NYSE:CIA Citizens (CIA) Stock Price, News & Analysis $4.15 -0.05 (-1.19%) Closing price 08/5/2025 03:59 PM EasternExtended Trading$4.16 +0.00 (+0.12%) As of 08/5/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Stock (NYSE:CIA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Citizens alerts:Sign Up Key Stats Today's Range$4.04▼$4.2050-Day Range$3.30▼$4.1952-Week Range$2.36▼$5.95Volume212,634 shsAverage Volume172,311 shsMarket Capitalization$208.12 millionP/E Ratio24.41Dividend YieldN/APrice TargetN/AConsensus RatingStrong Buy Company Overview Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Read More Citizens Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks34th Percentile Overall ScoreCIA MarketRank™: Citizens scored higher than 34% of companies evaluated by MarketBeat, and ranked 1547th out of 1,828 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens.Read more about Citizens' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth18.75% Earnings GrowthEarnings for Citizens are expected to grow by 18.75% in the coming year, from $0.32 to $0.38 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens is 24.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.83.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens is 24.41, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.89.Price to Book Value per Share RatioCitizens has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Citizens' valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted12.30% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 23.4, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 0.55%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCitizens does not currently pay a dividend.Dividend GrowthCitizens does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted12.30% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 23.4, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 0.55%, indicating that investor sentiment is improving. News and Social Media1.8 / 5News Sentiment0.29 News SentimentCitizens has a news sentiment score of 0.29. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.74 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Citizens this week, compared to 3 articles on an average week. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Citizens insiders have bought more of their company's stock than they have sold. Specifically, they have bought $138,105.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 1.60% of the stock of Citizens is held by insiders.Percentage Held by InstitutionsOnly 13.73% of the stock of Citizens is held by institutions.Read more about Citizens' insider trading history. Receive CIA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens and its competitors with MarketBeat's FREE daily newsletter. Email Address CIA Stock News HeadlinesAlert: DOJ Sending Russia Hoax to Grand Jury - Everyday Citizens Will Now Decide How Guilty the Alleged Hoaxers Look5 hours ago | msn.comCitizens (CIA) Projected to Post Earnings on TuesdayAugust 4 at 3:19 AM | americanbankingnews.comThe End of Elon Musk…?The End of Elon Musk? Don't make him laugh. Jeff Brown has been hearing this same tired story for years, and he's been proven right time and time again. And now, while the media focuses on Tesla's "demise," he's uncovered an AI breakthrough that's about to make Elon's doubters eat their words yet again. According to his research, if you listen to the media and miss out on Elon's newest breakthrough, it's going to cost you the fortune of a lifetime. | Brownstone Research (Ad)The Real CIA Vol. 1: 693 Pages of Secret Crimes (STRIPPED) Pt. 1July 31, 2025 | msn.comThe Real CIA Vol. 1: 693 Pages of Secret Crimes (STRIPPED) Pt. 2July 30, 2025 | msn.comCitizens's Earnings: A PreviewJuly 29, 2025 | benzinga.comA US war forced her parents to flee. Now, a Wisconsin mother has been deported back to the country she never called homeJuly 25, 2025 | cnn.comTanzania’s refugee burden and Nyerere’s mediation role highlighted in CIA filesJuly 24, 2025 | msn.comSee More Headlines CIA Stock Analysis - Frequently Asked Questions How have CIA shares performed this year? Citizens' stock was trading at $4.01 at the beginning of 2025. Since then, CIA stock has increased by 3.5% and is now trading at $4.15. How were Citizens' earnings last quarter? Citizens, Inc. (NYSE:CIA) posted its quarterly earnings results on Thursday, March, 13th. The insurance provider reported $0.07 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.10 by $0.03. The insurance provider had revenue of $63.47 million for the quarter, compared to analysts' expectations of $64.66 million. Citizens had a trailing twelve-month return on equity of 5.50% and a net margin of 3.60%. Who are Citizens' major shareholders? Top institutional investors of Citizens include Ritholtz Wealth Management (0.05%) and Belvedere Trading LLC. Insiders that own company stock include Jon Stenberg, Gerald Shields, Jeffery P Conklin, Sheryl L Kinlaw, James Keith Morgan, Christopher W Claus, Harvey J Waite and Terry Sam Maness. View institutional ownership trends. How do I buy shares of Citizens? Shares of CIA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include HubSpot (HUBS), Netflix (NFLX), Bank of America (BAC), Diamondback Energy (FANG), ForgeRock (FORG) and InMode (INMD). Company Calendar Last Earnings3/13/2025Today8/05/2025Next Earnings (Estimated)8/05/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - LIFE Sub-IndustryLife & Health Insurance Current SymbolNYSE:CIA CIK24090 Webwww.citizensinc.com Phone(512) 837-7100Fax512-836-9785Employees220Year FoundedN/AProfitability EPS (Trailing Twelve Months)$0.17 Trailing P/E Ratio24.41 Forward P/E Ratio12.97 P/E GrowthN/ANet Income$14.91 million Net Margins3.60% Pretax Margin3.40% Return on Equity5.50% Return on Assets0.67% Debt Debt-to-Equity RatioN/A Current Ratio0.04 Quick Ratio0.04 Sales & Book Value Annual Sales$242.94 million Price / Sales0.86 Cash Flow$0.45 per share Price / Cash Flow9.19 Book Value$4.21 per share Price / Book0.99Miscellaneous Outstanding Shares50,150,000Free Float49,348,000Market Cap$208.12 million OptionableOptionable Beta0.39 Social Links 10 Stocks Set to Soar in Summer 2025Enter your email address and we'll send you MarketBeat's list of ten stocks that are set to soar in Summer 2025, despite the threat of tariffs and other economic uncertainty. These ten stocks are incredibly resilient and are likely to thrive in any economic environment.Get This Free Report This page (NYSE:CIA) was last updated on 8/6/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | Sponsored[Shocking New Report] U.S. Dollar To Crash?The "Death Spiral" Threatening Your Savings But this time, it's not just Dalio ringing the alarm bells…Goldco Precious Metals | SponsoredElon’s Secret Social Security BombshellTo All Americans Born Before April 16th, 1963: Did Trump Just Give The Green Light To Radically RE-DO Social S...Banyan Hill Publishing | SponsoredOne stock to replace NvidiaInvesting Legend Hints the End May be Near for These 3 Iconic Stocks One company to replace Amazon… another...InvestorPlace | Sponsored[Warning] Buffett Indicator hits new All-Time-HighWarren Buffett has leaned on one key indicator for decades—and it just hit an all-time high. 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