Discover Financial Services (DFS) Stock Forecast & Price Target

$201.59 +0.63 (+0.31%)

As of 01/24/2025 03:59 PM Eastern

Discover Financial Services - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Hold

Based on 17 Analyst Ratings

Sell
0

Hold
9

Buy
8

Based on 17 Wall Street analysts who have issued ratings for Discover Financial Services in the last 12 months, the stock has a consensus rating of "Hold." Out of the 17 analysts, 9 have given a hold rating, and 8 have given a buy rating for DFS.

Consensus Price Target

$180.57
-10.43% Downside

According to the 17 analysts' twelve-month price targets for Discover Financial Services, the average price target is $180.57. The highest price target for DFS is $239.00, while the lowest price target for DFS is $119.00. The average price target represents a forecasted downside of -10.43% from the current price of $201.59.

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DFS Analyst Ratings Over Time

Type	Current Forecast 1/28/24 to 1/27/25	1 Month Ago 12/29/23 to 12/28/24	3 Months Ago 10/30/23 to 10/29/24	1 Year Ago 1/28/23 to 1/28/24
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	8 Buy rating(s)	6 Buy rating(s)	8 Buy rating(s)	8 Buy rating(s)
Hold	9 Hold rating(s)	11 Hold rating(s)	12 Hold rating(s)	8 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$180.57	$149.57	$136.12	$111.94
Forecasted Upside	-10.43% Downside	-14.33% Downside	-9.74% Downside	4.70% Upside
Consensus Rating	Hold	Hold	Hold	Moderate Buy

DFS Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

DFS Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Discover Financial Services Stock vs. The Competition

Type	Discover Financial Services	Finance Companies	S&P 500
Consensus Rating Score	2.47	2.51	2.52
Consensus Rating	Hold	Moderate Buy	Moderate Buy
Predicted Upside	-10.43% Downside	21.31% Upside	11.52% Upside
News Sentiment Rating	Positive News See Recent DFS News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
1/24/2025	Royal Bank of Canada 4 of 5 stars	Karl Shepard Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Sector Perform ➝ Sector Perform	$193.00 ➝ $210.00	+3.94%
1/24/2025	JPMorgan Chase & Co. 3 of 5 stars	Richard Shane Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Neutral ➝ Neutral	$146.00 ➝ $169.00	-16.49%
1/24/2025	Wells Fargo & Company 3 of 5 stars	Donald Fandetti Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Equal Weight ➝ Equal Weight	$185.00 ➝ $214.00	+6.53%
1/24/2025	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating	T. Ma Subscribe to MarketBeat All Access for the recommendation accuracy rating	Boost Target	Overweight ➝ Overweight	$186.00 ➝ $209.00	+4.04%
1/13/2025	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	E. Najarian Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Neutral ➝ Buy	$150.00 ➝ $239.00	+40.79%
1/7/2025	Truist Financial Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Buy	$233.00	+30.25%
12/9/2024	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Outperform ➝ Outperform	$170.00 ➝ $232.00	+29.81%
10/30/2024	Evercore ISI Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	In-Line ➝ In-Line	$156.00 ➝ $163.00	+5.04%
7/19/2024	BMO Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Market Perform ➝ Market Perform	$115.00 ➝ $119.00	-15.00%
7/9/2024	Jefferies Financial Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Buy ➝ Buy	$145.00 ➝ $150.00	+15.35%
Get the Latest News and Ratings for DFS and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Discover Financial Services and its competitors with MarketBeat's FREE daily newsletter.
6/7/2024	BTIG Research Subscribe to MarketBeat All Access for the recommendation accuracy rating	V. Caintic Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Neutral
3/21/2024	HSBC Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Hold ➝ Hold	$107.00 ➝ $144.00	+14.14%
3/15/2024	Seaport Res Ptn Subscribe to MarketBeat All Access for the recommendation accuracy rating	W. Ryan Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Buy ➝ Neutral
2/23/2024	Piper Sandler Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Overweight ➝ Overweight	$127.00 ➝ $145.00	+18.44%
2/23/2024	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating		Boost Target	Buy ➝ Buy	$127.00 ➝ $168.00	+36.96%
2/21/2024	Wolfe Research Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Outperform ➝ Peer Perform
2/8/2024	Morgan Stanley Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Equal Weight ➝ Overweight	$105.00 ➝ $133.00	+25.14%
1/19/2024	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target	Hold ➝ Hold	$140.00 ➝ $111.00	+14.02%
1/19/2024	The Goldman Sachs Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target	Buy ➝ Buy	$139.00 ➝ $121.00	+24.74%
12/14/2023	Stephens Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Equal Weight ➝ Equal Weight	$98.00	-7.42%
12/6/2023	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Neutral ➝ Buy	$94.00 ➝ $116.00	+17.08%
11/1/2023	TD Cowen Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Outperform	$100.00	+21.83%
4/21/2023	Credit Suisse Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Reiterated Rating	Outperform	$120.00	+13.72%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 04:58 AM ET.

