F.N.B. (FNB) Competitors

F.N.B. (NYSE:FNB) and Regions Financial (NYSE:RF) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, community ranking, institutional ownership, dividends, analyst recommendations, risk and earnings.

Do insiders & institutionals believe in FNB or RF?

79.3% of F.N.B. shares are held by institutional investors. Comparatively, 79.4% of Regions Financial shares are held by institutional investors. 1.0% of F.N.B. shares are held by insiders. Comparatively, 0.3% of Regions Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community believe in FNB or RF?

Regions Financial received 504 more outperform votes than F.N.B. when rated by MarketBeat users. Likewise, 62.73% of users gave Regions Financial an outperform vote while only 62.70% of users gave F.N.B. an outperform vote.

Company	Underperform	Outperform
F.N.B.	Outperform Votes 432 62.70%	Underperform Votes 257 37.30%
Regions Financial	Outperform Votes 936 62.73%	Underperform Votes 556 37.27%

Is FNB or RF a better dividend stock?

F.N.B. pays an annual dividend of $0.48 per share and has a dividend yield of 3.6%. Regions Financial pays an annual dividend of $1.00 per share and has a dividend yield of 4.7%. F.N.B. pays out 38.1% of its earnings in the form of a dividend. Regions Financial pays out 51.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Regions Financial has increased its dividend for 12 consecutive years. Regions Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to FNB or RF?

In the previous week, Regions Financial had 19 more articles in the media than F.N.B.. MarketBeat recorded 26 mentions for Regions Financial and 7 mentions for F.N.B.. F.N.B.'s average media sentiment score of 1.09 beat Regions Financial's score of 1.05 indicating that F.N.B. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
F.N.B.	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Regions Financial	13 Very Positive mention(s)	2 Positive mention(s)	5 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend FNB or RF?

F.N.B. presently has a consensus target price of $18.50, indicating a potential upside of 38.01%. Regions Financial has a consensus target price of $27.17, indicating a potential upside of 26.86%. Given F.N.B.'s stronger consensus rating and higher probable upside, equities research analysts clearly believe F.N.B. is more favorable than Regions Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
F.N.B.	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
Regions Financial	1 Sell rating(s)	6 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.56

Which has more volatility and risk, FNB or RF?

F.N.B. has a beta of 0.98, suggesting that its stock price is 2% less volatile than the S&P 500. Comparatively, Regions Financial has a beta of 1.19, suggesting that its stock price is 19% more volatile than the S&P 500.

Is FNB or RF more profitable?

Regions Financial has a net margin of 20.20% compared to F.N.B.'s net margin of 18.12%. Regions Financial's return on equity of 12.83% beat F.N.B.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
F.N.B.	18.12%	8.30%	1.08%
Regions Financial	20.20%	12.83%	1.32%

Which has better earnings & valuation, FNB or RF?

Regions Financial has higher revenue and earnings than F.N.B.. F.N.B. is trading at a lower price-to-earnings ratio than Regions Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
F.N.B.	$1.60B	3.02	$465.33M	$1.26	10.64
Regions Financial	$7.08B	2.74	$1.89B	$1.94	11.04

Summary

Regions Financial beats F.N.B. on 15 of the 21 factors compared between the two stocks.