Guidewire Software (GWRE) Financials

$193.88 +1.71 (+0.89%)

Closing price 03:59 PM Eastern

Extended Trading

$193.00 -0.88 (-0.45%)

As of 04:20 PM Eastern

Annual Income Statements for Guidewire Software

This table shows Guidewire Software's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Income / (Loss) Attributable to Common Shareholders	9.89	560	18	-27	21	-27	-67	-180	-112	-6.10
Consolidated Net Income / (Loss)	9.89	15	18	-27	21	-27	-67	-180	-112	-6.10
Net Income / (Loss) Continuing Operations	9.89	560	18	-27	21	-27	-67	-180	-112	-6.10
Total Pre-Tax Income	17	21	29	-8.28	12	-24	-104	-230	-134	-27
Total Operating Income	16	16	22	-16	1.47	-24	-106	-199	-149	-53
Total Gross Profit	233	545	318	356	395	404	390	377	458	583
Total Revenue	381	436	510	653	720	742	743	813	905	980
Operating Revenue	381	436	510	653	720	742	743	813	905	980
Total Cost of Revenue	147	-109	192	297	324	338	354	435	447	397
Operating Cost of Revenue	147	103	192	297	324	338	354	435	447	397
Total Operating Expenses	217	-16	296	372	394	428	495	577	608	636
Selling, General & Admin Expense	41	51	57	76	74	85	143	165	170	168
Marketing Expense	82	93	109	124	131	142	151	183	188	199
Research & Development Expense	93	112	130	172	189	201	201	229	250	269
Total Other Income / (Expense), net	0.25	4.35	6.67	7.35	11	-0.45	1.30	-30	15	26
Interest Expense	-	0.00	0.01	6.44	17	18	19	19	6.72	6.74
Interest & Investment Income	2.25	4.85	5.87	13	30	25	7.40	6.28	24	43
Other Income / (Expense), net	-2.00	-0.51	0.81	0.51	-1.87	-7.21	13	-17	-2.28	-11
Income Tax Expense	6.86	5.81	10	18	-8.28	2.87	-38	-49	-22	-21
Basic Earnings per Share	$0.14	$0.21	$0.24	($0.34)	$0.25	($0.33)	($0.79)	($2.16)	($1.36)	($0.07)
Weighted Average Basic Shares Outstanding	70.08M	72.03M	73.99M	77.71M	81.45M	82.86M	83.58M	83.57M	82.18M	82.29M
Diluted Earnings per Share	$0.14	$0.20	$0.24	($0.34)	$0.25	($0.33)	($0.79)	($2.16)	($1.36)	($0.07)
Weighted Average Diluted Shares Outstanding	72.31M	73.77M	75.33M	77.71M	82.68M	82.86M	83.58M	83.57M	82.18M	82.29M
Weighted Average Basic & Diluted Shares Outstanding	70.60M	71.30M	73.20M	78.70M	82.90M	83.47M	83.08M	84.08M	81.44M	83.03M

This table shows Guidewire Software's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025
Net Income / (Loss) Attributable to Common Shareholders	-31	-69	-9.19	-46	12	-27	9.69	-5.48	17	9.14	-37
Consolidated Net Income / (Loss)	-31	-69	-9.19	-46	12	-27	9.69	-5.48	17	9.14	-37
Net Income / (Loss) Continuing Operations	-31	-69	-9.19	-46	12	-27	9.69	-5.48	17	9.14	-37
Total Pre-Tax Income	-37	-85	-8.21	-56	16	-39	6.96	-14	19	2.77	-43
Total Operating Income	-32	-75	-23	-58	6.10	-34	-12	-17	10	-4.72	12
Total Gross Profit	123	72	123	99	164	112	142	142	186	158	179
Total Revenue	245	195	233	207	270	207	241	241	292	263	289
Operating Revenue	245	195	233	207	270	207	241	241	292	263	289
Total Cost of Revenue	122	123	109	109	106	95	98	98	105	105	110
Operating Cost of Revenue	122	123	109	109	106	95	98	98	105	105	110
Total Operating Expenses	155	147	147	157	158	146	155	159	176	163	167
Selling, General & Admin Expense	47	42	40	47	41	39	40	42	46	43	42
Marketing Expense	48	46	45	47	50	45	49	50	55	51	55
Research & Development Expense	60	58	62	63	67	62	65	66	75	69	70
Total Other Income / (Expense), net	-4.34	-11	15	1.59	9.66	-4.81	19	2.60	8.57	7.49	-55
Interest Expense	4.93	1.67	1.68	1.68	1.68	1.68	1.69	1.69	1.68	2.06	4.18
Interest & Investment Income	3.90	4.64	5.39	6.63	7.73	11	10	11	12	14	16
Other Income / (Expense), net	-3.31	-14	11	-3.36	3.61	-14	11	-6.54	-1.50	-4.06	-66
Income Tax Expense	-5.51	-16	0.98	-11	3.54	-12	-2.72	-8.62	2.13	-6.37	-5.75
Basic Earnings per Share	($0.36)	($0.83)	($0.11)	($0.56)	$0.14	($0.33)	$0.12	($0.07)	$0.21	$0.11	($0.45)
Weighted Average Basic Shares Outstanding	83.57M	83.32M	82.05M	81.83M	82.18M	81.69M	82.13M	82.50M	82.29M	83.28M	83.71M
Diluted Earnings per Share	($0.36)	($0.83)	($0.11)	($0.56)	$0.14	($0.33)	$0.12	($0.07)	$0.21	$0.11	($0.45)
Weighted Average Diluted Shares Outstanding	83.57M	83.32M	82.05M	81.83M	82.18M	81.69M	83.31M	82.50M	82.29M	85.96M	83.71M
Weighted Average Basic & Diluted Shares Outstanding	84.08M	81.88M	81.57M	81.44M	81.44M	81.93M	83.32M	82.66M	83.03M	83.52M	83.88M

