CNFinance (CNF) Competitors

Norwood Financial (NASDAQ:NWFL) and CNFinance (NYSE:CNF) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, community ranking, analyst recommendations, dividends, profitability, media sentiment, risk, earnings and valuation.

Is NWFL or CNF more profitable?

CNFinance has a net margin of 0.00% compared to Norwood Financial's net margin of -0.16%. Norwood Financial's return on equity of 8.38% beat CNFinance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Norwood Financial	-0.16%	8.38%	0.69%
CNFinance	N/A	N/A	N/A

Do analysts prefer NWFL or CNF?

Norwood Financial currently has a consensus price target of $29.50, suggesting a potential upside of 28.21%. Given Norwood Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe Norwood Financial is more favorable than CNFinance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Norwood Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
CNFinance	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media refer more to NWFL or CNF?

In the previous week, Norwood Financial had 6 more articles in the media than CNFinance. MarketBeat recorded 11 mentions for Norwood Financial and 5 mentions for CNFinance. Norwood Financial's average media sentiment score of 0.72 beat CNFinance's score of -0.38 indicating that Norwood Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Norwood Financial	2 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
CNFinance	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has higher valuation and earnings, NWFL or CNF?

CNFinance has higher revenue and earnings than Norwood Financial. CNFinance is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Norwood Financial	$51.04M	4.18	-$160K	$0.09	255.67
CNFinance	$1.11B	0.05	$23.26M	$0.31	2.27

Does the MarketBeat Community prefer NWFL or CNF?

Norwood Financial received 41 more outperform votes than CNFinance when rated by MarketBeat users. Likewise, 60.89% of users gave Norwood Financial an outperform vote while only 56.55% of users gave CNFinance an outperform vote.

Company	Underperform	Outperform
Norwood Financial	Outperform Votes 123 60.89%	Underperform Votes 79 39.11%
CNFinance	Outperform Votes 82 56.55%	Underperform Votes 63 43.45%

Which has more risk & volatility, NWFL or CNF?

Norwood Financial has a beta of 0.54, indicating that its stock price is 46% less volatile than the S&P 500. Comparatively, CNFinance has a beta of 0.05, indicating that its stock price is 95% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of NWFL or CNF?

28.1% of Norwood Financial shares are held by institutional investors. 9.1% of Norwood Financial shares are held by insiders. Comparatively, 25.8% of CNFinance shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Norwood Financial beats CNFinance on 13 of the 18 factors compared between the two stocks.