Free Trial

Guild (GHLD) Financials

Guild logo
$13.02 +0.01 (+0.08%)
As of 09:30 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.
Annual Income Statements for Guild

Annual Income Statements for Guild

This table shows Guild's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders
5.58 371 284 329 -39 97
Consolidated Net Income / (Loss)
5.58 371 284 329 -39 97
Net Income / (Loss) Continuing Operations
5.58 371 284 329 -39 97
Total Pre-Tax Income
5.83 494 387 420 -46 119
Total Operating Income
-140 554 448 469 20 229
Total Gross Profit
189 728 652 304 192 390
Total Revenue
821 1,682 1,739 995 722 1,197
Operating Revenue
821 1,682 1,739 995 722 1,197
Total Cost of Revenue
632 954 1,087 691 530 807
Operating Cost of Revenue
632 954 1,087 691 530 807
Total Operating Expenses
329 174 204 -165 171 161
Selling, General & Admin Expense
64 159 91 38 156 107
Depreciation Expense
7.33 7.50 11 16 15 15
Other Operating Expenses / (Income)
258 7.70 101 -219 1.19 39
Total Other Income / (Expense), net
146 -60 -62 -49 -66 -110
Interest Expense
55 60 62 49 66 110
Income Tax Expense
0.25 123 103 91 -6.99 22
Net Income / (Loss) Attributable to Noncontrolling Interest
- 0.00 0.01 0.03 -0.13 -0.20
Basic Earnings per Share
$0.00 $6.18 $4.69 $5.39 ($0.64) $1.58
Weighted Average Basic Shares Outstanding
0.00 60M 60.51M 60.98M 60.97M 61.40M
Diluted Earnings per Share
$0.00 $6.17 $4.67 $5.35 ($0.64) $1.56
Weighted Average Diluted Shares Outstanding
0.00 60.06M 60.83M 61.38M 60.97M 62.11M
Weighted Average Basic & Diluted Shares Outstanding
- 60M 61.06M 60.89M 61.10M 61.90M
Cash Dividends to Common per Share
- - $2.00 - $0.50 $0.50

Quarterly Income Statements for Guild

This table shows Guild's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders
77 -15 -37 37 54 -93 28 38 -67 98
Consolidated Net Income / (Loss)
77 -15 -37 37 54 -93 28 38 -67 98
Net Income / (Loss) Continuing Operations
77 -15 -37 37 54 -93 28 38 -67 98
Total Pre-Tax Income
87 -23 -51 50 74 -119 39 45 -93 129
Total Operating Income
98 -10 -39 68 93 -102 55 73 -59 160
Total Gross Profit
135 -17 42 109 134 -94 109 125 -6.41 162
Total Revenue
273 134 171 254 277 20 249 314 193 441
Operating Revenue
273 134 171 254 277 20 249 314 193 441
Total Cost of Revenue
137 151 129 145 143 114 140 189 199 279
Operating Cost of Revenue
137 151 129 145 143 114 140 189 199 279
Total Operating Expenses
37 -6.11 81 41 41 7.93 53 52 53 2.17
Selling, General & Admin Expense
37 0.63 21 39 37 59 49 49 49 -39
Depreciation Expense
3.90 3.91 3.74 3.66 3.66 3.52 3.75 3.97 3.75 3.66
Other Operating Expenses / (Income)
-3.45 -11 56 -1.04 0.08 -54 0.65 -0.50 0.61 38
Total Other Income / (Expense), net
-11 -13 -12 -17 -19 -17 -17 -29 -33 -31
Interest Expense
11 13 12 17 19 17 17 29 33 31
Income Tax Expense
9.32 -8.23 -14 14 19 -26 10 6.94 -26 31
Net Income / (Loss) Attributable to Noncontrolling Interest
-0.01 0.01 -0.01 0.00 -0.01 -0.12 -0.10 0.01 -0.06 -0.05
Basic Earnings per Share
$1.27 ($0.24) ($0.61) $0.61 $0.89 ($1.53) $0.47 $0.61 ($1.09) $1.59
Weighted Average Basic Shares Outstanding
60.89M 60.98M 60.90M 60.96M 60.96M 60.97M 61.11M 61.34M 61.39M 61.40M
Diluted Earnings per Share
$1.26 ($0.24) ($0.61) $0.60 $0.88 ($1.51) $0.46 $0.60 ($1.09) $1.59
Weighted Average Diluted Shares Outstanding
61.56M 61.38M 60.90M 61.80M 61.91M 60.97M 62.16M 62.39M 61.39M 62.11M
Weighted Average Basic & Diluted Shares Outstanding
61.07M 60.89M 60.96M 60.96M 61.10M 61.10M 61.34M 61.39M 61.89M 61.90M