This table details how cash moves in and out of Guidewire Software's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Change in Cash & Equivalents	64	11	40	174	-183	113	18	230	-208	142
Net Cash From Operating Activities	64	100	139	140	116	113	112	-38	38	196
Net Cash From Continuing Operating Activities	64	100	139	140	116	113	112	-38	38	196
Net Income / (Loss) Continuing Operations	9.89	15	18	-27	21	-27	-67	-180	-112	-6.10
Consolidated Net Income / (Loss)	9.89	15	18	-27	21	-27	-67	-180	-112	-6.10
Depreciation Expense	7.48	8.84	19	36	40	43	37	34	25	22
Amortization Expense	4.84	2.52	1.46	3.09	9.95	21	32	34	15	6.65
Non-Cash Adjustments To Reconcile Net Income	48	59	64	91	75	65	103	163	120	163
Changes in Operating Assets and Liabilities, net	-6.37	15	36	38	-30	12	6.26	-89	-9.14	9.52
Net Cash From Investing Activities	23	-101	-113	-538	-301	-5.80	64	312	13	-52
Net Cash From Continuing Investing Activities	23	-101	-113	-538	-301	-5.80	64	311	13	-52
Purchase of Property, Plant & Equipment	-6.30	-7.11	-6.67	-12	-49	-26	-29	-22	-17	-19
Acquisitions	0.00	-40	-188	-130	-	0.00	0.00	-44	0.00	0.00
Purchase of Investments	-492	-652	-467	-860	-1,209	-1,283	-1,035	-532	-517	-617
Sale and/or Maturity of Investments	521	597	548	464	957	1,303	1,129	909	547	583
Net Cash From Financing Activities	-17	13	13	573	3.95	4.96	-159	-37	-262	1.06
Net Cash From Continuing Financing Activities	-17	13	13	573	3.95	4.96	-159	-37	-262	1.06
Repurchase of Common Equity	-	-	-	-	0.00	0.00	-161	-37	-262	0.00
Other Financing Activities, net	-17	13	13	-35	3.95	4.96	1.93	0.12	0.23	1.06
Effect of Exchange Rate Changes	-5.14	-0.88	1.15	-1.91	-1.69	0.65	1.55	-7.16	2.58	-2.05
Cash Interest Paid	-	-	0.00	0.00	5.04	5.00	5.00	5.00	5.00	5.00
Cash Income Taxes Paid	1.90	3.91	3.70	4.74	4.56	4.89	4.16	4.32	5.17	8.92

This table details how cash moves in and out of Guidewire Software's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025
Net Change in Cash & Equivalents	280	-345	12	-9.98	135	-104	49	9.61	188	276	-126
Net Cash From Operating Activities	84	-87	1.22	-49	173	-72	69	4.80	194	-62	86
Net Cash From Continuing Operating Activities	84	-87	1.22	-49	173	-72	69	4.80	194	-62	86
Net Income / (Loss) Continuing Operations	-31	-69	-9.19	-46	12	-27	9.69	-5.48	17	9.14	-37
Consolidated Net Income / (Loss)	-31	-69	-9.19	-46	12	-27	9.69	-5.48	17	9.14	-37
Depreciation Expense	7.80	7.62	6.61	5.68	4.93	5.44	5.49	5.59	5.78	5.85	5.73
Amortization Expense	9.29	5.01	3.71	3.09	3.00	1.57	1.82	1.29	1.98	2.46	2.59
Non-Cash Adjustments To Reconcile Net Income	68	18	28	-0.83	74	21	55	3.38	84	2.42	104
Changes in Operating Assets and Liabilities, net	30	-49	-28	-11	79	-73	-2.50	0.02	85	-82	11
Net Cash From Investing Activities	197	-54	5.58	53	8.86	-28	-23	6.15	-7.29	-78	-53
Net Cash From Continuing Investing Activities	197	-54	5.58	53	8.86	-28	-23	6.15	-7.29	-78	-53
Purchase of Property, Plant & Equipment	-4.61	-4.30	-3.75	-3.44	-5.94	-4.69	-5.36	-4.05	-4.43	-5.08	-3.71
Purchase of Investments	-15	-169	-107	-91	-150	-160	-155	-139	-163	-212	-218
Sale and/or Maturity of Investments	217	119	116	147	165	137	130	149	167	140	163
Net Cash From Financing Activities	-	-200	0.00	-14	-48	0.00	0.00	0.01	1.04	416	-156
Net Cash From Continuing Financing Activities	-	-200	0.00	-14	-48	0.00	0.00	0.01	1.04	416	-156
Repayment of Debt	-	-	-	-	-	0.00	-	-	-	-200	-155
Issuance of Debt	-	-	-	-	-	0.00	-	-	-	673	-0.91
Other Financing Activities, net	-	-	-	0.23	0.00	0.00	0.00	0.01	1.04	-57	0.53
Effect of Exchange Rate Changes	-1.52	-2.99	4.93	-0.28	0.92	-4.30	2.74	-1.35	0.87	-0.03	-3.55
Cash Interest Paid	-	2.50	-	2.50	-	2.50	-	2.50	-	2.64	0.44
Cash Income Taxes Paid	0.65	1.31	1.41	1.69	0.75	0.88	1.86	3.43	2.75	2.60	1.37

This table presents Guidewire Software's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	800	916	1,079	1,981	2,167	2,365	2,322	2,267	2,028	2,226
Total Current Assets	662	708	679	1,222	1,335	1,343	1,355	1,253	1,100	1,296
Cash & Equivalents	212	224	263	437	254	367	385	606	402	548
Short-Term Investments	359	405	310	630	870	767	735	370	397	456
Accounts Receivable	62	63	79	125	175	164	183	144	151	137
Prepaid Expenses	14	17	27	30	36	46	53	61	62	68
Other Current Assets	-	-	-	-	-	-	-	72	88	87
Plant, Property, & Equipment, net	12	13	14	19	66	65	80	81	54	55
Total Noncurrent Assets	126	196	385	740	766	956	886	933	874	875
Long-Term Investments	106	108	115	191	214	301	227	188	129	126
Goodwill	9.21	30	142	341	341	341	341	372	372	372
Intangible Assets	4.00	14	71	96	67	40	20	21	14	9.01
Noncurrent Deferred & Refundable Income Taxes	5.90	31	37	90	90	102	138	191	227	253
Other Noncurrent Operating Assets	0.93	12	20	23	55	173	160	161	131	115
Total Liabilities & Shareholders' Equity	800	916	1,079	1,981	2,167	2,365	2,322	2,267	2,028	2,226
Total Liabilities	111	132	190	568	593	708	777	815	828	884
Total Current Liabilities	104	119	168	238	232	225	300	338	373	838
Short-Term Debt	-	-	-	-	-	-	-	-	0.00	399
Accounts Payable	8.82	9.93	13	31	34	23	28	40	35	15
Current Deferred Revenue	51	60	96	127	108	118	139	171	207	282
Current Employee Benefit Liabilities	37	41	49	60	73	59	102	91	104	109
Other Current Liabilities	7.59	7.62	10	20	16	26	32	35	28	33
Total Noncurrent Liabilities	6.15	13	22	330	360	483	477	478	455	46
Long-Term Debt	-	-	0.00	305	317	330	344	358	397	0.00
Noncurrent Deferred Revenue	1.80	9.75	20	24	24	15	7.24	7.50	5.99	3.63
Other Noncurrent Operating Liabilities	4.35	3.42	2.11	0.77	20	138	126	112	52	42
Total Equity & Noncontrolling Interests	689	784	889	1,414	1,574	1,657	1,545	1,452	1,199	1,343
Total Preferred & Common Equity	689	784	889	1,414	1,574	1,657	1,545	1,452	1,199	1,343
Total Common Equity	689	784	889	1,414	1,574	1,657	1,545	1,452	1,199	1,343
Common Stock	663	743	828	1,296	1,392	1,499	1,617	1,755	1,831	1,979
Retained Earnings	33	48	66	125	190	163	-66	-284	-618	-624
Accumulated Other Comprehensive Income / (Loss)	-6.34	-6.59	-5.80	-7.75	-7.76	-5.25	-6.22	-20	-14	-12

