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First American Financial (FAF) Financials

First American Financial logo
$60.12 +0.82 (+1.38%)
As of 05/15/2025 03:59 PM Eastern
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Annual Income Statements for First American Financial

Annual Income Statements for First American Financial

This table shows First American Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders		 131 217 263 1,241 696 707 474 423 343 288
Consolidated Net Income / (Loss)		 133 216 265 1,249 700 710 476 422 343 289
Net Income / (Loss) Continuing Operations		 133 216 265 1,249 700 710 476 422 343 289
Total Pre-Tax Income 		165 274 326 1,641 923 905 610 445 478 433
Total Revenue		 5,979 5,871 7,512 9,148 7,029 6,154 5,707 5,772 5,576 5,175
Net Interest Income / (Expense)		 -150 -133 -93 -72 -57 -48 -41 0.00 0.00 0.00
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 150 133 93 72 57 48 41 0.00 0.00 0.00
Long-Term Debt Interest Expense		 150 133 93 72 57 48 41 - - -
Total Non-Interest Income		 6,128 6,004 7,605 9,221 7,086 6,202 5,748 5,772 5,576 5,175
Other Service Charges		 961 939 1,149 1,215 1,013 788 781 776 724 673
Net Realized & Unrealized Capital Gains on Investments		 159 364 -176 650 326 382 174 174 149 94
Premiums Earned		 5,008 4,701 6,632 7,356 5,747 5,032 4,793 4,823 4,703 4,408
Total Non-Interest Expense		 5,813 5,597 7,187 7,507 6,106 5,249 5,097 5,327 5,098 4,743
Salaries and Employee Benefits		 4,104 3,941 5,169 5,337 4,125 3,680 3,549 3,587 3,457 3,252
Property & Liability Insurance Claims		 388 400 577 689 658 517 522 520 555 555
Other Operating Expenses		 1,113 1,067 1,272 1,323 1,119 923 900 1,092 988 850
Depreciation Expense		 207 189 168 158 149 129 126 128 99 86
Impairment Charge		 0.00 0.00 0.00 0.00 55 0.00 0.00 - - -
Income Tax Expense		 33 59 60 392 223 195 134 23 134 144
Net Income / (Loss) Attributable to Noncontrolling Interest		 1.50 -1.30 2.30 8.00 4.00 3.00 1.40 -1.19 0.48 0.78
Basic Earnings per Share		 $1.26 $2.08 $2.46 $11.18 $6.18 $6.26 $4.21 $3.79 $3.10 $2.65
Weighted Average Basic Shares Outstanding		 103.90M 104.30M 107M 111M 112.70M 113.10M 112.61M 111.67M 110.55M 108.43M
Diluted Earnings per Share		 $1.26 $2.07 $2.45 $11.14 $6.16 $6.22 $4.19 $3.76 $3.09 $2.62
Weighted Average Diluted Shares Outstanding		 104.30M 104.60M 107.30M 111.40M 113M 113.70M 113.28M 112.44M 111.16M 109.83M
Weighted Average Basic & Diluted Shares Outstanding		 102.80M 103.10M 103.13M 109.34M 109.85M 112.51M 112.70M 111.60M 110.60M 108.70M
Cash Dividends to Common per Share		 $2.14 $2.10 $2.06 $1.94 $1.78 $1.68 $1.60 $1.44 $1.20 $1.00

Quarterly Income Statements for First American Financial

This table shows First American Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 74 72 -104 116 47 34 -1.70 139 46 54 2.00
Consolidated Net Income / (Loss)		 75 73 -103 116 47 34 -1.20 136 46 55 2.40
Net Income / (Loss) Continuing Operations		 75 73 -103 116 47 34 -1.20 136 46 55 2.40
Total Pre-Tax Income 		97 100 -144 152 58 38 -1.70 178 60 58 -3.20
Total Revenue		 1,547 1,641 1,370 1,577 1,390 1,396 1,445 1,613 1,417 1,655 1,800
Net Interest Income / (Expense)		 -35 -44 -36 -35 -34 -33 -36 -34 -29 -30 -24
Total Interest Income		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Expense		 35 44 36 35 34 33 36 34 29 30 24
Long-Term Debt Interest Expense		 35 44 36 35 34 33 36 34 29 30 24
Total Non-Interest Income		 1,582 1,685 1,406 1,612 1,425 1,429 1,481 1,647 1,446 1,685 1,824
Other Service Charges		 242 244 248 247 223 216 246 250 227 248 282
Net Realized & Unrealized Capital Gains on Investments		 124 71 -165 117 137 105 -25 157 127 28 -126
Premiums Earned		 1,216 1,371 1,324 1,249 1,065 1,109 1,260 1,240 1,093 1,409 1,668
Total Non-Interest Expense		 1,451 1,542 1,514 1,425 1,332 1,358 1,447 1,435 1,357 1,597 1,804
Salaries and Employee Benefits		 1,032 1,100 1,070 1,001 933 957 1,017 1,011 957 1,149 1,295
Property & Liability Insurance Claims		 88 99 111 95 83 89 109 105 97 126 155
Other Operating Expenses		 278 291 280 277 266 262 274 273 259 280 312
Depreciation Expense		 53 52 53 52 50 50 47 46 46 44 41
Income Tax Expense		 22 27 -41 35 12 4.10 -0.50 42 14 3.10 -5.60
Net Income / (Loss) Attributable to Noncontrolling Interest		 0.60 0.50 0.60 0.40 0.00 0.20 0.50 -2.10 0.10 0.30 0.40
Basic Earnings per Share		 $0.72 $0.70 ($1.00) $1.11 $0.45 $0.33 ($0.02) $1.33 $0.44 $0.54 $0.02
Weighted Average Basic Shares Outstanding		 103.80M 103.90M 103.60M 104.10M 104.10M 104.30M 104.20M 104.30M 104.50M 107M 105.30M
Diluted Earnings per Share		 $0.71 $0.70 ($1.00) $1.11 $0.45 $0.32 ($0.02) $1.33 $0.44 $0.54 $0.02
Weighted Average Diluted Shares Outstanding		 104.20M 104.30M 103.60M 104.30M 104.40M 104.60M 104.20M 104.50M 104.80M 107.30M 105.50M
Weighted Average Basic & Diluted Shares Outstanding		 102.90M 102.80M 103.00M 102.89M 103.72M 103.10M 103.18M 103.09M 103.21M 103.13M 103.54M
Cash Dividends to Common per Share		 $0.54 $0.54 $0.54 $0.53 $0.53 $0.53 $0.53 $0.52 $0.52 $0.52 $0.52