Annual Cash Flow Statements for Guild

This table details how cash moves in and out of Guild's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents
44 233 -92 -101 -19 -2.33
Net Cash From Operating Activities
-425 -468 680 1,260 -92 -660
Net Cash From Continuing Operating Activities
-425 -468 680 1,260 -92 -660
Net Income / (Loss) Continuing Operations
5.58 371 284 329 -39 97
Consolidated Net Income / (Loss)
5.58 371 284 329 -39 97
Depreciation Expense
7.33 7.50 11 16 15 15
Amortization Expense
0.00 19 22 16 21 23
Non-Cash Adjustments To Reconcile Net Income
-434 -888 417 891 -64 -765
Changes in Operating Assets and Liabilities, net
-3.54 24 -54 8.19 -24 -29
Net Cash From Investing Activities
-13 -18 -105 -7.18 -137 -152
Net Cash From Continuing Investing Activities
-13 -18 -105 -7.18 -137 -152
Purchase of Property, Plant & Equipment
-3.71 -8.23 -4.61 -3.68 -5.51 -9.37
Acquisitions
-8.82 0.00 -100 -3.50 -8.03 -18
Purchase of Investments
- - - 0.00 -2.00 0.00
Sale and/or Maturity of Investments
- - - 0.00 10 41
Other Investing Activities, net
-1.04 -9.83 - 0.00 -131 -167
Net Cash From Financing Activities
482 719 -667 -1,354 209 810
Net Cash From Continuing Financing Activities
482 719 -667 -1,354 209 810
Repayment of Debt
-20,761 -33,729 -38,657 -20,252 -14,507 -23,196
Repurchase of Common Equity
-7.99 -4.50 0.00 -5.58 -3.27 -1.18
Payment of Dividends
-33 -37 -121 0.00 -30 -31
Issuance of Debt
21,289 34,496 38,111 18,913 14,752 24,042
Other Financing Activities, net
-5.25 -6.34 0.00 -8.40 -2.34 -4.83
Cash Interest Paid
40 46 46 30 15 45
Cash Income Taxes Paid
14 50 121 -14 -22 -5.35

Quarterly Cash Flow Statements for Guild

This table details how cash moves in and out of Guild's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents
-85 -23 7.27 -42 6.05 9.50 -26 6.00 3.97 13
Net Cash From Operating Activities
252 79 -30 -286 205 19 -261 -589 -11 202
Net Cash From Continuing Operating Activities
252 79 -30 -286 205 19 -261 -589 -11 202
Net Income / (Loss) Continuing Operations
77 -15 -37 37 54 -93 28 38 -67 98
Consolidated Net Income / (Loss)
77 -15 -37 37 54 -93 28 38 -67 98
Depreciation Expense
3.90 3.91 3.74 3.66 3.66 3.52 3.75 3.97 3.75 3.66
Amortization Expense
3.88 3.56 5.47 5.42 5.33 5.21 5.41 5.90 5.72 5.61
Non-Cash Adjustments To Reconcile Net Income
272 -127 21 -337 121 130 -278 -655 69 99
Changes in Operating Assets and Liabilities, net
-105 213 -22 4.32 21 -27 -21 18 -23 -3.66
Net Cash From Investing Activities
-0.61 -4.20 -15 -39 -51 -31 -41 -44 -31 -37
Net Cash From Continuing Investing Activities
-0.61 -4.20 -15 -39 -51 -31 -41 -44 -31 -37
Purchase of Property, Plant & Equipment
-0.61 -0.52 -1.07 -1.35 -2.22 -0.87 -0.59 -3.43 -3.35 -2.00
Sale and/or Maturity of Investments
- - 0.00 - 0.73 9.36 9.19 14 8.94 8.86
Other Investing Activities, net
- - -11 -35 -47 -37 -32 -55 -36 -44
Net Cash From Financing Activities
-336 -98 52 283 -148 21 277 640 45 -152
Net Cash From Continuing Financing Activities
-336 -98 52 283 -148 21 277 640 45 -152
Repayment of Debt
-4,584 -3,000 -2,609 -4,038 -4,431 -3,429 -3,630 -5,902 -6,849 -6,815
Repurchase of Common Equity
-1.52 -2.61 -0.57 -0.55 -1.01 -1.14 -0.25 -0.20 -0.34 -0.39
Issuance of Debt
4,250 2,906 2,662 4,322 4,315 3,453 3,907 6,574 6,894 6,667
Other Financing Activities, net
- -1.10 -0.00 -0.52 - -1.82 0.00 -1.09 -0.12 -3.63
Cash Interest Paid
6.60 3.93 3.00 4.17 4.92 3.27 3.53 11 16 15
Cash Income Taxes Paid
-1.68 -10 -2.23 0.09 -15 -4.63 -0.36 -2.11 -3.00 0.12

Annual Balance Sheets for Guild

This table presents Guild's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Total Assets
2,607 4,818 4,383 3,240 3,677 4,768
Total Current Assets
136 378 311 196 120 118
Cash & Equivalents
102 335 243 138 120 118
Plant, Property, & Equipment, net
0.00 0.00 0.00 0.00 14 19
Total Noncurrent Assets
1,648 4,440 4,072 3,043 3,543 4,631
Noncurrent Note & Lease Receivables
- - - - 316 452
Goodwill
63 63 175 177 211 226
Other Noncurrent Operating Assets
1,585 4,377 3,856 2,834 3,015 3,953
Total Liabilities & Shareholders' Equity
2,607 4,818 4,383 3,240 3,677 4,768
Total Liabilities
2,201 4,082 3,463 1,990 2,493 3,514
Total Current Liabilities
48 41 57 34 63 92
Accounts Payable
35 41 57 34 63 92
Total Noncurrent Liabilities
1,725 4,041 3,406 1,956 2,430 3,422
Long-Term Debt
1,528 2,294 2,180 1,490 149 300
Noncurrent Deferred & Payable Income Tax Liabilities
86 89 142 233 225 251
Other Noncurrent Operating Liabilities
13 1,462 907 108 2,056 2,870
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
406 736 920 1,249 1,183 1,254
Total Preferred & Common Equity
406 736 920 1,249 1,183 1,254
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
406 736 920 1,249 1,183 1,254
Common Stock
22 19 43 43 48 53
Retained Earnings
384 717 877 1,206 1,135 1,201
Noncontrolling Interest
- 0.00 0.03 0.07 0.34 0.49

