Flagstar Financial (FLG) Stock Price, News & Analysis

Company Overview

Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.

Key Stats

• Today's Range: $11.76 to $12.00
• 50-Day Range: $10.64 to $12.53
• 52-Week Range: $8.56 to $13.35
• Volume: 2.08 million shs
• Average Volume: 6.45 million shs
• Market Capitalization: $4.98 billion
• P/E Ratio: N/A
• Dividend Yield: 0.33%
• Price Target: $13.22
• Consensus Rating: Hold

Flagstar Financial Stock Analysis - MarketRank™

Flagstar Financial scored higher than 70% of companies evaluated by MarketBeat, and ranked 524th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Hold

Consensus Rating

Flagstar Financial has received a consensus rating of Hold. The company's average rating score is 2.44, and is based on 4 buy ratings, 5 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Flagstar Financial has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Flagstar Financial are expected to grow in the coming year, from ($0.31) to $0.64 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Flagstar Financial is -7.26, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Flagstar Financial is -7.26, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Flagstar Financial has a P/B Ratio of 0.66. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for FLG.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Flagstar Financial has a dividend yield of 0.34%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Flagstar Financial does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Flagstar Financial will have a dividend payout ratio of 6.25% next year. This indicates that Flagstar Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for FLG.

News and Social Media

• Score: 4.0 / 5
• News Sentiment: 1.25

News Sentiment

Flagstar Financial has a news sentiment score of 1.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Flagstar Financial this week, compared to 4 articles on an average week.

Search Interest

7 people have searched for FLG on MarketBeat in the last 30 days. This is an increase of 133% compared to the previous 30 days.

MarketBeat Follows

6 people have added Flagstar Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Flagstar Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

19.35% of the stock of Flagstar Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

67.88% of the stock of Flagstar Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FLG Stock Analysis - Frequently Asked Questions

How have FLG shares performed this year?

Flagstar Financial's stock was trading at $9.33 on January 1st, 2025. Since then, FLG stock has increased by 28.4% and is now trading at $11.98.

How were Flagstar Financial's earnings last quarter?

Flagstar Financial, Inc. (NYSE:FLG) issued its quarterly earnings data on Friday, July, 25th. The company reported ($0.14) EPS for the quarter, missing analysts' consensus estimates of ($0.12) by $0.02. The firm's revenue for the quarter was down 26.1% on a year-over-year basis.
Read the conference call transcript.

Who are Flagstar Financial's major shareholders?

Top institutional shareholders of Flagstar Financial include State Street Corp (4.29%), Geode Capital Management LLC (1.80%), Private Management Group Inc. (0.74%) and Norges Bank (0.72%).

How do I buy shares of Flagstar Financial?

Shares of FLG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Ex-Dividend for 6/17 Dividend: 6/06/2025
• Record date for 6/17 Dividend: 6/07/2025
• Dividend Payable: 6/17/2025
• Last Earnings: 7/25/2025
• Today: 8/14/2025
• Ex-Dividend for 9/17 Dividend: 9/05/2025
• Record date for 9/17 Dividend: 9/07/2025
• Dividend Payable: 9/17/2025
• Next Earnings (Estimated): 10/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:FLG
• Previous Symbol: NYSE:FLG
• CIK: 910073
• Web: N/A
• Phone: (516) 683-4100
• Fax: 516-683-8385
• Employees: 6,993
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Flagstar Financial: $13.22
• High Price Target: $15.50
• Low Price Target: $11.50
• Potential Upside/Downside: +11.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.44
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($1.65)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$1.12 billion
• Net Margins: -10.83%
• Pretax Margin: -13.76%
• Return on Equity: -6.60%
• Return on Assets: -0.51%

Debt

• Debt-to-Equity Ratio: 1.74
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $6.35 billion
• Price / Sales: 0.78
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $18.27 per share
• Price / Book: 0.65

Miscellaneous

• Outstanding Shares: 415,570,000
• Free Float: 335,160,000
• Market Cap: $4.93 billion
• Optionable: N/A
• Beta: 1.11