Annual Cash Flow Statements for First American Financial

This table details how cash moves in and out of First American Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents		 -1,887 2,382 -4.50 -48 -211 19 80 373 -21 -163
Net Cash From Operating Activities		 898 354 778 1,220 1,085 913 793 632 489 551
Net Cash From Continuing Operating Activities		 898 354 778 1,220 1,085 913 793 632 489 551
Net Income / (Loss) Continuing Operations		 133 216 265 1,249 700 710 476 422 343 289
Consolidated Net Income / (Loss)		 133 216 265 1,249 700 710 476 422 343 289
Depreciation Expense		 207 189 168 158 149 129 126 128 99 86
Amortization Expense		 -3.00 8.60 19 47 39 27 27 31 28 28
Non-Cash Adjustments to Reconcile Net Income		 340 214 667 -307 72 2.00 102 12 19 61
Changes in Operating Assets and Liabilities, net		 221 -272 -341 73 125 45 63 39 -0.22 87
Net Cash From Investing Activities		 -459 600 -393 -3,393 -1,415 -452 -1,221 -387 -610 -974
Net Cash From Continuing Investing Activities		 -459 600 -393 -3,393 -1,415 -452 -1,221 -387 -610 -974
Purchase of Investment Securities		 -35,750 -15,068 -19,339 -32,622 -21,045 -10,576 -5,625 -2,054 -2,302 -2,274
Sale of Property, Leasehold Improvements and Equipment		 0.60 0.10 6.80 18 14 1.00 2.63 9.98 9.22 17
Sale and/or Maturity of Investments		 35,326 15,660 18,947 29,226 19,615 10,130 4,516 1,809 1,682 1,287
Other Investing Activities, net		 -35 7.90 -7.70 -15 1.00 -7.00 3.36 -18 0.71 -4.39
Net Cash From Financing Activities		 -2,309 1,423 -376 2,126 113 -445 515 128 107 266
Net Cash From Continuing Financing Activities		 -2,309 1,423 -376 2,126 113 -445 515 128 107 266
Net Change in Deposits		 -2,260 1,788 451 1,792 -60 -449 716 291 80 366
Issuance of Debt		 28,852 13,384 15,533 25,244 16,006 8,152 2,381 0.00 160 0.00
Repayment of Debt		 -28,622 -13,453 -15,702 -24,599 -15,491 -7,956 -2,380 -5.54 -5.17 -5.24
Repurchase of Common Equity		 -69 -73 -441 -99 -139 -2.00 -19 0.00 -0.45 0.00
Payment of Dividends		 -221 -217 -218 -213 -199 -188 -178 -159 -132 -109
Other Financing Activities, Net		 9.40 -6.70 0.30 2.00 -4.00 -2.00 -4.85 1.76 3.49 14
Effect of Exchange Rate Changes		 -17 4.90 -13 -0.40 6.00 3.00 -7.37 - -7.24 -6.02
Cash Interest Paid		 151 124 87 64 54 46 39 34 30 29
Cash Income Taxes Paid		 46 122 193 340 193 179 92 126 116 89

Quarterly Cash Flow Statements for First American Financial

This table details how cash moves in and out of First American Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 327 -1,235 905 542 -2,099 2,026 -667 263 760 -1,138 617
Net Cash From Operating Activities		 -53 325 237 267 69 -42 219 269 -92 245 303
Net Cash From Continuing Operating Activities		 -53 325 237 267 69 -42 219 269 -92 245 303
Net Income / (Loss) Continuing Operations		 75 73 -103 116 47 34 -1.20 136 46 55 2.40
Consolidated Net Income / (Loss)		 75 73 -103 116 47 34 -1.20 136 46 55 2.40
Depreciation Expense		 53 52 53 52 50 50 47 46 46 44 41
Amortization Expense		 -10 -8.10 1.10 1.90 2.10 3.00 2.70 1.30 1.60 0.50 1.00
Non-Cash Adjustments to Reconcile Net Income		 36 82 293 17 -53 57 148 2.60 5.90 134 249
Changes in Operating Assets and Liabilities, net		 -206 126 -7.20 79 24 -186 23 83 -191 13 8.40
Net Cash From Investing Activities		 -235 -33 -295 101 -231 415 -61 -181 427 -138 -60
Net Cash From Continuing Investing Activities		 -235 -33 -295 101 -231 415 -61 -181 427 -138 -60
Purchase of Investment Securities		 -8,393 -10,273 -13,856 -6,407 -5,214 -3,565 -4,163 -4,212 -3,128 -3,691 -4,355
Sale of Property, Leasehold Improvements and Equipment		 0.10 0.60 - - 0.00 - - - 0.10 - 6.60
Sale and/or Maturity of Investments		 8,136 10,275 13,559 6,487 5,005 3,978 4,103 4,033 3,545 3,552 4,287
Other Investing Activities, net		 23 -35 2.90 21 -23 1.80 -0.60 -2.60 9.30 0.70 1.10
Net Cash From Financing Activities		 612 -1,509 957 175 -1,932 1,648 -820 171 424 -1,251 385
Net Cash From Continuing Financing Activities		 612 -1,509 957 175 -1,932 1,648 -820 171 424 -1,251 385
Net Change in Deposits		 613 -914 346 313 -2,005 1,695 -696 160 630 -1,209 602
Issuance of Debt		 7,593 8,918 9,225 5,976 4,733 3,314 3,693 3,627 2,749 2,674 3,259
Repayment of Debt		 -7,501 -9,454 -8,546 -6,025 -4,598 -3,293 -3,750 -3,546 -2,865 -2,632 -3,355
Repurchase of Common Equity		 -28 -8.20 -16 -41 -3.50 -18 -9.30 -15 -30 -34 -72
Payment of Dividends		 -56 -56 -56 -55 -55 -55 -55 -54 -54 -54 -54
Other Financing Activities, Net		 -8.10 3.60 4.00 5.70 -3.90 3.70 -3.00 -0.30 -7.10 3.40 4.90
Effect of Exchange Rate Changes		 2.00 -18 5.90 -0.30 -4.60 5.20 -5.00 3.10 1.60 6.20 -11
Cash Interest Paid		 41 41 31 42 36 35 29 34 26 28 20
Cash Income Taxes Paid		 13 16 18 8.30 3.40 100 9.00 12 1.90 22 65