Quarterly Balance Sheets for Guild

This table presents Guild's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets
3,344 3,182 3,533 3,497 3,956 4,580 4,644
Total Current Assets
194 210 171 178 95 102 106
Cash & Equivalents
162 148 106 114 95 102 106
Plant, Property, & Equipment, net
0.00 0.00 0.00 0.00 14 16 18
Total Noncurrent Assets
3,150 2,972 3,362 3,319 3,846 4,461 4,520
Noncurrent Note & Lease Receivables
- - - - 348 376 409
Goodwill
173 182 185 186 233 230 228
Other Noncurrent Operating Assets
2,941 2,758 3,111 3,024 3,265 3,855 3,883
Total Liabilities & Shareholders' Equity
3,344 3,182 3,533 3,497 3,956 4,580 4,644
Total Liabilities
2,079 1,968 2,281 2,220 2,742 3,357 3,487
Total Current Liabilities
41 37 34 33 75 80 90
Accounts Payable
41 37 34 33 75 80 90
Total Noncurrent Liabilities
2,038 1,932 2,248 2,186 2,667 3,277 3,397
Long-Term Debt
933 892 1,776 1,699 1,243 1,888 1,889
Noncurrent Deferred & Payable Income Tax Liabilities
241 220 233 251 234 245 221
Other Noncurrent Operating Liabilities
735 701 110 108 1,190 1,145 1,287
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
1,266 1,213 1,251 1,277 1,214 1,222 1,158
Total Preferred & Common Equity
1,266 1,213 1,251 1,276 1,214 1,222 1,157
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
1,266 1,213 1,251 1,276 1,214 1,222 1,157
Common Stock
45 45 46 48 50 52 54
Retained Earnings
1,221 1,169 1,206 1,228 1,164 1,170 1,103
Noncontrolling Interest
0.06 0.06 0.06 0.48 0.61 0.62 0.54

Annual Metrics and Ratios for Guild

This table displays calculated financial ratios and metrics derived from Guild's official financial filings.

