Employers (EIG) Competitors

White Mountains Insurance Group (NYSE:WTM) and Employers (NYSE:EIG) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, profitability, media sentiment, valuation, community ranking, risk and earnings.

Which has more volatility & risk, WTM or EIG?

White Mountains Insurance Group has a beta of 0.43, indicating that its stock price is 57% less volatile than the S&P 500. Comparatively, Employers has a beta of 0.24, indicating that its stock price is 76% less volatile than the S&P 500.

Does the media refer more to WTM or EIG?

In the previous week, White Mountains Insurance Group had 1 more articles in the media than Employers. MarketBeat recorded 3 mentions for White Mountains Insurance Group and 2 mentions for Employers. White Mountains Insurance Group's average media sentiment score of 0.46 beat Employers' score of 0.23 indicating that White Mountains Insurance Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
White Mountains Insurance Group	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Employers	0 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders and institutionals believe in WTM or EIG?

88.7% of White Mountains Insurance Group shares are owned by institutional investors. Comparatively, 80.5% of Employers shares are owned by institutional investors. 3.0% of White Mountains Insurance Group shares are owned by insiders. Comparatively, 1.5% of Employers shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has higher earnings and valuation, WTM or EIG?

White Mountains Insurance Group has higher revenue and earnings than Employers. White Mountains Insurance Group is trading at a lower price-to-earnings ratio than Employers, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
White Mountains Insurance Group	$2.17B	2.28	$509.20M	$252.64	7.60
Employers	$889.80M	1.47	$118.10M	$5.34	9.90

Is WTM or EIG a better dividend stock?

White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Employers pays an annual dividend of $1.20 per share and has a dividend yield of 2.3%. White Mountains Insurance Group pays out 0.4% of its earnings in the form of a dividend. Employers pays out 22.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is WTM or EIG more profitable?

White Mountains Insurance Group has a net margin of 24.72% compared to Employers' net margin of 15.27%. White Mountains Insurance Group's return on equity of 11.57% beat Employers' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
White Mountains Insurance Group	24.72%	11.57%	5.89%
Employers	15.27%	9.78%	2.84%

Do analysts rate WTM or EIG?

Employers has a consensus target price of $58.00, indicating a potential upside of 9.68%. Given Employers' stronger consensus rating and higher possible upside, analysts clearly believe Employers is more favorable than White Mountains Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
White Mountains Insurance Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Employers	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the MarketBeat Community prefer WTM or EIG?

Employers received 60 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. Likewise, 62.56% of users gave Employers an outperform vote while only 59.42% of users gave White Mountains Insurance Group an outperform vote.

Company	Underperform	Outperform
White Mountains Insurance Group	Outperform Votes 224 59.42%	Underperform Votes 153 40.58%
Employers	Outperform Votes 284 62.56%	Underperform Votes 170 37.44%

Summary

White Mountains Insurance Group beats Employers on 13 of the 20 factors compared between the two stocks.