Fiserv (FI) Competitors

Mastercard (NYSE:MA) and Fiserv (NYSE:FI) are both large-cap business services companies, but which is the superior investment? We will compare the two businesses based on the strength of their community ranking, analyst recommendations, dividends, media sentiment, profitability, valuation, earnings, institutional ownership and risk.

Which has more risk and volatility, MA or FI?

Mastercard has a beta of 1.1, suggesting that its stock price is 10% more volatile than the S&P 500. Comparatively, Fiserv has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500.

Which has better earnings and valuation, MA or FI?

Mastercard has higher revenue and earnings than Fiserv. Mastercard is trading at a lower price-to-earnings ratio than Fiserv, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mastercard	$28.17B	18.54	$12.87B	$13.89	40.96
Fiserv	$20.46B	6.57	$3.13B	$5.39	43.81

Does the media refer more to MA or FI?

In the previous week, Mastercard had 49 more articles in the media than Fiserv. MarketBeat recorded 95 mentions for Mastercard and 46 mentions for Fiserv. Fiserv's average media sentiment score of 1.38 beat Mastercard's score of 1.18 indicating that Fiserv is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Mastercard	80 Very Positive mention(s)	0 Positive mention(s)	10 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Fiserv	41 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals have more ownership in MA or FI?

97.3% of Mastercard shares are owned by institutional investors. Comparatively, 91.0% of Fiserv shares are owned by institutional investors. 0.1% of Mastercard shares are owned by insiders. Comparatively, 0.8% of Fiserv shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community believe in MA or FI?

Mastercard received 754 more outperform votes than Fiserv when rated by MarketBeat users. Likewise, 73.12% of users gave Mastercard an outperform vote while only 63.77% of users gave Fiserv an outperform vote.

Company	Underperform	Outperform
Mastercard	Outperform Votes 1553 73.12%	Underperform Votes 571 26.88%
Fiserv	Outperform Votes 799 63.77%	Underperform Votes 454 36.23%

Is MA or FI more profitable?

Mastercard has a net margin of 45.71% compared to Fiserv's net margin of 15.31%. Mastercard's return on equity of 188.47% beat Fiserv's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mastercard	45.71%	188.47%	30.05%
Fiserv	15.31%	17.93%	5.97%

Do analysts rate MA or FI?

Mastercard currently has a consensus target price of $606.11, suggesting a potential upside of 6.53%. Fiserv has a consensus target price of $239.83, suggesting a potential upside of 1.57%. Given Mastercard's higher possible upside, analysts clearly believe Mastercard is more favorable than Fiserv.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mastercard	0 Sell rating(s)	4 Hold rating(s)	24 Buy rating(s)	2 Strong Buy rating(s)	2.93
Fiserv	0 Sell rating(s)	2 Hold rating(s)	21 Buy rating(s)	2 Strong Buy rating(s)	3.00

Summary

Mastercard beats Fiserv on 14 of the 18 factors compared between the two stocks.