Annual Balance Sheets for First American Financial

This table presents First American Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets		 14,909 16,803 14,955 16,451 12,796 11,519 10,631 9,573 8,832 8,237
Cash and Due from Banks		 1,718 3,605 1,224 1,228 1,275 1,486 1,467 1,387 1,006 1,027
Interest Bearing Deposits at Other Banks		 85 56 63 58 46 44 36 41 21 23
Trading Account Securities		 7,957 7,893 8,924 10,538 7,105 6,306 6,067 5,219 4,957 4,601
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 375 509 367 441 385 324 326 311 300 257
Premises and Equipment, Net		 1,419 1,402 1,277 1,093 1,030 1,022 1,035 1,008 998 946
Goodwill		 1,804 1,808 1,798 1,588 1,379 1,151 1,144 1,113 1,017 964
Intangible Assets		 125 154 194 218 194 92 109 100 79 48
Other Assets		 1,425 1,376 1,109 1,287 1,382 1,094 445 393 452 370
Total Liabilities & Shareholders' Equity		 14,909 16,803 14,955 16,451 12,796 11,519 10,631 9,573 8,832 8,237
Total Liabilities		 9,982 11,940 10,274 10,668 7,874 7,094 6,885 6,090 5,817 5,484
Non-Interest Bearing Deposits		 5,048 7,308 5,520 5,069 3,277 3,337 3,786 3,071 2,779 2,699
Long-Term Debt		 2,190 1,947 2,012 2,186 1,527 1,007 808 733 737 581
Claims and Claim Expense		 1,193 1,282 1,325 1,284 1,178 1,063 1,043 1,029 1,026 984
Other Long-Term Liabilities		 1,550 1,402 1,417 2,129 1,892 1,410 1,001 995 1,022 983
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 4,927 4,863 4,681 5,783 4,922 4,425 3,745 3,483 3,014 2,753
Total Preferred & Common Equity		 4,909 4,848 4,658 5,767 4,910 4,420 3,742 3,480 3,008 2,750
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 4,909 4,848 4,658 5,767 4,910 4,420 3,742 3,480 3,008 2,750
Common Stock		 1,788 1,793 1,812 2,179 2,215 2,301 2,258 2,236 2,192 2,151
Retained Earnings		 3,617 3,711 3,714 3,680 2,655 2,161 1,644 1,311 1,047 838
Accumulated Other Comprehensive Income / (Loss)		 -496 -656 -869 -92 40 -41 -161 -68 -230 -239
Noncontrolling Interest		 19 15 23 16 12 4.52 3.51 3.07 6.17 3.16

Quarterly Balance Sheets for First American Financial

This table presents First American Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 15,497 16,566 15,157 14,698 14,678 15,731 15,384 16,486
Cash and Due from Banks		 2,045 2,953 2,049 1,506 1,579 2,246 1,983 2,361
Interest Bearing Deposits at Other Banks		 63 55 56 77 55 56 54 61
Trading Account Securities		 8,121 7,740 7,791 7,787 7,936 8,322 8,399 8,917
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 377 391 404 366 389 385 367 397
Premises and Equipment, Net		 1,414 1,455 1,441 1,422 1,379 1,344 1,307 1,205
Goodwill		 1,810 1,811 1,808 1,807 1,800 1,802 1,805 1,811
Intangible Assets		 122 135 137 148 162 174 185 205
Other Assets		 1,547 2,027 1,471 1,585 1,377 1,402 1,284 1,529
Total Liabilities & Shareholders' Equity		 15,497 16,566 15,157 14,698 14,678 15,731 15,384 16,486
Total Liabilities		 10,457 11,456 10,325 9,892 10,136 10,944 10,605 11,955
Non-Interest Bearing Deposits		 5,661 5,962 5,616 5,303 5,613 6,309 6,150 6,728
Other Short-Term Payables		 724 897 907 745 811 790 721 1,115
Long-Term Debt		 2,282 2,726 2,041 2,085 1,923 1,979 1,897 1,988
Claims and Claim Expense		 1,188 1,230 1,252 1,262 1,300 1,322 1,315 1,314
Other Long-Term Liabilities		 602 641 508 497 490 544 522 810
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 5,041 5,111 4,833 4,806 4,542 4,787 4,779 4,531
Total Preferred & Common Equity		 5,019 5,092 4,814 4,787 4,527 4,772 4,757 4,508
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 5,019 5,092 4,814 4,787 4,527 4,772 4,757 4,508
Common Stock		 1,784 1,781 1,781 1,806 1,798 1,800 1,800 1,834
Retained Earnings		 3,635 3,601 3,762 3,702 3,739 3,796 3,712 3,722
Accumulated Other Comprehensive Income / (Loss)		 -400 -291 -730 -721 -1,010 -824 -756 -1,048
Noncontrolling Interest		 22 18 19 19 15 15 22 23

