Central Pacific Financial (CPF) Competitors

Simmons First National (NASDAQ:SFNC) and Central Pacific Financial (NYSE:CPF) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership, community ranking, media sentiment and profitability.

Is SFNC or CPF a better dividend stock?

Simmons First National pays an annual dividend of $0.84 per share and has a dividend yield of 3.6%. Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 3.8%. Simmons First National pays out 82.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Central Pacific Financial pays out 49.5% of its earnings in the form of a dividend. Simmons First National has raised its dividend for 13 consecutive years. Central Pacific Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts prefer SFNC or CPF?

Simmons First National currently has a consensus target price of $23.00, indicating a potential downside of 1.33%. Central Pacific Financial has a consensus target price of $24.00, indicating a potential downside of 11.41%. Given Simmons First National's higher probable upside, analysts plainly believe Simmons First National is more favorable than Central Pacific Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Simmons First National	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Central Pacific Financial	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk and volatility, SFNC or CPF?

Simmons First National has a beta of 0.86, indicating that its stock price is 14% less volatile than the S&P 500. Comparatively, Central Pacific Financial has a beta of 1.13, indicating that its stock price is 13% more volatile than the S&P 500.

Does the MarketBeat Community favor SFNC or CPF?

Simmons First National received 16 more outperform votes than Central Pacific Financial when rated by MarketBeat users. However, 58.66% of users gave Central Pacific Financial an outperform vote while only 47.62% of users gave Simmons First National an outperform vote.

Company	Underperform	Outperform
Simmons First National	Outperform Votes 270 47.62%	Underperform Votes 297 52.38%
Central Pacific Financial	Outperform Votes 254 58.66%	Underperform Votes 179 41.34%

Do insiders and institutionals believe in SFNC or CPF?

27.6% of Simmons First National shares are held by institutional investors. Comparatively, 88.4% of Central Pacific Financial shares are held by institutional investors. 1.9% of Simmons First National shares are held by company insiders. Comparatively, 2.7% of Central Pacific Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Does the media favor SFNC or CPF?

In the previous week, Central Pacific Financial had 14 more articles in the media than Simmons First National. MarketBeat recorded 15 mentions for Central Pacific Financial and 1 mentions for Simmons First National. Central Pacific Financial's average media sentiment score of 0.74 beat Simmons First National's score of 0.68 indicating that Central Pacific Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Simmons First National	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Central Pacific Financial	3 Very Positive mention(s)	3 Positive mention(s)	6 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SFNC or CPF more profitable?

Central Pacific Financial has a net margin of 16.10% compared to Simmons First National's net margin of 8.94%. Central Pacific Financial's return on equity of 11.44% beat Simmons First National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Simmons First National	8.94%	5.15%	0.65%
Central Pacific Financial	16.10%	11.44%	0.79%

Which has stronger earnings & valuation, SFNC or CPF?

Simmons First National has higher revenue and earnings than Central Pacific Financial. Central Pacific Financial is trading at a lower price-to-earnings ratio than Simmons First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Simmons First National	$1.37B	2.14	$175.06M	$1.02	22.85
Central Pacific Financial	$329.32M	2.23	$58.67M	$2.10	12.90

Summary

Central Pacific Financial beats Simmons First National on 14 of the 20 factors compared between the two stocks.