First BanCorp. (FBP) Competitors

First Horizon (NYSE:FHN) and First BanCorp. (NYSE:FBP) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, community ranking, dividends, media sentiment, valuation and earnings.

Is FHN or FBP more profitable?

First BanCorp. has a net margin of 24.94% compared to First Horizon's net margin of 15.43%. First BanCorp.'s return on equity of 19.91% beat First Horizon's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Horizon	15.43%	9.51%	1.01%
First BanCorp.	24.94%	19.91%	1.63%

Does the MarketBeat Community believe in FHN or FBP?

First Horizon received 214 more outperform votes than First BanCorp. when rated by MarketBeat users. However, 60.72% of users gave First BanCorp. an outperform vote while only 54.59% of users gave First Horizon an outperform vote.

Company	Underperform	Outperform
First Horizon	Outperform Votes 500 54.59%	Underperform Votes 416 45.41%
First BanCorp.	Outperform Votes 286 60.72%	Underperform Votes 185 39.28%

Is FHN or FBP a better dividend stock?

First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.0%. First BanCorp. pays an annual dividend of $0.64 per share and has a dividend yield of 3.1%. First Horizon pays out 43.5% of its earnings in the form of a dividend. First BanCorp. pays out 35.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate FHN or FBP?

First Horizon currently has a consensus target price of $18.38, indicating a potential downside of 8.85%. First BanCorp. has a consensus target price of $21.40, indicating a potential upside of 2.10%. Given First BanCorp.'s higher probable upside, analysts clearly believe First BanCorp. is more favorable than First Horizon.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Horizon	0 Sell rating(s)	5 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.62
First BanCorp.	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Does the media favor FHN or FBP?

In the previous week, First Horizon had 19 more articles in the media than First BanCorp.. MarketBeat recorded 22 mentions for First Horizon and 3 mentions for First BanCorp.. First Horizon's average media sentiment score of 0.74 beat First BanCorp.'s score of 0.24 indicating that First Horizon is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Horizon	10 Very Positive mention(s)	3 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First BanCorp.	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better valuation and earnings, FHN or FBP?

First Horizon has higher revenue and earnings than First BanCorp.. First BanCorp. is trading at a lower price-to-earnings ratio than First Horizon, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Horizon	$5.03B	2.13	$897M	$1.38	14.62
First BanCorp.	$1.16B	2.97	$302.86M	$1.81	11.58

Do insiders and institutionals hold more shares of FHN or FBP?

80.3% of First Horizon shares are owned by institutional investors. Comparatively, 97.9% of First BanCorp. shares are owned by institutional investors. 0.9% of First Horizon shares are owned by company insiders. Comparatively, 2.5% of First BanCorp. shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more volatility and risk, FHN or FBP?

First Horizon has a beta of 0.86, indicating that its stock price is 14% less volatile than the S&P 500. Comparatively, First BanCorp. has a beta of 1.11, indicating that its stock price is 11% more volatile than the S&P 500.

Summary

First BanCorp. beats First Horizon on 12 of the 20 factors compared between the two stocks.