Fiserv (FI) Competitors

Fiserv (NYSE:FI) and Mastercard (NYSE:MA) are both large-cap business services companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, community ranking, media sentiment, profitability, analyst recommendations, institutional ownership, dividends, valuation and risk.

Is FI or MA more profitable?

Mastercard has a net margin of 45.71% compared to Fiserv's net margin of 15.31%. Mastercard's return on equity of 188.47% beat Fiserv's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fiserv	15.31%	17.93%	5.97%
Mastercard	45.71%	188.47%	30.05%

Does the MarketBeat Community believe in FI or MA?

Mastercard received 755 more outperform votes than Fiserv when rated by MarketBeat users. Likewise, 73.07% of users gave Mastercard an outperform vote while only 63.69% of users gave Fiserv an outperform vote.

Company	Underperform	Outperform
Fiserv	Outperform Votes 800 63.69%	Underperform Votes 456 36.31%
Mastercard	Outperform Votes 1555 73.07%	Underperform Votes 573 26.93%

Do institutionals and insiders have more ownership in FI or MA?

91.0% of Fiserv shares are owned by institutional investors. Comparatively, 97.3% of Mastercard shares are owned by institutional investors. 0.8% of Fiserv shares are owned by company insiders. Comparatively, 0.1% of Mastercard shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Do analysts rate FI or MA?

Fiserv currently has a consensus price target of $239.35, indicating a potential upside of 13.23%. Mastercard has a consensus price target of $607.96, indicating a potential upside of 18.86%. Given Mastercard's higher possible upside, analysts plainly believe Mastercard is more favorable than Fiserv.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fiserv	1 Sell rating(s)	1 Hold rating(s)	21 Buy rating(s)	2 Strong Buy rating(s)	2.96
Mastercard	0 Sell rating(s)	6 Hold rating(s)	23 Buy rating(s)	2 Strong Buy rating(s)	2.87

Does the media prefer FI or MA?

In the previous week, Mastercard had 8 more articles in the media than Fiserv. MarketBeat recorded 61 mentions for Mastercard and 53 mentions for Fiserv. Mastercard's average media sentiment score of 1.36 beat Fiserv's score of 1.19 indicating that Mastercard is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fiserv	34 Very Positive mention(s)	2 Positive mention(s)	13 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
Mastercard	47 Very Positive mention(s)	3 Positive mention(s)	7 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, FI or MA?

Fiserv has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500. Comparatively, Mastercard has a beta of 1.06, meaning that its share price is 6% more volatile than the S&P 500.

Which has preferable valuation & earnings, FI or MA?

Mastercard has higher revenue and earnings than Fiserv. Mastercard is trading at a lower price-to-earnings ratio than Fiserv, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fiserv	$383.42M	307.96	$3.13B	$5.39	39.22
Mastercard	$28.17B	16.56	$12.87B	$13.89	36.83

Is FI or MA a better dividend stock?

Fiserv pays an annual dividend of $0.30 per share and has a dividend yield of 0.1%. Mastercard pays an annual dividend of $3.04 per share and has a dividend yield of 0.6%. Fiserv pays out 5.6% of its earnings in the form of a dividend. Mastercard pays out 21.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mastercard has raised its dividend for 13 consecutive years. Mastercard is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Mastercard beats Fiserv on 16 of the 21 factors compared between the two stocks.