This table presents Guidewire Software's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025
Total Assets	2,157	1,949	2,004	1,917	1,920	2,014	2,040	2,597	2,543
Total Current Assets	1,056	944	1,006	1,007	977	1,061	1,082	1,637	1,478
Cash & Equivalents	327	263	275	267	301	350	360	824	697
Short-Term Investments	481	442	440	421	412	428	423	515	471
Accounts Receivable	190	179	228	257	93	128	104	97	123
Prepaid Expenses	58	59	64	61	62	64	69	72	72
Other Current Assets	-	-	-	-	109	91	126	129	114
Plant, Property, & Equipment, net	80	79	79	54	55	55	55	55	54
Total Noncurrent Assets	1,021	926	919	856	888	898	903	904	1,011
Long-Term Investments	281	163	155	119	141	155	152	142	243
Goodwill	372	372	372	372	372	372	372	372	372
Intangible Assets	24	19	17	16	13	12	10	7.64	6.36
Noncurrent Deferred & Refundable Income Taxes	185	219	218	231	240	243	256	275	281
Other Noncurrent Operating Assets	159	153	156	119	122	115	113	107	108
Total Liabilities & Shareholders' Equity	2,157	1,949	2,004	1,917	1,920	2,014	2,040	2,597	2,543
Total Liabilities	708	763	784	721	714	757	755	1,329	1,274
Total Current Liabilities	237	253	275	275	262	307	705	615	559
Short-Term Debt	-	-	-	-	-	-	398	279	179
Accounts Payable	30	42	38	36	19	22	24	31	25
Current Deferred Revenue	112	138	146	143	171	195	182	224	265
Current Employee Benefit Liabilities	68	43	58	73	47	63	77	52	61
Other Current Liabilities	27	30	33	24	25	27	25	29	29
Total Noncurrent Liabilities	471	511	509	446	452	450	50	713	715
Long-Term Debt	355	396	396	397	398	398	0.00	672	673
Noncurrent Deferred Revenue	3.81	7.16	6.02	5.69	3.92	4.07	3.21	3.19	3.11
Other Noncurrent Operating Liabilities	112	108	106	44	50	48	47	38	39
Total Equity & Noncontrolling Interests	1,450	1,185	1,220	1,195	1,206	1,256	1,285	1,268	1,269
Total Preferred & Common Equity	1,450	1,185	1,220	1,195	1,206	1,256	1,285	1,268	1,269
Total Common Equity	1,450	1,185	1,220	1,195	1,206	1,256	1,285	1,268	1,269
Common Stock	1,721	1,683	1,719	1,795	1,867	1,904	1,941	1,895	1,936
Retained Earnings	-253	-474	-483	-584	-645	-635	-641	-615	-652
Accumulated Other Comprehensive Income / (Loss)	-19	-24	-16	-15	-17	-12	-15	-12	-15