Metric 2019 2020 2021 2022 2023 2024
Growth Metrics
- - - - - -
Revenue Growth
0.00% 104.94% 3.40% -42.78% -27.50% 65.84%
EBITDA Growth
0.00% 5,841.82% -17.08% 4.06% -88.77% 374.18%
EBIT Growth
0.00% 22,670.67% -19.17% 4.74% -95.69% 1,031.32%
NOPAT Growth
0.00% 409.80% -20.96% 11.74% -96.14% 1,215.83%
Net Income Growth
0.00% 6,544.74% -23.42% 15.80% -111.91% 347.67%
EPS Growth
0.00% 0.00% -24.31% 14.56% -111.96% 343.75%
Operating Cash Flow Growth
0.00% -10.20% 245.38% 85.11% -107.28% -619.18%
Free Cash Flow Firm Growth
0.00% 0.00% 119.80% 273.99% 125.35% -102.67%
Invested Capital Growth
0.00% 87.38% 6.01% -8.95% -53.41% 18.47%
Revenue Q/Q Growth
0.00% 0.00% 8.53% -27.97% -13.69% 54.34%
EBITDA Q/Q Growth
0.00% 0.00% -21.25% -23.57% -61.61% 6,439.43%
EBIT Q/Q Growth
0.00% 0.00% -23.72% -23.94% -81.90% 790.37%
NOPAT Q/Q Growth
0.00% 0.00% -25.52% -22.07% -83.76% 902.97%
Net Income Q/Q Growth
0.00% 0.00% -11.43% -14.81% -200.39% 203.03%
EPS Q/Q Growth
0.00% 0.00% -54.04% -14.67% -201.59% 201.30%
Operating Cash Flow Q/Q Growth
0.00% -128.97% -5.36% 15.32% -185.20% 21.73%
Free Cash Flow Firm Q/Q Growth
0.00% 0.00% 0.00% -45.61% 314.10% 79.68%
Invested Capital Q/Q Growth
0.00% 0.00% 5.40% 27.72% -56.40% -51.18%
Profitability Metrics
- - - - - -
Gross Margin
23.02% 43.30% 37.50% 30.58% 26.57% 32.58%
EBITDA Margin
1.19% 34.50% 27.66% 50.32% 7.79% 22.29%
Operating Margin
-17.09% 32.95% 25.76% 47.15% 2.80% 19.13%
EBIT Margin
0.30% 32.95% 25.76% 47.15% 2.80% 19.13%
Profit (Net Income) Margin
0.68% 22.03% 16.32% 33.02% -5.42% 8.10%
Tax Burden Percent
95.66% 75.01% 73.34% 78.24% 84.84% 81.42%
Interest Burden Percent
239.52% 89.14% 86.37% 89.51% -228.00% 52.01%
Effective Tax Rate
4.34% 25.00% 26.66% 21.76% 0.00% 18.58%
Return on Invested Capital (ROIC)
-9.33% 20.11% 11.84% 13.45% 0.74% 14.08%
ROIC Less NNEP Spread (ROIC-NNEP)
4.21% 17.10% 9.54% 11.11% -6.98% -70.97%
Return on Net Nonoperating Assets (RNNOA)
10.70% 44.78% 22.44% 16.85% -3.96% -6.12%
Return on Equity (ROE)
1.37% 64.90% 34.27% 30.30% -3.22% 7.95%
Cash Return on Invested Capital (CROIC)
0.00% -40.70% 6.00% 22.82% 73.62% -2.83%
Operating Return on Assets (OROA)
0.09% 14.93% 9.74% 12.31% 0.59% 5.42%
Return on Assets (ROA)
0.21% 9.98% 6.17% 8.62% -1.13% 2.30%
Return on Common Equity (ROCE)
1.37% 64.90% 34.27% 30.30% -3.22% 7.95%
Return on Equity Simple (ROE_SIMPLE)
1.37% 50.35% 30.85% 26.31% -3.31% 7.73%
Net Operating Profit after Tax (NOPAT)
-134 416 329 367 14 186
NOPAT Margin
-16.35% 24.71% 18.89% 36.89% 1.96% 15.57%
Net Nonoperating Expense Percent (NNEP)
-13.54% 3.02% 2.30% 2.34% 7.72% 85.05%
Return On Investment Capital (ROIC_SIMPLE)
- - - - 1.06% 11.99%
Cost of Revenue to Revenue
76.98% 56.70% 62.50% 69.42% 73.43% 67.42%
SG&A Expenses to Revenue
7.80% 9.45% 5.25% 3.83% 21.58% 8.95%
R&D to Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue
40.11% 10.36% 11.74% -16.57% 23.76% 13.45%
Earnings before Interest and Taxes (EBIT)
2.43 554 448 469 20 229
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
9.77 580 481 501 56 267
Valuation Ratios
- - - - - -
Price to Book Value (P/BV)
0.24 0.39 0.86 0.46 0.70 0.70
Price to Tangible Book Value (P/TBV)
0.28 0.43 1.13 0.55 0.85 0.85
Price to Revenue (P/Rev)
0.12 0.17 0.46 0.57 1.15 0.73
Price to Earnings (P/E)
17.48 0.78 2.80 1.74 0.00 8.99
Dividend Yield
0.00% 0.00% 7.69% 0.00% 3.68% 7.09%
Earnings Yield
5.72% 127.81% 35.74% 57.54% 0.00% 11.12%
Enterprise Value to Invested Capital (EV/IC)
1.06 0.83 0.96 0.74 0.71 0.74
Enterprise Value to Revenue (EV/Rev)
1.86 1.34 1.57 1.93 1.19 0.88
Enterprise Value to EBITDA (EV/EBITDA)
155.99 3.88 5.68 3.84 15.28 3.96
Enterprise Value to EBIT (EV/EBIT)
625.95 4.06 6.10 4.10 42.47 4.61
Enterprise Value to NOPAT (EV/NOPAT)
0.00 5.41 8.31 5.24 60.68 5.66
Enterprise Value to Operating Cash Flow (EV/OCF)
0.00 0.00 4.01 1.53 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 16.40 3.09 0.61 0.00
Leverage & Solvency
- - - - - -
Debt to Equity
3.76 3.12 2.37 1.19 0.13 0.24
Long-Term Debt to Equity
3.76 3.12 2.37 1.19 0.13 0.24
Financial Leverage
2.54 2.62 2.35 1.52 0.57 0.09
Leverage Ratio
6.42 6.50 5.56 3.51 2.84 3.46
Compound Leverage Factor