Annual Metrics And Ratios for First American Financial

This table displays calculated financial ratios and metrics derived from First American Financial's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 1.83% -21.85% -17.89% 30.15% 14.22% 7.84% -1.13% 3.52% 7.74% 10.64%
EBITDA Growth		 -21.57% -7.91% -72.27% 66.19% 4.71% 39.16% 26.11% -0.06% 10.64% 18.67%
EBIT Growth		 -39.72% -15.75% -80.16% 77.82% 1.99% 48.47% 36.87% -6.75% 10.36% 23.45%
NOPAT Growth		 -38.47% -18.77% -78.76% 78.44% -1.41% 49.19% 12.81% 22.82% 18.90% 23.34%
Net Income Growth		 -38.47% -18.77% -78.76% 78.44% -1.41% 49.19% 12.81% 22.82% 18.90% 23.34%
EPS Growth		 -39.13% -15.51% -78.01% 80.84% -0.96% 48.45% 11.44% 21.68% 17.94% 21.86%
Operating Cash Flow Growth		 153.32% -54.44% -36.26% 12.43% 18.84% 15.11% 25.47% 29.16% -11.23% 52.87%
Free Cash Flow Firm Growth		 -276.92% -93.59% 668.84% 14.64% -88.98% -221.67% 421.48% 41.51% -162.16% 172.60%
Invested Capital Growth		 4.51% 1.74% -16.01% 23.57% 18.73% 19.28% 8.01% 12.39% 12.50% 5.40%
Revenue Q/Q Growth		 4.28% -4.23% -8.49% 2.59% 6.31% 5.64% -1.81% -0.40% 2.72% 1.83%
EBITDA Q/Q Growth		 16.66% -2.22% -35.73% -2.34% 10.15% 19.02% -4.81% 15.17% -4.43% -1.00%
EBIT Q/Q Growth		 59.19% -6.57% -45.74% -2.94% 11.27% 23.06% -6.22% 21.20% -6.89% -1.39%
NOPAT Q/Q Growth		 41.06% -8.61% -43.77% -1.56% 8.71% 22.75% -21.14% 49.54% -0.23% 0.35%
Net Income Q/Q Growth		 41.06% -8.61% -43.77% -1.56% 8.71% 22.75% -21.14% 49.54% -0.23% 0.35%
EPS Q/Q Growth		 43.18% -9.61% -42.08% -1.33% 9.03% 22.68% -21.54% 48.03% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 68.96% -44.76% -11.24% -4.69% 10.45% -0.76% 19.91% -8.75% 8.44% 0.85%
Free Cash Flow Firm Q/Q Growth		 86.32% -65.95% -14.78% 13.55% 24.67% -27.35% -0.11% -366.32% 49.11% 182.70%
Invested Capital Q/Q Growth		 -9.18% 5.34% 2.67% 1.45% 2.80% 4.29% 1.24% 4.55% -0.41% 1.71%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 6.19% 8.03% 6.82% 20.18% 15.81% 17.24% 13.36% 10.47% 10.85% 10.56%
EBIT Margin		 2.77% 4.67% 4.34% 17.94% 13.13% 14.71% 10.68% 7.71% 8.57% 8.36%
Profit (Net Income) Margin		 2.22% 3.67% 3.53% 13.65% 9.96% 11.54% 8.34% 7.31% 6.16% 5.58%
Tax Burden Percent		 80.17% 78.54% 81.46% 76.10% 75.84% 78.45% 78.08% 94.73% 71.92% 66.75%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 19.83% 21.47% 18.54% 23.90% 24.16% 21.55% 21.92% 5.27% 28.08% 33.25%
Return on Invested Capital (ROIC)		 1.90% 3.19% 3.62% 17.33% 11.78% 14.22% 10.85% 10.59% 9.70% 8.89%
ROIC Less NNEP Spread (ROIC-NNEP)		 1.90% 3.19% 3.62% 17.33% 11.78% 14.22% 10.85% 10.59% 9.70% 8.89%
Return on Net Nonoperating Assets (RNNOA)		 0.80% 1.32% 1.45% 6.01% 3.19% 3.16% 2.31% 2.40% 2.22% 1.95%
Return on Equity (ROE)		 2.71% 4.52% 5.07% 23.34% 14.98% 17.38% 13.17% 12.99% 11.91% 10.84%
Cash Return on Invested Capital (CROIC)		 -2.51% 1.46% 21.02% -3.76% -5.34% -3.36% 3.15% -1.08% -2.07% 3.63%
Operating Return on Assets (OROA)		 1.04% 1.73% 2.07% 11.22% 7.59% 8.17% 6.03% 4.84% 5.60% 5.44%
Return on Assets (ROA)		 0.84% 1.36% 1.69% 8.54% 5.76% 6.41% 4.71% 4.58% 4.02% 3.63%
Return on Common Equity (ROCE)		 2.70% 4.50% 5.05% 23.28% 14.95% 17.36% 13.16% 12.97% 11.89% 10.83%
Return on Equity Simple (ROE_SIMPLE)		 2.70% 4.45% 5.70% 21.66% 14.26% 16.06% 12.72% 12.12% 11.42% 10.50%
Net Operating Profit after Tax (NOPAT)		 133 216 265 1,249 700 710 476 422 343 289
NOPAT Margin		 2.22% 3.67% 3.53% 13.65% 9.96% 11.54% 8.34% 7.31% 6.16% 5.58%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 68.65% 67.13% 68.81% 58.34% 58.69% 59.80% 62.18% 62.14% 61.99% 62.83%
Operating Expenses to Revenue		 97.23% 95.33% 95.66% 82.06% 86.87% 85.29% 89.32% 92.29% 91.43% 91.64%
Earnings before Interest and Taxes (EBIT)		 165 274 326 1,641 923 905 610 445 478 433
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 370 472 512 1,846 1,111 1,061 762 605 605 547
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.31 1.32 1.08 1.36 1.04 1.27 1.11 1.44 1.05 1.08
Price to Tangible Book Value (P/TBV)		 2.16 2.22 1.89 1.98 1.53 1.77 1.67 2.21 1.64 1.70
Price to Revenue (P/Rev)		 1.08 1.09 0.67 0.86 0.73 0.91 0.73 0.87 0.56 0.57
Price to Earnings (P/E)		 49.06 29.61 19.19 6.31 7.33 7.94 8.74 11.84 9.17 10.27
Dividend Yield		 3.43% 3.38% 4.23% 2.72% 3.90% 3.36% 4.31% 3.19% 4.19% 3.68%
Earnings Yield		 2.04% 3.38% 5.21% 15.84% 13.64% 12.59% 11.44% 8.45% 10.91% 9.74%
Enterprise Value to Invested Capital (EV/IC)		 0.96 0.69 0.87 1.10 0.83 0.94 0.76 1.02 0.76 0.75
Enterprise Value to Revenue (EV/Rev)		 1.14 0.80 0.77 0.96 0.76 0.83 0.61 0.75 0.51 0.48
Enterprise Value to EBITDA (EV/EBITDA)		 18.49 10.01 11.32 4.74 4.79 4.80 4.54 7.14 4.73 4.56
Enterprise Value to EBIT (EV/EBIT)		 41.34 17.20 17.79 5.33 5.76 5.63 5.67 9.69 5.99 5.76
Enterprise Value to NOPAT (EV/NOPAT)		 51.56 21.90 21.84 7.01 7.60 7.18 7.27 10.23 8.32 8.62
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.62 13.32 7.45 7.17 4.90 5.58 4.36 6.83 5.84 4.52
