Employers (EIG) Competitors

White Mountains Insurance Group (NYSE:WTM) and Employers (NYSE:EIG) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, community ranking, profitability, earnings, dividends, institutional ownership, media sentiment, analyst recommendations and valuation.

Which has better valuation and earnings, WTM or EIG?

White Mountains Insurance Group has higher revenue and earnings than Employers. Employers is trading at a lower price-to-earnings ratio than White Mountains Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
White Mountains Insurance Group	$2.35B	1.88	$230.40M	$89.99	19.39
Employers	$880.70M	1.33	$118.10M	$4.71	10.28

Do institutionals and insiders hold more shares of WTM or EIG?

88.7% of White Mountains Insurance Group shares are owned by institutional investors. Comparatively, 80.5% of Employers shares are owned by institutional investors. 3.0% of White Mountains Insurance Group shares are owned by insiders. Comparatively, 1.5% of Employers shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the MarketBeat Community believe in WTM or EIG?

Employers received 60 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. Likewise, 62.28% of users gave Employers an outperform vote while only 59.26% of users gave White Mountains Insurance Group an outperform vote.

Company	Underperform	Outperform
White Mountains Insurance Group	Outperform Votes 224 59.26%	Underperform Votes 154 40.74%
Employers	Outperform Votes 284 62.28%	Underperform Votes 172 37.72%

Is WTM or EIG more profitable?

Employers has a net margin of 13.47% compared to White Mountains Insurance Group's net margin of 10.29%. White Mountains Insurance Group's return on equity of 10.56% beat Employers' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
White Mountains Insurance Group	10.29%	10.56%	5.27%
Employers	13.47%	8.99%	2.63%

Does the media refer more to WTM or EIG?

In the previous week, White Mountains Insurance Group had 4 more articles in the media than Employers. MarketBeat recorded 8 mentions for White Mountains Insurance Group and 4 mentions for Employers. Employers' average media sentiment score of 1.43 beat White Mountains Insurance Group's score of 1.05 indicating that Employers is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
White Mountains Insurance Group	7 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Employers	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is WTM or EIG a better dividend stock?

White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Employers pays an annual dividend of $1.20 per share and has a dividend yield of 2.5%. White Mountains Insurance Group pays out 1.1% of its earnings in the form of a dividend. Employers pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk and volatility, WTM or EIG?

White Mountains Insurance Group has a beta of 0.34, meaning that its share price is 66% less volatile than the S&P 500. Comparatively, Employers has a beta of 0.29, meaning that its share price is 71% less volatile than the S&P 500.

Do analysts prefer WTM or EIG?

Employers has a consensus price target of $58.00, suggesting a potential upside of 19.77%. Given Employers' stronger consensus rating and higher possible upside, analysts clearly believe Employers is more favorable than White Mountains Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
White Mountains Insurance Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Employers	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

White Mountains Insurance Group beats Employers on 12 of the 20 factors compared between the two stocks.