CNFinance (CNF) Competitors

CNFinance (NYSE:CNF) and First National (NASDAQ:FXNC) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, institutional ownership, profitability, earnings, media sentiment, dividends, risk and analyst recommendations.

Do insiders & institutionals have more ownership in CNF or FXNC?

33.9% of First National shares are held by institutional investors. 25.8% of CNFinance shares are held by company insiders. Comparatively, 14.3% of First National shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is CNF or FXNC more profitable?

First National has a net margin of 7.29% compared to CNFinance's net margin of 0.00%. First National's return on equity of 10.88% beat CNFinance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNFinance	N/A	N/A	N/A
First National	7.29%	10.88%	0.91%

Do analysts recommend CNF or FXNC?

First National has a consensus price target of $28.50, suggesting a potential upside of 34.62%. Given First National's stronger consensus rating and higher possible upside, analysts plainly believe First National is more favorable than CNFinance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNFinance	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First National	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media refer more to CNF or FXNC?

In the previous week, First National had 1 more articles in the media than CNFinance. MarketBeat recorded 4 mentions for First National and 3 mentions for CNFinance. First National's average media sentiment score of 0.80 beat CNFinance's score of 0.39 indicating that First National is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNFinance	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First National	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, CNF or FXNC?

CNFinance has a beta of 0.02, indicating that its share price is 98% less volatile than the S&P 500. Comparatively, First National has a beta of 0.52, indicating that its share price is 48% less volatile than the S&P 500.

Which has preferable earnings & valuation, CNF or FXNC?

First National has lower revenue, but higher earnings than CNFinance. CNFinance is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNFinance	$205.99M	0.23	$5.26M	$0.31	2.26
First National	$92.70M	2.05	$6.97M	$1.00	21.17

Summary

First National beats CNFinance on 13 of the 15 factors compared between the two stocks.