15.38 5.80 4.80 3.15 -6.48 1.80
Debt to Total Capital
79.00% 75.71% 70.33% 54.40% 11.17% 19.30%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
79.00% 75.71% 70.33% 54.40% 11.17% 19.30%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.03% 0.03%
Common Equity to Total Capital
21.00% 24.29% 29.67% 45.60% 88.81% 80.66%
Debt to EBITDA
156.42 3.95 4.53 2.98 2.65 1.13
Net Debt to EBITDA
146.01 3.38 4.03 2.70 0.51 0.68
Long-Term Debt to EBITDA
156.42 3.95 4.53 2.98 2.65 1.13
Debt to NOPAT
-11.39 5.52 6.64 4.06 10.50 1.61
Net Debt to NOPAT
-10.63 4.71 5.90 3.68 2.01 0.98
Long-Term Debt to NOPAT
-11.39 5.52 6.64 4.06 10.50 1.61
Altman Z-Score
0.59 1.06 1.22 1.54 0.87 0.92
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.02% 0.03%
Liquidity Ratios
- - - - - -
Current Ratio
2.85 9.20 5.48 5.75 1.90 1.28
Quick Ratio
2.85 9.20 5.48 5.75 1.90 1.28
Cash Flow Metrics
- - - - - -
Free Cash Flow to Firm (FCFF)
0.00 -841 167 623 1,404 -37
Operating Cash Flow to CapEx
-11,687.04% -5,709.21% 15,370.66% 34,246.68% -1,663.99% -7,040.47%
Free Cash Flow to Firm to Interest Expense
0.00 -13.98 2.70 12.65 21.15 -0.34
Operating Cash Flow to Interest Expense
-7.67 -7.78 11.05 25.58 -1.38 -6.01
Operating Cash Flow Less CapEx to Interest Expense
-7.73 -7.92 10.98 25.51 -1.47 -6.09
Efficiency Ratios
- - - - - -
Asset Turnover
0.31 0.45 0.38 0.26 0.21 0.28
Accounts Receivable Turnover
23.72 43.13 31.13 15.71 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 0.00 0.00 0.00 72.64
Accounts Payable Turnover
17.88 24.96 22.21 15.20 10.87 10.35
Days Sales Outstanding (DSO)
15.39 8.46 11.72 23.23 0.00 0.00
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
20.41 14.62 16.44 24.02 33.59 35.25
Cash Conversion Cycle (CCC)
-5.02 -6.16 -4.71 -0.79 -33.59 -35.25
Capital & Investment Metrics
- - - - - -
Invested Capital
1,438 2,695 2,857 2,602 1,212 1,436
Invested Capital Turnover
0.57 0.81 0.63 0.36 0.38 0.90
Increase / (Decrease) in Invested Capital
0.00 1,257 162 -256 -1,390 224
Enterprise Value (EV)
1,524 2,249 2,731 1,923 859 1,055
Market Capitalization
98 290 794 571 831 873
Book Value per Share
$62.47 $37.42 $15.07 $20.46 $19.37 $20.26
Tangible Book Value per Share
$52.80 $34.23 $11.53 $17.02 $15.91 $16.60
Total Capital
1,934 3,030 3,100 2,739 1,332 1,554
Total Debt
1,528 2,294 2,180 1,490 149 300
Total Long-Term Debt
1,528 2,294 2,180 1,490 149 300
Net Debt
1,426 1,959 1,937 1,352 29 182
Capital Expenditures (CapEx)
3.63 8.20 4.43 3.68 5.51 9.37
Debt-free, Cash-free Net Working Capital (DFCFNWC)
-13 2.32 12 24 -63 -92
Debt-free Net Working Capital (DFNWC)
89 337 255 162 57 26
Net Working Capital (NWC)
89 337 255 162 57 26
Net Nonoperating Expense (NNE)
-140 45 45 39 53 89
Net Nonoperating Obligations (NNO)
1,032 1,959 1,937 1,352 29 182
Total Depreciation and Amortization (D&A)
7.33 26 33 31 36 38
Debt-free, Cash-free Net Working Capital to Revenue
-1.60% 0.14% 0.66% 2.43% -8.79% -7.72%
Debt-free Net Working Capital to Revenue
10.79% 20.03% 14.64% 16.29% 7.88% 2.16%
Net Working Capital to Revenue
10.79% 20.03% 14.64% 16.29% 7.88% 2.16%
Earnings Adjustments
- - - - - -
Adjusted Basic Earnings per Share
$0.00 $6.18 $4.69 $5.39 ($0.64) $1.58
Adjusted Weighted Average Basic Shares Outstanding
0.00 60M 60.51M 60.98M 60.97M 61.40M
Adjusted Diluted Earnings per Share
$0.00 $6.17 $4.67 $5.35 ($0.64) $1.56
Adjusted Weighted Average Diluted Shares Outstanding
0.00 60.06M 60.83M 61.38M 60.97M 62.11M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
0.00 60M 61.06M 60.89M 61.10M 61.90M
Normalized Net Operating Profit after Tax (NOPAT)
-134 416 329 367 14 186
Normalized NOPAT Margin
-16.35% 24.71% 18.89% 36.89% 1.96% 15.57%
Pre Tax Income Margin
0.71% 29.37% 22.25% 42.20% -6.39% 9.95%
Debt Service Ratios
- - - - - -
EBIT to Interest Expense
0.04 9.21 7.27 9.53 0.30 2.08
NOPAT to Interest Expense
-2.42 6.91 5.33 7.46 0.21 1.70
EBIT Less CapEx to Interest Expense
-0.02 9.08 7.20 9.46 0.22 2.00
NOPAT Less CapEx to Interest Expense
-2.49 6.77 5.26 7.38 0.13 1.61
Payout Ratios
- - - - - -
Dividend Payout Ratio
582.75% 10.03% 42.66% 0.00% -77.88% 31.67%
Augmented Payout Ratio
725.96% 11.24% 42.66% 1.70% -86.24% 32.89%

