Evans Bancorp (EVBN) Competitors $38.75 -0.81 (-2.05%) As of 03/28/2025 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendFinancialsHeadlinesInsider TradesOwnershipSEC FilingsTrendsBuy This Stock EVBN vs. OPFI, FMBH, PGY, CFB, NBBK, ATLC, OSBC, NBN, BFST, and HBTShould you be buying Evans Bancorp stock or one of its competitors? The main competitors of Evans Bancorp include OppFi (OPFI), First Mid Bancshares (FMBH), Pagaya Technologies (PGY), CrossFirst Bankshares (CFB), NB Bancorp (NBBK), Atlanticus (ATLC), Old Second Bancorp (OSBC), Northeast Bank (NBN), Business First Bancshares (BFST), and HBT Financial (HBT). These companies are all part of the "banking" industry. Evans Bancorp vs. OppFi First Mid Bancshares Pagaya Technologies CrossFirst Bankshares NB Bancorp Atlanticus Old Second Bancorp Northeast Bank Business First Bancshares HBT Financial Evans Bancorp (NYSE:EVBN) and OppFi (NYSE:OPFI) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, dividends, valuation, profitability, institutional ownership and community ranking. Which has stronger valuation & earnings, EVBN or OPFI? Evans Bancorp has higher earnings, but lower revenue than OppFi. Evans Bancorp is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEvans Bancorp$69.21M3.12$11.95M$2.1518.02OppFi$525.96M1.56-$1M$0.2145.26 Does the MarketBeat Community favor EVBN or OPFI? OppFi received 17 more outperform votes than Evans Bancorp when rated by MarketBeat users. Likewise, 60.71% of users gave OppFi an outperform vote while only 0.00% of users gave Evans Bancorp an outperform vote. CompanyUnderperformOutperformEvans BancorpOutperform VotesNo VotesUnderperform Votes10100.00% OppFiOutperform Votes1760.71% Underperform Votes1139.29% Which has more volatility and risk, EVBN or OPFI? Evans Bancorp has a beta of 0.97, indicating that its share price is 3% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.63, indicating that its share price is 63% more volatile than the S&P 500. Do analysts recommend EVBN or OPFI? OppFi has a consensus target price of $9.00, suggesting a potential downside of 5.31%. Given OppFi's stronger consensus rating and higher probable upside, analysts clearly believe OppFi is more favorable than Evans Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Evans Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00OppFi 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33 Is EVBN or OPFI more profitable? Evans Bancorp has a net margin of 9.89% compared to OppFi's net margin of 1.40%. OppFi's return on equity of 35.04% beat Evans Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Evans Bancorp9.89% 6.66% 0.53% OppFi 1.40%35.04%12.09% Does the media refer more to EVBN or OPFI? In the previous week, OppFi had 17 more articles in the media than Evans Bancorp. MarketBeat recorded 20 mentions for OppFi and 3 mentions for Evans Bancorp. Evans Bancorp's average media sentiment score of 1.17 beat OppFi's score of 0.87 indicating that Evans Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Evans Bancorp 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive OppFi 13 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals & insiders have more ownership in EVBN or OPFI? 67.1% of Evans Bancorp shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 6.3% of Evans Bancorp shares are held by insiders. Comparatively, 84.0% of OppFi shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. SummaryOppFi beats Evans Bancorp on 12 of the 18 factors compared between the two stocks. Remove Ads Get Evans Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for EVBN and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart EVBN vs. The Competition Export to ExcelMetricEvans BancorpNational commercial