This table displays calculated financial ratios and metrics derived from Guidewire Software's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	8.65%	14.60%	16.84%	28.13%	10.21%	3.17%	0.13%	9.33%	11.41%	8.30%
EBITDA Growth	-7.02%	1.78%	57.05%	-44.96%	109.87%	-34.46%	-175.15%	-509.67%	24.58%	69.13%
EBIT Growth	-22.05%	9.91%	42.30%	-166.67%	97.38%	-7,751.26%	-199.01%	-132.93%	29.91%	58.11%
NOPAT Growth	-28.37%	21.62%	16.92%	-178.97%	122.39%	-782.70%	-342.03%	-88.90%	25.05%	64.83%
Net Income Growth	-32.85%	51.50%	20.67%	-247.98%	177.52%	-231.19%	-144.53%	-171.30%	38.01%	94.54%
EPS Growth	-33.33%	42.86%	20.00%	-241.67%	173.53%	-232.00%	-139.39%	-173.42%	37.04%	94.85%
Operating Cash Flow Growth	-15.65%	56.89%	38.90%	1.23%	-17.32%	-2.64%	-1.31%	-134.00%	201.20%	409.83%
Free Cash Flow Firm Growth	-95.93%	-2,545.29%	-462.87%	-95.19%	66.52%	82.72%	-304.21%	-284.80%	47.63%	115.82%
Invested Capital Growth	300.55%	313.66%	317.06%	129.47%	20.21%	-0.19%	-1.91%	19.20%	3.55%	-8.52%
Revenue Q/Q Growth	2.07%	6.58%	4.84%	10.57%	-4.12%	5.07%	-1.88%	1.90%	2.88%	2.25%
EBITDA Q/Q Growth	5.25%	1.62%	74.08%	121.19%	-28.35%	1,886.90%	-181.04%	-27.78%	24.33%	-3.14%
EBIT Q/Q Growth	-20.15%	2.35%	171.20%	36.40%	-101.55%	48.90%	-127.06%	-18.25%	22.96%	-1.43%
NOPAT Q/Q Growth	-42.84%	32.51%	103.80%	39.79%	-94.13%	49.34%	-72.64%	-19.20%	20.40%	7.43%
Net Income Q/Q Growth	-44.31%	39.03%	73.87%	56.76%	-63.37%	36.70%	-149.09%	-19.94%	27.88%	42.65%
EPS Q/Q Growth	-50.00%	42.86%	71.43%	56.96%	-66.22%	35.29%	-146.88%	-19.34%	26.88%	50.00%
Operating Cash Flow Q/Q Growth	-20.51%	19.42%	37.66%	13.42%	-0.83%	3.94%	1.08%	-187.90%	174.92%	11.72%
Free Cash Flow Firm Q/Q Growth	-97.07%	27.26%	20.87%	-13.21%	-4.61%	43.96%	0.82%	-8.64%	36.58%	551.57%
Invested Capital Q/Q Growth	-33.62%	-20.26%	-17.23%	-0.64%	-6.46%	-5.84%	-10.84%	-9.65%	-14.75%	-18.34%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	61.32%	125.02%	62.41%	54.54%	54.92%	54.46%	52.41%	46.42%	50.61%	59.50%
EBITDA Margin	7.05%	6.26%	8.41%	3.61%	6.88%	4.37%	-3.28%	-18.29%	-12.38%	-3.53%
Operating Margin	4.33%	3.77%	4.29%	-2.39%	0.20%	-3.22%	-14.21%	-24.54%	-16.51%	-5.36%
EBIT Margin	3.81%	3.65%	4.45%	-2.32%	-0.06%	-4.19%	-12.51%	-26.65%	-16.76%	-6.48%
Profit (Net Income) Margin	2.60%	3.43%	3.55%	-4.10%	2.88%	-3.66%	-8.95%	-22.20%	-12.36%	-0.62%
Tax Burden Percent	59.05%	72.06%	63.35%	323.14%	166.50%	111.78%	63.78%	78.55%	83.42%	22.74%
Interest Burden Percent	115.49%	130.44%	125.82%	54.75%	-3,144.44%	78.26%	112.17%	106.08%	88.36%	42.21%
Effective Tax Rate	40.95%	27.94%	36.65%	0.00%	-66.50%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	133.95%	39.64%	11.13%	-3.31%	0.48%	-3.02%	-13.50%	-23.50%	-15.91%	-5.74%
ROIC Less NNEP Spread (ROIC-NNEP)	133.93%	39.19%	10.54%	-1.38%	-1.37%	-2.04%	-14.20%	-18.98%	-14.83%	-10.61%
Return on Net Nonoperating Assets (RNNOA)	-132.48%	-37.60%	-8.97%	0.98%	0.90%	1.34%	9.35%	11.45%	7.47%	5.26%
Return on Equity (ROE)	1.48%	2.03%	2.16%	-2.32%	1.39%	-1.68%	-4.15%	-12.04%	-8.44%	-0.48%
Cash Return on Invested Capital (CROIC)	13.87%	-82.49%	-111.51%	-81.90%	-17.88%	-2.83%	-11.57%	-41.01%	-19.40%	3.15%
Operating Return on Assets (OROA)	1.86%	1.86%	2.27%	-0.99%	-0.02%	-1.37%	-3.97%	-9.44%	-7.07%	-2.99%
Return on Assets (ROA)	1.27%	1.75%	1.81%	-1.75%	1.00%	-1.20%	-2.84%	-7.86%	-5.21%	-0.29%
Return on Common Equity (ROCE)	1.48%	2.03%	2.16%	-2.32%	1.39%	-1.68%	-4.15%	-12.04%	-8.44%	-0.48%
Return on Equity Simple (ROE_SIMPLE)	1.43%	1.91%	2.03%	-1.89%	1.32%	-1.64%	-4.31%	-12.43%	-9.33%	-0.45%
Net Operating Profit after Tax (NOPAT)	9.74	12	14	-11	2.45	-17	-74	-140	-105	-37
NOPAT Margin	2.56%	2.72%	2.72%	-1.68%	0.34%	-2.25%	-9.94%	-17.18%	-11.56%	-3.75%
Net Nonoperating Expense Percent (NNEP)	0.02%	0.44%	0.59%	-1.93%	1.85%	-0.99%	0.70%	-4.51%	-1.08%	4.87%
Cost of Revenue to Revenue	38.68%	-25.02%	37.60%	45.46%	45.08%	45.54%	47.59%	53.58%	49.39%	40.50%
SG&A Expenses to Revenue	10.88%	11.67%	11.10%	11.63%	10.34%	11.48%	19.26%	20.28%	18.75%	17.09%
R&D to Revenue	24.55%	25.80%	25.58%	26.29%	26.20%	27.02%	27.11%	28.21%	27.59%	27.47%
Operating Expenses to Revenue	56.99%	-3.77%	58.11%	56.93%	54.72%	57.68%	66.62%	70.96%	67.12%	64.86%
Earnings before Interest and Taxes (EBIT)	14	16	23	-15	-0.40	-31	-93	-217	-152	-64
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	27	27	43	24	50	32	-24	-149	-112	-35
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	6.04	5.69	6.04	4.89	5.31	5.91	6.20	4.49	5.76	9.24
Price to Tangible Book Value (P/TBV)	6.16	6.03	7.95	7.08	7.16	7.67	8.09	6.16	8.50	12.90
Price to Revenue (P/Rev)	10.95	10.22	10.53	10.60	11.61	13.18	12.89	8.02	7.63	12.65
Price to Earnings (P/E)	421.43	7.96	296.99	0.00	402.83	0.00	0.00	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.24%	12.57%	0.34%	0.00%	0.25%	0.00%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	299.77	77.33	23.31	12.95	13.24	15.71	15.82	8.83	9.53	19.07
Enterprise Value to Revenue (EV/Rev)	9.17	8.54	9.18	9.14	10.19	11.70	11.54	7.03	7.04	11.91
Enterprise Value to EBITDA (EV/EBITDA)	130.09	136.39	109.18	252.89	148.08	267.61	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	240.64	233.63	206.39	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	358.16	314.24	337.87	0.00	2,993.32	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	54.78	37.26	33.72	42.47	63.13	76.79	76.86	0.00	166.11	59.64
Enterprise Value to Free Cash Flow (EV/FCFF)	3,459.94	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	578.33
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	0.00	0.00	0.22	0.20	0.20	0.22	0.25	0.33	0.30
Long-Term Debt to Equity	0.00	0.00	0.00	0.22	0.20	0.20	0.22	0.25	0.33	0.00
