HCI Group (HCI) Competitors

The Hanover Insurance Group (NYSE:THG) and HCI Group (NYSE:HCI) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, earnings, institutional ownership, community ranking, analyst recommendations, risk, dividends, media sentiment and valuation.

Is THG or HCI a better dividend stock?

The Hanover Insurance Group pays an annual dividend of $3.60 per share and has a dividend yield of 2.2%. HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.1%. The Hanover Insurance Group pays out 30.8% of its earnings in the form of a dividend. HCI Group pays out 18.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The Hanover Insurance Group has raised its dividend for 20 consecutive years. The Hanover Insurance Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate THG or HCI?

The Hanover Insurance Group presently has a consensus price target of $178.00, suggesting a potential upside of 9.58%. HCI Group has a consensus price target of $140.00, suggesting a potential downside of 4.93%. Given The Hanover Insurance Group's higher possible upside, analysts clearly believe The Hanover Insurance Group is more favorable than HCI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The Hanover Insurance Group	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44
HCI Group	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Does the MarketBeat Community believe in THG or HCI?

The Hanover Insurance Group received 119 more outperform votes than HCI Group when rated by MarketBeat users. However, 61.85% of users gave HCI Group an outperform vote while only 59.48% of users gave The Hanover Insurance Group an outperform vote.

Company	Underperform	Outperform
The Hanover Insurance Group	Outperform Votes 367 59.48%	Underperform Votes 250 40.52%
HCI Group	Outperform Votes 248 61.85%	Underperform Votes 153 38.15%

Do insiders & institutionals have more ownership in THG or HCI?

86.6% of The Hanover Insurance Group shares are held by institutional investors. Comparatively, 87.0% of HCI Group shares are held by institutional investors. 2.5% of The Hanover Insurance Group shares are held by insiders. Comparatively, 21.0% of HCI Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is THG or HCI more profitable?

HCI Group has a net margin of 19.37% compared to The Hanover Insurance Group's net margin of 6.83%. HCI Group's return on equity of 34.17% beat The Hanover Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
The Hanover Insurance Group	6.83%	18.01%	3.23%
HCI Group	19.37%	34.17%	7.44%

Which has more volatility and risk, THG or HCI?

The Hanover Insurance Group has a beta of 0.47, indicating that its share price is 53% less volatile than the S&P 500. Comparatively, HCI Group has a beta of 1.12, indicating that its share price is 12% more volatile than the S&P 500.

Does the media favor THG or HCI?

In the previous week, The Hanover Insurance Group had 14 more articles in the media than HCI Group. MarketBeat recorded 17 mentions for The Hanover Insurance Group and 3 mentions for HCI Group. HCI Group's average media sentiment score of 1.10 beat The Hanover Insurance Group's score of 1.08 indicating that HCI Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
The Hanover Insurance Group	12 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
HCI Group	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings and valuation, THG or HCI?

The Hanover Insurance Group has higher revenue and earnings than HCI Group. The Hanover Insurance Group is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The Hanover Insurance Group	$6.22B	0.94	$426M	$11.69	13.90
HCI Group	$749.45M	2.12	$79.03M	$8.80	16.73

Summary

HCI Group beats The Hanover Insurance Group on 11 of the 21 factors compared between the two stocks.