Fiserv (FI) Competitors

Fiserv (NYSE:FI) and Mastercard (NYSE:MA) are both large-cap business services companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, media sentiment, earnings, dividends, valuation, institutional ownership, profitability and risk.

Do analysts prefer FI or MA?

Fiserv currently has a consensus target price of $239.83, suggesting a potential upside of 7.69%. Mastercard has a consensus target price of $606.11, suggesting a potential upside of 11.36%. Given Mastercard's higher probable upside, analysts plainly believe Mastercard is more favorable than Fiserv.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fiserv	0 Sell rating(s)	2 Hold rating(s)	21 Buy rating(s)	2 Strong Buy rating(s)	3.00
Mastercard	0 Sell rating(s)	4 Hold rating(s)	24 Buy rating(s)	2 Strong Buy rating(s)	2.93

Which has more volatility & risk, FI or MA?

Fiserv has a beta of 0.93, suggesting that its share price is 7% less volatile than the S&P 500. Comparatively, Mastercard has a beta of 1.1, suggesting that its share price is 10% more volatile than the S&P 500.

Is FI or MA a better dividend stock?

Fiserv pays an annual dividend of $0.30 per share and has a dividend yield of 0.1%. Mastercard pays an annual dividend of $3.04 per share and has a dividend yield of 0.6%. Fiserv pays out 5.6% of its earnings in the form of a dividend. Mastercard pays out 21.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mastercard has increased its dividend for 13 consecutive years. Mastercard is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community favor FI or MA?

Mastercard received 755 more outperform votes than Fiserv when rated by MarketBeat users. Likewise, 73.13% of users gave Mastercard an outperform vote while only 63.72% of users gave Fiserv an outperform vote.

Company	Underperform	Outperform
Fiserv	Outperform Votes 799 63.72%	Underperform Votes 455 36.28%
Mastercard	Outperform Votes 1554 73.13%	Underperform Votes 571 26.87%

Does the media prefer FI or MA?

In the previous week, Mastercard had 30 more articles in the media than Fiserv. MarketBeat recorded 74 mentions for Mastercard and 44 mentions for Fiserv. Mastercard's average media sentiment score of 1.35 beat Fiserv's score of 1.15 indicating that Mastercard is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fiserv	33 Very Positive mention(s)	4 Positive mention(s)	4 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
Mastercard	64 Very Positive mention(s)	5 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of FI or MA?

91.0% of Fiserv shares are held by institutional investors. Comparatively, 97.3% of Mastercard shares are held by institutional investors. 0.8% of Fiserv shares are held by insiders. Comparatively, 0.1% of Mastercard shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is FI or MA more profitable?

Mastercard has a net margin of 45.71% compared to Fiserv's net margin of 15.31%. Mastercard's return on equity of 188.47% beat Fiserv's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fiserv	15.31%	17.93%	5.97%
Mastercard	45.71%	188.47%	30.05%

Which has preferable earnings & valuation, FI or MA?

Mastercard has higher revenue and earnings than Fiserv. Mastercard is trading at a lower price-to-earnings ratio than Fiserv, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fiserv	$383.42M	326.02	$3.13B	$5.39	41.32
Mastercard	$28.17B	17.62	$12.87B	$13.89	39.19

Summary

Mastercard beats Fiserv on 16 of the 21 factors compared between the two stocks.