Financial Leverage	-0.99	-0.96	-0.85	-0.71	-0.66	-0.66	-0.66	-0.60	-0.50	-0.50
Leverage Ratio	1.16	1.16	1.19	1.33	1.39	1.40	1.46	1.53	1.62	1.67
Compound Leverage Factor	1.34	1.52	1.50	0.73	-43.66	1.10	1.64	1.62	1.43	0.71
Debt to Total Capital	0.00%	0.00%	0.00%	17.75%	16.78%	16.62%	18.20%	19.79%	24.88%	22.90%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	22.90%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	17.75%	16.78%	16.62%	18.20%	19.79%	24.88%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	100.00%	100.00%	100.00%	82.25%	83.22%	83.38%	81.80%	80.21%	75.12%	77.10%
Debt to EBITDA	0.00	0.00	0.00	12.93	6.41	10.18	-14.10	-2.41	-3.54	-11.52
Net Debt to EBITDA	0.00	0.00	0.00	-40.40	-20.61	-34.03	41.12	5.42	4.73	21.11
Long-Term Debt to EBITDA	0.00	0.00	0.00	12.93	6.41	10.18	-14.10	-2.41	-3.54	0.00
Debt to NOPAT	0.00	0.00	0.00	-27.90	129.56	-19.75	-4.65	-2.57	-3.80	-10.84
Net Debt to NOPAT	0.00	0.00	0.00	87.13	-416.65	66.03	13.57	5.77	5.07	19.85
Long-Term Debt to NOPAT	0.00	0.00	0.00	-27.90	129.56	-19.75	-4.65	-2.57	-3.80	0.00
Altman Z-Score	24.04	21.60	18.11	8.30	9.52	9.23	8.09	5.15	5.21	8.62
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	6.34	5.94	4.03	5.13	5.75	5.96	4.51	3.71	2.95	1.55
Quick Ratio	6.07	5.80	3.88	5.01	5.59	5.76	4.34	3.32	2.54	1.36
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	1.01	-25	-139	-271	-91	-16	-63	-244	-128	20
Operating Cash Flow to CapEx	1,010.59%	1,404.87%	2,080.34%	1,169.42%	237.69%	440.63%	386.73%	-174.23%	220.32%	1,056.56%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	-10,673.80	-42.04	-5.23	-0.87	-3.38	-12.53	-19.00	3.00
Operating Cash Flow to Interest Expense	0.00	0.00	10,673.77	21.80	6.70	6.30	5.96	-1.95	5.72	29.05
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	10,160.69	19.94	3.88	4.87	4.42	-3.07	3.12	26.30
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.49	0.51	0.51	0.43	0.35	0.33	0.32	0.35	0.42	0.46
Accounts Receivable Turnover	6.80	6.99	7.17	6.39	4.80	4.38	4.29	4.97	6.14	6.80
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	30.73	34.73	37.29	39.60	17.05	11.33	10.23	10.11	13.39	17.84
Accounts Payable Turnover	18.58	0.00	16.41	13.47	10.00	11.88	14.02	12.76	11.91	15.94
Days Sales Outstanding (DSO)	53.67	52.25	50.94	57.11	76.10	83.32	85.17	73.42	59.43	53.67
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	19.65	0.00	22.24	27.09	36.51	30.72	26.04	28.61	30.64	22.90
Cash Conversion Cycle (CCC)	34.02	52.25	28.70	30.02	39.59	52.61	59.13	44.81	28.79	30.77
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	12	48	201	461	554	553	542	646	669	612
Invested Capital Turnover	52.34	14.59	4.09	1.97	1.42	1.34	1.36	1.37	1.38	1.53
Increase / (Decrease) in Invested Capital	8.73	36	153	260	93	-1.05	-11	104	23	-57
Enterprise Value (EV)	3,488	3,722	4,679	5,966	7,331	8,683	8,577	5,709	6,378	11,675
Market Capitalization	4,166	4,458	5,367	6,919	8,352	9,787	9,579	6,514	6,908	12,405
Book Value per Share	$9.77	$10.81	$11.95	$17.61	$19.24	$19.92	$18.58	$17.32	$14.73	$16.24
Tangible Book Value per Share	$9.58	$10.20	$9.08	$12.17	$14.26	$15.34	$14.24	$12.62	$9.98	$11.63
Total Capital	689	784	889	1,719	1,892	1,987	1,889	1,810	1,597	1,742
Total Debt	0.00	0.00	0.00	305	317	330	344	358	397	399
Total Long-Term Debt	0.00	0.00	0.00	305	317	330	344	358	397	0.00
Net Debt	-678	-736	-688	-953	-1,020	-1,104	-1,003	-805	-530	-731
Capital Expenditures (CapEx)	6.30	7.11	6.67	12	49	26	29	22	17	19
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-14	-40	-62	-83	-22	-15	-64	-61	-72	-147
Debt-free Net Working Capital (DFNWC)	557	589	511	984	1,103	1,118	1,055	915	726	857
Net Working Capital (NWC)	557	589	511	984	1,103	1,118	1,055	915	726	458
Net Nonoperating Expense (NNE)	-0.15	-3.13	-4.22	16	-18	10	-7.40	41	7.21	-31
Net Nonoperating Obligations (NNO)	-678	-736	-688	-953	-1,020	-1,104	-1,003	-805	-530	-731
Total Depreciation and Amortization (D&A)	12	11	20	39	50	64	69	68	40	29
Debt-free, Cash-free Net Working Capital to Revenue	-3.78%	-9.09%	-12.23%	-12.69%	-2.99%	-2.08%	-8.67%	-7.50%	-7.99%	-14.97%
Debt-free Net Working Capital to Revenue	146.43%	134.96%	100.26%	150.77%	153.26%	150.61%	141.94%	112.62%	80.23%	87.38%
Net Working Capital to Revenue	146.43%	134.96%	100.26%	150.77%	153.26%	150.61%	141.94%	112.62%	80.23%	46.70%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.14	$0.21	$0.29	($0.25)	$0.25	($0.33)	($0.79)	($2.16)	($1.36)	($0.07)
Adjusted Weighted Average Basic Shares Outstanding	70.08M	72.03M	73.99M	77.71M	81.45M	82.86M	83.58M	83.57M	82.18M	82.29M
Adjusted Diluted Earnings per Share	$0.14	$0.20	$0.28	($0.25)	$0.25	($0.33)	($0.79)	($2.16)	($1.36)	($0.07)
Adjusted Weighted Average Diluted Shares Outstanding	72.31M	73.77M	75.33M	77.71M	82.68M	82.86M	83.58M	83.57M	82.18M	82.29M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	71.02M	73.07M	75.01M	80.61M	82.14M	83.47M	83.08M	84.08M	81.44M	83.03M
Normalized Net Operating Profit after Tax (NOPAT)	9.74	12	14	-11	1.03	-17	-74	-140	-105	-37
Normalized NOPAT Margin	2.56%	2.72%	2.72%	-1.68%	0.14%	-2.25%	-9.94%	-17.18%	-11.56%	-3.75%
Pre Tax Income Margin	4.40%	4.77%	5.60%	-1.27%	1.73%	-3.28%	-14.03%	-28.27%	-14.81%	-2.74%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	1,744.00	-2.35	-0.02	-1.73	-4.97	-11.14	-22.60	-9.44
NOPAT to Interest Expense	0.00	0.00	1,065.35	-1.70	0.14	-0.93	-3.95	-7.18	-15.58	-5.46
EBIT Less CapEx to Interest Expense	0.00	0.00	1,230.92	-4.21	-2.84	-3.16	-6.51	-12.26	-25.19	-12.19
NOPAT Less CapEx to Interest Expense	0.00	0.00	552.27	-3.56	-2.68	-2.36	-5.49	-8.30	-18.18	-8.21
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-242.56%	-20.76%	-234.06%	0.00%