Should I Buy Discover Financial Services Stock? DFS Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, January 19, 2025. Please send any questions or comments about these Discover Financial Services pros and cons to contact@marketbeat.com.

Discover Financial Services
Bull Case

Here are some ways that investors could benefit from investing in Discover Financial Services:

Strong quarterly earnings: Discover Financial Services reported earnings per share (EPS) of $3.69, exceeding analysts' expectations of $3.28 by $0.41, indicating robust financial performance.
Significant revenue growth: The company generated $5.91 billion in revenue for the quarter, surpassing the forecast of $4.36 billion, showcasing its strong market position and demand for its services.
High return on equity: With a return on equity of 22.08%, Discover Financial Services demonstrates effective management and profitability, which can be attractive to investors looking for efficient capital use.
Current stock price: As of now, the stock price is around $176.94, which is above its 50-day simple moving average, suggesting positive momentum in the stock's performance.
Analyst ratings: The company has received a consensus rating of "Moderate Buy" from analysts, with a target price of $164.75, indicating confidence in its future performance.

Discover Financial Services
Bear Case

Investors should be bearish about investing in Discover Financial Services for these reasons:

High debt-to-equity ratio: With a debt-to-equity ratio of 1.09, the company may face higher financial risk, as it relies significantly on debt to finance its operations.
Market volatility: The beta of 1.46 indicates that Discover Financial Services' stock is more volatile than the market, which could lead to larger price swings and increased risk for investors.
Potential economic downturn: As a financial services provider, Discover Financial Services may be adversely affected by economic downturns, which could impact its revenue and profitability.
Mixed analyst opinions: While some analysts have positive ratings, others have set lower price targets, indicating uncertainty about the stock's future performance.
Net margin concerns: Although the company has a net margin of 13.78%, any decline in this figure could signal potential issues with profitability, which may deter investors.

DFS Forecast - Frequently Asked Questions

: According to the research reports of 17 Wall Street equities research analysts, the average twelve-month stock price forecast for Discover Financial Services is $180.57, with a high forecast of $239.00 and a low forecast of $119.00.
: 17 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Discover Financial Services in the last twelve months. There are currently 9 hold ratings and 8 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" DFS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in DFS, but not buy additional shares or sell existing shares.
: According to analysts, Discover Financial Services's stock has a predicted downside of -10.43% based on their 12-month stock forecasts.
: Over the previous 90 days, Discover Financial Services's stock had 2 upgrades by analysts.
: Discover Financial Services has been rated by research analysts at Barclays, Evercore ISI, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Royal Bank of Canada, Truist Financial, UBS Group, and Wells Fargo & Company in the past 90 days.
: Analysts like Discover Financial Services less than other "finance" companies. The consensus rating for Discover Financial Services is Hold while the average consensus rating for "finance" companies is Moderate Buy. Learn more on how DFS compares to other companies.

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This page (NYSE:DFS) was last updated on 1/27/2025 by MarketBeat.com Staff

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Discover Financial Services (DFS) Stock Forecast & Price Target