Top MarketRank™ StocksTop MarketRank™NYSE:DFS Discover Financial Services (DFS) Stock Price, News & Analysis $142.49 -1.43 (-0.99%) (As of 09/20/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends About Discover Financial Services Stock (NYSE:DFS) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Key Stats Today's Range$141.07▼$143.7050-Day Range$123.41▼$144.7552-Week Range$79.04▼$147.61Volume2.02 million shsAverage Volume1.68 million shsMarket Capitalization$35.73 billionP/E Ratio16.25Dividend Yield1.97%Price Target$132.94Consensus RatingHold Company OverviewDiscover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.Read More… Sell NVDA Now? (Ad)Guess who's selling NVDA next The most successful hedge fund in history quietly sold 500,000 shares. Here's what that means for your money. Billionaire Wall Street investors are quietly offloading millions of shares. What do they know that you don't? It's arguably the most popular stock in the world. Now, one 50-year Wall Street legend says its day in the sun could finally be coming to an end. Last year, he warned of two stocks that went on to crash 60%.Now he's just issued a warning for the most popular stock in the world: Nvidia (NVDA). Discover Financial Services Stock Analysis - MarketRank™See Top Rated MarketRank™ StocksOverall MarketRank™: 99th PercentileDiscover Financial Services scored higher than 99% of companies evaluated by MarketBeat, and ranked 18th out of 905 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingHold Consensus RatingDiscover Financial Services has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 8 buy ratings, 12 hold ratings, and no sell ratings.Amount of Analyst CoverageDiscover Financial Services has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Discover Financial Services' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth0.85% Earnings GrowthEarnings for Discover Financial Services are expected to grow by 0.85% in the coming year, from $12.87 to $12.98 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Discover Financial Services is 16.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 126.94.Price to Earnings Ratio vs. SectorThe P/E ratio of Discover Financial Services is 16.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.41.Price to Earnings Growth RatioDiscover Financial Services has a PEG Ratio of 0.86. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioDiscover Financial Services has a P/B Ratio of 2.59. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Discover Financial Services' valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.90% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently decreased by 4.26%, indicating that investor sentiment is improving. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldDiscover Financial Services pays a meaningful dividend of 2.04%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthDiscover Financial Services has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of Discover Financial Services is 31.93%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Discover Financial Services will have a dividend payout ratio of 21.57% next year. This indicates that Discover Financial Services will be able to sustain or increase its dividend.Read more about Discover Financial Services' dividend. Sustainability and ESG3.9 / 5Environmental Score-0.24 Percentage of Shares Shorted0.90% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently decreased by 4.26%, indicating that investor sentiment is improving. News and Social Media3.3 / 5News Sentiment0.90 News SentimentDiscover Financial Services has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 16 news articles for Discover Financial Services this week, compared to 11 articles on an average week.Search Interest11 people have searched for DFS on MarketBeat in the last 30 days. This is an increase of 22% compared to the previous 30 days.MarketBeat FollowsOnly 5 people have added Discover Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of -44% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Discover Financial Services insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.69% of the stock of Discover Financial Services is held by insiders.Percentage Held by Institutions86.94% of the stock of Discover Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Discover Financial Services' insider trading history. DFS Stock News HeadlinesIs Discover Financial Services (DFS) the Best Digital Payments Stock To Buy Now?September 21 at 10:19 AM | msn.comDiscover Financial Services (DFS) Shares Up 2.78% on Sep 19September 19 at 12:01 PM | gurufocus.comMan who Predicted Trump 2016 Win: “Prepare for Election Meltdown”Former advisor to the CIA, the Pentagon and the White House Jim Rickards went on multiple TV news programs… A predicted Trump would win. You won’t believe what he’s predicting now.September 22, 2024 | Paradigm Press (Ad)Discover Financial Services (NYSE:DFS) Coverage Initiated at StockNews.comSeptember 19 at 1:23 AM | americanbankingnews.comSeaport Global Keeps Their Hold Rating on Discover Financial Services (DFS)September 18, 2024 | markets.businessinsider.comNFL DFS Lineup Picks For FanDuel, DraftKings - Falcons vs. Eagles MNF Showdown (Week 2)September 16, 2024 | msn.comTD Cowen Reaffirms Their Buy Rating on Discover Financial Services (DFS)September 16, 2024 | markets.businessinsider.comDiscover Financial credit card delinquency rate rises, charge-offs slip in AugustSeptember 16, 2024 | msn.comSee More Headlines DFS Stock Analysis - Frequently Asked Questions How have DFS shares performed this year? Discover Financial Services' stock was trading at $112.40 at the beginning of the year. Since then, DFS stock has increased by 26.8% and is now trading at $142.49. View the best growth stocks for 2024 here. How were Discover Financial Services' earnings last quarter? Discover Financial Services (NYSE:DFS) released its quarterly earnings data on Wednesday, July, 17th. The financial services provider reported $6.06 earnings per share for the quarter, beating the consensus estimate of $3.06 by $3.00. Discover Financial Services's revenue was up 17.0% on a year-over-year basis. Read the conference call transcript. How will Discover Financial