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 47.78 3.76 0.00 0.00 0.00 25.05 0.00 0.00 21.10
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.44 0.40 0.43 0.38 0.31 0.23 0.22 0.21 0.24 0.21
Long-Term Debt to Equity		 0.44 0.40 0.43 0.38 0.31 0.23 0.22 0.21 0.24 0.21
Financial Leverage		 0.42 0.41 0.40 0.35 0.27 0.22 0.21 0.23 0.23 0.22
Leverage Ratio		 3.24 3.33 3.00 2.73 2.60 2.71 2.80 2.83 2.96 2.98
Compound Leverage Factor		 3.24 3.33 3.00 2.73 2.60 2.71 2.80 2.83 2.96 2.98
Debt to Total Capital		 30.78% 28.59% 30.06% 27.43% 23.68% 18.53% 17.75% 17.38% 19.64% 17.43%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 30.78% 28.59% 30.06% 27.43% 23.68% 18.53% 17.75% 17.38% 19.64% 17.43%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.26% 0.22% 0.35% 0.20% 0.19% 0.08% 0.08% 0.07% 0.16% 0.09%
Common Equity to Total Capital		 68.96% 71.19% 69.59% 72.37% 76.14% 81.38% 82.17% 82.54% 80.20% 82.48%
Debt to EBITDA		 5.92 4.13 3.93 1.18 1.37 0.95 1.06 1.21 1.22 1.06
Net Debt to EBITDA		 1.05 -3.64 1.42 0.49 0.19 -0.49 -0.91 -1.15 -0.48 -0.86
Long-Term Debt to EBITDA		 5.92 4.13 3.93 1.18 1.37 0.95 1.06 1.21 1.22 1.06
Debt to NOPAT		 16.52 9.04 7.58 1.75 2.18 1.42 1.70 1.74 2.14 2.01
Net Debt to NOPAT		 2.92 -7.95 2.73 0.72 0.29 -0.74 -1.46 -1.65 -0.85 -1.63
Long-Term Debt to NOPAT		 16.52 9.04 7.58 1.75 2.18 1.42 1.70 1.74 2.14 2.01
Noncontrolling Interest Sharing Ratio		 0.34% 0.40% 0.38% 0.26% 0.18% 0.10% 0.09% 0.14% 0.16% 0.12%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -175 99 1,541 -271 -317 -168 138 -43 -73 118
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 686.49% 508.85% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -1.17 0.75 16.57 -3.74 -5.57 -3.50 3.37 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 6.00 2.67 8.36 16.85 19.04 19.02 19.36 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 6.00 2.67 8.43 17.10 19.28 19.04 16.54 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.38 0.37 0.48 0.63 0.58 0.56 0.56 0.63 0.65 0.65
Fixed Asset Turnover		 4.24 4.38 6.34 8.62 6.85 5.98 5.59 5.75 5.74 5.53
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 7,117 6,810 6,693 7,969 6,449 5,432 4,554 4,216 3,751 3,334
Invested Capital Turnover		 0.86 0.87 1.02 1.27 1.18 1.23 1.30 1.45 1.57 1.59
Increase / (Decrease) in Invested Capital		 307 117 -1,276 1,520 1,017 878 338 465 417 171
Enterprise Value (EV)		 6,837 4,721 5,795 8,751 5,320 5,094 3,458 4,317 2,859 2,491
Market Capitalization		 6,432 6,420 5,046 7,835 5,102 5,614 4,149 5,009 3,144 2,957
Book Value per Share		 $47.65 $46.99 $44.98 $52.54 $43.98 $39.35 $33.47 $31.40 $27.39 $25.29
Tangible Book Value per Share		 $28.92 $27.98 $25.75 $36.09 $29.89 $28.29 $22.26 $20.46 $17.41 $15.98
Total Capital		 7,117 6,810 6,693 7,969 6,449 5,432 4,554 4,216 3,751 3,334
Total Debt		 2,190 1,947 2,012 2,186 1,527 1,007 808 733 737 581
Total Long-Term Debt		 2,190 1,947 2,012 2,186 1,527 1,007 808 733 737 581
Net Debt		 387 -1,714 725 900 206 -524 -695 -696 -291 -469
Capital Expenditures (CapEx)		 -0.60 -0.10 -6.80 -18 -14 -1.00 116 124 -9.22 -17
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 2,190 1,947 2,012 2,186 1,527 1,007 808 733 737 581
Total Depreciation and Amortization (D&A)		 204 197 186 205 188 156 153 159 127 114
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.26 $2.08 $2.46 $11.18 $6.18 $6.26 $4.21 $3.79 $3.10 $2.65
Adjusted Weighted Average Basic Shares Outstanding		 103.90M 104.30M 107M 111M 112.75M 113.08M 112.61M 111.67M 110.55M 108.43M
Adjusted Diluted Earnings per Share		 $1.26 $2.07 $2.45 $11.14 $6.16 $6.22 $4.19 $3.76 $3.09 $2.62
Adjusted Weighted Average Diluted Shares Outstanding		 104.30M 104.60M 107.30M 111.40M 113.02M 113.66M 113.28M 112.44M 111.16M 109.83M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $6.26 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 102.80M 103.10M 103.13M 109.34M 109.85M 112.51M 111.48B 110.96M 109.97M 109.09M
Normalized Net Operating Profit after Tax (NOPAT)		 133 216 265 1,249 742 710 476 422 343 289
Normalized NOPAT Margin		 2.22% 3.67% 3.53% 13.65% 10.55% 11.54% 8.34% 7.31% 6.16% 5.58%
Pre Tax Income Margin		 2.77% 4.67% 4.34% 17.94% 13.13% 14.71% 10.68% 7.71% 8.57% 8.36%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 1.11 2.07 3.50 22.67 16.19 18.85 14.87 0.00 0.00 0.00
NOPAT to Interest Expense		 0.89 1.63 2.85 17.25 12.28 14.79 11.61 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 1.11 2.07 3.58 22.92 16.44 18.88 12.06 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.89 1.63 2.93 17.50 12.53 14.81 8.79 0.00 0.00 0.00
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 166.44% 100.51% 81.98% 17.05% 28.43% 26.48% 37.51% 37.76% 38.30% 37.57%
Augmented Payout Ratio		 218.10% 134.25% 248.10% 24.99% 48.29% 26.76% 41.46% 37.76% 38.43% 37.57%