Quarterly Metrics and Ratios for Guild

This table displays calculated financial ratios and metrics derived from Guild's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
-41.24% -74.22% -45.04% -8.38% 1.51% -85.26% 45.39% 23.68% -30.38% 2,130.34%
EBITDA Growth
-12.56% -101.93% -109.72% -20.04% -3.66% -3,088.33% 319.06% 8.07% -149.08% 281.77%
EBIT Growth
-13.09% -107.57% -113.18% -24.15% -5.19% -880.38% 242.93% 7.97% -164.03% 257.12%
NOPAT Growth
4.86% -107.79% -112.34% -25.30% -21.63% -880.38% 250.46% 24.48% -160.75% 270.57%
Net Income Growth
7.31% -135.59% -117.88% -36.63% -29.89% -520.85% 176.35% 1.77% -223.43% 205.12%
EPS Growth
7.69% -135.29% -118.05% -36.84% -30.16% -529.17% 175.41% 0.00% -223.86% 205.30%
Operating Cash Flow Growth
-47.40% 188.36% -103.39% -596.25% -18.44% -75.86% -784.63% -105.87% -105.25% 966.35%
Free Cash Flow Firm Growth
1,357.99% 462.07% -73.75% 94.14% -188.54% 430.57% -265.51% -486.61% 69.94% -107.75%
Invested Capital Growth
-24.87% -8.95% -11.20% 2.13% 36.47% -53.41% 20.66% 4.28% 5.79% 18.47%
Revenue Q/Q Growth
-1.75% -50.76% 27.40% 48.63% 8.86% -92.85% 1,156.93% 26.45% -38.73% 129.03%
EBITDA Q/Q Growth
10.07% -102.76% -903.39% 362.02% 32.62% -191.44% 168.94% 29.26% -160.23% 438.66%
EBIT Q/Q Growth
9.70% -110.61% -270.70% 275.85% 37.11% -209.68% 154.05% 32.84% -181.30% 369.16%
NOPAT Q/Q Growth
31.68% -108.32% -270.70% 283.96% 38.14% -204.08% 156.89% 52.20% -167.41% 392.20%
Net Income Q/Q Growth
32.73% -119.39% -147.98% 199.30% 46.86% -271.67% 130.50% 32.36% -278.10% 246.21%
EPS Q/Q Growth
32.63% -119.05% -154.17% 198.36% 46.67% -271.59% 130.46% 30.43% -281.67% 245.87%
Operating Cash Flow Q/Q Growth
336.09% -68.80% -137.64% -868.89% 171.67% -90.77% -1,479.50% -125.48% 98.17% 1,975.59%
Free Cash Flow Firm Q/Q Growth
525.44% -67.38% -11.52% -104.77% -6,325.29% 295.48% -175.11% 83.08% -229.25% 49.62%
Invested Capital Q/Q Growth
-27.88% 27.72% -24.75% 47.35% -3.63% -56.40% 15.46% 27.34% -2.23% -51.18%
Profitability Metrics
- - - - - - - - - -
Gross Margin
49.60% -12.30% 24.82% 42.98% 48.44% -475.27% 43.65% 39.89% -3.33% 36.80%
EBITDA Margin
38.81% -2.18% -17.15% 30.24% 36.84% -471.23% 25.85% 26.42% -25.97% 38.41%
Operating Margin
35.96% -7.75% -22.54% 26.67% 33.59% -515.35% 22.16% 23.28% -30.89% 36.30%
EBIT Margin
35.96% -7.75% -22.54% 26.67% 33.59% -515.35% 22.16% 23.28% -30.89% 36.30%
Profit (Net Income) Margin
28.39% -11.18% -21.75% 14.53% 19.61% -470.86% 11.42% 11.96% -34.76% 22.19%
Tax Burden Percent
89.25% 64.58% 73.22% 73.23% 73.77% 78.06% 73.68% 84.42% 72.12% 75.99%
Interest Burden Percent
88.45% 223.40% 131.82% 74.43% 79.13% 117.05% 69.97% 60.85% 156.04% 80.44%
Effective Tax Rate
10.75% 0.00% 0.00% 26.77% 26.23% 0.00% 26.32% 15.58% 0.00% 24.01%
Return on Invested Capital (ROIC)
18.68% -1.98% -6.48% 5.69% 8.60% -136.51% 6.04% 5.73% -5.86% 24.94%
ROIC Less NNEP Spread (ROIC-NNEP)
17.89% -2.45% -7.61% 4.91% 7.34% -139.67% 4.75% 4.32% -7.40% 2.30%
Return on Net Nonoperating Assets (RNNOA)
20.66% -3.71% -5.91% 6.59% 6.57% -79.27% 3.71% 5.97% -9.99% 0.20%
Return on Equity (ROE)
39.34% -5.69% -12.39% 12.28% 15.17% -215.78% 9.75% 11.70% -15.85% 25.13%
Cash Return on Invested Capital (CROIC)
48.24% 22.82% 17.96% 1.92% -27.22% 73.62% -15.50% -1.24% -6.44% -2.83%
Operating Return on Assets (OROA)
12.69% -2.02% -5.66% 6.22% 8.21% -107.53% 4.96% 4.93% -5.88% 10.29%
Return on Assets (ROA)
10.02% -2.92% -5.46% 3.39% 4.79% -98.24% 2.56% 2.53% -6.62% 6.29%
Return on Common Equity (ROCE)
39.34% -5.69% -12.39% 12.28% 15.17% -215.74% 9.74% 11.70% -15.84% 25.13%
Return on Equity Simple (ROE_SIMPLE)
30.48% 0.00% 6.88% 4.96% 3.05% 0.00% 2.18% 2.22% -8.13% 0.00%
Net Operating Profit after Tax (NOPAT)
87 -7.28 -27 50 69 -71 41 62 -42 122
NOPAT Margin
32.10% -5.42% -15.78% 19.53% 24.78% -360.74% 16.33% 19.65% -21.62% 27.59%
Net Nonoperating Expense Percent (NNEP)
0.79% 0.47% 1.12% 0.78% 1.26% 3.15% 1.29% 1.42% 1.54% 22.63%
Return On Investment Capital (ROIC_SIMPLE)
- - - - - -5.36% - - - 7.83%
Cost of Revenue to Revenue
50.40% 112.30% 75.18% 57.02% 51.56% 575.27% 56.35% 60.11% 103.33% 63.20%
SG&A Expenses to Revenue
13.47% 0.47% 12.21% 15.29% 13.50% 296.36% 19.72% 15.51% 25.30% -8.93%
R&D to Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue
13.63% -4.55% 47.36% 16.32% 14.85% 40.08% 21.49% 16.61% 27.56% 0.49%
Earnings before Interest and Taxes (EBIT)
98 -10 -39 68 93 -102 55 73 -59 160
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
106 -2.92 -29 77 102 -93 64 83 -50 169
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
0.41 0.46 0.48 0.51 0.51 0.70 0.72 0.74 0.88 0.70
Price to Tangible Book Value (P/TBV)
0.49 0.55 0.59 0.62 0.61 0.85 0.89 0.92 1.10 0.85
Price to Revenue (P/Rev)
0.38 0.57 0.69 0.77 0.77 1.15 1.09 1.06 1.32 0.73
Price to Earnings (P/E)
1.35 1.74 7.03 10.33 16.55 0.00 32.59 33.20 0.00 8.99
Dividend Yield
0.00% 0.00% 0.00% 0.00% 4.72% 3.68% 3.51% 6.76% 6.01% 7.09%
Earnings Yield
73.99% 57.54% 14.22% 9.68% 6.04% 0.00% 3.07% 3.01% 0.00% 11.12%
Enterprise Value to Invested Capital (EV/IC)
0.63 0.74 0.68 0.79 0.77 0.71 0.85 0.90 0.95 0.74
Enterprise Value to Revenue (EV/Rev)
0.94 1.93 1.56 2.73 2.57 1.19 2.53 3.13 3.62 0.88
Enterprise Value to EBITDA (EV/EBITDA)
1.97 3.84 7.85 15.13 14.66 15.28 13.47 17.26 687.65 3.96
Enterprise Value to EBIT (EV/EBIT)
2.10 4.10 9.62 19.47 19.22 42.47 17.72 22.58 0.00 4.61
Enterprise Value to NOPAT (EV/NOPAT)
2.74 5.24 10.49 19.78 24.63 60.68 28.95 31.07 0.00 5.66
Enterprise Value to Operating Cash Flow (EV/OCF)
1.18 1.53 3.72 159.69 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)
1.13 3.09 3.56 41.45 0.00 0.61 0.00 0.00 0.00 0.00
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.74 1.19 0.74 1.42 1.33 0.13 1.02 1.54 1.63 0.24
Long-Term Debt to Equity
