HCI Group (HCI) Competitors

HCI Group (NYSE:HCI) and Palomar (NASDAQ:PLMR) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, risk, media sentiment, institutional ownership, earnings, valuation and profitability.

Do analysts recommend HCI or PLMR?

HCI Group presently has a consensus target price of $181.25, suggesting a potential upside of 28.38%. Palomar has a consensus target price of $174.17, suggesting a potential upside of 22.76%. Given HCI Group's stronger consensus rating and higher probable upside, equities research analysts clearly believe HCI Group is more favorable than Palomar.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HCI Group	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Palomar	0 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.71

Which has more volatility & risk, HCI or PLMR?

HCI Group has a beta of 1.21, meaning that its stock price is 21% more volatile than the S&P 500. Comparatively, Palomar has a beta of 0.46, meaning that its stock price is 54% less volatile than the S&P 500.

Does the media refer more to HCI or PLMR?

In the previous week, Palomar had 12 more articles in the media than HCI Group. MarketBeat recorded 16 mentions for Palomar and 4 mentions for HCI Group. Palomar's average media sentiment score of 1.55 beat HCI Group's score of 0.18 indicating that Palomar is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HCI Group	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Palomar	13 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has preferable earnings and valuation, HCI or PLMR?

Palomar has lower revenue, but higher earnings than HCI Group. HCI Group is trading at a lower price-to-earnings ratio than Palomar, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HCI Group	$750.05M	2.17	$109.95M	$10.34	13.65
Palomar	$553.86M	6.85	$117.57M	$5.01	28.32

Is HCI or PLMR more profitable?

Palomar has a net margin of 21.99% compared to HCI Group's net margin of 17.38%. HCI Group's return on equity of 27.69% beat Palomar's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HCI Group	17.38%	27.69%	6.33%
Palomar	21.99%	20.56%	6.31%

Do insiders & institutionals hold more shares of HCI or PLMR?

87.0% of HCI Group shares are held by institutional investors. Comparatively, 90.3% of Palomar shares are held by institutional investors. 21.9% of HCI Group shares are held by insiders. Comparatively, 3.7% of Palomar shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

HCI Group and Palomar tied by winning 8 of the 16 factors compared between the two stocks.