Employers (EIG) Competitors

Employers (NYSE:EIG) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, community ranking, valuation, dividends, institutional ownership, profitability, analyst recommendations and media sentiment.

Which has more volatility and risk, EIG or WTM?

Employers has a beta of 0.21, meaning that its stock price is 79% less volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.41, meaning that its stock price is 59% less volatile than the S&P 500.

Does the media favor EIG or WTM?

In the previous week, Employers had 3 more articles in the media than White Mountains Insurance Group. MarketBeat recorded 5 mentions for Employers and 2 mentions for White Mountains Insurance Group. Employers' average media sentiment score of 1.24 beat White Mountains Insurance Group's score of 0.85 indicating that Employers is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Employers	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
White Mountains Insurance Group	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend EIG or WTM?

Employers currently has a consensus target price of $58.00, suggesting a potential upside of 15.12%. Given Employers' stronger consensus rating and higher possible upside, equities research analysts plainly believe Employers is more favorable than White Mountains Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Employers	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
White Mountains Insurance Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is EIG or WTM a better dividend stock?

Employers pays an annual dividend of $1.20 per share and has a dividend yield of 2.4%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Employers pays out 25.5% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 1.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has higher earnings and valuation, EIG or WTM?

White Mountains Insurance Group has higher revenue and earnings than Employers. Employers is trading at a lower price-to-earnings ratio than White Mountains Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Employers	$880.70M	1.39	$118.10M	$4.71	10.70
White Mountains Insurance Group	$2.35B	2.06	$230.40M	$89.99	21.16

Does the MarketBeat Community favor EIG or WTM?

Employers received 60 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. Likewise, 62.28% of users gave Employers an outperform vote while only 59.26% of users gave White Mountains Insurance Group an outperform vote.

Company	Underperform	Outperform
Employers	Outperform Votes 284 62.28%	Underperform Votes 172 37.72%
White Mountains Insurance Group	Outperform Votes 224 59.26%	Underperform Votes 154 40.74%

Is EIG or WTM more profitable?

Employers has a net margin of 13.47% compared to White Mountains Insurance Group's net margin of 10.29%. White Mountains Insurance Group's return on equity of 10.56% beat Employers' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Employers	13.47%	8.99%	2.63%
White Mountains Insurance Group	10.29%	10.56%	5.27%

Do insiders and institutionals believe in EIG or WTM?

80.5% of Employers shares are owned by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are owned by institutional investors. 1.5% of Employers shares are owned by company insiders. Comparatively, 3.0% of White Mountains Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

White Mountains Insurance Group beats Employers on 11 of the 20 factors compared between the two stocks.