Central Pacific Financial (CPF) Competitors

First BanCorp. (NYSE:FBP) and Central Pacific Financial (NYSE:CPF) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, risk, valuation, earnings, dividends, media sentiment, community ranking and profitability.

Which has more volatility and risk, FBP or CPF?

First BanCorp. has a beta of 1.12, indicating that its share price is 12% more volatile than the S&P 500. Comparatively, Central Pacific Financial has a beta of 1.18, indicating that its share price is 18% more volatile than the S&P 500.

Does the MarketBeat Community favor FBP or CPF?

First BanCorp. received 33 more outperform votes than Central Pacific Financial when rated by MarketBeat users. Likewise, 60.68% of users gave First BanCorp. an outperform vote while only 58.12% of users gave Central Pacific Financial an outperform vote.

Company	Underperform	Outperform
First BanCorp.	Outperform Votes 287 60.68%	Underperform Votes 186 39.32%
Central Pacific Financial	Outperform Votes 254 58.12%	Underperform Votes 183 41.88%

Which has preferable valuation and earnings, FBP or CPF?

First BanCorp. has higher revenue and earnings than Central Pacific Financial. First BanCorp. is trading at a lower price-to-earnings ratio than Central Pacific Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First BanCorp.	$889.54M	3.39	$302.86M	$1.81	10.15
Central Pacific Financial	$248.92M	3.08	$58.67M	$2.10	13.47

Is FBP or CPF a better dividend stock?

First BanCorp. pays an annual dividend of $0.64 per share and has a dividend yield of 3.5%. Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 3.7%. First BanCorp. pays out 35.4% of its earnings in the form of a dividend. Central Pacific Financial pays out 49.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media prefer FBP or CPF?

In the previous week, First BanCorp. had 1 more articles in the media than Central Pacific Financial. MarketBeat recorded 5 mentions for First BanCorp. and 4 mentions for Central Pacific Financial. First BanCorp.'s average media sentiment score of 1.46 beat Central Pacific Financial's score of 1.32 indicating that First BanCorp. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First BanCorp.	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Central Pacific Financial	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer FBP or CPF?

First BanCorp. presently has a consensus target price of $22.60, suggesting a potential upside of 22.96%. Central Pacific Financial has a consensus target price of $24.00, suggesting a potential downside of 15.16%. Given First BanCorp.'s higher probable upside, equities analysts clearly believe First BanCorp. is more favorable than Central Pacific Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First BanCorp.	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
Central Pacific Financial	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders and institutionals hold more shares of FBP or CPF?

97.9% of First BanCorp. shares are owned by institutional investors. Comparatively, 88.4% of Central Pacific Financial shares are owned by institutional investors. 2.5% of First BanCorp. shares are owned by company insiders. Comparatively, 2.7% of Central Pacific Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is FBP or CPF more profitable?

First BanCorp. has a net margin of 24.94% compared to Central Pacific Financial's net margin of 16.10%. First BanCorp.'s return on equity of 19.91% beat Central Pacific Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First BanCorp.	24.94%	19.91%	1.63%
Central Pacific Financial	16.10%	11.44%	0.79%

Summary

First BanCorp. beats Central Pacific Financial on 14 of the 20 factors compared between the two stocks.