0.74 1.19 0.74 1.42 1.33 0.13 1.02 1.54 1.63 0.24
Financial Leverage
1.16 1.52 0.78 1.34 0.89 0.57 0.78 1.38 1.35 0.09
Leverage Ratio
3.55 3.51 2.91 2.92 2.69 2.84 2.94 3.28 3.34 3.46
Compound Leverage Factor
3.14 7.85 3.83 2.18 2.13 3.33 2.06 2.00 5.22 2.79
Debt to Total Capital
42.45% 54.40% 42.37% 58.66% 57.08% 11.17% 50.59% 60.69% 62.00% 19.30%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
42.45% 54.40% 42.37% 58.66% 57.08% 11.17% 50.59% 60.69% 62.00% 19.30%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.02% 0.03% 0.02% 0.02% 0.02% 0.03%
Common Equity to Total Capital
57.55% 45.60% 57.63% 41.34% 42.90% 88.81% 49.39% 39.29% 37.98% 80.66%
Debt to EBITDA
1.42 2.98 5.26 11.81 11.59 2.65 8.30 12.10 463.22 1.13
Net Debt to EBITDA
1.18 2.70 4.39 10.86 10.26 0.51 7.66 11.44 437.19 0.68
Long-Term Debt to EBITDA
1.42 2.98 5.26 11.81 11.59 2.65 8.30 12.10 463.22 1.13
Debt to NOPAT
1.98 4.06 7.03 15.44 19.47 10.50 17.83 21.77 -81.39 1.61
Net Debt to NOPAT
1.64 3.68 5.87 14.20 17.23 2.01 16.47 20.59 -76.82 0.98
Long-Term Debt to NOPAT
1.98 4.06 7.03 15.44 19.47 10.50 17.83 21.77 -81.39 1.61
Altman Z-Score
1.23 1.05 0.99 0.99 1.04 0.76 0.86 0.77 0.64 0.87
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.01% 0.02% 0.02% 0.03% 0.03% 0.04% 0.03%
Liquidity Ratios
- - - - - - - - - -
Current Ratio
4.75 5.75 5.74 5.08 5.36 1.90 1.27 1.27 1.18 1.28
Quick Ratio
4.75 5.75 5.74 5.08 5.36 1.90 1.27 1.27 1.18 1.28
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
762 248 220 -10 -674 1,318 -364 -62 -203 -102
Operating Cash Flow to CapEx
41,183.80% 15,098.46% -2,759.48% -21,179.36% 9,240.34% 2,183.41% -44,162.67% -17,181.55% -321.74% 10,119.93%
Free Cash Flow to Firm to Interest Expense
67.26 19.37 17.93 -0.61 -34.77 75.85 -21.99 -2.15 -6.08 -3.26
Operating Cash Flow to Interest Expense
22.22 6.12 -2.41 -16.52 10.58 1.09 -15.81 -20.58 -0.32 6.45
Operating Cash Flow Less CapEx to Interest Expense
22.17 6.08 -2.50 -16.60 10.47 1.04 -15.84 -20.70 -0.42 6.39
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.35 0.26 0.25 0.23 0.24 0.21 0.22 0.21 0.19 0.28
Accounts Receivable Turnover
32.79 15.71 17.69 18.79 17.46 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.64
Accounts Payable Turnover
15.41 15.20 13.97 14.38 15.30 10.87 9.72 10.28 10.45 10.35
Days Sales Outstanding (DSO)
11.13 23.23 20.63 19.43 20.90 0.00 0.00 0.00 0.00 0.00
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
23.68 24.02 26.13 25.39 23.86 33.59 37.55 35.50 34.93 35.25
Cash Conversion Cycle (CCC)
-12.55 -0.79 -5.49 -5.96 -2.96 -33.59 -37.55 -35.50 -34.93 -35.25
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
2,037 2,602 1,958 2,884 2,780 1,212 2,362 3,008 2,941 1,436
Invested Capital Turnover
0.58 0.36 0.41 0.29 0.35 0.38 0.37 0.29 0.27 0.90
Increase / (Decrease) in Invested Capital
-674 -256 -247 60 743 -1,390 404 123 161 224
Enterprise Value (EV)
1,293 1,923 1,331 2,275 2,148 859 2,018 2,693 2,804 1,055
Market Capitalization
521 571 587 642 645 831 870 907 1,021 873
Book Value per Share
$20.79 $20.46 $19.93 $20.53 $20.94 $19.37 $19.86 $19.92 $18.85 $20.26
Tangible Book Value per Share
$17.36 $17.02 $16.42 $17.02 $17.44 $15.91 $16.05 $16.16 $15.14 $16.60
Total Capital
2,199 2,739 2,105 3,027 2,976 1,332 2,457 3,110 3,047 1,554
Total Debt
933 1,490 892 1,776 1,699 149 1,243 1,888 1,889 300
Total Long-Term Debt
933 1,490 892 1,776 1,699 149 1,243 1,888 1,889 300
Net Debt
771 1,352 744 1,633 1,503 29 1,148 1,785 1,783 182
Capital Expenditures (CapEx)
0.61 0.52 1.07 1.35 2.22 0.87 0.59 3.43 3.35 2.00
Debt-free, Cash-free Net Working Capital (DFCFNWC)
-8.81 24 26 31 30 -63 -75 -80 -90 -92
Debt-free Net Working Capital (DFNWC)
153 162 173 137 145 57 20 22 16 26
Net Working Capital (NWC)
153 162 173 137 145 57 20 22 16 26
Net Nonoperating Expense (NNE)
10 7.72 10 13 14 22 12 24 25 24
Net Nonoperating Obligations (NNO)
771 1,352 744 1,633 1,503 29 1,148 1,785 1,783 182
Total Depreciation and Amortization (D&A)
7.77 7.47 9.21 9.08 9.00 8.73 9.16 9.87 9.47 9.27
Debt-free, Cash-free Net Working Capital to Revenue
-0.64% 2.43% 2.99% 3.78% 3.64% -8.79% -9.36% -9.34% -11.56% -7.72%
Debt-free Net Working Capital to Revenue
11.10% 16.29% 20.27% 16.51% 17.32% 7.88% 2.54% 2.55% 2.13% 2.16%
Net Working Capital to Revenue
11.10% 16.29% 20.27% 16.51% 17.32% 7.88% 2.54% 2.55% 2.13% 2.16%
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$1.27 ($0.24) ($0.61) $0.61 $0.89 ($1.53) $0.47 $0.61 ($1.09) $1.59
Adjusted Weighted Average Basic Shares Outstanding
60.89M 60.98M 60.90M 60.96M 60.96M 60.97M 61.11M 61.34M 61.39M 61.40M
Adjusted Diluted Earnings per Share
$1.26 ($0.24) ($0.61) $0.60 $0.88 ($1.51) $0.46 $0.60 ($1.09) $1.59
Adjusted Weighted Average Diluted Shares Outstanding
61.56M 61.38M 60.90M 61.80M 61.91M 60.97M 62.16M 62.39M 61.39M 62.11M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
61.07M 60.89M 60.96M 60.96M 61.10M 61.10M 61.34M 61.39M 61.89M 61.90M
Normalized Net Operating Profit after Tax (NOPAT)
87 -7.28 -27 50 69 -71 41 62 -42 122
Normalized NOPAT Margin
32.10% -5.42% -15.78% 19.53% 24.78% -360.74% 16.33% 19.65% -21.62% 27.59%
Pre Tax Income Margin
31.81% -17.31% -29.71% 19.85% 26.58% -603.22% 15.51% 14.17% -48.20% 29.20%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
8.66 -0.81 -3.14 3.91 4.79 -5.86 3.33 2.55 -1.78 5.11
NOPAT to Interest Expense
7.72 -0.57 -2.20 2.86 3.53 -4.11 2.45 2.16 -1.25 3.89
EBIT Less CapEx to Interest Expense
8.60 -0.85 -3.23 3.83 4.68 -5.91 3.29 2.43 -1.89 5.05
NOPAT Less CapEx to Interest Expense
7.67 -0.61 -2.29 2.79 3.42 -4.16 2.42 2.04 -1.35 3.82
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
15.83% 0.00% 0.00% 0.00% 78.18% -77.88% 0.00% 225.65% -32.63% 31.67%
Augmented Payout Ratio
16.60% 1.70% 7.37% 8.46% 90.35% -86.24% 11.18% 235.27% -34.69% 32.89%

