HCI vs. AGO, MCY, HTH, STC, EIG, SAFT, AMSF, PRA, UFCS, and UVE
Should you be buying HCI Group stock or one of its competitors? The main competitors of HCI Group include Assured Guaranty (AGO), Mercury General (MCY), Hilltop (HTH), Stewart Information Services (STC), Employers (EIG), Safety Insurance Group (SAFT), AMERISAFE (AMSF), ProAssurance (PRA), United Fire Group (UFCS), and Universal Insurance (UVE). These companies are all part of the "property & casualty insurance" industry.
HCI Group vs.
HCI Group (NYSE:HCI) and Assured Guaranty (NYSE:AGO) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, dividends, profitability, community ranking, risk and valuation.
HCI Group has a beta of 1.13, suggesting that its stock price is 13% more volatile than the S&P 500. Comparatively, Assured Guaranty has a beta of 1.12, suggesting that its stock price is 12% more volatile than the S&P 500.
Assured Guaranty received 151 more outperform votes than HCI Group when rated by MarketBeat users. Likewise, 66.83% of users gave Assured Guaranty an outperform vote while only 61.85% of users gave HCI Group an outperform vote.
Assured Guaranty has a net margin of 70.37% compared to HCI Group's net margin of 19.37%. HCI Group's return on equity of 34.17% beat Assured Guaranty's return on equity.
HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.3%. Assured Guaranty pays an annual dividend of $1.24 per share and has a dividend yield of 1.4%. HCI Group pays out 13.4% of its earnings in the form of a dividend. Assured Guaranty pays out 9.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Assured Guaranty is clearly the better dividend stock, given its higher yield and lower payout ratio.
87.0% of HCI Group shares are owned by institutional investors. Comparatively, 92.2% of Assured Guaranty shares are owned by institutional investors. 21.0% of HCI Group shares are owned by insiders. Comparatively, 5.1% of Assured Guaranty shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
In the previous week, HCI Group and HCI Group both had 4 articles in the media. Assured Guaranty's average media sentiment score of 1.33 beat HCI Group's score of 0.92 indicating that Assured Guaranty is being referred to more favorably in the news media.
HCI Group currently has a consensus price target of $140.00, indicating a potential upside of 15.23%. Assured Guaranty has a consensus price target of $103.33, indicating a potential upside of 12.60%. Given HCI Group's stronger consensus rating and higher possible upside, equities analysts clearly believe HCI Group is more favorable than Assured Guaranty.
Assured Guaranty has higher revenue and earnings than HCI Group. Assured Guaranty is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.
Summary
Assured Guaranty beats HCI Group on 11 of the 19 factors compared between the two stocks.
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This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NYSE:HCI) was last updated on 1/18/2025 by MarketBeat.com Staff