This table displays calculated financial ratios and metrics derived from Guidewire Software's official financial filings.

Metric	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	6.61%	17.69%	13.67%	5.09%	10.37%	6.21%	3.56%	16.00%	7.99%	26.76%	20.17%
EBITDA Growth	-232.64%	-59.01%	94.71%	-0.31%	195.66%	46.51%	453.14%	68.79%	-5.98%	98.83%	-914.94%
EBIT Growth	-1,593.56%	-37.67%	74.90%	11.77%	127.33%	46.23%	86.30%	62.02%	-9.24%	81.54%	-3,239.41%
NOPAT Growth	-38,244.05%	-14.04%	41.16%	7.35%	120.97%	54.69%	-6.22%	71.12%	93.65%	34.12%	147.54%
Net Income Growth	-2,906.78%	-35.19%	77.41%	20.67%	139.38%	60.95%	205.42%	87.98%	37.14%	133.76%	-484.81%
EPS Growth	-3,500.00%	-33.87%	77.55%	18.84%	138.89%	60.24%	209.09%	87.50%	50.00%	133.33%	-475.00%
Operating Cash Flow Growth	-22.85%	18.32%	140.53%	-323.58%	107.24%	17.56%	5,576.31%	109.88%	11.86%	13.56%	24.17%
Free Cash Flow Firm Growth	-1,303.33%	64.18%	67.59%	26.93%	85.59%	-3.70%	117.18%	121.41%	462.51%	93.56%	179.23%
Invested Capital Growth	19.20%	0.91%	4.00%	9.75%	3.55%	5.21%	-3.35%	-4.50%	-8.52%	-1.56%	-1.85%
Revenue Q/Q Growth	23.88%	-20.16%	19.12%	-10.80%	30.11%	-23.17%	16.15%	-0.09%	21.12%	-9.82%	10.11%
EBITDA Q/Q Growth	64.72%	-311.02%	97.88%	-3,160.55%	133.65%	-329.81%	114.01%	-388.12%	201.37%	-102.86%	-9,656.96%
EBIT Q/Q Growth	48.78%	-148.85%	86.51%	-412.97%	115.87%	-589.57%	96.56%	-1,321.73%	137.92%	-199.60%	-521.83%
NOPAT Q/Q Growth	48.39%	-131.47%	68.86%	-149.04%	111.68%	-600.26%	27.00%	32.30%	178.32%	-270.19%	152.68%
Net Income Q/Q Growth	45.98%	-123.39%	86.74%	-395.90%	126.82%	-321.53%	135.78%	-156.55%	405.93%	-45.47%	-507.89%
EPS Q/Q Growth	47.83%	-130.56%	86.75%	-409.09%	125.00%	-335.71%	136.36%	-158.33%	400.00%	-47.62%	-509.09%
Operating Cash Flow Q/Q Growth	828.15%	-204.60%	101.40%	-4,085.82%	456.26%	-141.61%	196.07%	-93.06%	3,934.50%	-132.15%	238.02%
Free Cash Flow Firm Q/Q Growth	16.07%	53.71%	23.25%	-145.06%	83.45%	-233.10%	112.71%	205.44%	180.30%	-105.92%	650.98%
Invested Capital Q/Q Growth	-9.65%	10.27%	4.76%	5.16%	-14.75%	12.03%	-3.76%	3.91%	-18.34%	20.55%	-4.05%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	50.15%	36.95%	53.08%	47.67%	60.63%	54.14%	59.11%	59.09%	63.95%	60.25%	61.89%
EBITDA Margin	-7.53%	-38.79%	-0.69%	-25.25%	6.53%	-19.53%	2.36%	-6.79%	5.69%	-0.18%	-15.98%
Operating Margin	-13.17%	-38.18%	-9.98%	-27.86%	2.26%	-16.29%	-5.15%	-6.94%	3.54%	-1.80%	4.05%
EBIT Margin	-14.52%	-45.26%	-5.13%	-29.48%	3.60%	-22.91%	-0.68%	-9.65%	3.02%	-3.34%	-18.85%
Profit (Net Income) Margin	-12.69%	-35.50%	-3.95%	-21.96%	4.53%	-13.05%	4.02%	-2.28%	5.75%	3.48%	-12.88%
Tax Burden Percent	84.91%	81.16%	111.92%	81.04%	77.55%	70.14%	139.10%	38.87%	88.75%	330.05%	86.64%
Interest Burden Percent	102.90%	96.65%	68.85%	91.92%	162.33%	81.21%	-426.19%	60.66%	214.35%	-31.56%	78.85%
Effective Tax Rate	0.00%	0.00%	0.00%	0.00%	22.45%	0.00%	-39.10%	0.00%	11.25%	-230.05%	0.00%
Return on Invested Capital (ROIC)	-12.61%	-31.72%	-8.30%	-22.88%	2.41%	-14.31%	-9.04%	-6.07%	4.81%	-8.25%	4.30%
ROIC Less NNEP Spread (ROIC-NNEP)	-11.67%	-29.01%	-9.44%	-21.99%	1.29%	-13.57%	-14.38%	-7.38%	3.60%	-13.27%	12.61%
Return on Net Nonoperating Assets (RNNOA)	7.04%	13.68%	4.32%	9.52%	-0.65%	5.27%	5.86%	2.81%	-1.79%	5.29%	-5.47%
Return on Equity (ROE)	-5.57%	-18.05%	-3.98%	-13.37%	1.76%	-9.04%	-3.18%	-3.25%	3.02%	-2.96%	-1.17%
Cash Return on Invested Capital (CROIC)	-41.01%	-21.49%	-22.32%	-26.83%	-19.40%	-15.49%	-5.93%	-0.58%	3.15%	-4.98%	1.93%
Operating Return on Assets (OROA)	-5.14%	-18.47%	-2.13%	-12.74%	1.52%	-10.87%	-0.31%	-4.68%	1.39%	-1.53%	-8.97%
Return on Assets (ROA)	-4.49%	-14.48%	-1.64%	-9.49%	1.91%	-6.19%	1.85%	-1.10%	2.65%	1.59%	-6.13%
Return on Common Equity (ROCE)	-5.57%	-18.05%	-3.98%	-13.37%	1.76%	-9.04%	-3.18%	-3.25%	3.02%	-2.96%	-1.17%
Return on Equity Simple (ROE_SIMPLE)	0.00%	-16.75%	-13.69%	-12.98%	0.00%	-5.77%	-4.04%	-0.83%	0.00%	2.37%	-1.33%
Net Operating Profit after Tax (NOPAT)	-23	-52	-16	-40	4.73	-24	-17	-12	9.15	-16	8.21
NOPAT Margin	-9.22%	-26.72%	-6.99%	-19.51%	1.75%	-11.40%	-7.17%	-4.86%	3.14%	-5.93%	2.83%
Net Nonoperating Expense Percent (NNEP)	-0.94%	-2.71%	1.14%	-0.89%	1.12%	-0.74%	5.35%	1.31%	1.21%	5.01%	-8.31%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-1.04%	-	-	-	0.39%
Cost of Revenue to Revenue	49.85%	63.05%	46.92%	52.33%	39.37%	45.86%	40.89%	40.91%	36.05%	39.75%	38.11%
SG&A Expenses to Revenue	19.02%	21.54%	17.28%	22.56%	15.06%	18.81%	16.68%	17.58%	15.79%	16.26%	14.41%
R&D to Revenue	24.47%	29.79%	26.53%	30.39%	24.75%	30.12%	27.17%	27.48%	25.84%	26.20%	24.27%
Operating Expenses to Revenue	63.32%	75.12%	63.06%	75.54%	58.37%	70.43%	64.27%	66.03%	60.42%	62.04%	57.84%
Earnings before Interest and Taxes (EBIT)	-36	-88	-12	-61	9.71	-48	-1.63	-23	8.81	-8.78	-55
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-18	-76	-1.61	-52	18	-41	5.68	-16	17	-0.47	-46
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	4.49	4.22	4.91	5.20	5.76	6.09	7.28	7.16	9.24	12.20	13.91
Price to Tangible Book Value (P/TBV)	6.16	6.29	7.22	7.70	8.50	8.95	10.49	10.19	12.90	17.41	19.82
Price to Revenue (P/Rev)	8.02	5.93	6.89	7.06	7.63	8.00	9.88	9.59	12.65	14.93	16.27
Price to Earnings (P/E)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	513.65	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.19%	0.00%
Enterprise Value to Invested Capital (EV/IC)	8.83	6.35	7.40	7.39	9.53	9.18	11.94	11.56	19.07	20.24	24.13
Enterprise Value to Revenue (EV/Rev)	7.03	5.37	6.35	6.60	7.04	7.50	9.31	9.03	11.91	14.42	15.75
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2,752.88	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	39,301.76
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	166.11	128.09	70.75	49.44	59.64	72.66	76.87
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	578.33	0.00	1,237.94
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.25	0.33	0.32	0.33	0.33	0.33	0.32	0.31	0.30	0.75	0.67
Long-Term Debt to Equity	0.25	0.33	0.32	0.33	0.33	0.33	0.32	0.00	0.00	0.53	0.53
Financial Leverage	-0.60	-0.47	-0.46	-0.43	-0.50	-0.39	-0.41	-0.38	-0.50	-0.40	-0.43