Quarterly Metrics And Ratios for First American Financial

This table displays calculated financial ratios and metrics derived from First American Financial's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 11.28% 17.58% -5.22% -2.21% -1.88% -15.65% -19.71% -21.06% -29.64% -29.64% -29.04%
EBITDA Growth		 25.88% 58.02% -286.54% -8.82% 3.56% -10.52% 23.21% 19.25% -41.37% -73.68% -94.01%
EBIT Growth		 65.69% 160.16% -8,394.12% -14.88% -2.18% -33.45% 46.88% 25.95% -54.08% -82.64% -100.53%
NOPAT Growth		 60.17% 112.54% -8,394.12% -14.66% 1.52% -37.18% 46.88% 23.78% -53.11% -79.09% -100.50%
Net Income Growth		 60.17% 112.54% -8,516.67% -14.66% 1.52% -37.18% -150.00% 23.78% -53.11% -79.09% -99.47%
EPS Growth		 57.78% 118.75% -4,900.00% -16.54% 2.27% -40.74% -200.00% 31.68% -50.00% -76.72% -99.50%
Operating Cash Flow Growth		 -176.19% 878.42% 8.03% -0.86% 175.08% -116.99% -27.53% 40.62% -340.99% -28.64% -24.16%
Free Cash Flow Firm Growth		 -113.24% -184.59% -2,868.24% -97.75% -117.58% -106.19% -96.01% 10,185.27% 210.22% 205.67% 217.84%
Invested Capital Growth		 6.28% 4.51% 21.22% 1.59% 3.21% 1.74% -0.83% -3.45% -11.97% -16.01% -17.01%
Revenue Q/Q Growth		 -5.75% 19.82% -13.13% 13.42% -0.41% -3.42% -10.37% 13.80% -14.39% -8.07% -11.87%
EBITDA Q/Q Growth		 -3.27% 259.60% -143.82% 86.06% 21.43% 88.41% -78.58% 111.34% 4.92% 159.44% -79.27%
EBIT Q/Q Growth		 -3.30% 169.18% -195.25% 160.03% 51.82% 2,358.82% -100.95% 198.83% 3.29% 1,903.13% -102.26%
NOPAT Q/Q Growth		 2.61% 172.12% -186.84% 149.25% 36.15% 2,982.35% -100.87% 196.52% -15.75% 2,537.50% -102.03%
Net Income Q/Q Growth		 2.61% 170.50% -188.83% 149.25% 36.15% 2,958.33% -100.88% 196.52% -15.75% 2,175.00% -97.82%
EPS Q/Q Growth		 1.43% 170.00% -190.09% 146.67% 40.63% 1,700.00% -101.50% 202.27% -18.52% 2,600.00% -98.02%
Operating Cash Flow Q/Q Growth		 -116.27% 37.02% -11.17% 284.85% 266.19% -119.02% -18.48% 391.44% -137.61% -18.90% 58.18%
Free Cash Flow Firm Q/Q Growth		 -52.49% 84.08% -17,429.18% 105.07% -103.52% -254.86% -85.94% -60.31% -28.31% -0.29% 35,650.63%
Invested Capital Q/Q Growth		 2.89% -9.18% 14.01% -0.25% 1.19% 5.34% -4.45% 1.34% -0.25% 2.67% -6.98%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 8.99% 8.76% -6.58% 13.04% 7.95% 6.52% 3.34% 13.98% 7.53% 6.14% 2.18%
EBIT Margin		 6.24% 6.09% -10.54% 9.61% 4.19% 2.75% -0.12% 11.04% 4.21% 3.49% -0.18%
Profit (Net Income) Margin		 4.83% 4.44% -7.55% 7.38% 3.36% 2.46% -0.08% 8.46% 3.25% 3.30% 0.13%
Tax Burden Percent		 77.43% 72.97% 71.61% 76.78% 80.10% 89.32% 70.59% 76.59% 77.18% 94.63% -75.00%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 22.57% 27.03% 0.00% 23.22% 19.90% 10.68% 0.00% 23.41% 22.82% 5.37% 0.00%
Return on Invested Capital (ROIC)		 4.17% 3.81% -5.92% 6.29% 2.89% 2.14% -0.08% 7.96% 3.15% 3.38% -0.14%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.17% 3.81% -6.02% 6.29% 2.89% 2.14% -0.08% 7.96% 3.15% 3.38% 0.08%
Return on Net Nonoperating Assets (RNNOA)		 1.85% 1.61% -2.90% 2.63% 1.20% 0.89% -0.03% 3.32% 1.27% 1.36% 0.03%
Return on Equity (ROE)		 6.03% 5.42% -8.81% 8.91% 4.10% 3.02% -0.11% 11.29% 4.42% 4.74% -0.11%
Cash Return on Invested Capital (CROIC)		 -3.82% -2.51% -17.87% 1.29% 0.03% 1.46% 4.47% 6.99% 15.72% 21.02% 25.16%
Operating Return on Assets (OROA)		 2.54% 2.29% -3.87% 3.62% 1.63% 1.02% -0.05% 4.48% 1.82% 1.67% -0.09%
Return on Assets (ROA)		 1.96% 1.67% -2.77% 2.78% 1.31% 0.91% -0.03% 3.43% 1.41% 1.58% 0.07%
Return on Common Equity (ROCE)		 6.00% 5.41% -8.78% 8.88% 4.08% 3.01% -0.11% 11.25% 4.40% 4.72% -0.11%
Return on Equity Simple (ROE_SIMPLE)		 3.20% 0.00% 1.85% 4.08% 4.52% 0.00% 5.21% 5.02% 4.48% 0.00% 10.47%
Net Operating Profit after Tax (NOPAT)		 75 73 -101 116 47 34 -1.19 136 46 55 -2.24
NOPAT Margin		 4.83% 4.44% -7.38% 7.38% 3.36% 2.46% -0.08% 8.46% 3.25% 3.30% -0.12%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% -0.22%
SG&A Expenses to Revenue		 66.72% 67.00% 78.13% 63.49% 67.09% 68.52% 70.38% 62.69% 67.51% 69.40% 71.91%
Operating Expenses to Revenue		 93.76% 93.91% 110.54% 90.39% 95.81% 97.25% 100.12% 88.96% 95.79% 96.51% 100.18%
Earnings before Interest and Taxes (EBIT)		 97 100 -144 152 58 38 -1.70 178 60 58 -3.20
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 139 144 -90 206 111 91 48 226 107 102 39
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.34 1.31 1.33 1.16 1.30 1.32 1.24 1.19 1.15 1.08 1.00
Price to Tangible Book Value (P/TBV)		 2.18 2.16 2.16 1.95 2.20 2.22 2.19 2.03 1.98 1.89 1.80
Price to Revenue (P/Rev)		 1.10 1.08 1.18 0.96 1.07 1.09 0.92 0.88 0.79 0.67 0.55
Price to Earnings (P/E)		 42.54 49.06 73.19 28.68 28.66 29.61 23.71 23.58 25.99 19.19 9.59
Dividend Yield		 3.28% 3.43% 3.23% 3.93% 3.49% 3.38% 3.83% 3.78% 3.89% 4.23% 4.75%
Earnings Yield		 2.35% 2.04% 1.37% 3.49% 3.49% 3.38% 4.22% 4.24% 3.85% 5.21% 10.42%
Enterprise Value to Invested Capital (EV/IC)		 0.95 0.96 0.83 0.81 0.98 0.69 0.92 0.79 0.80 0.87 0.63
Enterprise Value to Revenue (EV/Rev)		 1.13 1.14 1.14 0.96 1.16 0.80 0.97 0.83 0.78 0.77 0.50
Enterprise Value to EBITDA (EV/EBITDA)		 17.43 18.49 20.59 12.19 14.22 10.01 12.28 11.34 12.29 11.32 5.13
Enterprise Value to EBIT (EV/EBIT)		 34.08 41.34 62.82 22.51 24.74 17.20 20.16 18.37 21.01 17.79 6.81
Enterprise Value to NOPAT (EV/NOPAT)		 43.20 51.56 69.44 28.29 31.26 21.90 25.11 22.42 25.17 21.84 8.66
