NYSE:EARN Ellington Credit (EARN) Stock Price, News & Analysis $5.64 +0.01 (+0.18%) Closing price 08/8/2025 03:59 PM EasternExtended Trading$5.62 -0.02 (-0.44%) As of 08/8/2025 07:41 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Ellington Credit Stock (NYSE:EARN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Ellington Credit alerts:Sign Up Key Stats Today's Range$5.63▼$5.7350-Day Range$5.59▼$6.0452-Week Range$4.32▼$7.11Volume310,735 shsAverage Volume350,773 shsMarket Capitalization$211.84 millionP/E RatioN/ADividend Yield17.02%Price Target$6.13Consensus RatingModerate Buy Company Overview Ellington Credit Company, a real estate investment trust, acquires, invests in, and manages residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including agency pools and agency collateralized mortgage obligations (CMOs); and non-agency RMBS, such as non-agency CMOs, such as investment grade and non-investment grade. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is based in Old Greenwich, Connecticut. Read More Ellington Credit Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks29th Percentile Overall ScoreEARN MarketRank™: Ellington Credit scored higher than 29% of companies evaluated by MarketBeat, and ranked 816th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.3 / 5Analyst RatingModerate Buy Consensus RatingEllington Credit has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageEllington Credit has only been the subject of 1 research reports in the past 90 days.Read more about Ellington Credit's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings Growth-3.42% Earnings GrowthEarnings for Ellington Credit are expected to decrease by -3.42% in the coming year, from $1.17 to $1.13 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Ellington Credit is -43.38, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Ellington Credit is -43.38, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioEllington Credit has a P/B Ratio of 0.85. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Ellington Credit's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.61% of the outstanding shares of Ellington Credit have been sold short.Short Interest Ratio / Days to CoverEllington Credit has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ellington Credit has recently decreased by 21.12%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipEllington Credit is a leading dividend payer. It pays a dividend yield of 17.05%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthEllington Credit does not have a long track record of dividend growth.Dividend SustainabilityBased on EPS estimates, Ellington Credit will have a dividend payout ratio of 84.96% in the coming year. This indicates that Ellington Credit may not be able to sustain their current dividend.Read more about Ellington Credit's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.61% of the outstanding shares of Ellington Credit have been sold short.Short Interest Ratio / Days to CoverEllington Credit has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ellington Credit has recently decreased by 21.12%, indicating that investor sentiment is improving significantly. News and Social Media2.7 / 5News Sentiment0.83 News SentimentEllington Credit has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Ellington Credit this week, compared to 3 articles on an average week.Search InterestOnly 8 people have searched for EARN on MarketBeat in the last 30 days. This is a decrease of -58% compared to the previous 30 days.MarketBeat Follows4 people have added Ellington Credit to their MarketBeat watchlist in the last 30 days. This is an increase of 33% compared to the previous 30 days. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Ellington Credit insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 1.40% of the stock of Ellington Credit is held by insiders.Percentage Held by InstitutionsOnly 20.40% of the stock of Ellington Credit is held by institutions.Read more about Ellington Credit's insider trading history. Receive EARN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Ellington Credit and its competitors with MarketBeat's FREE daily newsletter. Email Address EARN Stock News HeadlinesEllington Credit (NYSE:EARN) & Angel Oak Mortgage REIT (NYSE:AOMR) Financial Survey1 hour ago | americanbankingnews.comEllington Credit (EARN) Expected to Announce Quarterly Earnings on Monday42 minutes ago | americanbankingnews.comThe