Leverage Ratio	1.53	1.54	1.55	1.54	1.62	1.62	1.62	1.60	1.67	1.83	1.80
Compound Leverage Factor	1.58	1.49	1.07	1.42	2.63	1.31	-6.91	0.97	3.59	-0.58	1.42
Debt to Total Capital	19.79%	25.04%	24.52%	24.92%	24.88%	24.80%	24.06%	23.66%	22.90%	42.84%	40.17%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	23.66%	22.90%	12.56%	8.44%
Long-Term Debt to Total Capital	19.79%	25.04%	24.52%	24.92%	24.88%	24.80%	24.06%	0.00%	0.00%	30.28%	31.73%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	80.21%	74.96%	75.48%	75.08%	75.12%	75.20%	75.94%	76.34%	77.10%	57.16%	59.83%
Debt to EBITDA	-2.41	-2.24	-2.68	-2.68	-3.54	-5.17	-5.72	-11.87	-11.52	175.19	-18.32
Net Debt to EBITDA	5.42	2.67	3.20	2.77	4.73	5.93	7.68	15.96	21.11	-97.70	12.06
Long-Term Debt to EBITDA	-2.41	-2.24	-2.68	-2.68	-3.54	-5.17	-5.72	0.00	0.00	123.84	-14.47
Debt to NOPAT	-2.57	-2.71	-2.94	-3.02	-3.80	-5.22	-5.81	-10.02	-10.84	-19.50	1,959.50
Net Debt to NOPAT	5.77	3.24	3.52	3.12	5.07	5.99	7.80	13.48	19.85	10.88	-1,289.72
Long-Term Debt to NOPAT	-2.57	-2.71	-2.94	-3.02	-3.80	-5.22	-5.81	0.00	0.00	-13.78	1,547.80
Altman Z-Score	5.41	4.29	5.11	5.55	5.47	6.54	7.71	7.53	8.73	7.51	8.74
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	3.71	3.73	3.66	3.65	2.95	3.72	3.45	1.53	1.55	2.66	2.65
Quick Ratio	3.32	3.50	3.43	3.43	2.54	3.07	2.95	1.26	1.36	2.33	2.31
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-127	-59	-45	-110	-18	-61	7.73	24	66	-3.92	22
Operating Cash Flow to CapEx	1,812.10%	-2,032.90%	32.50%	-1,415.22%	2,918.41%	-1,536.95%	1,292.48%	118.62%	4,374.20%	-1,227.44%	2,315.94%
Free Cash Flow to Firm to Interest Expense	-25.66	-35.01	-26.82	-65.50	-10.85	-36.11	4.57	14.00	39.44	-1.90	5.16
Operating Cash Flow to Interest Expense	16.94	-52.23	0.73	-28.89	102.99	-42.83	40.93	2.85	115.55	-30.22	20.56
Operating Cash Flow Less CapEx to Interest Expense	16.01	-54.80	-1.51	-30.93	99.47	-45.62	37.76	0.45	112.91	-32.68	19.67
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.35	0.41	0.42	0.43	0.42	0.47	0.46	0.48	0.46	0.46	0.48
Accounts Receivable Turnover	4.97	4.86	4.10	3.93	6.14	6.74	5.20	5.30	6.80	10.87	8.63
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	10.11	10.41	10.86	13.17	13.39	13.66	13.85	17.66	17.84	18.75	19.87
Accounts Payable Turnover	12.76	13.35	14.92	14.06	11.91	13.77	13.61	13.48	15.94	16.07	17.83
Days Sales Outstanding (DSO)	73.42	75.10	88.94	92.77	59.43	54.13	70.22	68.81	53.67	33.57	42.28
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	28.61	27.33	24.46	25.96	30.64	26.50	26.82	27.07	22.90	22.72	20.47
Cash Conversion Cycle (CCC)	44.81	47.76	64.48	66.80	28.79	27.62	43.40	41.74	30.77	10.85	21.81
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	646	713	746	785	669	750	721	750	612	738	708
Invested Capital Turnover	1.37	1.19	1.19	1.17	1.38	1.25	1.26	1.25	1.53	1.39	1.52
Increase / (Decrease) in Invested Capital	104	6.42	29	70	23	37	-25	-35	-57	-12	-13
Enterprise Value (EV)	5,709	4,523	5,523	5,804	6,378	6,884	8,615	8,663	11,675	14,934	17,084
Market Capitalization	6,514	4,995	5,997	6,215	6,908	7,340	9,150	9,199	12,405	15,464	17,645
Book Value per Share	$17.32	$14.09	$14.90	$14.65	$14.73	$14.80	$15.33	$15.43	$16.24	$15.27	$15.19
Tangible Book Value per Share	$12.62	$9.45	$10.15	$9.89	$9.98	$10.07	$10.65	$10.83	$11.63	$10.70	$10.66
Total Capital	1,810	1,581	1,616	1,592	1,597	1,603	1,654	1,684	1,742	2,218	2,121
Total Debt	358	396	396	397	397	398	398	398	399	950	852
Total Long-Term Debt	358	396	396	397	397	398	398	0.00	0.00	672	673
Net Debt	-805	-473	-474	-410	-530	-456	-535	-536	-731	-530	-561
Capital Expenditures (CapEx)	4.61	4.30	3.75	3.44	5.94	4.69	5.36	4.05	4.43	5.08	3.71
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-61	-14	16	43	-72	1.48	-24	-7.12	-147	-38	-71
Debt-free Net Working Capital (DFNWC)	915	691	731	731	726	714	754	775	857	1,301	1,098
Net Working Capital (NWC)	915	691	731	731	726	714	754	377	458	1,022	919
Net Nonoperating Expense (NNE)	8.48	17	-7.06	5.10	-7.49	3.42	-27	-6.21	-7.61	-25	45
Net Nonoperating Obligations (NNO)	-805	-473	-474	-410	-530	-456	-535	-536	-731	-530	-561
Total Depreciation and Amortization (D&A)	17	13	10	8.78	7.92	7.01	7.31	6.88	7.77	8.30	8.32
Debt-free, Cash-free Net Working Capital to Revenue	-7.50%	-1.71%	1.88%	4.92%	-7.99%	0.16%	-2.60%	-0.74%	-14.97%	-3.64%	-6.50%
Debt-free Net Working Capital to Revenue	112.62%	82.05%	84.04%	83.08%	80.23%	77.87%	81.40%	80.84%	87.38%	125.55%	101.28%
Net Working Capital to Revenue	112.62%	82.05%	84.04%	83.08%	80.23%	77.87%	81.40%	39.28%	46.70%	98.65%	84.77%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($0.36)	($0.83)	($0.11)	($0.56)	$0.14	($0.33)	$0.12	($0.07)	$0.21	$0.11	($0.45)
Adjusted Weighted Average Basic Shares Outstanding	83.57M	83.32M	82.05M	81.83M	82.18M	81.69M	82.13M	82.50M	82.29M	83.28M	83.71M
Adjusted Diluted Earnings per Share	($0.36)	($0.83)	($0.11)	($0.56)	$0.14	($0.33)	$0.12	($0.07)	$0.21	$0.11	($0.45)
Adjusted Weighted Average Diluted Shares Outstanding	83.57M	83.32M	82.05M	81.83M	82.18M	81.69M	83.31M	82.50M	82.29M	85.96M	83.71M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	84.08M	81.88M	81.57M	81.44M	81.44M	81.93M	83.32M	82.66M	83.03M	83.52M	83.88M
Normalized Net Operating Profit after Tax (NOPAT)	-23	-52	-16	-40	4.73	-24	-8.69	-12	9.15	-3.30	8.21
Normalized NOPAT Margin	-9.22%	-26.72%	-6.99%	-19.51%	1.75%	-11.40%	-3.61%	-4.86%	3.14%	-1.26%	2.83%
Pre Tax Income Margin	-14.94%	-43.74%	-3.53%	-27.10%	5.84%	-18.61%	2.89%	-5.86%	6.48%	1.05%	-14.86%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	-7.20	-52.79	-7.11	-36.35	5.77	-28.24	-0.97	-13.78	5.25	-4.26	-13.04
NOPAT to Interest Expense	-4.57	-31.18	-9.69	-24.05	2.81	-14.05	-10.20	-6.93	5.46	-7.55	1.96
EBIT Less CapEx to Interest Expense	-8.13	-55.36	-9.35	-38.39	2.24	-31.02	-4.13	-16.18	2.61	-6.72	-13.93
NOPAT Less CapEx to Interest Expense	-5.50	-33.74	-11.93	-26.09	-0.72	-16.84	-13.37	-9.33	2.82	-10.02	1.07
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	-20.76%	-106.41%	-119.77%	-137.97%	-234.06%	0.00%	0.00%	-449.30%	0.00%	0.00%	0.00%

