS for the quarter, missing the consensus estimate of $0.50 by $0.04. The bank earned $654.33 million during the quarter, compared to analysts' expectations of $689.70 million. Banco Santander-Chile had a trailing twelve-month return on equity of 15.90% and a net margin of 16.24%.

Who are Banco Santander-Chile's major shareholders?

Top institutional shareholders of Banco Santander-Chile include FNY Investment Advisers LLC.

How do I buy shares of Banco Santander-Chile?

Shares of BSAC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Banco Santander-Chile own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Banco Santander-Chile investors own include Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), Tesla (TSLA), NVIDIA (NVDA), Home Depot (HD) and Netflix (NFLX).

Company Calendar

• Last Earnings: 10/29/2021
• Today: 1/22/2025
• Next Earnings (Estimated): 1/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Commercial banks, not elsewhere classified
• Sub-Industry: Banking
• Current Symbol: NYSE:BSAC
• CUSIP: N/A
• CIK: 1027552
• Web: www.santander.cl
• Phone: (562) 320-2000
• Fax: N/A
• Employees: 9,229
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $21.33
• High Stock Price Target: $22.00
• Low Stock Price Target: $21.00
• Potential Upside/Downside: +9.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.76
• Trailing P/E Ratio: 11.12
• Forward P/E Ratio: 10.47
• P/E Growth: 0.33
• Net Income: $695.31 million
• Net Margins: 16.24%
• Pretax Margin: 23.57%
• Return on Equity: 15.90%
• Return on Assets: 1.04%

Debt

• Debt-to-Equity Ratio: 2.70
• Current Ratio: 1.79
• Quick Ratio: 1.79

Sales & Book Value

• Annual Sales: $2.61 trillion
• Price / Sales: 0.00
• Cash Flow: $1.67 per share
• Price / Cash Flow: 11.73
• Book Value: $13.61 per share
• Price / Book: 1.44

Miscellaneous

• Outstanding Shares: 471,120,000
• Free Float: N/A
• Market Cap: $9.22 billion
• Optionable: Optionable
• Beta: 0.86