Customers Bancorp (CUBI) Competitors

Customers Bancorp (NYSE:CUBI) and Ameris Bancorp (NASDAQ:ABCB) are both mid-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, profitability, dividends, media sentiment, institutional ownership, valuation, earnings and analyst recommendations.

Do analysts recommend CUBI or ABCB?

Customers Bancorp presently has a consensus price target of $69.25, indicating a potential upside of 0.65%. Ameris Bancorp has a consensus price target of $72.14, indicating a potential upside of 0.37%. Given Customers Bancorp's higher possible upside, research analysts clearly believe Customers Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Customers Bancorp	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.63
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Is CUBI or ABCB more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Customers Bancorp's net margin of 10.77%. Customers Bancorp's return on equity of 11.98% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Customers Bancorp	10.77%	11.98%	0.93%
Ameris Bancorp	21.46%	9.57%	1.32%

Does the media favor CUBI or ABCB?

In the previous week, Customers Bancorp had 2 more articles in the media than Ameris Bancorp. MarketBeat recorded 14 mentions for Customers Bancorp and 12 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.58 beat Customers Bancorp's score of 1.45 indicating that Ameris Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Customers Bancorp	12 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ameris Bancorp	11 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do insiders and institutionals believe in CUBI or ABCB?

89.3% of Customers Bancorp shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 6.9% of Customers Bancorp shares are owned by company insiders. Comparatively, 5.4% of Ameris Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has stronger earnings & valuation, CUBI or ABCB?

Ameris Bancorp has lower revenue, but higher earnings than Customers Bancorp. Ameris Bancorp is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Customers Bancorp	$1.39B	1.57	$181.47M	$4.04	17.03
Ameris Bancorp	$1.13B	4.38	$358.68M	$5.68	12.65

Which has more risk and volatility, CUBI or ABCB?

Customers Bancorp has a beta of 1.59, suggesting that its share price is 59% more volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500.

Summary

Ameris Bancorp beats Customers Bancorp on 9 of the 17 factors compared between the two stocks.