First Commonwealth Financial (FCF) Competitors

Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) and First Commonwealth Financial (NYSE:FCF) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their dividends, media sentiment, institutional ownership, risk, earnings, profitability, community ranking, analyst recommendations and valuation.

Is HOMB or FCF more profitable?

Home Bancshares, Inc. (Conway, AR) has a net margin of 27.39% compared to First Commonwealth Financial's net margin of 20.38%. First Commonwealth Financial's return on equity of 10.36% beat Home Bancshares, Inc. (Conway, AR)'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Home Bancshares, Inc. (Conway, AR)	27.39%	10.31%	1.77%
First Commonwealth Financial	20.38%	10.36%	1.22%

Do analysts recommend HOMB or FCF?

Home Bancshares, Inc. (Conway, AR) currently has a consensus price target of $32.00, indicating a potential upside of 8.64%. First Commonwealth Financial has a consensus price target of $19.58, indicating a potential upside of 21.67%. Given First Commonwealth Financial's higher probable upside, analysts clearly believe First Commonwealth Financial is more favorable than Home Bancshares, Inc. (Conway, AR).

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Bancshares, Inc. (Conway, AR)	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
First Commonwealth Financial	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is HOMB or FCF a better dividend stock?

Home Bancshares, Inc. (Conway, AR) pays an annual dividend of $0.78 per share and has a dividend yield of 2.6%. First Commonwealth Financial pays an annual dividend of $0.52 per share and has a dividend yield of 3.2%. Home Bancshares, Inc. (Conway, AR) pays out 38.6% of its earnings in the form of a dividend. First Commonwealth Financial pays out 37.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Bancshares, Inc. (Conway, AR) has increased its dividend for 14 consecutive years. First Commonwealth Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, HOMB or FCF?

Home Bancshares, Inc. (Conway, AR) has a beta of 1.1, meaning that its share price is 10% more volatile than the S&P 500. Comparatively, First Commonwealth Financial has a beta of 0.87, meaning that its share price is 13% less volatile than the S&P 500.

Does the media prefer HOMB or FCF?

In the previous week, Home Bancshares, Inc. (Conway, AR) had 1 more articles in the media than First Commonwealth Financial. MarketBeat recorded 5 mentions for Home Bancshares, Inc. (Conway, AR) and 4 mentions for First Commonwealth Financial. Home Bancshares, Inc. (Conway, AR)'s average media sentiment score of 1.18 beat First Commonwealth Financial's score of 1.08 indicating that Home Bancshares, Inc. (Conway, AR) is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Home Bancshares, Inc. (Conway, AR)	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Commonwealth Financial	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, HOMB or FCF?

Home Bancshares, Inc. (Conway, AR) has higher revenue and earnings than First Commonwealth Financial. First Commonwealth Financial is trading at a lower price-to-earnings ratio than Home Bancshares, Inc. (Conway, AR), indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Bancshares, Inc. (Conway, AR)	$1.47B	3.99	$402.24M	$2.02	14.58
First Commonwealth Financial	$699.69M	2.34	$142.57M	$1.39	11.58

Do institutionals and insiders believe in HOMB or FCF?

67.3% of Home Bancshares, Inc. (Conway, AR) shares are owned by institutional investors. Comparatively, 72.6% of First Commonwealth Financial shares are owned by institutional investors. 7.7% of Home Bancshares, Inc. (Conway, AR) shares are owned by company insiders. Comparatively, 2.0% of First Commonwealth Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Does the MarketBeat Community prefer HOMB or FCF?

Home Bancshares, Inc. (Conway, AR) received 217 more outperform votes than First Commonwealth Financial when rated by MarketBeat users. Likewise, 60.24% of users gave Home Bancshares, Inc. (Conway, AR) an outperform vote while only 53.36% of users gave First Commonwealth Financial an outperform vote.

Company	Underperform	Outperform
Home Bancshares, Inc. (Conway, AR)	Outperform Votes 503 60.24%	Underperform Votes 332 39.76%
First Commonwealth Financial	Outperform Votes 286 53.36%	Underperform Votes 250 46.64%

Summary

Home Bancshares, Inc. (Conway, AR) beats First Commonwealth Financial on 15 of the 20 factors compared between the two stocks.