Employers (EIG) Competitors

Employers (NYSE:EIG) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their media sentiment, community ranking, institutional ownership, analyst recommendations, dividends, profitability, valuation, risk and earnings.

Is EIG or WTM more profitable?

White Mountains Insurance Group has a net margin of 24.72% compared to Employers' net margin of 15.27%. White Mountains Insurance Group's return on equity of 11.57% beat Employers' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Employers	15.27%	9.78%	2.84%
White Mountains Insurance Group	24.72%	11.57%	5.89%

Which has preferable valuation & earnings, EIG or WTM?

White Mountains Insurance Group has higher revenue and earnings than Employers. White Mountains Insurance Group is trading at a lower price-to-earnings ratio than Employers, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Employers	$889.80M	1.43	$118.10M	$5.34	9.64
White Mountains Insurance Group	$2.73B	1.82	$509.20M	$252.64	7.66

Is EIG or WTM a better dividend stock?

Employers pays an annual dividend of $1.20 per share and has a dividend yield of 2.3%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Employers pays out 22.5% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 0.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do insiders and institutionals believe in EIG or WTM?

80.5% of Employers shares are held by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are held by institutional investors. 1.5% of Employers shares are held by insiders. Comparatively, 3.0% of White Mountains Insurance Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has more volatility and risk, EIG or WTM?

Employers has a beta of 0.26, meaning that its share price is 74% less volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.45, meaning that its share price is 55% less volatile than the S&P 500.

Does the media refer more to EIG or WTM?

In the previous week, White Mountains Insurance Group had 2 more articles in the media than Employers. MarketBeat recorded 5 mentions for White Mountains Insurance Group and 3 mentions for Employers. White Mountains Insurance Group's average media sentiment score of 1.70 beat Employers' score of 0.94 indicating that White Mountains Insurance Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Employers	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
White Mountains Insurance Group	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts recommend EIG or WTM?

Employers currently has a consensus price target of $58.00, indicating a potential upside of 12.67%. Given Employers' stronger consensus rating and higher probable upside, analysts plainly believe Employers is more favorable than White Mountains Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Employers	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
White Mountains Insurance Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the MarketBeat Community favor EIG or WTM?

Employers received 60 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. Likewise, 62.42% of users gave Employers an outperform vote while only 59.42% of users gave White Mountains Insurance Group an outperform vote.

Company	Underperform	Outperform
Employers	Outperform Votes 284 62.42%	Underperform Votes 171 37.58%
White Mountains Insurance Group	Outperform Votes 224 59.42%	Underperform Votes 153 40.58%

Summary

White Mountains Insurance Group beats Employers on 13 of the 20 factors compared between the two stocks.