HCI Group (HCI) Competitors

Selective Insurance Group (NASDAQ:SIGI) and HCI Group (NYSE:HCI) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, dividends, analyst recommendations, profitability, risk, valuation, community ranking and earnings.

Which has preferable valuation & earnings, SIGI or HCI?

Selective Insurance Group has higher revenue and earnings than HCI Group. HCI Group is trading at a lower price-to-earnings ratio than Selective Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Selective Insurance Group	$4.86B	0.98	$207.01M	$3.22	24.38
HCI Group	$550.67M	2.25	$79.03M	$11.97	9.81

Is SIGI or HCI a better dividend stock?

Selective Insurance Group pays an annual dividend of $1.52 per share and has a dividend yield of 1.9%. HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.4%. Selective Insurance Group pays out 47.2% of its earnings in the form of a dividend. HCI Group pays out 13.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Selective Insurance Group has raised its dividend for 11 consecutive years. Selective Insurance Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to SIGI or HCI?

In the previous week, Selective Insurance Group had 12 more articles in the media than HCI Group. MarketBeat recorded 14 mentions for Selective Insurance Group and 2 mentions for HCI Group. HCI Group's average media sentiment score of 0.46 beat Selective Insurance Group's score of 0.46 indicating that HCI Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Selective Insurance Group	5 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	2 Negative mention(s)	1 Very Negative mention(s)	Neutral
HCI Group	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals & insiders believe in SIGI or HCI?

82.9% of Selective Insurance Group shares are held by institutional investors. Comparatively, 87.0% of HCI Group shares are held by institutional investors. 1.5% of Selective Insurance Group shares are held by insiders. Comparatively, 21.0% of HCI Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has more risk & volatility, SIGI or HCI?

Selective Insurance Group has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500. Comparatively, HCI Group has a beta of 1.12, suggesting that its share price is 12% more volatile than the S&P 500.

Is SIGI or HCI more profitable?

HCI Group has a net margin of 19.37% compared to Selective Insurance Group's net margin of 4.26%. HCI Group's return on equity of 34.17% beat Selective Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Selective Insurance Group	4.26%	7.33%	1.62%
HCI Group	19.37%	34.17%	7.44%

Do analysts recommend SIGI or HCI?

Selective Insurance Group currently has a consensus price target of $98.71, suggesting a potential upside of 25.77%. HCI Group has a consensus price target of $140.00, suggesting a potential upside of 19.23%. Given Selective Insurance Group's higher probable upside, equities research analysts plainly believe Selective Insurance Group is more favorable than HCI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Selective Insurance Group	1 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.13
HCI Group	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80

Does the MarketBeat Community favor SIGI or HCI?

Selective Insurance Group received 61 more outperform votes than HCI Group when rated by MarketBeat users. However, 61.85% of users gave HCI Group an outperform vote while only 59.65% of users gave Selective Insurance Group an outperform vote.

Company	Underperform	Outperform
Selective Insurance Group	Outperform Votes 309 59.65%	Underperform Votes 209 40.35%
HCI Group	Outperform Votes 248 61.85%	Underperform Votes 153 38.15%

Summary

HCI Group beats Selective Insurance Group on 13 of the 21 factors compared between the two stocks.