Services' stock buyback program work? Discover Financial Services' board approved a stock buyback plan on Wednesday, April 19th 2023, which permits the company to buy back $2,700,000,000 in shares, according to EventVestor. This means that the company could buy up to 9.8% of its stock through open market purchases. Stock buyback plans are typically an indication that the company's board of directors believes its stock is undervalued. Does Discover Financial Services have any subsidiaries? Discover Financial Services subsidiaries include Home Loan Center, Student Loan Corporation, First National Bank Alaska, Diners Club International, DFS Corporate Services LLC, DFS GSD Corp., DFS International Inc., and more. Who are Discover Financial Services' major shareholders? Discover Financial Services' top institutional shareholders include Dimensional Fund Advisors LP (1.47%), Sessa Capital IM L.P. (1.01%), Bank of New York Mellon Corp (0.81%) and LSV Asset Management (0.65%). Insiders that own company stock include Carlos Minetti, Michael H Moskow, Robert Andrew Eichfeld, John Greene, Cynthia A Glassman, Shifra Kolsky and Daniel Peter Capozzi. View institutional ownership trends. How do I buy shares of Discover Financial Services? Shares of DFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Discover Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Discover Financial Services investors own include AT&T (T), Intel (INTC), JPMorgan Chase & Co. (JPM), AbbVie (ABBV), CVS Health (CVS), Bank of America (BAC) and Cisco Systems (CSCO). Company Calendar Last Earnings7/17/2024Ex-Dividend for 9/5 Dividend8/22/2024Dividend Payable9/05/2024Today9/22/2024Next Earnings (Estimated)10/16/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Personal credit institutions Sub-IndustryConsumer Finance Current SymbolNYSE:DFS CUSIP25470910 CIK1393612 Webwww.discover.com Phone(224) 405-0900Fax224-405-4993Employees21,100Year Founded1985Price Target and Rating Average Stock Price Target$132.94 High Stock Price Target$168.00 Low Stock Price Target$98.00 Potential Upside/Downside-6.7%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage20 Analysts Profitability EPS (Most Recent Fiscal Year)$8.77 Trailing P/E Ratio16.25 Forward P/E Ratio11.07 P/E Growth0.86Net Income$2.94 billion Net Margins12.88% Pretax Margin17.15% Return on Equity20.92% Return on Assets1.94% Debt Debt-to-Equity Ratio1.28 Current Ratio1.12 Quick Ratio1.04 Sales & Book Value Annual Sales$16.99 billion Price / Sales2.10 Cash Flow$12.98 per share Price / Cash Flow10.98 Book Value$55.08 per share Price / Book2.59Miscellaneous Outstanding Shares250,778,000Free Float249,048,000Market Cap$35.73 billion OptionableOptionable Beta1.42 Social Links Should I Buy Discover Financial Services Stock? DFS Pros and Cons Explained These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, August 25, 2024. Please send any questions or comments about these Discover Financial Services pros and cons to contact@marketbeat.com. Discover Financial Services Bull Case Here are some ways that investors could benefit from investing in Discover Financial Services: Discover Financial Services stock has shown resilience, currently trading at $125.27, with a 52-week high of $147.61, indicating potential for growth. The company reported strong quarterly earnings, surpassing analysts' expectations with an EPS of $6.06, showcasing financial stability and profitability. Discover Financial Services has a solid return on equity of 20.92%, indicating efficient utilization of shareholder funds to generate profits. Institutional investors have been increasing their stakes in Discover Financial Services, signaling confidence in the company's future performance. Analysts have given positive ratings to Discover Financial Services, with a consensus price target of $131.33, suggesting further upside potential. Discover Financial Services Bear Case Investors should be bearish about investing in Discover Financial Services for these reasons: Discover Financial Services has a debt-to-equity ratio of 1.28, which may indicate higher financial leverage and potential risks associated with debt obligations. This page (NYSE:DFS) was last updated on 9/22/2024 by MarketBeat.com Staff From Our PartnersTim Sykes’ Urgent Trade Alert: “Make this move now”WARNING: 80 Wall Street banks are gearing up for MASSIVE D.C. shock This $2 trillion D.C. shock is NOT abou...Timothy Sykes | SponsoredMan who Predicted Trump 2016 Win: “Prepare for Election Meltdown”Former advisor to the CIA, the Pentagon and the White House Jim Rickards went on multiple TV news programs… ...Paradigm Press | SponsoredWrite this ticker symbol down…A megatrend now poised to mint a brand-new wave of millionaires right here in America. And today, self-made...StocksToTrade | SponsoredSell NVDA Now?Guess who's selling NVDA next The most successful hedge fund in history quietly sold 500,000 shares. Here's...Chaikin Analytics | SponsoredJeff Bezos Just Humiliated Elon MuskThe Next Nvidia? Wall Street legend has just uncovered one tiny Maryland company that could become the next...InvestorPlace | SponsoredBill Gates’s Next Big AI Bet: StargateIn February 2016… when almost nobody was talking about artificial intelligence…. I picked Nvidia as one of ...Brownstone Research | Sponsored625,000% GainThe recent crypto correction has shaken many investors, causing panic and uncertainty. But while others are fr...Crypto Swap Profits | SponsoredOur #1 Ticker for the Rare "Retirement Window"We've only seen this happen three times in the past 20 years... And every time - like clockwork - it's mint...Behind the Markets | Sponsored Adding Choose a watchlist: Watchlist My Default Watchlist Adding Discover Financial Services You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Please log in to your account or sign up in order to add this asset to your watchlist. Share Discover Financial Services With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Questions? Get Started with MarketBeat — Read Your Daily NewsletterCheck Out My MarketBeatWatch Our Tutorial VideosAdd a Stock to Your WatchlistSet Up an Instant AlertView a Company's Profile PageView Our Financial CalendarsView Today's Analyst Ratings Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.