CNFinance (CNF) Competitors $1.13 +0.05 (+4.63%) As of 01/17/2025 03:59 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrends CNF vs. COFS, INBK, SFST, PBFS, CZFS, SNFCA, BCML, GHI, PCB, and FRSTShould you be buying CNFinance stock or one of its competitors? The main competitors of CNFinance include ChoiceOne Financial Services (COFS), First Internet Bancorp (INBK), Southern First Bancshares (SFST), Pioneer Bancorp (PBFS), Citizens Financial Services (CZFS), Security National Financial (SNFCA), BayCom (BCML), Greystone Housing Impact Investors (GHI), PCB Bancorp (PCB), and Primis Financial (FRST). These companies are all part of the "banking" industry. CNFinance vs. ChoiceOne Financial Services First Internet Bancorp Southern First Bancshares Pioneer Bancorp Citizens Financial Services Security National Financial BayCom Greystone Housing Impact Investors PCB Bancorp Primis Financial ChoiceOne Financial Services (NASDAQ:COFS) and CNFinance (NYSE:CNF) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, community ranking, media sentiment, valuation, profitability, risk, analyst recommendations, dividends and institutional ownership. Is COFS or CNF more profitable? ChoiceOne Financial Services has a net margin of 18.41% compared to CNFinance's net margin of 0.00%. ChoiceOne Financial Services' return on equity of 11.79% beat CNFinance's return on equity.Company Net Margins Return on Equity Return on Assets ChoiceOne Financial Services18.41% 11.79% 0.96% CNFinance N/A N/A N/A Do analysts recommend COFS or CNF? ChoiceOne Financial Services currently has a consensus price target of $37.00, suggesting a potential upside of 6.66%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, equities research analysts plainly believe ChoiceOne Financial Services is more favorable than CNFinance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ChoiceOne Financial Services 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00CNFinance 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Does the media refer more to COFS or CNF? In the previous week, ChoiceOne Financial Services had 2 more articles in the media than CNFinance. MarketBeat recorded 3 mentions for ChoiceOne Financial Services and 1 mentions for CNFinance. CNFinance's average media sentiment score of 1.00 beat ChoiceOne Financial Services' score of 0.77 indicating that CNFinance is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment ChoiceOne Financial Services 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive CNFinance 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders and institutionals hold more shares of COFS or CNF? 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 7.9% of ChoiceOne Financial Services shares are owned by company insiders. Comparatively, 25.8% of CNFinance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term. Does the MarketBeat Community believe in COFS or CNF? CNFinance received 81 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. Likewise, 56.55% of users gave CNFinance an outperform vote while only 50.00% of users gave ChoiceOne Financial Services an outperform vote. CompanyUnderperformOutperformChoiceOne Financial ServicesOutperform Votes150.00% Underperform Votes150.00% CNFinanceOutperform Votes8256.55% Underperform Votes6343.45% Which has more volatility and risk, COFS or CNF? ChoiceOne Financial Services has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, CNFinance has a beta of -0.01, meaning that its share price is 101% less volatile than the S&P 500. Which has higher valuation and earnings, COFS or CNF? CNFinance has higher revenue and earnings than ChoiceOne Financial Services. CNFinance is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioChoiceOne Financial Services$113.89M2.73$21.26M$3.1710.94CNFinance$246.31M0.31$23.26M$0.313.65 SummaryChoiceOne Financial Services beats CNFinance on 12 of the 18 factors compared between the two stocks. Get CNFinance News Delivered to You Automatically Sign up to receive the latest news and ratings for CNF and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CNF vs. The Competition Export to ExcelMetricCNFinanceNondepository credit institutions IndustryFinance SectorNYSE ExchangeMarket Cap$80.93M$8.13B$11.65B$19.90BDividend YieldN/A4.64%5.99%3.63%P/E Ratio3.6513.5322.8234.24Price / Sales0.3119.1828.3517.10Price / CashN/A23.4316.9720.32Price / BookN/A2.652.655.78Net Income$23.26M$462.58M$1.06B$1.00B7 Day Performance-1.74%8.93%1.94%2.23%1 Month Performance22.83%7.33%0.91%4.72%1 Year Performance-50.22%51.61%14.71%18.80% CNFinance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CNFCNFinance3.7338 of 5 stars$1.13+4.6%N/A-50.2%$80.93M$246.31M3.65900News CoveragePositive NewsCOFSChoiceOne Financial Services2.4389 of 5 stars$33.02+0.8%$37.00+12.1%+29.2%$295.79M$88.70M10.42380News CoveragePositive NewsINBKFirst Internet Bancorp4.2737 of 5 stars$32.80+1.8%$43.63+33.0%+36.5%$284.31M$116.63M12.91290News CoveragePositive NewsSFSTSouthern First Bancshares4.3559 of 5 stars$34.72+3.2%N/A+1.3%$283.32M$89.52M20.07290Positive NewsPBFSPioneer Bancorp0.531 of 5 stars$10.85+0.1%N/A+10.7%$281.82M$79.44M14.86260CZFSCitizens Financial Services3.2637 of 5 stars$58.75+4.8%$53.00-9.8%+5.7%$279.65M$99.89M10.15310News CoverageSNFCASecurity National Financial3.3521 of 5 stars$11.48-0.3%N/A+51.7%$278.68M$331.06M9.351,473Analyst DowngradeNews CoverageBCMLBayCom4.2203 of 5 stars$24.85+0.4%$28.00+12.7%+24.1%$276.36M$99.56M11.83370Upcoming EarningsGHIGreystone Housing Impact Investors4.608 of 5 stars$11.39-1.0%$17.38+52.5%-27.7%$265.27M$36.57M18.40N/AShort Interest ↓PCBPCB Bancorp4.6942 of 5 stars$18.58+0.3%$22.00+18.4%+9.2%$265.08M$97.93M10.99250Upcoming EarningsFRSTPrimis Financial4.8944 of 5 stars$10.66+0.7%$14.00+31.3%-8.9%$263.55M$143.23M9.87420Upcoming EarningsNews Coverage Related Companies and Tools Related Companies ChoiceOne Financial Services Alternatives First Internet Bancorp Alternatives Southern First Bancshares Alternatives Pioneer Bancorp Alternatives Citizens Financial Services Alternatives Security National Financial Alternatives BayCom Alternatives Greystone Housing Impact Investors Alternatives PCB Bancorp Alternatives Primis Financial Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NYSE:CNF) was last updated on 1/21/2025 by MarketBeat.com Staff From Our PartnersCollect $7k per month from Tesla’s SECRET dividendTesla doesn't pay a traditional dividend.... 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