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CNFinance (CNF) Competitors

CNFinance logo
$1.13 +0.05 (+4.63%)
As of 01/17/2025 03:59 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

CNF vs. COFS, INBK, SFST, PBFS, CZFS, SNFCA, BCML, GHI, PCB, and FRST

Should you be buying CNFinance stock or one of its competitors? The main competitors of CNFinance include ChoiceOne Financial Services (COFS), First Internet Bancorp (INBK), Southern First Bancshares (SFST), Pioneer Bancorp (PBFS), Citizens Financial Services (CZFS), Security National Financial (SNFCA), BayCom (BCML), Greystone Housing Impact Investors (GHI), PCB Bancorp (PCB), and Primis Financial (FRST). These companies are all part of the "banking" industry.

CNFinance vs.

ChoiceOne Financial Services (NASDAQ:COFS) and CNFinance (NYSE:CNF) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, community ranking, media sentiment, valuation, profitability, risk, analyst recommendations, dividends and institutional ownership.

ChoiceOne Financial Services has a net margin of 18.41% compared to CNFinance's net margin of 0.00%. ChoiceOne Financial Services' return on equity of 11.79% beat CNFinance's return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services18.41% 11.79% 0.96%
CNFinance N/A N/A N/A

ChoiceOne Financial Services currently has a consensus price target of $37.00, suggesting a potential upside of 6.66%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, equities research analysts plainly believe ChoiceOne Financial Services is more favorable than CNFinance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
CNFinance
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

In the previous week, ChoiceOne Financial Services had 2 more articles in the media than CNFinance. MarketBeat recorded 3 mentions for ChoiceOne Financial Services and 1 mentions for CNFinance. CNFinance's average media sentiment score of 1.00 beat ChoiceOne Financial Services' score of 0.77 indicating that CNFinance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
ChoiceOne Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
CNFinance
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 7.9% of ChoiceOne Financial Services shares are owned by company insiders. Comparatively, 25.8% of CNFinance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

CNFinance received 81 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. Likewise, 56.55% of users gave CNFinance an outperform vote while only 50.00% of users gave ChoiceOne Financial Services an outperform vote.

CompanyUnderperformOutperform
ChoiceOne Financial ServicesOutperform Votes
1
50.00%
Underperform Votes
1
50.00%
CNFinanceOutperform Votes
82
56.55%
Underperform Votes
63
43.45%

ChoiceOne Financial Services has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, CNFinance has a beta of -0.01, meaning that its share price is 101% less volatile than the S&P 500.

CNFinance has higher revenue and earnings than ChoiceOne Financial Services. CNFinance is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$113.89M2.73$21.26M$3.1710.94
CNFinance$246.31M0.31$23.26M$0.313.65

Summary

ChoiceOne Financial Services beats CNFinance on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CNF vs. The Competition

MetricCNFinanceNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$80.93M$8.13B$11.65B$19.90B
Dividend YieldN/A4.64%5.99%3.63%
P/E Ratio3.6513.5322.8234.24
Price / Sales0.3119.1828.3517.10
Price / CashN/A23.4316.9720.32
Price / BookN/A2.652.655.78
Net Income$23.26M$462.58M$1.06B$1.00B
7 Day Performance-1.74%8.93%1.94%2.23%
1 Month Performance22.83%7.33%0.91%4.72%
1 Year Performance-50.22%51.61%14.71%18.80%

CNFinance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CNF
CNFinance
3.7338 of 5 stars
$1.13
+4.6%
N/A-50.2%$80.93M$246.31M3.65900News Coverage
Positive News
COFS
ChoiceOne Financial Services
2.4389 of 5 stars
$33.02
+0.8%
$37.00
+12.1%
+29.2%$295.79M$88.70M10.42380News Coverage
Positive News
INBK
First Internet Bancorp
4.2737 of 5 stars
$32.80
+1.8%
$43.63
+33.0%
+36.5%$284.31M$116.63M12.91290News Coverage
Positive News
SFST
Southern First Bancshares
4.3559 of 5 stars
$34.72
+3.2%
N/A+1.3%$283.32M$89.52M20.07290Positive News
PBFS
Pioneer Bancorp
0.531 of 5 stars
$10.85
+0.1%
N/A+10.7%$281.82M$79.44M14.86260
CZFS
Citizens Financial Services
3.2637 of 5 stars
$58.75
+4.8%
$53.00
-9.8%
+5.7%$279.65M$99.89M10.15310News Coverage
SNFCA
Security National Financial
3.3521 of 5 stars
$11.48
-0.3%
N/A+51.7%$278.68M$331.06M9.351,473Analyst Downgrade
News Coverage
BCML
BayCom
4.2203 of 5 stars
$24.85
+0.4%
$28.00
+12.7%
+24.1%$276.36M$99.56M11.83370Upcoming Earnings
GHI
Greystone Housing Impact Investors
4.608 of 5 stars
$11.39
-1.0%
$17.38
+52.5%
-27.7%$265.27M$36.57M18.40N/AShort Interest ↓
PCB
PCB Bancorp
4.6942 of 5 stars
$18.58
+0.3%
$22.00
+18.4%
+9.2%$265.08M$97.93M10.99250Upcoming Earnings
FRST
Primis Financial
4.8944 of 5 stars
$10.66
+0.7%
$14.00
+31.3%
-8.9%$263.55M$143.23M9.87420Upcoming Earnings
News Coverage

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This page (NYSE:CNF) was last updated on 1/21/2025 by MarketBeat.com Staff
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