Shift4 Payments (FOUR) Stock Price, News & Analysis

Company Overview

Shift4 Payments is a U.S.-based provider of integrated payment processing and technology solutions, serving merchants across the hospitality, retail, e-commerce, gaming and lodging industries. The company’s platform enables businesses to accept in-store, online and mobile payments through a combination of point-of-sale hardware, payment gateway services and back-office software. By centralizing transaction processing and reporting, Shift4 aims to simplify payments, enhance security and streamline operations for its merchant customers.

The company’s core offerings include encrypted point-of-sale terminals, cloud-based payment gateways, and developer-friendly APIs for online and mobile checkouts. Shift4 also provides value-added services such as gift and loyalty card management, reporting and analytics dashboards, recurring billing, and tokenization to reduce fraud risk. Its suite of solutions is designed to accommodate a range of transaction volumes and merchant types, from small independent operators to large multi-site chains.

Founded in 1994 by Jared Isaacman under the name United Bank Card, the business rebranded as Shift4 Payments in 2012 to reflect its focus on delivering end-to-end payment technology. Headquartered in Allentown, Pennsylvania, the company primarily serves clients in North America while maintaining a presence in select international markets. Over the years, Shift4 has expanded its footprint through both organic growth and strategic acquisitions that broaden its product portfolio and geographic reach.

Under the leadership of founder and CEO Jared Isaacman, Shift4 continues to invest in research and development to enhance security, compliance and user experience. The company’s platform is certified to meet industry standards such as PCI DSS, and its ongoing technology roadmap seeks to integrate emerging capabilities like contactless payments, digital wallets and advanced data analytics. Through a combination of innovation and partnership, Shift4 aims to support merchants in adapting to evolving consumer payment preferences.

Key Stats

• Today's Range: $86.88 to $89.55
• 50-Day Range: $81.68 to $106.97
• 52-Week Range: $68.09 to $127.50
• Volume: 1.40 million shs
• Average Volume: 1.57 million shs
• Market Capitalization: $7.74 billion
• P/E Ratio: 32.44
• Dividend Yield: N/A
• Price Target: $115.21
• Consensus Rating: Moderate Buy

Shift4 Payments Stock Analysis - MarketRank™

Shift4 Payments scored higher than 93% of companies evaluated by MarketBeat, and ranked 30th out of 308 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Shift4 Payments has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 14 buy ratings, 5 hold ratings, and no sell ratings.

Upside Potential

Shift4 Payments has a consensus price target of $115.21, representing about 31.6% upside from its current price of $87.58.

Amount of Analyst Coverage

Shift4 Payments has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 27.30%

Earnings Growth

Earnings for Shift4 Payments are expected to grow by 27.30% in the coming year, from $3.70 to $4.71 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Shift4 Payments is 32.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 277.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Shift4 Payments is 32.44, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 27.18.

Price to Earnings Growth Ratio

Shift4 Payments has a PEG Ratio of 0.87. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Shift4 Payments has a P/B Ratio of 7.66. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

13.83% of the outstanding shares of Shift4 Payments have been sold short.

Short Interest Ratio / Days to Cover

Shift4 Payments has a short interest ratio ("days to cover") of 7.4.

Change versus previous month

Short interest in Shift4 Payments has recently increased by 9.88%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Shift4 Payments does not currently pay a dividend.

Dividend Growth

Shift4 Payments does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

13.83% of the outstanding shares of Shift4 Payments have been sold short.

Short Interest Ratio / Days to Cover

Shift4 Payments has a short interest ratio ("days to cover") of 7.4.

Change versus previous month

Short interest in Shift4 Payments has recently increased by 9.88%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 1.17

News Sentiment

Shift4 Payments has a news sentiment score of 1.17. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.77 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 12 news articles for Shift4 Payments this week, compared to 14 articles on an average week.

Search Interest

Only 20 people have searched for FOUR on MarketBeat in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

MarketBeat Follows

8 people have added Shift4 Payments to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 5.0 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Shift4 Payments insiders have bought 948.56% more of their company's stock than they have sold. Specifically, they have bought $16,266,335.00 in company stock and sold $1,551,297.00 in company stock.

Percentage Held by Insiders

25.15% of the stock of Shift4 Payments is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

98.87% of the stock of Shift4 Payments is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FOUR Stock Analysis - Frequently Asked Questions

How have FOUR shares performed this year?

Shift4 Payments' stock was trading at $103.78 at the start of the year. Since then, FOUR stock has decreased by 15.6% and is now trading at $87.5760.

How were Shift4 Payments' earnings last quarter?

Shift4 Payments, Inc. (NYSE:FOUR) issued its quarterly earnings results on Tuesday, August, 5th. The company reported $1.10 EPS for the quarter, missing analysts' consensus estimates of $1.20 by $0.10. The business's quarterly revenue was up 28.9% compared to the same quarter last year.
Read the conference call transcript.

When did Shift4 Payments IPO?

Shift4 Payments (FOUR) raised $300 million in an IPO on Friday, June 5th 2020. The company issued 15,000,000 shares at $19.00-$21.00 per share. Citigroup, Credit Suisse and Goldman Sachs acted as the underwriters for the IPO and BofA Securities, Morgan Stanley, RBC Capital Markets, Evercore ISI, Raymond James, SunTrust Robinson Humphrey, Wolfe Capital Markets and Advisory, Citizens Capital Markets, Scotiabank, TD Securities and Telsey Advisory Group were co-managers.

Who are Shift4 Payments' major shareholders?

Top institutional shareholders of Shift4 Payments include Durable Capital Partners LP (7.52%), Wasatch Advisors LP (7.15%), Darlington Partners Capital Management LP (5.60%) and Jennison Associates LLC (1.85%). Insiders that own company stock include Jared Isaacman, David Taylor Lauber, Jordan Frankel, Nancy Disman, James J Whalen, Sarah Goldsmith-Grover and Karen Roter Davis.
View institutional ownership trends.

How do I buy shares of Shift4 Payments?

Shares of FOUR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Shift4 Payments own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Shift4 Payments investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), CrowdStrike (CRWD), Advanced Micro Devices (AMD) and Adobe (ADBE).

Company Calendar

• Last Earnings: 8/05/2025
• Today: 9/06/2025
• Next Earnings (Estimated): 11/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NYSE:FOUR
• CIK: 1794669
• Web: www.shift4.com
• Phone: 888-276-2108
• Fax: N/A
• Employees: 4,000
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Shift4 Payments: $115.21
• High Price Target: $150.00
• Low Price Target: $80.00
• Potential Upside/Downside: +31.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.86
• Research Coverage: 21 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.70
• Trailing P/E Ratio: 32.44
• Forward P/E Ratio: 23.67
• P/E Growth: 0.87
• Net Income: $229.60 million
• Net Margins: 6.11%
• Pretax Margin: -0.47%
• Return on Equity: 37.05%
• Return on Assets: 6.88%

Debt

• Debt-to-Equity Ratio: 2.99
• Current Ratio: 2.53
• Quick Ratio: 2.53

Sales & Book Value

• Annual Sales: $3.33 billion
• Price / Sales: 2.33
• Cash Flow: $6.87 per share
• Price / Cash Flow: 12.75
• Book Value: $11.43 per share
• Price / Book: 7.66

Miscellaneous

• Outstanding Shares: 88,430,000
• Free Float: 66,191,000
• Market Cap: $7.74 billion
• Optionable: Optionable
• Beta: 1.72