banks IndustryFinance SectorNYSE ExchangeMarket Cap$215.72M$22.20B$11.31B$19.40BDividend Yield3.35%3.40%5.39%3.75%P/E Ratio18.0212.3722.4933.04Price / Sales3.122.8525.7426.59Price / Cash9.0711.1617.6217.55Price / Book1.191.162.734.53Net Income$11.95M$2.17B$1.04B$1.02B7 Day Performance0.10%-0.65%-0.01%-1.30%1 Month Performance-10.73%-5.08%495.71%-4.04%1 Year PerformanceN/A14.35%536.45%2.55% Evans Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)EVBNEvans BancorpN/A$38.75-2.0%N/AN/A$215.72M$69.21M18.02380Analyst ForecastNews CoveragePositive NewsOPFIOppFi1.9091 of 5 stars$9.78-1.4%$9.00-7.9%+280.2%$842.74M$525.96M61.10570Dividend AnnouncementInsider TradeGap UpFMBHFirst Mid Bancshares3.4277 of 5 stars$35.02-0.6%$45.00+28.5%+7.2%$839.85M$318.63M10.641,070Positive NewsHigh Trading VolumePGYPagaya Technologies4.1479 of 5 stars$11.37+0.5%$20.61+81.3%+5.5%$837.47M$1.00B-2.07800News CoverageCFBCrossFirst Bankshares1.3697 of 5 stars$15.99flat$19.33+20.9%N/A$788.55M$261.78M10.25460NBBKNB Bancorp3.4261 of 5 stars$18.62-1.3%$22.00+18.2%+37.6%$779.12M$172.73M17.40342Positive NewsHigh Trading VolumeATLCAtlanticus3.1619 of 5 stars$50.51-1.5%$61.00+20.8%+75.0%$763.46M$299.40M11.35330Short Interest ↑News CoverageOSBCOld Second Bancorp3.9787 of 5 stars$16.92+0.6%$20.90+23.5%+20.6%$762.20M$279.90M9.05890Short Interest ↑Positive NewsHigh Trading VolumeNBNNortheast Bank3.1099 of 5 stars$91.95-0.7%$97.50+6.0%+64.7%$754.54M$170.62M10.70180News CoveragePositive NewsHigh Trading VolumeBFSTBusiness First Bancshares4.4476 of 5 stars$24.45-1.1%$31.50+28.8%+9.9%$722.55M$270.37M10.82750Positive NewsHigh Trading VolumeHBTHBT Financial2.925 of 5 stars$22.74-2.7%$24.80+9.1%+18.2%$717.65M$222.37M10.06730Analyst ForecastNews CoverageHigh Trading Volume Remove Ads Related Companies and Tools Related Companies OPFI Alternatives FMBH Alternatives PGY Alternatives CFB Alternatives NBBK Alternatives ATLC Alternatives OSBC Alternatives NBN Alternatives BFST Alternatives HBT Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:EVBN) was last updated on 3/30/2025 by MarketBeat.com Staff From Our PartnersTrump to unlock 15-figure fortune for America (May 3rd) ?We were shown this map by former Presidential Advisor, Jim Rickards, one of the most politically connected men...Paradigm Press | SponsoredThe Dirty Secret About Gold Mining Stocks...Here's something most gold analysts won't tell you: 90% of gold mining companies actually destroy sharehold...Golden Portfolio | SponsoredA market crash is coming—here’s whenThe stock market cycle I've used to identify the most likely day of the next market crash is the exact same in...Chaikin Analytics | SponsoredWall Street’s “AI Oracle” Reveals Next Big Tech PlayA tiny American tech company could be at the center of the next big AI breakthrough. Wall Street's "AI Orac...InvestorPlace | SponsoredTrump’s Final Plan Presidential insider exposes shocking plot to reshape U.S. economy: The 2025 Trump Reset -- Inside Trump’...Porter & Company | SponsoredDo this Before Elon's Reveal on April 23rdElon’s newest tech could pay you an extra $30,000 a year — while you sleep. It’s smaller than a quarter but...Brownstone Research | SponsoredYour Wealth is Under AttackPlease don't wait—this is your moment to take action. Download your Wealth Protection Guide now, claim your fr...American Alternative | SponsoredTermination: 18F (read immediately)Have you ever heard of the government's 18F program? It helped manage digital services across the governmen...Altimetry | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Evans Bancorp Inc Please log in to your account or sign up in order to add this asset to your watchlist. Share Evans Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.