Coin That Could Define Trump’s Crypto PresidencyWhen Trump returned to office, one of his first moves was to tap PayPal’s former COO, David Sacks, as a top advisor on crypto and AI. That alone signaled a shift. But insiders close to D.C. aren’t just talking crypto policy—they’re quietly buying something most retail investors have missed. While the crowd chases Bitcoin to $150,000, Weiss Ratings expert Juan Villaverde believes a different coin—already backed by giants like Google, Visa, and PayPal—could soon become crypto’s “Third Giant.” | Weiss Ratings (Ad)Ellington Residential Mortgage Declares Monthly DividendAugust 7 at 6:12 PM | tipranks.comEllington Credit Declares Monthly Common DividendAugust 7 at 4:20 PM | businesswire.comEllington Credit Co. (EARN) Stock Price Today - WSJJuly 9, 2025 | wsj.comEllington Credit Company (EARN) Declares Consistent Monthly DividendJuly 8, 2025 | gurufocus.comUnpacking Q1 Earnings: Ellington Financial (NYSE:EFC) In The Context Of Other Thrifts & Mortgage Finance StocksJuly 7, 2025 | finance.yahoo.comSee More Headlines EARN Stock Analysis - Frequently Asked Questions How have EARN shares performed this year? Ellington Credit's stock was trading at $6.62 on January 1st, 2025. Since then, EARN shares have decreased by 14.8% and is now trading at $5.64. How were Ellington Credit's earnings last quarter? Ellington Credit Company (NYSE:EARN) posted its earnings results on Tuesday, May, 20th. The real estate investment trust reported $0.26 EPS for the quarter, missing analysts' consensus estimates of $0.27 by $0.01. The real estate investment trust earned $9.25 million during the quarter, compared to analyst estimates of $10.35 million. Ellington Credit had a negative net margin of 21.82% and a positive trailing twelve-month return on equity of 17.67%. Read the conference call transcript. Who are Ellington Credit's major shareholders? Top institutional shareholders of Ellington Credit include Clear Harbor Asset Management LLC (0.93%), Envestnet Asset Management Inc. (0.19%), Gables Capital Management Inc. (0.12%) and Bogart Wealth LLC (0.01%). View institutional ownership trends. How do I buy shares of Ellington Credit? Shares of EARN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Ellington Credit own? Based on aggregate information from My MarketBeat watchlists, some other companies that Ellington Credit investors own include AGNC Investment (AGNC), Energy Transfer (ET), Oxford Lane Capital (OXLC), Orchid Island Capital (ORC), Ellington Financial (EFC), Cornerstone Total Return Fund (CRF) and Cornerstone Strategic Investment Fund (CLM). Company Calendar Last Earnings5/20/2025Record date for 8/29 Dividend7/31/2025Ex-Dividend for 8/29 Dividend7/31/2025Today8/08/2025Next Earnings (Estimated)8/11/2025Record date for 9/30 Dividend8/29/2025Ex-Dividend for 9/30 Dividend8/29/2025Dividend Payable8/29/2025Dividend Payable9/30/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry REIT - MTGE TRUST Sub-IndustryTrading Current SymbolNYSE:EARN CIK1560672 Webwww.earnreit.com Phone(203) 698-1200FaxN/AEmployees170Year FoundedN/APrice Target and Rating Average Price Target for Ellington Credit$6.13 High Price Target$6.50 Low Price Target$5.75 Potential Upside/Downside+8.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)($0.13) Trailing P/E RatioN/A Forward P/E Ratio4.82 P/E GrowthN/ANet Income$6.59 million Net Margins-21.82% Pretax Margin14.23% Return on Equity17.67% Return on Assets3.74% Debt Debt-to-Equity RatioN/A Current Ratio0.14 Quick Ratio0.14 Sales & Book Value Annual Sales$15.88 million Price / Sales13.34 Cash Flow$1.08 per share Price / Cash Flow5.24 Book Value$6.64 per share Price / Book0.85Miscellaneous Outstanding Shares37,559,000Free Float37,033,000Market Cap$211.83 million OptionableOptionable Beta1.29 Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. Click the link below to get your free copy.Get This Free Report This page (NYSE:EARN) was last updated on 8/9/2025 by MarketBeat.com Staff From Our PartnersYour blueprint for crypto wealthMark August 12th on your calendar. 27 of crypto's most successful minds are about to reveal everything…Crypto 101 Media | SponsoredHIDDEN IN THE BOOK OF GENESIS…“This land I will give to you…” — a 4,000-year-old line from Genesis may hold the key to unlocking a $150 tril...Paradigm Press | SponsoredMan Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. 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