CNO Financial Group (CNO) Competitors

CNO Financial Group (NYSE:CNO) and Unum Group (NYSE:UNM) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, valuation, media sentiment, analyst recommendations, community ranking, institutional ownership and dividends.

Is CNO or UNM a better dividend stock?

CNO Financial Group pays an annual dividend of $0.64 per share and has a dividend yield of 1.6%. Unum Group pays an annual dividend of $1.68 per share and has a dividend yield of 2.3%. CNO Financial Group pays out 25.8% of its earnings in the form of a dividend. Unum Group pays out 18.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNO Financial Group has increased its dividend for 12 consecutive years and Unum Group has increased its dividend for 16 consecutive years. Unum Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals and insiders believe in CNO or UNM?

95.4% of CNO Financial Group shares are owned by institutional investors. Comparatively, 86.6% of Unum Group shares are owned by institutional investors. 3.0% of CNO Financial Group shares are owned by insiders. Comparatively, 0.9% of Unum Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has preferable valuation and earnings, CNO or UNM?

Unum Group has higher revenue and earnings than CNO Financial Group. Unum Group is trading at a lower price-to-earnings ratio than CNO Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNO Financial Group	$4.15B	0.97	$276.50M	$2.48	15.71
Unum Group	$12.39B	1.08	$1.28B	$9.24	7.92

Which has more risk & volatility, CNO or UNM?

CNO Financial Group has a beta of 1.01, indicating that its stock price is 1% more volatile than the S&P 500. Comparatively, Unum Group has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500.

Does the MarketBeat Community prefer CNO or UNM?

Unum Group received 16 more outperform votes than CNO Financial Group when rated by MarketBeat users. However, 62.17% of users gave CNO Financial Group an outperform vote while only 47.19% of users gave Unum Group an outperform vote.

Company	Underperform	Outperform
CNO Financial Group	Outperform Votes 378 62.17%	Underperform Votes 230 37.83%
Unum Group	Outperform Votes 394 47.19%	Underperform Votes 441 52.81%

Is CNO or UNM more profitable?

Unum Group has a net margin of 13.76% compared to CNO Financial Group's net margin of 6.06%. CNO Financial Group's return on equity of 17.53% beat Unum Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNO Financial Group	6.06%	17.53%	1.18%
Unum Group	13.76%	15.21%	2.49%

Do analysts recommend CNO or UNM?

CNO Financial Group presently has a consensus price target of $34.50, indicating a potential downside of 11.42%. Unum Group has a consensus price target of $67.73, indicating a potential downside of 7.46%. Given Unum Group's stronger consensus rating and higher probable upside, analysts clearly believe Unum Group is more favorable than CNO Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNO Financial Group	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25
Unum Group	0 Sell rating(s)	4 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.67

Does the media prefer CNO or UNM?

In the previous week, Unum Group had 13 more articles in the media than CNO Financial Group. MarketBeat recorded 26 mentions for Unum Group and 13 mentions for CNO Financial Group. Unum Group's average media sentiment score of 1.00 beat CNO Financial Group's score of 0.32 indicating that Unum Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNO Financial Group	4 Very Positive mention(s)	2 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Unum Group	11 Very Positive mention(s)	2 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Unum Group beats CNO Financial Group on 15 of the 21 factors compared between the two stocks.