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.95 7.62 12.29 10.81 13.10 13.32 9.23 7.41 8.30 7.45 4.66
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 62.87 3,754.08 47.78 20.40 11.15 4.79 3.76 2.26
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.45 0.44 0.53 0.42 0.43 0.40 0.42 0.41 0.40 0.43 0.44
Long-Term Debt to Equity		 0.45 0.44 0.53 0.42 0.43 0.40 0.42 0.41 0.40 0.43 0.44
Financial Leverage		 0.44 0.42 0.48 0.42 0.42 0.41 0.43 0.42 0.40 0.40 0.42
Leverage Ratio		 3.07 3.24 3.24 3.21 3.14 3.33 3.43 3.29 3.14 3.00 3.27
Compound Leverage Factor		 3.07 3.24 3.24 3.21 3.14 3.33 3.43 3.29 3.14 3.00 3.27
Debt to Total Capital		 31.16% 30.78% 34.78% 29.70% 30.26% 28.59% 29.74% 29.25% 28.42% 30.06% 30.50%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 31.16% 30.78% 34.78% 29.70% 30.26% 28.59% 29.74% 29.25% 28.42% 30.06% 30.50%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.30% 0.26% 0.23% 0.28% 0.27% 0.22% 0.23% 0.21% 0.34% 0.35% 0.35%
Common Equity to Total Capital		 68.54% 68.96% 64.98% 70.03% 69.47% 71.19% 70.03% 70.54% 71.24% 69.59% 69.15%
Debt to EBITDA		 5.73 5.92 8.60 4.48 4.39 4.13 3.99 4.18 4.34 3.93 2.50
Net Debt to EBITDA		 0.44 1.05 -0.89 -0.14 1.05 -3.64 0.60 -0.68 -0.32 1.42 -0.54
Long-Term Debt to EBITDA		 5.73 5.92 8.60 4.48 4.39 4.13 3.99 4.18 4.34 3.93 2.50
Debt to NOPAT		 14.20 16.52 29.00 10.40 9.64 9.04 8.15 8.27 8.90 7.58 4.21
Net Debt to NOPAT		 1.08 2.92 -3.01 -0.33 2.32 -7.95 1.22 -1.35 -0.65 2.73 -0.92
Long-Term Debt to NOPAT		 14.20 16.52 29.00 10.40 9.64 9.04 8.15 8.27 8.90 7.58 4.21
Noncontrolling Interest Sharing Ratio		 0.41% 0.34% 0.34% 0.35% 0.43% 0.40% 0.42% 0.32% 0.38% 0.38% 0.38%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -358 -235 -1,473 8.50 -168 -82 53 379 954 1,330 1,334
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -10.16 -5.37 -40.69 0.24 -4.89 -2.47 1.49 11.04 32.77 44.94 55.59
Operating Cash Flow to Interest Expense		 -1.50 7.43 6.54 7.53 2.02 -1.25 6.13 7.84 -3.17 8.29 12.61
Operating Cash Flow Less CapEx to Interest Expense		 -1.50 7.44 6.54 7.53 2.02 -1.25 6.13 7.84 -3.17 8.29 12.88
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.41 0.38 0.37 0.38 0.39 0.37 0.39 0.41 0.43 0.48 0.50
Fixed Asset Turnover		 4.33 4.24 4.05 4.17 4.28 4.38 4.75 5.16 5.72 6.34 7.25
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 7,323 7,117 7,837 6,874 6,891 6,810 6,465 6,766 6,676 6,693 6,519
Invested Capital Turnover		 0.86 0.86 0.80 0.85 0.86 0.87 0.94 0.94 0.97 1.02 1.14
Increase / (Decrease) in Invested Capital		 432 307 1,372 108 214 117 -54 -242 -908 -1,276 -1,336
Enterprise Value (EV)		 6,943 6,837 6,527 5,551 6,757 4,721 5,921 5,366 5,367 5,795 4,087
Market Capitalization		 6,747 6,432 6,792 5,596 6,237 6,420 5,618 5,675 5,484 5,046 4,498
Book Value per Share		 $48.83 $47.65 $49.49 $46.41 $45.99 $46.99 $43.92 $46.24 $46.12 $44.98 $43.28
Tangible Book Value per Share		 $30.04 $28.92 $30.59 $27.65 $27.21 $27.98 $24.88 $27.09 $26.82 $25.75 $23.92
Total Capital		 7,323 7,117 7,837 6,874 6,891 6,810 6,465 6,766 6,676 6,693 6,519
Total Debt		 2,282 2,190 2,726 2,041 2,085 1,947 1,923 1,979 1,897 2,012 1,988
Total Long-Term Debt		 2,282 2,190 2,726 2,041 2,085 1,947 1,923 1,979 1,897 2,012 1,988
Net Debt		 174 387 -283 -64 501 -1,714 288 -323 -140 725 -434
Capital Expenditures (CapEx)		 -0.10 -0.60 0.00 0.00 0.00 0.00 0.00 0.00 -0.10 0.00 -6.60
Net Nonoperating Expense (NNE)		 0.00 0.00 2.32 0.00 0.00 0.00 0.01 0.00 0.00 0.00 -4.64
Net Nonoperating Obligations (NNO)		 2,282 2,190 2,726 2,041 2,085 1,947 1,923 1,979 1,897 2,012 1,988
Total Depreciation and Amortization (D&A)		 43 44 54 54 52 53 50 47 47 44 42
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.72 $0.70 ($1.00) $1.11 $0.45 $0.33 ($0.02) $1.33 $0.44 $0.54 $0.02
Adjusted Weighted Average Basic Shares Outstanding		 103.80M 103.90M 103.60M 104.10M 104.10M 104.30M 104.20M 104.30M 104.50M 107M 105.30M
Adjusted Diluted Earnings per Share		 $0.71 $0.70 ($1.00) $1.11 $0.45 $0.32 ($0.02) $1.33 $0.44 $0.54 $0.02
Adjusted Weighted Average Diluted Shares Outstanding		 104.20M 104.30M 103.60M 104.30M 104.40M 104.60M 104.20M 104.50M 104.80M 107.30M 105.50M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 102.90M 102.80M 103.00M 102.89M 103.72M 103.10M 103.18M 103.09M 103.21M 103.13M 103.54M
Normalized Net Operating Profit after Tax (NOPAT)		 75 73 -101 116 47 34 -1.19 136 46 55 -2.24
Normalized NOPAT Margin		 4.83% 4.44% -7.38% 7.38% 3.36% 2.46% -0.08% 8.46% 3.25% 3.30% -0.12%
Pre Tax Income Margin		 6.24% 6.09% -10.54% 9.61% 4.19% 2.75% -0.12% 11.04% 4.21% 3.49% -0.18%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 2.74 2.29 -3.99 4.28 1.70 1.15 -0.05 5.19 2.05 1.95 -0.13
NOPAT to Interest Expense		 2.13 1.67 -2.79 3.29 1.36 1.03 -0.03 3.98 1.58 1.84 -0.09
EBIT Less CapEx to Interest Expense		 2.75 2.30 -3.99 4.28 1.70 1.15 -0.05 5.19 2.05 1.95 0.14
NOPAT Less CapEx to Interest Expense		 2.13 1.68 -2.79 3.29 1.36 1.03 -0.03 3.98 1.58 1.84 0.18
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 137.83% 166.44% 233.72% 111.52% 100.69% 100.51% 91.56% 89.89% 101.13% 81.98% 46.57%
Augmented Payout Ratio		 195.83% 218.10% 316.70% 147.81% 121.88% 134.25% 129.30% 153.22% 271.44% 248.10% 137.05%