Frequently Asked Questions About Guild's Financials

When does Guild's fiscal year end?

According to the most recent income statement we have on file, Guild's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Guild's net income changed over the last 5 years?

Guild's net income appears to be on a downward trend, with a most recent value of $96.93 million in 2024, rising from $5.58 million in 2019. The previous period was -$39.14 million in 2023.

What is Guild's operating income?
Guild's total operating income in 2024 was $228.90 million, based on the following breakdown:
  • Total Gross Profit: $389.81 million
  • Total Operating Expenses: $160.91 million
How has Guild revenue changed over the last 5 years?

Over the last 5 years, Guild's total revenue changed from $820.81 million in 2019 to $1.20 billion in 2024, a change of 45.8%.

How much debt does Guild have?

Guild's total liabilities were at $3.51 billion at the end of 2024, a 41.0% increase from 2023, and a 59.6% increase since 2019.

How much cash does Guild have?

In the past 5 years, Guild's cash and equivalents has ranged from $101.74 million in 2019 to $334.62 million in 2020, and is currently $118.20 million as of their latest financial filing in 2024.

How has Guild's book value per share changed over the last 5 years?

Over the last 5 years, Guild's book value per share changed from 62.47 in 2019 to 20.26 in 2024, a change of -67.6%.



This page (NYSE:GHLD) was last updated on 4/25/2025 by MarketBeat.com Staff
From Our Partners