Citizens (CIA) Competitors $5.28 -0.07 (-1.31%) Closing price 03:59 PM EasternExtended Trading$5.28 0.00 (0.00%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CIA vs. AFL, MET, PRU, UNM, PRI, LNC, CNO, ABL, SNFCA, and GOCOShould you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Aflac (AFL), MetLife (MET), Prudential Financial (PRU), Unum Group (UNM), Primerica (PRI), Lincoln National (LNC), CNO Financial Group (CNO), Abacus Life (ABL), Security National Financial (SNFCA), and GoHealth (GOCO). These companies are all part of the "finance" sector. Citizens vs. Its Competitors Aflac MetLife Prudential Financial Unum Group Primerica Lincoln National CNO Financial Group Abacus Life Security National Financial GoHealth Aflac (NYSE:AFL) and Citizens (NYSE:CIA) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, dividends, profitability, earnings, analyst recommendations, institutional ownership, valuation and media sentiment. Which has higher valuation and earnings, AFL or CIA? Aflac has higher revenue and earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAflac$16.20B3.54$5.44B$4.4124.35Citizens$245M1.08$14.91M$0.2224.00 Does the media favor AFL or CIA? In the previous week, Aflac had 24 more articles in the media than Citizens. MarketBeat recorded 26 mentions for Aflac and 2 mentions for Citizens. Aflac's average media sentiment score of 1.39 beat Citizens' score of -0.53 indicating that Aflac is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Aflac 15 Very Positive mention(s) 4 Positive mention(s) 7 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Citizens 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 1 Very Negative mention(s) Negative Is AFL or CIA more profitable? Aflac has a net margin of 15.32% compared to Citizens' net margin of 4.57%. Aflac's return on equity of 15.08% beat Citizens' return on equity.Company Net Margins Return on Equity Return on Assets Aflac15.32% 15.08% 3.21% Citizens 4.57%6.42%0.81% Which has more risk & volatility, AFL or CIA? Aflac has a beta of 0.83, meaning that its stock price is 17% less volatile than the S&P 500. Comparatively, Citizens has a beta of 0.39, meaning that its stock price is 61% less volatile than the S&P 500. Do analysts recommend AFL or CIA? Aflac presently has a consensus target price of $109.15, suggesting a potential upside of 1.65%. Given Aflac's higher probable upside, research analysts clearly believe Aflac is more favorable than Citizens.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Aflac 2 Sell rating(s) 8 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.08Citizens 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00 Do institutionals and insiders hold more shares of AFL or CIA? 67.4% of Aflac shares are owned by institutional investors. Comparatively, 13.7% of Citizens shares are owned by institutional investors. 0.9% of Aflac shares are owned by insiders. Comparatively, 1.6% of Citizens shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. SummaryAflac beats Citizens on 14 of the 17 factors compared between the two stocks. Get Citizens News Delivered to You Automatically Sign up to receive the latest news and ratings for CIA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CIA vs. The Competition Export to ExcelMetricCitizensINS IndustryFinance SectorNYSE ExchangeMarket Cap$265.27M$14.52B$12.53B$21.09BDividend YieldN/A3.32%5.48%3.55%P/E Ratio24.009.7119.3328.89Price / Sales1.081.5927.0653.01Price / Cash12.578.7719.1818.23Price / Book1.251.422.284.69Net Income$14.91M$1.16B$1.01B$995.89M7 Day Performance-2.31%0.53%1.46%1.91%1 Month Performance29.25%3.77%1.25%1.73%1 Year Performance69.77%9.74%541.13%10.20% Citizens Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CIACitizens0.9875 of 5 stars$5.28-1.3%N/A+72.0%$265.27M$245M24.00220AFLAflac4.7049 of 5 stars$105.77+0.4%$109.15+3.2%+0.9%$56.36B$16.20B23.9812,694Positive NewsMETMetLife4.991 of 5 stars$77.77+0.6%$95.60+22.9%+9.5%$51.43B$70.99B13.1845,000Positive NewsPRUPrudential Financial4.7519 of 5 stars$106.66+0.7%$122.08+14.5%-6.5%$37.28B$68.05B23.6538,196Positive NewsAnalyst RevisionUNMUnum Group4.9895 of 5 stars$68.57-0.4%$91.15+32.9%+28.8%$11.72B$12.83B8.2011,063Positive NewsPRIPrimerica4.6147 of 5 stars$262.28+0.2%$315.29+20.2%+3.3%$8.48B$3.16B12.962,874Positive NewsEx-DividendLNCLincoln National4.9045 of 5 stars$40.17-1.0%$39.70-1.2%+32.6%$7.69B$18.07B7.019,783Positive NewsCNOCNO Financial Group4.8374 of 5 stars$37.75+0.3%$43.40+15.0%+17.0%$3.65B$4.45B13.933,500Positive NewsABLAbacus Life3.307 of 5 stars$6.35-0.9%$13.70+115.7%-36.3%$620.83M$111.92M-105.8382SNFCASecurity National Financial1.6371 of 5 stars$8.45-0.2%N/A+0.6%$219.58M$340.68M9.511,421GOCOGoHealth2.4921 of 5 stars$5.70+1.6%$18.00+215.8%-43.4%$133.17M$798.89M-1.582,261 Related Companies and Tools Related Companies AFL Alternatives MET Alternatives PRU Alternatives UNM Alternatives PRI Alternatives LNC Alternatives CNO Alternatives ABL Alternatives SNFCA Alternatives GOCO Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:CIA) was last updated on 8/25/2025 by MarketBeat.com Staff From Our PartnersBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. 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