Frequently Asked Questions About First American Financial's Financials

When does First American Financial's fiscal year end?

According to the most recent income statement we have on file, First American Financial's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has First American Financial's net income changed over the last 9 years?

First American Financial's net income were at $132.60 million at the end of 2024, a 38.5% decrease from 2023, and a 54.1% decrease since 2015. See First American Financial's forecast for analyst expectations on what’s next for the company.

How has First American Financial revenue changed over the last 9 years?

Over the last 9 years, First American Financial's total revenue changed from $5.18 billion in 2015 to $5.98 billion in 2024, a change of 15.5%.

How much debt does First American Financial have?

First American Financial's total liabilities were at $9.98 billion at the end of 2024, a 16.4% decrease from 2023, and a 82.0% increase since 2015.

How much cash does First American Financial have?

In the past 9 years, First American Financial's cash and equivalents has ranged from $1.01 billion in 2016 to $3.61 billion in 2023, and is currently $1.72 billion as of their latest financial filing in 2024.

How has First American Financial's book value per share changed over the last 9 years?

Over the last 9 years, First American Financial's book value per share changed from 25.29 in 2015 to 47.65 in 2024, a change of 88.4%.


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This page (NYSE:FAF) was last updated on 5/16/2025 by MarketBeat.com Staff
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