First BanCorp. (FBP) Competitors

First BanCorp. (NYSE:FBP) and First Horizon (NYSE:FHN) are both mid-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, media sentiment, risk, community ranking, dividends, profitability, analyst recommendations, institutional ownership and valuation.

Is FBP or FHN more profitable?

First BanCorp. has a net margin of 24.37% compared to First Horizon's net margin of 15.38%. First BanCorp.'s return on equity of 18.89% beat First Horizon's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First BanCorp.	24.37%	18.89%	1.58%
First Horizon	15.38%	10.10%	1.07%

Do analysts rate FBP or FHN?

First BanCorp. presently has a consensus price target of $22.40, suggesting a potential upside of 15.18%. First Horizon has a consensus price target of $22.23, suggesting a potential upside of 14.98%. Given First BanCorp.'s higher possible upside, research analysts clearly believe First BanCorp. is more favorable than First Horizon.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First BanCorp.	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
First Horizon	0 Sell rating(s)	6 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.60

Which has stronger valuation and earnings, FBP or FHN?

First Horizon has higher revenue and earnings than First BanCorp.. First BanCorp. is trading at a lower price-to-earnings ratio than First Horizon, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First BanCorp.	$905.08M	3.52	$298.72M	$1.81	10.74
First Horizon	$3.10B	3.21	$775M	$1.36	14.22

Does the MarketBeat Community prefer FBP or FHN?

First Horizon received 218 more outperform votes than First BanCorp. when rated by MarketBeat users. However, 60.63% of users gave First BanCorp. an outperform vote while only 54.53% of users gave First Horizon an outperform vote.

Company	Underperform	Outperform
First BanCorp.	Outperform Votes 288 60.63%	Underperform Votes 187 39.37%
First Horizon	Outperform Votes 506 54.53%	Underperform Votes 422 45.47%

Do institutionals & insiders hold more shares of FBP or FHN?

97.9% of First BanCorp. shares are owned by institutional investors. Comparatively, 80.3% of First Horizon shares are owned by institutional investors. 2.5% of First BanCorp. shares are owned by company insiders. Comparatively, 0.9% of First Horizon shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has more volatility & risk, FBP or FHN?

First BanCorp. has a beta of 1.12, meaning that its share price is 12% more volatile than the S&P 500. Comparatively, First Horizon has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500.

Does the media refer more to FBP or FHN?

In the previous week, First BanCorp. had 1 more articles in the media than First Horizon. MarketBeat recorded 9 mentions for First BanCorp. and 8 mentions for First Horizon. First BanCorp.'s average media sentiment score of 1.40 beat First Horizon's score of 1.40 indicating that First BanCorp. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First BanCorp.	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Horizon	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FBP or FHN a better dividend stock?

First BanCorp. pays an annual dividend of $0.72 per share and has a dividend yield of 3.7%. First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.1%. First BanCorp. pays out 39.8% of its earnings in the form of a dividend. First Horizon pays out 44.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

First BanCorp. beats First Horizon on 14 of the 19 factors compared between the two stocks.