Frequently Asked Questions About Guidewire Software's Financials

When does Guidewire Software's financial year end?

According to the most recent income statement we have on file, Guidewire Software's fiscal year ends in July. Their fiscal year 2024 ended on July 31, 2024.

How has Guidewire Software's net income changed over the last 9 years?

Guidewire Software's net income appears to be on an upward trend, with a most recent value of -$6.10 million in 2024, falling from $9.89 million in 2015. The previous period was -$111.86 million in 2023.

What is Guidewire Software's operating income?

Guidewire Software's total operating income in 2024 was -$52.57 million, based on the following breakdown:

Total Gross Profit: $583.36 million
Total Operating Expenses: $635.93 million

How has Guidewire Software revenue changed over the last 9 years?

Over the last 9 years, Guidewire Software's total revenue changed from $380.54 million in 2015 to $980.50 million in 2024, a change of 157.7%.

How much debt does Guidewire Software have?

Guidewire Software's total liabilities were at $883.56 million at the end of 2024, a 6.7% increase from 2023, and a 699.2% increase since 2015.

How much cash does Guidewire Software have?

In the past 9 years, Guidewire Software's cash and equivalents has ranged from $212.36 million in 2015 to $606.30 million in 2022, and is currently $547.99 million as of their latest financial filing in 2024.

How has Guidewire Software's book value per share changed over the last 9 years?

Over the last 9 years, Guidewire Software's book value per share changed from 9.77 in 2015 to 16.24 in 2024, a change of 66.2%.

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This page (NYSE:GWRE) was last updated on 4/15/2025 by MarketBeat.com Staff

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Guidewire Software (GWRE) Financials

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