CPB (CPF) Competitors

Ameris Bancorp (NASDAQ:ABCB) and CPB (NYSE:CPF) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, valuation, risk, dividends, earnings, analyst recommendations, institutional ownership and media sentiment.

Do insiders & institutionals believe in ABCB or CPF?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 88.4% of CPB shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by company insiders. Comparatively, 2.4% of CPB shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Do analysts prefer ABCB or CPF?

Ameris Bancorp presently has a consensus price target of $72.14, indicating a potential upside of 3.03%. Given Ameris Bancorp's stronger consensus rating and higher possible upside, equities analysts clearly believe Ameris Bancorp is more favorable than CPB.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
CPB	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has stronger valuation and earnings, ABCB or CPF?

Ameris Bancorp has higher revenue and earnings than CPB. Ameris Bancorp is trading at a lower price-to-earnings ratio than CPB, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.13B	4.27	$358.68M	$5.68	12.33
CPB	$344.82M	2.20	$53.41M	$2.23	12.59

Does the media favor ABCB or CPF?

In the previous week, Ameris Bancorp had 3 more articles in the media than CPB. MarketBeat recorded 6 mentions for Ameris Bancorp and 3 mentions for CPB. Ameris Bancorp's average media sentiment score of 1.07 beat CPB's score of 0.65 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
CPB	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is ABCB or CPF a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. CPB pays an annual dividend of $1.08 per share and has a dividend yield of 3.8%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. CPB pays out 48.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CPB has increased its dividend for 1 consecutive years. CPB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ABCB or CPF more profitable?

Ameris Bancorp has a net margin of 21.46% compared to CPB's net margin of 17.31%. CPB's return on equity of 12.80% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
CPB	17.31%	12.80%	0.95%

Which has more risk and volatility, ABCB or CPF?

Ameris Bancorp has a beta of 0.96, meaning that its share price is 4% less volatile than the S&P 500. Comparatively, CPB has a beta of 1.07, meaning that its share price is 7% more volatile than the S&P 500.

Summary

Ameris Bancorp beats CPB on 15 of the 19 factors compared between the two stocks.