Central Pacific Financial (CPF) Competitors

Central Pacific Financial (NYSE:CPF) and Bank of Hawaii (NYSE:BOH) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, risk, institutional ownership, valuation, dividends, media sentiment, community ranking and earnings.

Is CPF or BOH more profitable?

Central Pacific Financial has a net margin of 15.49% compared to Bank of Hawaii's net margin of 14.47%. Central Pacific Financial's return on equity of 12.03% beat Bank of Hawaii's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Central Pacific Financial	15.49%	12.03%	0.85%
Bank of Hawaii	14.47%	11.81%	0.65%

Do analysts recommend CPF or BOH?

Bank of Hawaii has a consensus target price of $73.00, suggesting a potential upside of 4.24%. Given Bank of Hawaii's stronger consensus rating and higher probable upside, analysts plainly believe Bank of Hawaii is more favorable than Central Pacific Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Central Pacific Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Bank of Hawaii	2 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.83

Do insiders and institutionals hold more shares of CPF or BOH?

88.4% of Central Pacific Financial shares are owned by institutional investors. Comparatively, 82.2% of Bank of Hawaii shares are owned by institutional investors. 2.4% of Central Pacific Financial shares are owned by company insiders. Comparatively, 2.1% of Bank of Hawaii shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has more volatility and risk, CPF or BOH?

Central Pacific Financial has a beta of 1.17, suggesting that its stock price is 17% more volatile than the S&P 500. Comparatively, Bank of Hawaii has a beta of 1.01, suggesting that its stock price is 1% more volatile than the S&P 500.

Which has stronger valuation & earnings, CPF or BOH?

Bank of Hawaii has higher revenue and earnings than Central Pacific Financial. Central Pacific Financial is trading at a lower price-to-earnings ratio than Bank of Hawaii, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Central Pacific Financial	$246.11M	3.04	$53.41M	$1.97	14.01
Bank of Hawaii	$632.34M	4.41	$149.99M	$3.46	20.24

Does the MarketBeat Community favor CPF or BOH?

Central Pacific Financial received 7 more outperform votes than Bank of Hawaii when rated by MarketBeat users. Likewise, 57.47% of users gave Central Pacific Financial an outperform vote while only 47.78% of users gave Bank of Hawaii an outperform vote.

Company	Underperform	Outperform
Central Pacific Financial	Outperform Votes 254 57.47%	Underperform Votes 188 42.53%
Bank of Hawaii	Outperform Votes 247 47.78%	Underperform Votes 270 52.22%

Does the media prefer CPF or BOH?

In the previous week, Bank of Hawaii had 4 more articles in the media than Central Pacific Financial. MarketBeat recorded 6 mentions for Bank of Hawaii and 2 mentions for Central Pacific Financial. Bank of Hawaii's average media sentiment score of 1.09 beat Central Pacific Financial's score of 0.50 indicating that Bank of Hawaii is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Central Pacific Financial	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank of Hawaii	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CPF or BOH a better dividend stock?

Central Pacific Financial pays an annual dividend of $1.08 per share and has a dividend yield of 3.9%. Bank of Hawaii pays an annual dividend of $2.80 per share and has a dividend yield of 4.0%. Central Pacific Financial pays out 54.8% of its earnings in the form of a dividend. Bank of Hawaii pays out 80.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

Bank of Hawaii beats Central Pacific Financial on 11 of the 20 factors compared between the two stocks.